October 5, 2019

CIT Bank Login

Read more about CIT Bank
Editorial Note: This content is not provided by the bank. Opinions expressed here are author's alone, not those of the bank, and have not been reviewed, approved or otherwise endorsed by the bank.
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Forgot your CIT Bank username? We'll show you how to login your online bank account.

CIT Bank offers savings and money market accounts, CDs with varying maturity, and home mortgage loans. Since it's an online bank, you'll handle your transactions from your computer or mobile device.

Logging Into Your CIT Bank Account

Log in to CIT Bank accounts with the following steps:

  1. Visit CIT Bank Online
  2. Click Sign in, then Online Banking
  3. Enter your User ID and Password

CIT Bank offers limited account access over the phone. But you will need your personal identification number (PIN) to access your account.

Is CIT Bank Safe?
When you can't see the physical bank, it can make you wonder where your money goes. But CIT Bank is FDIC insured, so you have protection in the very unlikely event that it goes out of business. Each account is insured for $250,000.

Forgot Your CIT Username or Password?

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If you forget your username or password, CIT helps you retrieve the information. But first you must provide important information, including:

  • Account Number
  • First Name
  • Last Name
  • Last Four Digits of Your Social Security number

If you don't have all of this information, you can call CIT for more help at 1-855-462-2652 and press #3 for assistance.

The customer service representatives must confirm your identity before they release any information. You can also call this number and choose option #5 if you forgot your telephone banking PIN.

CIT Bank offers 24/7 access to your account information online as well as access to a secure email system. Email is available 24/7, but you must log into your account to use the system.

Contacting CIT Customer Service

CIT Bank offers several ways to contact customer service. But the customer service line often has long wait times, so they recommend that you try to solve your issue through one of the online options first.

If you need to speak to a customer service representative, call 1-855-462-2652. CIT Bank's customer service is available:

Mon - Fri: 9 am - 9 pm ET
Sat: 10 am - 6 pm ET
Sunday: Closed

You'll hear the following options:

  • Press #1 if you are a new customer
  • Press #2 for account information
  • Press #3 for help with online or mobile banking
  • Press #4 for interest rate information
  • Press #5 to change your PIN
  • Press #0 to speak to a customer service representative

What Is the CIT Bank Routing Number?
The CIT Bank routing number is 124084834. If you are a commercial or institutional client, you must call 1-877-748-0004 to obtain the appropriate routing number.

For Specific Concerns

  1. If you want to know your balance and don't have internet access, you can call 1-855-462-2652 and press #2. Choose the appropriate account: savings, CDs, or money market. You'll also need to enter your PIN.

  2. If you have questions about bank forms, email bankingforms@cit.com or mail the forms to:
    CIT Bank, N.A.
    P.O. Box 7056
    Pasadena, CA 91109-9699

  3. If you have a CIT Bank home loan, you can reach them at 1-800-217-6629 Monday through Friday 9 AM to 8 PM.

Additional Ways to Contact CIT Bank

Opening a New Account With CIT

Start a new account with CIT Bank by clicking Open Account in the right upper corner of their homepage. You'll need the following information to open an account:

  • Name(s) on the Account
  • Birthdate(s)
  • Mother's Maiden Name
  • Home Address
  • Primary Phone Number
  • Email Address
  • Social Security Number
  • Employer Information
  • CIT Bank Promo Code (if applicable)

It takes approximately five to ten minutes to complete and submit the application. Your final step is to make a deposit and finish the account setup.

You may have to verify micro-deposits that CIT sends to your existing account if you send an electronic transfer. Micro-deposits are usually a few cents and help CIT verify that the account information you provided belongs to you.

Where Is CIT Bank Located?
CIT Bank's corporate headquarters is located at:

CIT Bank N.A.
75 North Fair Oaks Ave
Pasadena, CA 91103

Bottom Line

Accessing your CIT bank account is easy when you know your ID and password. If you forget it, you have to jump through a few hoops to get the information you need.

If you need customer service, try resolving your issue by looking through CIT's Help section or by sending an email. You may get your issue resolved faster.

Is CIT Bank the same as Citibank?
CIT Bank is an online bank and Citibank is a bank with physical branches. Both are CreditDonkey partners. CIT offers higher interest rates in exchange for doing business online only. Citibank is better suited for customers with high balances.

CIT Bank
Member FDIC

CIT Bank Platinum Savings - 5.05% APY

  • 5.05% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
Citibank

Citi Priority - Earn up to $2,000 Cash Bonus

Expires 1/9/2024
  • Earn up to $2,000 when you open a new eligible Citi checking account and enroll in the offer the same day
  • New to Relationship customers can choose their Relationship Tier.
  • Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
  • Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
  • If your balance falls to a lower Balance Level at any point during the maintenance period, the bonus changes.
  • Bonus will be paid within 30 days after you successfully complete all required activities.
  • Restrictions apply.
Discover Bank
Member FDIC

Discover Online Savings - $200 Cash Bonus

Expires 12/14/2023

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY923 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/14/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Chase
Member FDIC

Chase Total Checking® - $200 Bonus

Expires 10/18/2023
  • New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
  • Access to more than 15,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Bank of America
Member FDIC

Bank of America Business Advantage Checking Account - $200 Bonus Offer

Expires 12/31/2023
Earn a cash bonus in three steps:
  1. Open a new eligible business checking account by December 31, 2023
  2. Make Qualifying Deposits* of $5,000 or more in new money within 30 days of opening the new eligible business checking account
  3. Maintain an average balance of $5,000 for the next 60 days (day 31-90) during the maintenance period**
*Qualifying Deposits are deposits of new money, which is money not currently or previously held in any account at Bank of America or Merrill
**The maintenance period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
Member FDIC

Write to Kim P at feedback@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

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About CIT Bank Promotions

CIT Bank offers some of the highest interest rates on the market. It is an online bank that offers a variety of savings products. Because of CIT's merger with First Citizens Bank, you can also access products and services offered by First Citizens.

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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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