Acorns Early vs Step

Acorns Early is a good banking app with fun educational content. How does it compare to Step? Read our comparison chart below.

Acorns Early is a financial learning app for ages 6-18. It lets kids spend with a debit card, set savings goals, get paid for chores, and more. The app evolves with kids to suit their needs at different ages. Plans start from $5/mo per child.

While Step offers free banking app and secured spending card for teens and young adults. It helps build credit, invest, grow savings, and earn rewards. Step reports payment history from Step VISA Card to the three credit bureaus to help users build credit. There is no minimum age requirement, monthly fees, or account minimums.

Compare Acorns Early with Step, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Acorns Early	Step

	Visit Site	Visit Site
	SPECIAL OFFER Acorns Early Kids' Debit Card - Learn More Read Acorns Early Review	SPECIAL OFFER Step Visa Card for Teens - Learn More Read Step Review
	Benefits and Features
Minimum Age	6 years old	No minimum age requirement
Savings	Create savings goals; No APY (parent-paid interest only)
Checking	Debit card up to 4 kids (Family Plan); 1 debit card (Individual Child)
Monthly Fee	Individual Child - $5 per month Family Plan - $10 per month	$0
Kids Debit Card
Minimum Deposit to Open	$0	$0
Mobile App	iOS & Android
	CreditDonkey® Reviews

Savings
Minimum Deposit
Checking
Price
Mobile App
Customer Service
Ease of Use
Education
Minimum Deposit to Open
Pros & Cons	Pros: App evolves with your child Flexible parental controls Game-like educational tools Cons: Accounts don't earn interest Can't cancel through the app	Pros: No monthly fee Build credit with Step Card Early direct deposit Cons: Doesn't earn interest No in-app educational content Few parental controls
Bottom Line	Good banking app with fun educational content... Read full review	Simple banking app and debit card for teens... Read full review
	Visit Site	Visit Site
	Acorns Early Kids' Debit Card Acorns Early Debit Card for Kids and Teens Acorns Early Debit Card for Kids 6-18	Step Visa Card for Teens
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Acorns Early: Pricing information from published website as of 11/30/2024.

Acorns Early Kids' Debit Card

Real-time spend notifications.
Block and unblock cards easily.
Teach financial independence safely.

Acorns Early card is issued by Community Federal Savings Bank, member FDIC

Acorns Early Debit Card for Kids and Teens

For kids ages 6-18
Customize chores and allowance
Set spending controls and limits
$5/mo per child

Acorns Early card is issued by Community Federal Savings Bank, member FDIC

Acorns Early Debit Card for Kids 6-18

Over 2 million members
Customize chores and allowance
Full parental controls - monitor transactions, set spending limits, block unsafe merchants
Teach kids financial responsibility safely
30 days free; then $5/mo per child

Acorns Early card is issued by Community Federal Savings Bank, member FDIC

Which is Better: Acorns Early or Step?

Still need help deciding which kids debit card is better? Read the in-depth reviews below. You may also be interested in comparing Acorns Early or Greenlight.

In short: Acorns Early's education is outstanding. Step's price is impressive.

Articles on Acorns Early

Acorns Early (formerly GoHenry) Review

Acorns Early offers kids a debit card and fun money lessons. But is it worth the monthly fee? Find out the pros, cons, and whether it's safe for your child.

Acorns Early (formerly GoHenry) vs Greenlight

Acorns Early vs Greenlight: Which is the best debit card for kids? Find out the pros, cons, and differences between Acorns Early and Greenlight.

Acorns Early vs Current

How Much Does Acorns Early (formerly GoHenry) Cost

Is Acorns Early worth the monthly fee? Find out if Acorns Early is a good debit card for kids. Plus, check out the best free Acorns Early alternatives.