Novo vs Huntington Bank

Novo is a fee-free online business checking with lots of good features . How does it compare to Huntington? Read our comparison chart below.

Novo offers all-in-one banking for digital businesses. It includes up to 10 Reserves, free unlimited invoicing, and over a thousand business app integrations. But there's no cash deposits. There is no monthly fee.

While Huntington has nearly 1,200 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option. 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.

Compare Novo with Huntington, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Novo	Huntington Bank
		Member FDIC
	Visit Site	Learn More
	SPECIAL OFFER Free Business Checking - Learn More Read Novo Review	SPECIAL OFFER Personal Checking Account - $600 Bonus - Learn More Read Huntington Review
	Benefits and Features
Savings	No savings account, but you add up to 10 Reserves	0.01% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50.
CD		Regular CD APY range from 0.05% - 0.10% for amounts ranging from $1,000 - $100,000. Minimum deposit $1,000.
Checking	No monthly fees; no balance requirements	Asterisk-Free Checking: No minimum balance and no monthly maintenance fees Huntington Perks Checking: 5 non-Huntington ATM withdrawals per month Huntington Platinum Perks Checking: Unlimited non-Huntington ATM withdrawals
Money Market		0.05% APY for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington Perks or Huntington Platinum Perks Checking account.
APY	N/A
Customer Service	Phone, email, or in-app messaging: Monday - Friday, 9 am - 6 pm EST	24/7
Minimum Deposit to Open	$50 to access all Novo's features
ACH Transfer Fee	$0
ATMs	Unlimited reimbursement of all ATM fees worldwide	Over 1,700 ATMs
Balance Requirement	None
Cash Deposit Fee	N/A
Incoming Wire Transfer Fee	$0
Locations	Online only	Nearly 1,200 branches
Out of Network ATM Fee	Unlimited ATM fee rebates
Outgoing Wire Transfer Fee	N/A
Overdraft Fee	$27
Monthly Fee	$0
	CreditDonkey® Reviews

Savings
Checking
Customer Service
Mobile App
CD
Money Market
Pros & Cons	Pros: No monthly fees Unlimited ATM refunds Lots of software integrations Cons: No cash deposits Can't send wires	Pros: Free checking option 24-Hour Grace All day deposit Cons: Limited branches Low savings APY
Bottom Line	Fee-free online business checking with lots of good features... Read full review	Midwest bank with great account benefits and free checking option... Read full review
	Visit Site	Learn More
	Free Business Checking	Personal Checking Account - $600 Bonus Personal Checking Account - $400 Bonus Business Checking Account - $1,000 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Novo: Pricing information from published website as of 10/10/2023. Huntington: Pricing information from published website as of 11/27/2023 based on 43215 zip code.

Free Business Checking

$0 monthly service fee
$50 deposit to unlock all features
Unlimited ATM fee rebates

Banking services provided by Middlesex Federal Savings F.A., Member FDIC

Learn More

Free Business Checking

$0 monthly service fee
Unlimited ATM fee rebates
Free ACHs, incoming wires, and mailed checks
Up to 10 Reserves to manage multiple budgets
Thousands of app integrations

Banking services provided by Middlesex Federal Savings F.A., Member FDIC

Learn More

Which is Better: Novo or Huntington?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Novo or Chase.

In short: Novo's mobile app is outstanding. Huntington's savings and customer service are noteworthy. In particular, the customer service is impressive.