Huntington Bank vs Bank of America
Huntington is a midwest bank with great account benefits and free checking option. How does it compare to Bank of America? Read our comparison chart below.
Huntington has nearly 1,000 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option. 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.
While Bank of America is one of the largest banks in the U.S. with over 5,000 locations and 16,000 ATMs. It is known for good customer service with extended hours. It offers checking, savings, CDs, IRA, and investment accounts through Merrill Edge.
Compare Huntington with Bank of America, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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Huntington Bank | Bank of America | |
|---|---|---|
Personal Checking Account - $150 Bonus - | Advantage Plus Banking Checking Account - $100 Bonus - | |
Benefits and Features | ||
| Savings | 0.02% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50. | 0.01% APY (up to 0.06% if enrolled in Preferred Rewards). $8 monthly maintenance fee, unless you have 1) daily balance of $500, 2) are a Bank of America Preferred Rewards Client, or 3) link your Rewards Savings Account to your Interest Checking Account. Minimum deposit of $100. |
| CD | Regular CD APY range from 0.01% - 0.25% for amounts ranging from $1,000 - $100,000. Minimum deposit $1,000. | Standard Term CD: 0.03% - 0.08% APY. Terms of 28 days to 10 years. Minimum deposit of $1,000. Featured CD: 0.10% APY. Terms of 7, 10, 13, 25, and 37 months. Minimum deposit of $10,000. |
| Money Market | 0.05% APY (0.22% APY - 0.24% APY Relationship rates depending on the account) for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington 5 or Huntington 25 Checking account. | |
| Customer Service | Mon-Fri: 8am - 9pm(ET) Sat: 8am - 8pm (ET) Sun: 8am-5pm (ET) | |
| ATMs | Over 16,000 ATMs around the country. | |
| IRA CD | Standard Term CD: 0.03% - 0.08% APY. Terms of 28 days to 10 years. Minimum deposit of $1,000. Featured CD: 0.10% APY. Terms of 7, 10, 13, 25, and 37 months. Minimum deposit of $2,000. | |
| Locations | 4600 retail financial centres around the country and brances in more than 40 other countries. | |
CreditDonkey® Reviews | ||
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| Mobile App | | |
| Pros & Cons | Pros:
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| Bottom Line | Midwest bank with great account benefits and free checking option... | National bank with widespread accessibility and wide range of services... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Huntington: Pricing information from published website as of 07/02/2020 based on 43215 zip code. Bank of America: Pricing information from published website as of 07/04/2020 based on 91107 zip code. | ||
Which is Better: Huntington or Bank of America?
Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Huntington or Chase.
In short: Huntington's cd, checking, and customer service are noteworthy. In particular, the customer service is impressive. Bank of America's mobile app is noteworthy.
Articles on Huntington Bank
Huntington Bank Review
Huntington Bank Routing Number
Articles on Bank of America
Bank of America Review
Bank of America Routing Number
Which Do You Think is Best?
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