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CIT Bank vs UFB Direct

CIT is a solid online bank with excellent rates and no monthly fees. How does it compare to UFB Direct? Read our comparison chart below.

 CIT BankUFB Direct
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CIT Bank

UFB Direct

SPECIAL OFFER
Savings Builder High Yield Savings - 1.80% APY - Learn More

Read CIT Review

SPECIAL OFFER
UFB High Yield Savings - Earn up to 1.90% APY - Learn More

 

Benefits and Features

SavingsSavings Builder up to 1.80% APY with $25,000+ balance or $100 monthly deposit.1.90% APY for balances of $10,000 and above.
CDTerm CDs up to 1.85% APY. $1,000 minimum opening deposit. 
CheckingeChecking: 0.25% APY with $25,000+ balance and 0.10% APY on balances under $25,000 
Money Market
1.85% APY
1.90% APY for balances of $25,000 and above.
Customer ServiceMonday - Friday: 8:00 am - 9:00 pm (ET)
Saturday: 9:00 am - 5:00 pm (ET)
Sunday: 11:00 am - 4:00 pm (ET)
 
Locations
Online Only
 
 

CreditDonkey® Reviews

 CIT BankUFB Direct
Savings
Checking
Money Market
Customer Service
Mobile App
Pros & ConsPros:
  • High APY
  • No monthly service fees
  • Low opening deposits
Cons:
  • No physical locations
  • No check writing
Bottom LineSolid online bank with excellent rates and no monthly fees... Read full review
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

CIT: Pricing information from published website as of 10/1/2019

UFB Direct: Pricing information from published website as of 1/15/2020

Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing CIT or Chase.


Articles on CIT Bank

    CIT Bank Review

    Want a high interest rate at a good FDIC insured bank? CIT is tempting, but has some downsides. Read this CIT Bank review before you open an account.

    CIT Bank Savings Builder Review

    If you can save just $100 per month, you can earn a high APY with CIT Bank Savings Builder. Find out if this bank is good for you.

    CIT Bank CD Rates

    CIT Bank is known for competitive interest rates on online savings products. How are their CD rates? Check out the current rates and how they compare below.
    CIT Bank

    CIT Bank Promo Code

    View list of latest CIT Bank online promotions. CIT Bank offers high yield online bank accounts with low minimum deposit requirements and minimal fees.

    Who is CIT Bank

    CIT Bank offers accounts with high interest rates and low fees. But just who is CIT Bank? And should you trust them with your money? Read on to learn more.

    CIT Bank Login

    Forgot your CIT Bank username? We'll show you how to login your online bank account.

    CIT Bank Complaints

    CIT Bank offers a high APY. But there are some downsides, too. Read on to learn more about CIT Bank common complaints and possible solutions.

    CIT Bank Routing Number

    Want to transfer money in or out of your CIT Bank account? Read this review to find your ABA routing number.

    CIT Bank Locations

    CIT Bank is an online only bank with no physical branches. Find out how to manage your account, reach customer service, and the bank's current offers.

Which Do You Think is Best?

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About CreditDonkey®
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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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