Huntington Bank vs Bank of America

Huntington is a midwest bank with great account benefits and free checking option. How does it compare to Bank of America? Read our comparison chart below.

Huntington has nearly 1,000 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option. 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.

While Bank of America is one of the largest banks in the U.S. with approximately 4,300 locations and 17,000 ATMs. It is known for good customer service with extended hours. It offers checking, savings, CDs, IRA, and investment accounts through Merrill Edge.

Compare Huntington with Bank of America, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Huntington Bank	Bank of America


	SPECIAL OFFER Huntington 25 Checking® - $300 Bonus - Learn More Read Huntington Review	SPECIAL OFFER Bank of America Advantage Plus Banking® - $100 Bonus Offer - Learn More Read Bank of America Review
	Benefits and Features
Savings	0.01% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50.
CD	Regular CD APY range from 0.01% - 0.03% for amounts ranging from $1,000 - $100,000. Minimum deposit $1,000.
Checking	Asterisk-Free Checking®: No minimum balance and no monthly maintenance fees Huntington 5 Checking®: 5 non-Huntington ATM withdrawals per month Huntington 25 Checking®: Unlimited non-Huntington ATM withdrawals
Money Market	0.05% APY for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington 5 or Huntington 25 Checking account.
Customer Service	24/7	Mon-Fri: 8am - 9pm (ET) Sat: 8am - 8pm (ET) Sun: 8am - 5pm (ET)
ATMs	Over 1,800 ATMs	Approximately 17,000 ATMs
IRA CD
Locations	Nearly 1,000 branches	Approximately 4,300 retail financial centers
	CreditDonkey® Reviews

Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & Cons	Pros: Free checking option 24-Hour Grace All day deposit Cons: Limited branches Low savings APY	Pros: Large branch network Extended customer service hours Full service banking Cons: No free checking option Low interest rates Many miscellaneous banking fees
Bottom Line	Midwest bank with great account benefits and free checking option... Read full review	National bank with widespread accessibility and wide range of services... Read full review

	Huntington 25 Checking® - $300 Bonus Huntington 5 Checking® - $200 Bonus Asterisk-Free Checking® - $150 Bonus	Bank of America Advantage Plus Banking® - $100 Bonus Offer Bank of America Advantage Relationship Banking® - $100 Bonus Offer Bank of America Advantage SafeBalance Banking® - $100 Bonus Offer
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Huntington: Pricing information from published website as of 07/01/2021 based on 43215 zip code. Bank of America: Pricing information from published website as of 3/25/2022 based on 91107 zip code.

Member FDIC

Huntington 25 Checking® - $300 Bonus

To qualify for the $300 cash bonus, you are required to open a new, qualifying Huntington 25 Checking® during the promotional period between February 1, 2022 and June 7, 2022 and make cumulative new money deposits into the checking account of at least $25,000 or more within 60 days of account opening. "New money" is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Account must maintain an open status for at least 90 days before it is eligible for the bonus payment.

Get $300 Bonus

Expires 6/7/2022

Member FDIC

Huntington 5 Checking® - $200 Bonus

To qualify for the $200 cash bonus, you are required to open a new, qualifying Huntington 5 Checking® or Huntington 25 Checking® account during the promotional period between February 1, 2022 and June 7, 2022 and make cumulative new money deposits into the checking account of at least $1,000 or more within 60 days of account opening. "New money" is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Account must maintain an open status for at least 90 days before it is eligible for the bonus payment.

Get $200 Bonus

Expires 6/7/2022

Member FDIC

Asterisk-Free Checking® - $150 Bonus

To qualify for the $150 cash bonus, you are required to open a new, qualifying Asterisk Free Checking®, Huntington 5 Checking®, or Huntington 25 Checking® account during the promotional period between February 1, 2022 and June 7, 2022 and make cumulative new money deposits into the checking account of at least $1,000 or more within 60 days of account opening. "New money" is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Account must maintain an open status for at least 90 days before it is eligible for the bonus payment.

Get $150 Bonus

Expires 6/7/2022

Which is Better: Huntington or Bank of America?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Huntington or Chase.

In short: Huntington's cd, checking, and customer service are noteworthy. In particular, the customer service is impressive. Bank of America's mobile app is noteworthy.

Articles on Huntington Bank

Huntington Bank Review

Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers. Read on to see if this bank is right for you.

Huntington Checking Account Promotions

Huntington Bank is currently giving bonuses for new checking accounts. Find out how you can earn up to $750 with its checking account promotions.

Huntington Bank Business Account

Huntington Bank is a good bank for local small business owners. Learn more about their business account offers below.

Huntington vs KeyBank

Huntington Business Checking 100

Earn $100 when you open a new Huntington Business Checking 100 account with qualifying deposits. Find out how to score this cash bonus.

Unlimited Business Checking

Earn $400 when you open a new Huntington Unlimited Business Checking account with qualifying deposits. Find out how to score this cash bonus.

Unlimited Plus Business Checking

Earn $750 when you open a new Huntington Unlimited Plus Business Checking account with qualifying deposits. Find out how to score this large cash bonus.

Huntington Bank Money Market Rates

Huntington Bank Relationship Money Market Account lets you earn interest on your savings. Find out if the APY is worth your time below.

Huntington Bank Hours

Huntington Bank is a full-service bank based in the Midwest. Find out when you can visit a local branch, drive-thru, or ATM near you.

Huntington 25 Checking

Earn $300 for opening a Huntington 25 Checking® account with qualifying requirements. Find out how to take advantage of the huge cash bonus.

Huntington 5 Checking

Earn $200 for opening a Huntington 5 Checking® account with qualifying requirements. Find out how to take advantage of the cash bonus promotion below.

Asterisk Free Checking

Huntington Bank is offering a $150 bonus when you open a new Asterisk-Free Checking® account with qualifying requirements. Find out how to take advantage of the promotion.

Huntington Bank Routing Number

You'll need the right routing number to transfer money in or out of your Huntington bank account. Learn which routing number you'll need for different transactions below.