November 10, 2021 5:00 PM PT

Huntington Business Checking 100 Review

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Earn $100 when you open a new Huntington Business Checking 100 account with qualifying deposits. Find out how to score this cash bonus.

Huntington Bank is a full-service bank based in the Midwest. It periodically offers large cash bonuses for opening new accounts. Check it out before it expires.

Below, review Huntington Business Checking 100 account to find out if it's right for you.

How to Earn the $100 Bonus

Huntington
Member FDIC

Business Checking 100 - $100 Bonus

To be eligible for the $100 cash bonus, business customer must open a new Huntington Business Checking 100, Unlimited Business, Unlimited Plus Business, Business Analyzed, Business Non Profit Analyzed, or Business Non Profit Interest Checking account by March 7, 2022 then make a minimum cumulative new money deposit into the new checking account of at least $2,000 within 60 days of account opening.

"New money" is defined as money that is not currently on deposit in any Huntington account (except maturing business CDs). Account must maintain an open status for at least 90 days before it is eligible for the bonus payment. All new accounts subject to account opening approval and account conversions are not eligible. An Early Account Closing Fee will apply to accounts closed within 180 days of opening.

Expires 3/7/2022

Here's how you can snag the $100 cash bonus:

  1. Open a Huntington Business Checking 100 account online.

  2. Make cumulative new money deposits of at least $2,000 within 60 days of account opening and keep your account open for a minimum of 90 days.

  3. $100 will be deposited in your new account within 14 days of meeting the above requirements. Your checking account must remain open to receive the bonus.

You are eligible to apply if you're:
  • Authorized to open accounts on behalf of the business
  • 18 years and older
  • A U.S. citizen
  • Operating in CO, IL, IN, KY, MI, MN, OH, PA, SD, WV, or WI

Huntington Business Checking 100 Features

The Huntington Business Checking 100 account is designed for startups and small businesses with lower balances and checking activity. This account does not earn interest.

There is no monthly service fee or minimum balance requirements.

Benefits:

  • 100 monthly transactions[1]
  • Up to $5,000 in cash or currency deposits per month in-branch or at an ATM ($0.30 for each $100 after)
  • Huntington Debit MasterCard® BusinessCard®
  • Digital tools such as spend analysis, look ahead calendar, and cash flow forecast
  • 24 Hour Grace to make a deposit or transfer to avoid an overdraft
  • Overdraft protection options
  • Free 120-day trial of Fraud Tool: Reverse Positive Pay

Here are some account fees you may encounter:
  • $36 overdraft fee
  • $36 return fee
  • $25 extended overdraft fee
  • $5 mailed statements
  • $3 non-Huntington ATMs
  • $31 stop payment
  • $13 returned deposited item
  • $18 incoming domestic wire transfer
  • $45 outgoing domestic wire transfer (when initiated by Huntington associate)
  • $25 incoming international wire transfer
  • $75 outgoing international wire transfer (when initiated by Huntington associate)
  • $0.50 Zelle transactions (sent or received)
  • $15 per month for Quicken or Quickbooks downloads

How to Open a Huntington Business Checking 100 Account

You can open a Huntington business account online or in a branch. To open your account, you must provide the following information:

  • Name, date of birth, and business address
  • Contact information
  • Valid forms of identification (driver's license, state ID card, passport)
  • SSN or EIN
  • DBA Certificate, if applicable

In addition, you need to provide these documents based on the structure of your business:

  • LLCs require Registered Articles of Organization and Operating Agreement (if applicable)
  • Partnerships require a legal Partnership Agreement
  • Corporations require a Registration of Incorporation
  • Organizations/Associations require by-laws, charter, constitution, or other governing document.

You need at least one representative from the business who is authorized to open a bank account on behalf of the company.

$100 Bonus Fine Print

Here are some additional fine print for the $100 cash bonus:

  • Offer is only available to new business checking customers. Existing Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. Public Fund/Government Banking dollars and Brokers are not eligible for this offer.

  • You must open a new Huntington Business Checking 100, Unlimited Business, Unlimited Plus Business, Business Analyzed, Business Non Profit Analyzed, or Business Non Profit Interest Checking account, and then make a minimum cumulative new money deposit of at least $2,000 within 60 days of account opening.

  • "New money" is defined as money that is not currently on deposit in any Huntington account (except maturing business CDs).

  • Account must maintain an open status for at least 90 days before it is eligible for the bonus payment. All new accounts are subject to account opening approval. Account conversions are not eligible.

  • There will be an Early Account Closing Fee if you close your account within 180 days of opening.

  • Cash bonus does not count towards the deposit requirement. This offer cannot be used in combination with any other offer.

  • Individual business owners with multiple businesses will be limited to one account-related gift incentive per rolling 12-month period across all deposit account relationships.

  • The bonus will be reported on IRS Form 1099-INT for the year in which you receive your bonus.

Other Huntington Bank Business Checking Promotions

Huntington
Member FDIC

Unlimited Business Checking - $400 Bonus

To be eligible for the $400 cash bonus, business customer must open a new Huntington Unlimited Business, Unlimited Plus Business, Business Analyzed, Business Non Profit Analyzed, or Business Non Profit Interest Checking account by March 7, 2022, then make a minimum cumulative new money deposit into the new checking account of at least $5,000 within 60 days of account opening.

"New money" is defined as money that is not currently on deposit in any Huntington account (except maturing business CDs). Account must maintain an open status for at least 90 days before it is eligible for the bonus payment. All new accounts subject to account opening approval and account conversions are not eligible. An Early Account Closing Fee will apply to accounts closed within 180 days of opening.

Expires 3/7/2022
Huntington
Member FDIC

Unlimited Plus Business Checking - $750 Bonus

To be eligible for the $750 cash bonus, business customer must open a new Huntington Unlimited Plus Business, Business Analyzed or Business Non Profit Analyzed Checking by March 7, 2022, then make a minimum cumulative new money deposit into the new checking account of at least $20,000 within 60 days of account opening.

"New money" is defined as money that is not currently on deposit in any Huntington account (except maturing business CDs). Account must maintain an open status for at least 90 days before it is eligible for the bonus payment. All new accounts subject to account opening approval and account conversions are not eligible. An Early Account Closing Fee will apply to accounts closed within 180 days of opening.

Expires 3/7/2022

Other Business Checking Offers You Might Like

Chase
Member FDIC

Chase Business Complete Banking℠ - $300 Bonus

Expires 1/20/2022
  • Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
  • More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card
  • Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
  • Same-day deposits with QuickAccept℠. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
  • Alerts to help you stay on top of your account activity.
  • Easy account management through Chase Business online and the Chase Mobile® app.
  • Unlimited electronic deposits, ACH and Chase Quick Deposit℠.
  • Convenient access to 16,000 ATMs and more than 4,700 branches.
Axos Bank
Member FDIC

Basic Business Checking Account - $100 Bonus

Expires 12/31/2021

Use promo code EARN100 on your application. Restrictions apply.

Axos Bank
Member FDIC

Business Interest Checking - 0.81% APY

  • Earn 0.81% APY
  • $100 minimum opening deposit
  • No monthly maintenance fee with average daily balance of at least $5,000
  • Unlimited domestic ATM fee reimbursements
Axos Bank
Member FDIC

Business Money Market

  • Earn 0.20% APY
  • $1,000 minimum opening deposit
  • No monthly maintenance fee with average daily balance of at least $5,000

Bottom Line

If you're looking for a free business checking account, this $100 cash bonus is a nice incentive.

The Huntington Business Checking 100 account has perks like 24-hour grace, digital money management tools, and up to $5,000 per month in cash deposits.

Best of all, there is no monthly service fee, so you don't need to worry about keep up with balance requirements.

If this isn't right for you, check out other available business banking promotions.

References

  1. ^ Transactions refer to checks paid, deposit tickets, deposited checks (except those you process through a remote deposit scanner), incoming ACH debits and credits, debit card purchases and online bill pay transactions.
Chase
Member FDIC

Chase Total Checking® - $225 Bonus

Expires 1/19/2022
  • New Chase checking customers enjoy a $225 bonus when you open a new Chase Total Checking® account and set up direct deposit
  • Access to 16,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Overdraft Services - no fee if you're overdrawn by $50 or less at the end of the business day*
  • *We charge a $34 Insufficient Funds Fee per item during our nightly processing beginning with the first item that overdraws your account balance by more than $50 (maximum of 3 fees per business day, up to $102).
Citibank

Citi Priority Account - Up to $1,500 Cash Bonus

Expires 1/4/2022
  • Earn up to $1,500 cash bonus when you open a new account with required activities
  • Open a new eligible checking account in the Citi Priority Account during the offer period 10/5/21-1/4/22
  • Within 20 days of opening, deposit $50,000 in New-To Citibank funds between the new checking and savings accounts
  • Maintain a minimum balance of $50,000 in the checking account for an additional 60 consecutive calendar days from the 21st day
  • After all required activities are met, the cash bonus will be deposited to your account within 90 calendar days
CIT Bank
Member FDIC

CIT Bank Money Market Account - 0.45% APY

  • 0.45% APY
  • $100 minimum opening deposit
  • No monthly maintenance fee
Discover Bank
Member FDIC

Discover Online Savings - $200 Cash Bonus

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online or by phone. Enter Offer Code CY21 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 30 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/15/21, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Expires in 7 days
HSBC Bank
Member FDIC

HSBC Premier Checking - $450 Welcome Deposit

Expires 1/5/2022
  • Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
  • Open your new HSBC Premier checking account online by January 5, 2022; and
  • Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
  • You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
  • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Anna G is a contributing writer at CreditDonkey, a credit card comparison and reviews website. Write to Anna G at feedback@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

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