Huntington Bank vs Citizens Bank
Huntington is a midwest bank with great account benefits and free checking option. How does it compare to Citizens Bank? Read our comparison chart below.
Huntington has nearly 1,200 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option. 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.
While Citizens Bank has over 1,100 branches on the East Coast. It offers a wide range of banking products and services, as well as financial tools to keep you on track. The GoalTrack Savings program offers gift card incentives for reaching your savings goals.
Compare Huntington with Citizens Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
Huntington Bank | Citizens Bank | |
|---|---|---|
Business Checking Account - $1,000 Bonus - | Clearly Better Business Checking - | |
Benefits and Features | ||
| Savings | 0.01% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50. | Several types of Savings accounts. 0.01% APY. No minimum opening deposit. $4.99 monthly maintenance fee, unless you have a minimum daily balance of $200 in your account, or have a qualifying Citizens Bank checkings account. |
| CD | Regular CD APY range from 0.05% - 0.10% for amounts ranging from $1,000 - $100,000. Minimum deposit $1,000. | Several types of CD accounts. Terms ranging from 6 -14 month. 2.75% - 4.50% APY. Some APY rates may require qualifying Citizens Bank Checking Account. Minimum opening deposit $1000 for all accounts. |
| Checking |
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| Money Market | 0.05% APY for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington Perks or Huntington Platinum Perks Checking account. | Several types of Money Market accounts. 0.01% APY. No minimum opening deposit. Monthly maintenance fee of $10, unless you have a minimum daily balance of $2500. Other Money Market accounts have no monthly maintenance fee but require qualifying Citizens Bank Checking Account. |
| Customer Service | 24/7 Telephone Customer Service | |
| ATMs | More than 3100 ATMs across 11 states. | |
| IRA CD | Terms ranging from 1 - 120 months. Minimum opening deposit $250. No monthly maintenance fee. | |
| Locations | Approximately 1,018 branches across the country | |
CreditDonkey® Reviews | ||
| Savings |    | |
| CD | | |
| Checking | | |
| Money Market | | |
| Customer Service | | |
| Mobile App | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Midwest bank with great account benefits and free checking option... | East Coast bank with solid deposit products to help meet goals... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Huntington: Pricing information from published website as of 09/27/2023 based on 43215 zip code. Citizens Bank: Pricing information from published website as of 09/21/2023 based on 10011 zip code. | ||
Which is Better: Huntington or Citizens Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Huntington or Chase.
In short: Huntington's cd is noteworthy.
Articles on Huntington Bank
Huntington Bank Review
Huntington Bank CD Rates
Huntington Bank Money Market Rates
Huntington Bank Hours
Huntington Platinum Perks Checking
Huntington Perks Checking
Asterisk Free Checking
Huntington Bank Routing Number
Articles on Citizens Bank
Citizens Bank Review
Which Do You Think is Best?
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