July 8, 2021 9:00 PM PT

Huntington 25 Checking Review

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Earn $500 for opening a Huntington 25 Checking® account with qualifying requirements. Find out how to take advantage of the huge cash bonus.

Huntington Bank is a full-service bank based in the Midwest. If you live in Ohio, Illinois, Indiana, Kentucky, Michigan, Pennsylvania, or West Virginia, you'll want to check out this bonus offer.

Below, review Huntington 25 Checking account to find out if it's right for you.

What Is the Huntington 25 Checking Account?

Huntington 25 Checking is an interest-bearing checking account with "relationship" benefits (that is, you get extra benefits if you have other products with Huntington).

Currently, you can earn a $500 cash bonus when you open a Huntington 25 Checking account with qualifying requirements. There is no direct deposit or minimum opening deposit required.

Take a look at their main benefits and fees to watch out for:

Benefits

  • Earn 0.05% APY interest on your account balance
  • Credit score and identity monitoring at no added cost [1]
  • Unlimited free non-Huntington ATM withdrawals [2]
  • Free checks
  • 24-hour Grace® period for overdraft fees

Fees

  • Monthly service fee - $25 a month (or $0 if you have $25,000 in total relationship balances)
  • Overdraft fee - $23.00 - $37.50
  • Negative account balance fee - $25 every 5 days

Does Huntington charge monthly fees?
Huntington 25 Checking has a $25 monthly service fee. You can waive the monthly fee if you have $25,000 in total relationship balances.

How to Earn the $500 Bonus

Huntington
Member FDIC

Huntington 25 Checking® - $500 Bonus

To qualify for the $500 cash bonus, you are required to open a new, qualifying Huntington 25 Checking® during the promotional period between July 1, 2021 and October 7, 2021 and make cumulative new money deposits into the checking account of at least $15,000 or more within 60 days of account opening. "New money" is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Account must maintain an open status for at least 90 days before it is eligible for the bonus payment.

Expires 10/7/2021

Snagging the $500 bucks is pretty simple. Here's what you do:

  1. Open a Huntington 25 Checking account online

  2. Make cumulative new money deposits of at least $15,000 within 60 days of account opening and keep your account open for a minimum of 90 days

  3. Your $500 bonus will be deposited into your new checking account within 14 days of meeting the deposit requirement. Your checking account must remain open to receive the bonus.

To open your account, provide the following information:

  • Name, date of birth, and residential address
  • Contact information
  • Employment information
  • Social Security number
  • Driver's license or state ID
  • External bank account number and routing number of funding account

You can deposit the qualifying funds with the following methods:

  • Cash by teller
  • Check by teller
  • Bank transfer
  • Cash by ATM
  • Check by ATM
  • Wire transfer
  • Mobile/remote check deposit
  • Direct deposit

Note: This exclusive offer is only available to applicants living in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, or West Virginia. You must also be a new checking customer - existing Huntington checking customers are not eligible.

Huntington Bank Checking Promotions

Huntington
Member FDIC

Huntington 25 Checking® - $500 Bonus

To qualify for the $500 cash bonus, you are required to open a new, qualifying Huntington 25 Checking® during the promotional period between July 1, 2021 and October 7, 2021 and make cumulative new money deposits into the checking account of at least $15,000 or more within 60 days of account opening. "New money" is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Account must maintain an open status for at least 90 days before it is eligible for the bonus payment.

Expires 10/7/2021
Huntington
Member FDIC

Huntington 5 Checking® - $200 Bonus

To qualify for the $200 cash bonus, you are required to open a new, qualifying Huntington 5 Checking® or Huntington 25 Checking® account during the promotional period between July 1, 2021 and October 7, 2021 and make cumulative new money deposits into the checking account of at least $1,000 or more within 60 days of account opening. "New money" is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Account must maintain an open status for at least 90 days before it is eligible for the bonus payment.

Expires 10/7/2021
Huntington
Member FDIC

Asterisk-Free Checking® - $150 Bonus

To qualify for the $150 cash bonus, you are required to open a new, qualifying Asterisk Free Checking®, Huntington 5 Checking®, or Huntington 25 Checking® account during the promotional period between July 1, 2021 and October 7, 2021 and make cumulative new money deposits into the checking account of at least $1,000 or more within 60 days of account opening. "New money" is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Account must maintain an open status for at least 90 days before it is eligible for the bonus payment.

Expires 10/7/2021

Other Bank Offers You Might Like

CIT Bank
Member FDIC

CIT Bank Savings Connect - 0.50% APY

  • Earn a competitive high yield savings rate with access and convenience features of an eChecking account.
  • Earn up to 0.50% APY on Savings Connect and 0.25% APY on eChecking.
  • Savings Connect is a tiered interest rate account dependent on the account holder opening a linked qualifying eChecking concurrently and makes periodic qualifying deposits.
    • Base Tier: (0.42% APY, 0.399% Interest Rate) A minimum qualifying deposit of $200 is not deposited each month into the linked eChecking or the eChecking account is closed.
    • Upper Tier: (0.50% APY, 0.499% Interest Rate) A qualifying deposit of $200 or more is deposited into the linked eChecking account each month.
    • APY assumes a qualifying deposit of $200 or more is made to the linked eChecking account each month.
  • Minimum of $100 for both the Savings Connect and eChecking to open ($200 total).
HSBC
Member FDIC

HSBC Premier Checking - $450 Welcome Deposit

Expires 8/31/2021
  • Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
  • Open your new HSBC Premier checking account online by August 31, 2021; and
  • Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
  • You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
  • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Chase
Member FDIC

Chase Total Checking® - $225 Bonus

  • New Chase customers enjoy a $225 bonus when you open a new Chase Total Checking® account and set up direct deposit
  • Access to 16,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

Bottom Line

That $500 bucks sure is a nice way to celebrate your shiny new bank account.

With the Huntington 25 Checking Account, you'll enjoy competitive interest rates, unlimited free ATM withdrawals, 24-hour overdraft grace periods, and other perks.

If Huntington 25 Checking isn't for you, be sure to check other bank promotions (no direct deposit) and new checking/savings promotions.

References

  1. ^ Monitoring Services are optional and are not available with all accounts. Enrollment requires agreement to the Services' Terms & Conditions, which include important legal terms that a customer should read carefully before deciding whether to enroll.
  2. ^ You will be responsible for any additional fees charged by the owner of a non-Huntington ATM as well as any international transaction or other fees charged by the network.

Amber Kong is a content and creative at CreditDonkey, a bank comparison and reviews website. Write to Amber Kong at amber.kong@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

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