Updated February 1, 2022

Huntington Platinum Perks Checking Review

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Earn $300 for opening a Huntington Platinum Perks Checking℠ account with qualifying requirements. Find out how to take advantage of the huge cash bonus.

Huntington Bank is a full-service bank based in the Midwest. If you live in Ohio, Illinois, Indiana, Kentucky, Michigan, Pennsylvania, or West Virginia, you'll want to check out this bonus offer.

Below, review Huntington Platinum Perks Checking account to find out if it's right for you.

What Is the Huntington Platinum Perks Checking Account?

Huntington Platinum Perks Checking is an interest-bearing checking account with "relationship" benefits (that is, you get extra benefits if you have other products with Huntington).

Currently, you can earn a $300 cash bonus when you open a Huntington Platinum Perks Checking account with qualifying requirements. There is no direct deposit or minimum opening deposit required.

Take a look at their main benefits and fees to watch out for:

Benefits

  • Earn 0.03% APY interest on your account balance
  • Credit score and identity monitoring at no added cost [1]
  • Unlimited free non-Huntington ATM withdrawals [2]
  • Free checks
  • 24-hour Grace® period for overdraft fees

Fees

  • Monthly service fee - $25 a month (or $0 if you have $25,000 in total relationship balances)
  • Overdraft fee - $23.00 - $37.50
  • Negative account balance fee - $25 every 5 days

Does Huntington charge monthly fees?
Huntington Platinum Perks Checking has a $25 monthly service fee. You can waive the monthly fee if you have $25,000 in total relationship balances.

How to Earn the $300 Bonus

Snagging the $300 bucks is pretty simple. Here's what you do:

  1. Visit this Huntington Bank webpage to request a $300 coupon by email.

  2. Take the coupon to a Huntington Bank branch.

  3. Make cumulative new money deposits of at least $25,000 within 60 days of account opening and keep your account open for a minimum of 90 days

  4. Your $300 bonus will be deposited into your new checking account within 14 days of meeting the deposit requirement. Your checking account must remain open to receive the bonus.

To open your account, provide the following information:

  • Name, date of birth, and residential address
  • Contact information
  • Employment information
  • Social Security number
  • Driver's license or state ID
  • External bank account number and routing number of funding account

You can deposit the qualifying funds with the following methods:

  • Cash by teller
  • Check by teller
  • Bank transfer
  • Cash by ATM
  • Check by ATM
  • Wire transfer
  • Mobile/remote check deposit
  • Direct deposit

Note: This exclusive offer is only available to applicants living in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, or West Virginia. You must also be a new checking customer - existing Huntington checking customers are not eligible.

Huntington Bank Checking Promotions

Other Bank Offers You Might Like

Bottom Line

That $300 bucks sure is a nice way to celebrate your shiny new bank account.

With the Huntington Platinum Perks Checking Account, you'll enjoy competitive interest rates, unlimited free ATM withdrawals, 24-hour overdraft grace periods, and other perks.

If Huntington Platinum Perks Checking isn't for you, be sure to check other bank promotions (no direct deposit) and new checking/savings promotions.

References

  1. ^ Monitoring Services are optional and are not available with all accounts. Enrollment requires agreement to the Services' Terms & Conditions, which include important legal terms that a customer should read carefully before deciding whether to enroll.
  2. ^ You will be responsible for any additional fees charged by the owner of a non-Huntington ATM as well as any international transaction or other fees charged by the network.
Chase
Member FDIC

Chase Total Checking® - $300 Bonus

Expires 10/16/2024
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Bank of America
Member FDIC

Bank of America Advantage Banking - $200 Bonus Offer

Expires 9/30/2024
  • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 9/30/2024.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • Bank of America, N.A. Member FDIC.
Discover Bank
Member FDIC

Discover® Online Savings - $200 Cash Bonus

Expires 9/12/2024

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY624 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/12/2024, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

CIT Bank
Member FDIC

CIT Bank Platinum Savings - 5.00% APY

  • 5.00% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
Bluevine

Free Business Checking - Up to 2.0% APY

  • 2.0% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
  • $0 minimum opening deposit
  • $0 monthly service fee
Banking services provided by Coastal Community Bank, Member FDIC

Amber Kong is a content specialist at CreditDonkey, a bank comparison and reviews website. Write to Amber Kong at amber.kong@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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