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CIT Bank vs Huntington Bank

CIT Bank is a solid online bank with excellent rates and no monthly fees. How does it compare to Huntington? Read our comparison chart below.

CIT Bank offers savings accounts and multiple CDs, including a no-penalty CD. Savings and Money Market account requires $100 minimum deposit, while term CDs require $1,000 minimum deposit. There are no monthly service fees.

While Huntington has nearly 1,000 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option. 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.

Compare CIT Bank with Huntington, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 CIT BankHuntington Bank
 Visit SiteLearn More
 

CIT Bank

Huntington Bank

SPECIAL OFFER
CIT Bank Savings Connect - Learn More

Read CIT Bank Review

SPECIAL OFFER
Unlimited Plus Business Checking - $750 Bonus - Learn More

Read Huntington Review

 

Benefits and Features

SavingsSavings Connect: 2.70% APY
Savings Builder up to 1.00% APY with $25,000+ balance or $100 monthly deposit.
0.01% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50.
CDTerm CDs up to 3.50% APY. $1,000 minimum opening deposit.Regular CD APY range from 0.05% - 0.10% for amounts ranging from $1,000 - $100,000. Minimum deposit $1,000.
CheckingeChecking: 0.25% APY with $25,000+ balance and 0.10% APY on balances under $25,000
Money Market
1.55% APY
0.05% APY for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington Perks or Huntington Platinum Perks Checking account.
Customer Service
  • Monday - Friday: 9:00 am - 9:00 pm (ET)
  • Saturday: 10:00 am - 6:00 pm (ET)
  • Sunday: Closed
24/7
ATMs 
Over 1,800 ATMs
Locations
Online Only
Nearly 1,000 branches
 

CreditDonkey® Reviews

 CIT BankHuntington Bank
SavingsStarStarStarStarHalf StarStarStarStarHalf StarEmpty Star
CheckingStarStarStarStarHalf StarStarStarStarStarHalf Star
Money MarketStarStarStarStarStarStarStarStarEmpty StarEmpty Star
Customer ServiceStarStarStarStarEmpty StarStarStarStarStarStar
Mobile AppStarStarStarStarHalf StarStarStarStarHalf StarEmpty Star
CDStarStarStarStarEmpty Star
Pros & ConsPros:
  • High yield
  • No monthly service fees
  • Low opening deposits
Cons:
  • No physical locations
  • No check writing
Pros:
  • Free checking option
  • 24-Hour Grace
  • All day deposit
Cons:
  • Limited branches
  • Low savings APY
Bottom LineSolid online bank with excellent rates and no monthly fees... Read full reviewMidwest bank with great account benefits and free checking option... Read full review
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

CIT Bank: Pricing information and data points from published website as of 06/30/2022

Huntington: Pricing information from published website as of 07/01/2021 based on 43215 zip code.

CIT Bank
Member FDIC

CIT Bank Savings Connect - 2.70% APY

  • Earn 15x the national average
  • $100 minimum opening deposit
  • No monthly maintenance fee
CIT Bank
Member FDIC

Money Market Account - Get a Year of Amazon Prime

Expires 12/23/2022
To get your year of Amazon Prime ($139 cash value):
  • Open a new Money Market account using promo code AMZN22.
  • Fund your account with $15,000 within 15 days.
  • Keep a minimum balance of $15,000 for 60 days.
After 60 days, if you've fulfilled the requirements, CIT will send you an email with your Prime membership code. Existing Amazon Prime members can use the one year of Amazon Prime to renew their membership for an additional year. Limit one Money Market promotion per account and per customer. Conditions apply. See advertiser website for details.
CIT Bank
Member FDIC

CIT Bank Money Market Account - 1.55% APY

  • 1.55% APY
  • $100 minimum opening deposit
  • No monthly maintenance fee
Huntington
Member FDIC

Unlimited Plus Business Checking - $750 Bonus

To be eligible for the $750 cash bonus, business customer must open a new Huntington Unlimited Plus Business, Business Analyzed or Business Non Profit Analyzed Checking by November 7, 2022, then make a minimum cumulative new money deposit into the new checking account of at least $20,000 within 60 days of account opening.

"New money" is defined as money that is not currently on deposit in any Huntington account (except maturing business CDs). Account must maintain an open status for at least 90 days before it is eligible for the bonus payment. All new accounts subject to account opening approval and account conversions are not eligible. An Early Account Closing Fee will apply to accounts closed within 180 days of opening.

Expires 10/17/2022
Huntington
Member FDIC

Unlimited Business Checking - $400 Bonus

To be eligible for the $400 cash bonus, business customer must open a new Huntington Unlimited Business, Unlimited Plus Business, Business Analyzed, Business Non Profit Analyzed, or Business Non Profit Interest Checking account by November 7, 2022, then make a minimum cumulative new money deposit into the new checking account of at least $5,000 within 60 days of account opening.

"New money" is defined as money that is not currently on deposit in any Huntington account (except maturing business CDs). Account must maintain an open status for at least 90 days before it is eligible for the bonus payment. All new accounts subject to account opening approval and account conversions are not eligible. An Early Account Closing Fee will apply to accounts closed within 180 days of opening.

Expires 10/17/2022
Huntington
Member FDIC

Business Checking 100 - $100 Bonus

To be eligible for the $100 cash bonus, business customer must open a new Huntington Business Checking 100, Unlimited Business, Unlimited Plus Business, Business Analyzed, Business Non Profit Analyzed, or Business Non Profit Interest Checking account by November 7, 2022 then make a minimum cumulative new money deposit into the new checking account of at least $2,000 within 60 days of account opening.

"New money" is defined as money that is not currently on deposit in any Huntington account (except maturing business CDs). Account must maintain an open status for at least 90 days before it is eligible for the bonus payment. All new accounts subject to account opening approval and account conversions are not eligible. An Early Account Closing Fee will apply to accounts closed within 180 days of opening.

Expires 10/17/2022

Which is Better: CIT Bank or Huntington?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing CIT Bank or Chase.

In short: CIT Bank's savings, money market, and mobile app are notable. In particular, the money market is outstanding. Huntington's customer service is impressive.


Articles on CIT Bank

CIT Bank Savings Review

CIT Bank offers a high interest rate. But how reliable is this online bank? Read this review to find out if what you heard is true.

CIT Bank Savings Builder

If you can save $100 per month, you can earn a high interest rate with CIT Bank Savings Builder. Find out if this bank is any good.

CIT Bank CD Rates

CIT Bank is trustworthy. But does CIT have the best CD rates right now? Find out how CIT Bank's interest rate compares.

CIT Bank Savings Builder vs Money Market

CIT Bank offers both money market and savings accounts. But which is better to keep your money safe? Find out how to choose between the two.

CIT Bank Savings Builder vs Savings Connect

CIT Bank has even more ways to save now. Savings Connect and Savings Builder both offer competitive rates. Find out the bank account that is best for you.

What is CIT Bank

In the modern world, there are some things you just don't have to do anymore. Like drawing water from a well. Or paying fees just to keep your bank account open.

Who is CIT Bank

CIT Bank offers accounts with high interest rates and low fees. But just who is CIT Bank? And should you trust them with your money?

CIT Bank Login

Forgot your CIT Bank username? We'll show you how to login your online bank account.

CIT Bank Complaints

CIT Bank offers a high APY. But there are some downsides, too. Read on to learn more about CIT Bank common complaints and possible solutions.

CIT Bank Routing Number

Want to transfer money in or out of your CIT Bank account? Read this review to find your ABA routing number.

CIT Bank Locations

CIT Bank is an online only bank with no physical branches. Find out how to manage your account, reach customer service, and the bank's current offers.

Articles on Huntington Bank

Huntington Bank Review

Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers. Read on to see if this bank is right for you.

Huntington Bank CD Rates

What's the Huntington Bank CD promotional rate? Read this review to find out if the APY is worth your time.

Huntington Checking Account Promotions

Huntington Bank is currently giving bonuses for new checking accounts. Find out how you can earn up to $750 with its checking account promotions.

Huntington Bank Business Account Offers

Huntington Bank is a good bank for local small business owners. Learn more about their business account offers below.

Business Checking 100

Earn $100 when you open a new Huntington Business Checking 100 account with qualifying deposits. Find out how to score this cash bonus.

Huntington Unlimited Business Checking

Earn $400 when you open a new Huntington Unlimited Business Checking account with qualifying deposits. Find out how to score this cash bonus.

Huntington Unlimited Plus Business Checking

Earn $750 when you open a new Huntington Unlimited Plus Business Checking account with qualifying deposits. Find out how to score this large cash bonus.

Huntington Bank Money Market Rates

Huntington Bank Relationship Money Market Account lets you earn interest on your savings. Find out if the APY is worth your time below.

Huntington Bank Hours

Huntington Bank is a full-service bank based in the Midwest. Find out when you can visit a local branch, drive-thru, or ATM near you.

Huntington Platinum Perks Checking

Earn $300 for opening a Huntington Platinum Perks Checking ℠ account with qualifying requirements. Find out how to take advantage of the huge cash bonus.

Huntington Perks Checking

Earn $200 for opening a Huntington Perks Checking ℠ account with qualifying requirements. Find out how to take advantage of the cash bonus promotion below.

Asterisk Free Checking

Huntington Bank is offering a $0 bonus when you open a new Asterisk-Free Checking® account with qualifying requirements. Find out how to take advantage of the promotion.

Huntington Bank Routing Number

You'll need the right routing number to transfer money in or out of your Huntington bank account. Learn which routing number you'll need for different transactions below.

Which Do You Think is Best?





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