Updated February 1, 2022

Huntington Platinum Perks Checking Review

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Earn $300 for opening a Huntington Platinum Perks Checking℠ account with qualifying requirements. Find out how to take advantage of the huge cash bonus.

Huntington Bank is a full-service bank based in the Midwest. If you live in Ohio, Illinois, Indiana, Kentucky, Michigan, Pennsylvania, or West Virginia, you'll want to check out this bonus offer.

Below, review Huntington Platinum Perks Checking account to find out if it's right for you.

What Is the Huntington Platinum Perks Checking Account?

Huntington Platinum Perks Checking is an interest-bearing checking account with "relationship" benefits (that is, you get extra benefits if you have other products with Huntington).

Currently, you can earn a $300 cash bonus when you open a Huntington Platinum Perks Checking account with qualifying requirements. There is no direct deposit or minimum opening deposit required.

Take a look at their main benefits and fees to watch out for:

Benefits

  • Earn 0.03% APY interest on your account balance
  • Credit score and identity monitoring at no added cost [1]
  • Unlimited free non-Huntington ATM withdrawals [2]
  • Free checks
  • 24-hour Grace® period for overdraft fees

Fees

  • Monthly service fee - $25 a month (or $0 if you have $25,000 in total relationship balances)
  • Overdraft fee - $23.00 - $37.50
  • Negative account balance fee - $25 every 5 days

Does Huntington charge monthly fees?
Huntington Platinum Perks Checking has a $25 monthly service fee. You can waive the monthly fee if you have $25,000 in total relationship balances.

How to Earn the $300 Bonus

Snagging the $300 bucks is pretty simple. Here's what you do:

  1. Visit this Huntington Bank webpage to request a $300 coupon by email.

  2. Take the coupon to a Huntington Bank branch.

  3. Make cumulative new money deposits of at least $25,000 within 60 days of account opening and keep your account open for a minimum of 90 days

  4. Your $300 bonus will be deposited into your new checking account within 14 days of meeting the deposit requirement. Your checking account must remain open to receive the bonus.

To open your account, provide the following information:

  • Name, date of birth, and residential address
  • Contact information
  • Employment information
  • Social Security number
  • Driver's license or state ID
  • External bank account number and routing number of funding account

You can deposit the qualifying funds with the following methods:

  • Cash by teller
  • Check by teller
  • Bank transfer
  • Cash by ATM
  • Check by ATM
  • Wire transfer
  • Mobile/remote check deposit
  • Direct deposit

Note: This exclusive offer is only available to applicants living in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, or West Virginia. You must also be a new checking customer - existing Huntington checking customers are not eligible.

Huntington Bank Checking Promotions

Other Bank Offers You Might Like

Bottom Line

That $300 bucks sure is a nice way to celebrate your shiny new bank account.

With the Huntington Platinum Perks Checking Account, you'll enjoy competitive interest rates, unlimited free ATM withdrawals, 24-hour overdraft grace periods, and other perks.

If Huntington Platinum Perks Checking isn't for you, be sure to check other bank promotions (no direct deposit) and new checking/savings promotions.

References

  1. ^ Monitoring Services are optional and are not available with all accounts. Enrollment requires agreement to the Services' Terms & Conditions, which include important legal terms that a customer should read carefully before deciding whether to enroll.
  2. ^ You will be responsible for any additional fees charged by the owner of a non-Huntington ATM as well as any international transaction or other fees charged by the network.
Chase
Member FDIC

Chase Total Checking® - $200 Bonus

Expires 10/19/2022
  • New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
  • Access to 16,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

*With Chase Overdraft Assist℠, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

Citibank

Citi Priority Account - Earn up to $2,000 Cash Bonus

Expires 1/9/2023
  • Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities
  • Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
  • Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
  • If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
  • Bonus will be paid within 30 days after you successfully complete all required activities.
CIT Bank
Member FDIC

CIT Bank Savings Connect - 2.70% APY

  • Earn 15x the national average
  • $100 minimum opening deposit
  • No monthly maintenance fee
Discover Bank
Member FDIC

Discover Online Savings - $200 Cash Bonus

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY922 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 30 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/15/2022, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Expires 12/15/2022
Bluevine

Business Checking - Up to 1.5% APY

  • 1.5% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
  • $0 minimum opening deposit
  • $0 monthly service fee
Banking services provided by Coastal Community Bank, Member FDIC

Amber Kong is a content specialist at CreditDonkey, a bank comparison and reviews website. Write to Amber Kong at amber.kong@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

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