October 5, 2019

CIT Bank Login

Read more about CIT Bank
Editorial Note: This content is not provided by the bank. Opinions expressed here are author's alone, not those of the bank, and have not been reviewed, approved or otherwise endorsed by the bank.
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Forgot your CIT Bank username? We'll show you how to login your online bank account.

CIT Bank offers savings and money market accounts, CDs with varying maturity, and home mortgage loans. Since it's an online bank, you'll handle your transactions from your computer or mobile device.

Logging Into Your CIT Bank Account

Log in to CIT Bank accounts with the following steps:

  1. Visit CIT Bank Online
  2. Click Sign in, then Online Banking
  3. Enter your User ID and Password

CIT Bank offers limited account access over the phone. But you will need your personal identification number (PIN) to access your account.

Is CIT Bank Safe?
When you can't see the physical bank, it can make you wonder where your money goes. But CIT Bank is FDIC insured, so you have protection in the very unlikely event that it goes out of business. Each account is insured for $250,000.

Forgot Your CIT Username or Password?

If you forget your username or password, CIT helps you retrieve the information. But first you must provide important information, including:

  • Account Number
  • First Name
  • Last Name
  • Last Four Digits of Your Social Security number

If you don't have all of this information, you can call CIT for more help at 1-855-462-2652 and press #3 for assistance.

The customer service representatives must confirm your identity before they release any information. You can also call this number and choose option #5 if you forgot your telephone banking PIN.

CIT Bank offers 24/7 access to your account information online as well as access to a secure email system. Email is available 24/7, but you must log into your account to use the system.

Contacting CIT Customer Service

CIT Bank offers several ways to contact customer service. But the customer service line often has long wait times, so they recommend that you try to solve your issue through one of the online options first.

If you need to speak to a customer service representative, call 1-855-462-2652. CIT Bank's customer service is available:

Mon - Fri: 9 am - 9 pm ET
Sat: 10 am - 6 pm ET
Sunday: Closed

You'll hear the following options:

  • Press #1 if you are a new customer
  • Press #2 for account information
  • Press #3 for help with online or mobile banking
  • Press #4 for interest rate information
  • Press #5 to change your PIN
  • Press #0 to speak to a customer service representative

What Is the CIT Bank Routing Number?
The CIT Bank routing number is 124084834. If you are a commercial or institutional client, you must call 1-877-748-0004 to obtain the appropriate routing number.

For Specific Concerns

  1. If you want to know your balance and don't have internet access, you can call 1-855-462-2652 and press #2. Choose the appropriate account: savings, CDs, or money market. You'll also need to enter your PIN.

  2. If you have questions about bank forms, email bankingforms@cit.com or mail the forms to:
    CIT Bank, N.A.
    P.O. Box 7056
    Pasadena, CA 91109-9699

  3. If you have a CIT Bank home loan, you can reach them at 1-800-217-6629 Monday through Friday 9 AM to 8 PM.

Additional Ways to Contact CIT Bank

Opening a New Account With CIT

Start a new account with CIT Bank by clicking Open Account in the right upper corner of their homepage. You'll need the following information to open an account:

  • Name(s) on the Account
  • Birthdate(s)
  • Mother's Maiden Name
  • Home Address
  • Primary Phone Number
  • Email Address
  • Social Security Number
  • Employer Information
  • CIT Bank Promo Code (if applicable)

It takes approximately five to ten minutes to complete and submit the application. Your final step is to make a deposit and finish the account setup.

You may have to verify micro-deposits that CIT sends to your existing account if you send an electronic transfer. Micro-deposits are usually a few cents and help CIT verify that the account information you provided belongs to you.

Where Is CIT Bank Located?
CIT Bank's corporate headquarters is located at:

CIT Bank N.A.
75 North Fair Oaks Ave
Pasadena, CA 91103

Bottom Line

Accessing your CIT bank account is easy when you know your ID and password. If you forget it, you have to jump through a few hoops to get the information you need.

If you need customer service, try resolving your issue by looking through CIT's Help section or by sending an email. You may get your issue resolved faster.

Is CIT Bank the same as Citibank?
CIT Bank is an online bank and Citibank is a bank with physical branches. Both are CreditDonkey partners. CIT offers higher interest rates in exchange for doing business online only. Citibank is better suited for customers with high balances.

CIT Bank
Member FDIC

CIT Bank Platinum Savings - 5.05% APY

  • 5.05% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
Citibank
Member FDIC

Enhanced Direct Deposit - Earn $300 Cash Bonus

Earn $300 cash bonus when you open a new eligible checking account with Enhanced Direct Deposit and complete required activities. Member FDIC

  • Open a new eligible Citi Checking account with Enhanced Direct Deposits
  • Deposit at least two Enhanced Direct Deposits directly into your new checking account within 90 calendar days from account opening.
  • Your total combined Enhanced Direct Deposit must equal $1,500 or more.
  • Earn a $300 cash bonus. Your cash bonus will be deposited to your open, eligible checking account within 30 calendar days after required activities have been completed.
Discover Bank
Member FDIC

Online Savings Account - Earn 4.30% APY

  • No fees
  • No minimum opening deposit
  • No minimum balance required
Chase
Member FDIC

Chase Total Checking® - $300 Bonus

Expires 4/17/2024
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • Access to more than 15,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Bank of America
Member FDIC

Bank of America Advantage Banking - $200 Bonus Offer

Expires 5/31/2024
  • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 5/31/2024.
  • To qualify, open a Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new account within 90 days of opening.
  • Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • Bank of America, N.A. Member FDIC.

Write to Kim P at feedback@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

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About CIT Bank Promotions

CIT Bank offers some of the highest interest rates on the market. It is an online bank that offers a variety of savings products. Because of CIT's merger with First Citizens Bank, you can also access products and services offered by First Citizens.

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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

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