Chase vs CIT Bank
Chase is a national bank with good promotions for new customers. How does it compare to CIT Bank? Read our comparison chart below.
Chase is one of the biggest banks in the nation with more than 4,700 branches and over 15,000 ATMs. They offer a variety of banking, loans and investing services.
While CIT Bank is an online division of First Citizens Bank. It's known for high interest rates on its savings accounts and CDs. In addition, it offers an eChecking account. All accounts have no monthly service fees.
Compare Chase with CIT Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
 |  | |
| Visit Site | Visit Site | |
Chase | CIT Bank | |
|---|---|---|
Chase First Banking - | CIT Bank Platinum Savings - | |
Benefits and Features | ||
| Savings |
| Platinum Savings: 4.00% APY with a balance of $5,000 or more Savings Connect: 3.90% APY Savings Builder up to 1.00% APY with $25,000+ balance or $100 monthly deposit |
| CD | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. | Term CDs up to 3.50% APY. $1,000 minimum opening deposit. |
| Checking |
| eChecking: 0.25% APY with $25,000+ balance and 0.10% APY on balances under $25,000 |
| Money Market | ||
| Mobile App | ||
| ATMs | No ATM fees from CIT Bank. Up to $30 in other banks' ATM fees reimbursed per month (for eChecking Account) | |
| Customer Service | Automated service available 24/7 | Mon - Fri: 9 am - 9 pm ET Sat: 10 am - 6 pm ET Sunday: Closed |
| Locations | ||
CreditDonkey® Reviews | ||
| | |
| Savings |   | |
| CD | | |
| Checking | |  |
| Mobile App | | |
| Customer Service | | |
| Money Market | | |
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | National bank with good promotions for new customers... | Solid online bank with excellent rates and no monthly fees... |
| Visit Site | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chase: Pricing information and data points from published website as of 08/26/2025. CIT Bank: For complete list of account details and fees, see our Personal Account disclosures. | ||
CIT Bank Platinum Savings - 4.00% APY
- 4.00% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
CIT Bank Savings Connect - 3.90% APY
- Earn 10x the national average
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
CIT Bank No Penalty CD - 3.50% APY
- 3.50% APY
- Option to withdraw full balance and interest after 7 days of CD funding date
- $1,000 minimum to open an account
- 11 months
- No monthly maintenance fee
- Member FDIC
Which is Better: Chase or CIT Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Chase or Bank of America.
In short: Chase's mobile app is impressive. CIT Bank's savings is outstanding.
Articles on Chase
Chase Reviews
Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you.
Chase Bank Open Account
Opening an account with Chase Bank is simple. Take a look at what you'll need and check out your account options in our guide.
Chase Business Checking Promotion
Chase Business Complete Banking offers up to a $500 bonus for new customers with qualifying activities. Find out how to get this limited business checking promotion.
Chase Business Complete Banking Review
Is Chase Business Complete Banking the right choice for you? Here are the benefits and fees you need to know.
How to Open a Chase Business Bank Account
Opening a Chase business banking account is easy. Check out what you'll need and your business checking options in this guide.
Chase Routing Number
What is Chase Bank's routing number? It depends on the state. Find the correct routing number for your Chase account (even without a check).
Chase Private Client vs Sapphire Banking
What's the difference between Chase Private Client Checking℠ and Chase Sapphire℠ Banking? Find out which one you can qualify for.
Chase $600 Bonus
Curious about scoring $600 from Chase? Read on to find out how to qualify and claim a $600 Chase bonus.
Does Chase Have a High Yield Savings
Curious if Chase offers a high-yield savings account? Read on to find out.
Chase Savings Account Interest Rate
Looking to open a savings account with Chase? Check out the current rates being offered.
Articles on CIT Bank
CIT Bank Money Market Review
CIT Bank offers a high interest rate. But how reliable is this online bank? Read this review to find out if what you heard is true.
CIT Bank CD Rates
CIT Bank is a well-known online bank with high savings interest rates. Find out how CIT Bank's CD rates compares to other trustworthy banks.
Who is CIT Bank
CIT Bank offers accounts with high interest rates and low fees. But just who is CIT Bank? And should you trust them with your money?
CIT Bank Platinum Savings vs Savings Connect
CIT Platinum Savings is CIT Bank's newest savings account. It advertises a higher APY. Check out how it compares to Savings Connect. Get a higher rate now.
CIT Bank Complaints
CIT Bank offers a high APY. But there are some downsides, too. Read on to learn more about CIT Bank common complaints and possible solutions.
CIT Bank Locations
CIT Bank is an online bank that offers a variety of savings products. Find out how to manage your account, reach customer service, and the bank's current offers.
CIT Platinum Savings
CIT Platinum Savings Account boasts a higher APY than its other savings accounts. But there's a catch. Read on to learn how to get the highest APY.
CIT Bank No Penalty CD Review
CIT Bank offers a CD account that has no penalty for early withdrawal. Read on to learn about the APY and any requirements or fees that come with it.
CIT Bank High Yield Savings Review
CIT Bank savings accounts offer some of the highest APYs with minimal requirements. Read on to learn how CIT can help you grow your money.
What is CIT Bank
In the modern world, there are some things you just don't have to do anymore. Like drawing water from a well. Or paying fees just to keep your bank account open.
CIT Bank Login
Forgot your CIT Bank username? We'll show you how to login your online bank account.
CIT Bank Routing Number
Want to transfer money in or out of your CIT Bank account? Read this review to find your ABA routing number.
Which Do You Think is Best?
Which Bank Account is Right for You?
You Might Also Like
First Community Bank Review
First Community Bank is well-regarded for its great service across the Coastal Bend region, but it comes with setbacks. Read on for the details.
Best Savings Accounts for College Students
Want to think ahead? Start preparing for your future using these student-friendly savings accounts with high APYs and no fees.
Best Banks in Georgia
On the hunt for a new bank in Georgia? Look no further than this helpful list of the best banks in Georgia.
Best Banks in Colorado
In Colorado and looking for a new bank? This useful guide to the best banks in Colorado will make finding one easy.
Best National Bank
There are over 5,000 FDIC-insured banks in America. How do you choose a good national bank to keep your money safe?
How and Where to Invest $1 Million Dollars
How can you invest 1 million dollars? Many choose stocks and real estate but there are more ideas than you think. Here's what to do with that cash.
Find Your Routing Number on a Check
Your routing number is the 9 digit code on the bottom of your check. Don't use the wrong number. Find the correct routing number for your bank.
Marcus by Goldman Sachs Review
Marcus by Goldman Sachs offers savings accounts and CDs at high interest rates. But don't expect accounts with a lot of bells and whistles. Read on for the pros and cons.
Wells Fargo Bank Review
Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options.
Next Page: Chase Bank
