CIT Bank Locations

CIT Bank is an online only bank with no physical branches. Find out how to manage your account, reach customer service, and the bank's current offers.

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CIT Bank Locations

CIT is an online bank based in Southern California. There is only one physical location at their headquarters in Pasadena:

75 North Fair Oaks Ave
Pasadena, CA 91103

However, this is only their headquarters' office. It's not a place where you can walk in, open accounts, or do banking business.

CIT Bank also does not have an ATM network. So you will not be able to withdraw money at ATMs.

CIT Customer Service Number & Hours

New and existing CIT customers can call to speak to representatives at:

855-462-2652 (within U.S.)
626-535-8965 (outside U.S.—toll call)

You can reach representatives at these hours:

• Monday to Friday: 8:00 am - 9:00 pm (ET)
  
• Saturday: 9:00 am - 5:00 pm (ET)
  
• Sunday: 11:00 am - 4:00 pm (ET)

If you're a new customer and have questions about opening an account, this is the only way to reach CIT. CIT does not offer a contact email or live chat for new customers.

Other Ways to Contact CIT

Here are some other ways to contact CIT and manage your account:

• Online and Mobile Banking
  Existing customers can send CIT secure emails through their online account. Online and mobile banking is available 24/7.

• Automated Phone Line
  Existing customers can check their account balance anytime via CIT's automated phone service at 855-462-2652.

• Mail In
  Banking forms and checks can be mailed to:
  CIT Bank, N.A.
  P.O. Box 7056
  Pasadena, CA 91109-9699

• Email Forms
  You can also email banking forms to bankingforms@cit.com.

• Fax
  CIT's fax number is 866-914-1578.

How to Open a CIT Account

All CIT accounts must be opened online. It takes just a few minutes.

1. Start here to open a new account.

2. Provide your name, address, phone, email, and Social Security number (or other taxpayer ID).

3. Fund your account via electronic transfer from a linked checking or savings account, bank wire, or mail-in check.

About CIT Bank

Based in Southern California, CIT Bank is the online bank of CIT Group Inc., a financial holding company with over 100 years in business. Because it's online only, it can save on operating costs and offer customers higher interest rates and lower fees.

CIT Bank only offers savings products. This includes savings accounts, money market, and CDs. It does not offer checking accounts and does not have an ATM network.

It also offers home loans, as well as commercial banking and financing to small businesses.

Pros & Cons of Banking with CIT

Pros

• High interest rates, particularly for the Savings Builder account
  
• No monthly service fees on any of CIT's accounts
  
• Low opening deposits ($100 for savings accounts and $1,000 for CDs)
  
• Minimal banking fees

Cons

• No checking accounts
  
• No physical locations
  
• No ATM card or ATM network
  
• CD rates not the highest
  
• May experience long wait times on the phone

CIT Bank Current Offers

Open a CIT Bank 2.30% APY Savings Builder High Yield Savings Account

See Terms

Money Market Account - 1.85% APY

Get Deal

• 1.85% APY
• $100 Minimum Opening Deposit
• No monthly maintenance fee
• FDIC Insured

Open a CD with CIT

Open a CD

Term CDs

• $1,000 Minimum Opening Deposit
• Up to 2.40% APY
• Up to 5 years
• No monthly maintenance fee
• FDIC insured
• Daily Compounding Interest

Get Deal

No-Penalty CD

• Option to Withdraw Full Balance and Interest After 7 Days of CD Funding Date
• $1,000 Minimum Opening Deposit
• Up to 2.05% APY
• 11 Months
• No monthly maintenance fee
• FDIC insured
• Daily Compounding Interest

Get Deal

Jumbo CDs

• $100,000 Minimum Opening Deposit
• Up to 1.75% APY
• Up to 5 years
• No monthly maintenance fee
• FDIC insured
• Daily Compounding Interest

Get a High Interest Rate

Bottom Line

CIT Bank offers competitive interest rates with relatively low opening requirements. It is a good place for savings if you can deal with some inconveniences, like not having physical branches or ATMs for withdrawal.