Chase vs CIT Bank

Chase is a national bank with good promotions for new customers. How does it compare to CIT Bank? Read our comparison chart below.

	Chase	CIT Bank


	SPECIAL OFFER Chase Total Checking® + Chase Savings℠ - Learn More Read Chase Review	SPECIAL OFFER Open a CIT Bank 2.10% APY Savings Builder High Yield Savings Account - Learn More Read CIT Bank Review
	Benefits and Features
Savings	Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.	Savings Builder up to 2.10% APY with $25,000 minimum balance or $100 monthly deposit. $100 minimum opening deposit.
CD	Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.	Term CDs up to 1.95% APY. $1,000 minimum opening deposit. No monthly maintenance fee.
Checking	Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open. Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Money Market		1.85% APY. $100 minimum deposit. No monthly maintenance fee.
Customer Service	24/7 by phone	Monday - Friday: 8:00 am - 9:00 pm (ET) Saturday: 9:00 am - 5:00 pm (ET) Sunday: 11:00 am - 4:00 pm (ET)
ATMs	Over 16,000 Chase ATMs nationwide
Locations	Nearly 5,000 branches	Online Only
	CreditDonkey® Reviews

Savings
Checking
Customer Service
Mobile App
Money Market
Pros & Cons	Pros: Nearly 5,000 branches New customer promotions Full service banking Cons: Low interest rates Not in all states	Pros: High APY No minimum deposit for savings No monthly service fees Cons: No checking accounts No ATM card
Bottom Line	National bank with good promotions for new customers... Read full review	Solid online bank with excellent rates and no monthly fees... Read full review

	Chase Total Checking® + Chase Savings℠ Chase Premier Plus Checking℠ Chase Total Checking®	Open a CIT Bank 2.10% APY Savings Builder High Yield Savings Account Money Market Account - 1.85% APY Open a CD with CIT
What Others View	Wells Fargo US Bank Bank of America PNC Bank Fifth Third Bank TD Bank Capital One Citibank Ally Bank Discover Bank	Ally Bank Citibank Synchrony Bank Discover Bank
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chase: Pricing information from published website as of 7/17/2019 CIT Bank: Pricing information from published website as of 10/1/2019

Which is Better: Chase or CIT Bank?

Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Chase or HSBC Bank.

In short: CIT Bank's savings is notable.

Articles on Chase

Chase Bank Review

Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you.

Chase Routing Number

What is Chase Bank's routing number? Depends on the state. Find the right one for your account with our guide.

Chase Sapphire Checking Promotion

Is Chase Sapphire banking bonus worth it? Get the requirements and see how to qualify.

Chase Total Business Checking

What is Chase Total Business checking account? Is there a fee? Read this review for the pros and cons.

Chase vs Discover Bank

Chase Sapphire Banking

What is Chase Sapphire banking ? We explain the benefits, interest rate and how to qualify for the bonus in our review.

Chase You Invest Review

Chase You Invest App has a bonus promotion, low fees and mutual funds trading. But is it good for beginners? Read this review for the pros and cons.

Chase Premier Plus Checking

Chase Premier Plus Checking currently has a coupon offer. But how does the minimum balance and fee waiver compare to accounts like the Total Checking? Read on to find out.

Chase Savings Account

Chase Savings Account has a coupon for new customers. But how does it work? Read this review for the interest rate, fees, minimum balance and more.

Chase Private Client Review

Chase Private Client offers premium relationship perks to those with $250,000 on deposit with Chase. It is worth it? We analyze the benefits in this in-depth review. Read on.

Chase Student Account

Chase College Checking account has no monthly service fee for students. But is there a catch? Read on to learn the details and see if it's right for you.

Chase Open Account

Opening an account with Chase Bank is simple. Take a look at what you'll need and check out your account options in our guide.

Articles on CIT Bank

CIT Bank Review

Want a higher interest rate at a good FDIC insured bank? CIT is tempting, but there are downsides you should not ignore. Read this review before you open an account.