CIT Bank vs Huntington Bank
CIT Bank is a solid online bank with excellent rates and no monthly fees. How does it compare to Huntington? Read our comparison chart below.
CIT Bank offers savings accounts and multiple CDs, including a no-penalty CD. Savings and Money Market account requires $100 minimum deposit, while term CDs require $1,000 minimum deposit. There are no monthly service fees.
While Huntington has nearly 1,000 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option. 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.
Compare CIT Bank with Huntington, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
![]() | ![]() | |
![]() | ![]() | |
CIT Bank | Huntington Bank | |
---|---|---|
CIT Bank Money Market Account - | Huntington 5 Checking Account - $200 Bonus - | |
Benefits and Features | ||
Savings | Savings Builder up to 0.45% APY with $25,000+ balance or $100 monthly deposit. | 0.02% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50. |
CD | Term CDs up to 0.50% APY. $1,000 minimum opening deposit. | Regular CD APY range from 0.01% - 0.10% for amounts ranging from $1,000 - $100,000. Minimum deposit $1,000. |
Checking | eChecking: 0.25% APY with $25,000+ balance and 0.10% APY on balances under $25,000 | |
Money Market | 0.05% APY for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington 5 or Huntington 25 Checking account. | |
Customer Service | Monday - Friday: 9:00 am - 9:00 pm (ET) Saturday: 10:00 am - 6:00 pm (ET) Sunday: Closed | |
ATMs | ||
Locations | ||
CreditDonkey® Reviews | ||
![]() | ![]() | |
Savings | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Checking | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Money Market | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Customer Service | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Mobile App | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
CD | ![]() ![]() ![]() ![]() ![]() | |
Pros & Cons | Pros:
| Pros:
|
Bottom Line | Solid online bank with excellent rates and no monthly fees... | Midwest bank with great account benefits and free checking option... |
![]() | ![]() | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. CIT Bank: Pricing information and data points from published website as of 12/20/2020 Huntington: Pricing information from published website as of 01/16/2021 based on 43215 zip code. |
Which is Better: CIT Bank or Huntington?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing CIT Bank or Chase.
In short: CIT Bank's savings, money market, and mobile app are notable. In particular, the money market is outstanding. Huntington's customer service is impressive.
Articles on CIT Bank
CIT Bank Savings Review
CIT Bank Savings Builder
CIT Bank CD Rates
How to Open CIT Bank Application
Is CIT Bank Online Only
Is CIT Bank Trustworthy
Who is CIT Bank
CIT Bank Login
CIT Bank Complaints
CIT Bank Routing Number
CIT Bank Locations
Articles on Huntington Bank
Huntington Bank Review
Huntington Bank Routing Number
Which Do You Think is Best?
You might also be interested in
Related: Bank Reviews & Deals
