Huntington Bank vs Bank of America
Huntington is a midwest bank with great account benefits and free checking option. How does it compare to Bank of America? Read our comparison chart below.
Huntington has nearly 1,000 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option.
While Bank of America is one of the largest banks in the U.S. with approximately 3,700 locations and 15,000 ATMs. It is known for good customer service with extended hours. It offers checking, savings, CDs, IRA, and investment accounts through Merrill Edge.
Compare Huntington with Bank of America, side-by-side. Read on for an in-depth look, including ratings and reviews.
| | Member FDIC |  Member FDIC |
| | Learn More | Learn More |
| SPECIAL OFFER Business Checking Account - $1,000 Bonus - Learn MoreRead Huntington Review | OFFER Bank of America Advantage Plus Banking® - Up to $500 Bonus OfferRead Bank of America Review |
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| | Benefits and Features |
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| Savings | 0.01% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50. | Bank of America Advantage Savings Standard Rate: 0.01% APY |
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| CD | 0.25% APY for amounts ranging from $1,000 to $99,999.99. Minimum deposit is $1,000. | - 7-Month CD - 3.51% APY
- 10-Month CD - 2.95% APY
- 13-Month CD - 2.00% APY
- 25-Month CD - 1.75% APY
- 37-Month CD - 0.11% APY
- 1-Month CD - 0.03% APY
- 120-Month CD - 0.03% APY
|
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| Checking |
- Asterisk-Free Checking: No minimum balance and no monthly maintenance fees
- Huntington Perks Checking: 5 non-Huntington ATM withdrawals per month
- Huntington Platinum Perks Checking: Unlimited non-Huntington ATM withdrawals
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| Money Market | 0.05% APY for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington Perks or Huntington Platinum Perks Checking account. | |
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| Mobile App | | iOS & Android |
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| ATMs | over 1,600 ATMs | Approximately 15,000+ ATMs |
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| Customer Service | 24/7 |
- Monday -Friday: 8AM - 9PM ET
- Saturday: 9AM - 6PM ET
- Sunday: 8AM - 5PM ET
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| IRA CD | |  |
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| Locations | nearly 1,000 branches | 3,700 financial centers |
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| | CreditDonkey® Reviews |
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| Savings |      | |
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| CD |      | |
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| Checking |      | |
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| Money Market |      | |
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| Mobile App |      | |
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| Customer Service |      | |
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| Pros & Cons | Pros:- Free checking option
- 24-Hour Grace
- All day deposit
Cons:- Limited branches
- Low savings APY
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| Bottom Line | Midwest bank with great account benefits and free checking option... Read full review | Read full review |
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| | Learn More | Learn More |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Huntington: Pricing information from published website as of 09/01/2026 based on 43215 zip code. Bank of America: Pricing information from published website as of 08/25/2026 based on 91107 zip code. |

Member FDIC
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.

Member FDIC
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.

Member FDIC
- New checking customers only: Get a $100 bonus offer after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
Which is Better: Huntington or Bank of America?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Huntington or Chase.
Articles on Huntington Bank
Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers. Read on to see if this bank is right for you.
Huntington Bank offers two savings accounts with low APY. Is it still worth it? Read on to find out.
What's the Huntington Bank CD promotional rate? Read this review to find out if the APY is worth your time.
Huntington Bank Relationship Money Market Account lets you earn interest on your savings. Find out if the APY is worth your time below.
Huntington Bank is a full-service bank based in the Midwest. Find out when you can visit a local branch, drive-thru, or ATM near you.
You'll need the right routing number to transfer money in or out of your Huntington bank account. Learn which routing number you'll need for different transactions below.
Articles on Bank of America
Bank of America is a national bank with many account options and user-friendly online banking. But does this convenience come at a cost? Read on.
Bank of America may be one of the biggest banks, but many customers find a lot of issues with their banking services. What are they? Keep reading.
Bank of America is one the biggest banks in the U.S. But are their CD rates worth it? Read on to find out.
Want to close your Bank of America account? Learn how and what you need to do before you close your account.
Bank of America is open 5-6 days a week, depending on the location. Take a look at their business hours below.
Find your Bank of America routing number and learn about money transfers in our guide.
Which Bank Account is Right for You?
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