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CIT Bank vs UFB Direct

CIT Bank is a solid online bank with excellent rates and no monthly fees. How does it compare to UFB Direct? Read our comparison chart below.

 CIT BankUFB Direct
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CIT Bank

UFB Direct

SPECIAL OFFER
CIT Bank Money Market Account - 0.60% APY - Learn More

Read CIT Bank Review

SPECIAL OFFER
UFB High Yield Savings - Earn up to 0.40% APY - Learn More

 

Benefits and Features

SavingsSavings Builder up to 0.55% APY with $25,000+ balance or $100 monthly deposit.0.40% APY for balances of $10,000 and above.
CDTerm CDs up to 0.50% APY. $1,000 minimum opening deposit. 
CheckingeChecking: 0.25% APY with $25,000+ balance and 0.10% APY on balances under $25,000 
Money Market
0.60% APY
0.40% APY for balances of $25,000 and above.
Customer ServiceMonday - Friday: 9:00 am - 9:00 pm (ET)
Saturday: 10:00 am - 6:00 pm (ET)
Sunday: Closed
 
Locations
Online Only
 
 

CreditDonkey® Reviews

 CIT BankUFB Direct
Savings
Checking
Money Market
Customer Service
Mobile App
Pros & ConsPros:
  • High yield
  • No monthly service fees
  • Low opening deposits
Cons:
  • No physical locations
  • No check writing
Bottom LineSolid online bank with excellent rates and no monthly fees... Read full review
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

CIT Bank: Pricing information from published website as of 06/03/2020

UFB Direct: Pricing information from published website as of 07/13/2020

Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing CIT Bank or Chase.


Articles on CIT Bank


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