CIT Bank vs UFB Direct
CIT Bank is a solid online bank with excellent rates and no monthly fees. How does it compare to UFB Direct? Read our comparison chart below.
CIT Bank is an online division of First Citizens Bank. It's known for high interest rates on its savings accounts and CDs. In addition, it offers an eChecking account. All accounts have no monthly service fees.
While UFB Direct specializes in online savings accounts with competitive APYs. The UFB Premier Savings has no monthly fees and comes with a complimentary ATM card, while the UFB Premier Money Market has balance requirements but offers check-writing privileges.
Compare CIT Bank with UFB Direct, side-by-side.
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CIT Bank | UFB Direct | |
---|---|---|
CIT Bank Platinum Savings - | UFB Premier Money Market - Earn 4.81% APY - | |
Benefits and Features | ||
Savings | Platinum Savings: 4.85% APY with a balance of $5,000 or more Savings Connect: 4.60% APY Savings Builder up to 1.00% APY with $25,000+ balance or $100 monthly deposit | |
CD | Term CDs up to 5.00% APY. $1,000 minimum opening deposit. | |
Checking | eChecking: 0.25% APY with $25,000+ balance and 0.10% APY on balances under $25,000 | |
Money Market | ||
Customer Service | Mon - Fri: 9 am - 9 pm ET Sat: 10 am - 6 pm ET Sunday: Closed | |
Mobile App | ||
ATMs | No ATM fees from CIT Bank. Up to $30 in other banks' ATM fees reimbursed per month (for eChecking Account) | Free withdrawals at 91,000 ATMs across the nation |
Locations | ||
CreditDonkey® Reviews | ||
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Savings | ![]() ![]() ![]() ![]() ![]() | |
Checking | ![]() ![]() ![]() ![]() ![]() | |
Money Market | ![]() ![]() ![]() ![]() ![]() | |
Customer Service | ![]() ![]() ![]() ![]() ![]() | |
Mobile App | ![]() ![]() ![]() ![]() ![]() | |
Pros & Cons | Pros:
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Bottom Line | Solid online bank with excellent rates and no monthly fees... | |
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CIT Bank: Pricing information and data points from published website as of 05/09/2023. UFB Direct: Pricing information from published website as of 04/17/2023 |
CIT Bank Platinum Savings - 4.85% APY
- 4.85% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
CIT Bank Savings Connect - 4.60% APY
- Earn 11x the national average
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
CIT Bank Term CDs - Up to 5.00% APY
- Up to 5.00% APY
- $1,000 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
Term | CD Rates |
---|---|
6 Month | 5.00% APY |
1 Year | 0.30% APY |
13 Month | 4.65% APY |
18 Month | 4.60% APY |
2 Year | 0.40% APY |
3 Year | 0.40% APY |
4 Year | 0.50% APY |
5 Year | 0.50% APY |
UFB Premier Money Market - Earn 4.81% APY
- Earn 4.81% APY*
- No monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
- Access your funds 24/7 with easy-to-use digital banking tools
- Enjoy peace of mind with FDIC insurance up to the maximum allowable limit – Certificate #35546.
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing CIT Bank or Chase.
Articles on CIT Bank
CIT Bank CD Rates Review
CIT Bank CD Rates
Who is CIT Bank
CIT Bank Platinum Savings vs Savings Connect
CIT Bank Savings Builder vs Savings Connect
CIT Bank Complaints
CIT Bank Locations
CIT Platinum Savings Review
CIT Bank No Penalty CD Review
CIT Bank High Yield Savings Review
CIT Bank Savings Builder vs Money Market
What is CIT Bank
CIT Bank Login
CIT Bank Savings Builder Review
CIT Bank Routing Number
Which Do You Think is Best?
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