November 8, 2021 5:00 PM PT

Huntington Unlimited Plus Business Checking

Read more about Huntington Bank
Editorial Note: This content is not provided by the companies mentioned. Opinions expressed here are author's alone, and have not been reviewed, approved or otherwise endorsed by the companies.
Ad Disclosure: This article contains references to products from our partners. We may receive compensation if you apply or shop through links in our content. You help support CreditDonkey by using our links. (read more)

Earn $750 when you open a new Huntington Unlimited Plus Business Checking account with qualifying deposits. Find out how to score this large cash bonus.

Huntington Bank is a full-service bank based in the Midwest. If you live in Ohio, Illinois, Indiana, Kentucky, Michigan, Pennsylvania, or West Virginia, you'll want to check out this bonus offer.

Below, review Huntington Unlimited Plus Business Checking account to find out if it's right for you.

What is the Huntington Unlimited Plus Business Checking account?

Huntington Unlimited Plus Business Checking is an interest-earning account ideal for larger businesses with higher monthly transaction volume.

Currently, you can earn a $750 cash bonus when you open a qualifying account with Huntington and meet the requirements.

Take a look at the account benefits below:


  • Unlimited transactions[1]
  • Up to $25,000 in cash or currency deposits per month in-branch or at an ATM ($0.30 for each $100 after)
  • Earn interest on your Unlimited Plus Business balance
  • Huntington Debit MasterCard® BusinessCard®
  • Digital tools such as spend analysis, look ahead calendar, and cash flow forecast
  • 24 Hour Grace to make a deposit or transfer to avoid an overdraft
  • Overdraft protection options
  • Unlimited data downloads into Quicken and Quickbooks

You can also choose TWO of the following bonus services:

  • Fraud Tool: Reverse Positive Pay
  • Huntington Deposit Scan (up to 50 per month)
  • 10% off Paychex payroll services[2]
  • Two free incoming domestic wires per month
  • Up to 25 returned deposit items per month

Does Huntington charge monthly fees?
Huntington Unlimited Plus Business Checking has a $40 monthly fee. You can waive the monthly fee if you have $50,000 in total relationship balances (more on that below).

How to Earn the $750 Bonus

Here's how you can snag the $750 cash bonus:

  1. Open a Huntington Unlimited Plus Business Checking.

  2. Make cumulative new money deposits of at least $20,000 within 60 days of account opening and keep your account open for a minimum of 90 days.

  3. $750 will be deposited in your new account within 14 days of meeting the above requirements. Your checking account must remain open to receive the bonus.

To open an account, you must be:
  • Authorized to open accounts on behalf of the business
  • 18 years and older
  • A U.S. citizen
  • Operating in CO, IL, IN, KY, MI, MN, OH, PA, SD, WV, or WI

How to Waive the Monthly Fee

The Unlimited Business Plus Checking has a $40 monthly fee that can be waived by maintaining a total deposit relationship balance of at least $50,000 in a combination of deposits held directly by Huntington.[3]

Eligible deposits are this checking account and any other checking, money market, savings, or certificate of deposit (CD) account(s) owned by the business.

Here are some other account fees you may encounter:
  • $36 overdraft fee
  • $36 return fee
  • $25 extended overdraft fee
  • $3 mailed statements
  • $3 non-Huntington ATMs
  • $31 stop payment
  • $13 returned deposited item
  • $18 incoming domestic wire transfer
  • $45 outgoing domestic wire transfer (when initiated by Huntington associate)
  • $25 incoming international wire transfer
  • $75 outgoing international wire transfer (when initiated by Huntington associate)
  • $0.50 Zelle transactions (sent or received)

How to Open a Huntington Unlimited Plus Business Account

Opening a Huntington business account is pretty simple, and you can even open it online. Here's the info you'll need to provide:

  • Name, date of birth, and business address
  • Contact information
  • Valid forms of identification (driver's license, state ID card, passport)
  • SSN or EIN
  • DBA Certificate, if applicable

In addition, you'll need to provide some business documents. Here's what each business structure requires:

  • LLCs require Registered Articles of Organization and Operating Agreement (if applicable)
  • Partnerships require a legal Partnership Agreement
  • Corporations require a Registration of Incorporation
  • Organizations/Associations require by-laws, charter, constitution, or other governing document.

You need at least one representative from the business who is authorized to open a bank account on behalf of the company.

$750 Bonus Fine Print

Here is some additional fine print for the $750 cash bonus:

  • Offer is only available to new business checking customers. Existing Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. Public Fund/Government Banking dollars and Brokers are not eligible for this offer.

  • You must open a new Huntington Unlimited Plus Business, Business Analyzed, or Business Non Profit Analyzed Checking account and then make a minimum cumulative new money deposit of at least $20,000 within 60 days of account opening.

  • "New money" is defined as money that is not currently on deposit in any Huntington account (except maturing business CDs).

  • Account must maintain an open status for at least 90 days before it is eligible for the bonus payment. All new accounts are subject to account opening approval. Account conversions are not eligible.

  • There will be an Early Account Closing Fee if you close your account within 180 days of opening.

  • Cash bonus does not count towards the deposit requirement. This offer cannot be used in combination with any other offer.

  • Individual business owners with multiple businesses will be limited to one account-related gift incentive per rolling 12-month period across all deposit account relationships.

  • The bonus will be reported on IRS Form 1099-INT for the year in which you receive your bonus.

Other Huntington Bank Business Checking Promotions

Other Business Checking Offers You Might Like

Bottom Line

If you're in the market for a new business bank account, this $750 cash bonus is a sweet incentive.

The Huntington Unlimited Plus Business account has nice perks like 24-hour grace, digital money management tools, and up to $25,000 per month in cash deposits.

Just be aware that this account requires a combined $50,000 average daily balance in order to waive the monthly maintenance fee. If this isn't right for you, check out other available business banking promotions.


  1. ^ Transactions refer to checks paid, deposit tickets, deposited checks (except those you process through a remote deposit scanner), incoming ACH debits and credits, debit card purchases and online bill pay transactions.
  2. ^ Payroll processing services are provided by Paychex, a third party commercial vendor.
  3. ^ The total relationship deposit balance each month is calculated by adding the average daily balance for all eligible deposit account balances of the business for the applicable statement period.
Member FDIC

Chase Total Checking® - $200 Bonus

Expires 10/19/2022
  • New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
  • Access to 16,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit
  • Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

*With Chase Overdraft Assist℠, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.


Citi Priority Account - Earn up to $2,000 Cash Bonus

Expires 1/9/2023
  • Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities
  • Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
  • Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
  • If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
  • Bonus will be paid within 30 days after you successfully complete all required activities.
CIT Bank
Member FDIC

CIT Bank Savings Connect - 2.40% APY

  • Earn 14x the national average
  • $100 minimum opening deposit
  • No monthly maintenance fee
Discover Bank
Member FDIC

Discover Online Savings - $200 Cash Bonus

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY922 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 30 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/15/2022, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Expires 12/15/2022

Business Checking - Up to 1.5% APY

  • 1.5% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
  • $0 minimum opening deposit
  • $0 monthly service fee
Banking services provided by Coastal Community Bank, Member FDIC

Holly Zorbas is a assistant editor at CreditDonkey, a credit card comparison and reviews website. Write to Holly Zorbas at Follow us on Twitter and Facebook for our latest posts.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

Read Next:

Huntington Bank Review

Huntington Bank Review

Business Checking Account Promotions

Business Account Promotions

Best Bank for Small Business

Best Bank for Small Business

Huntington Bank Hours

Huntington Bank Hours

Huntington Unlimited Business Checking

Huntington Unlimited Business Checking

Huntington Business Checking 100 Review

Huntington Business Checking


Leave a comment about Huntington Unlimited Plus Business Checking?

About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2022 CreditDonkey Inc. All Rights Reserved.