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CIT Bank | Huntington Bank | |
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CIT Bank Savings Builder - Up to $300 Bonus - | Relationship Money Market Account - Earn 1.50% (0.87% APY) - | |
Benefits and Features | ||
Savings | Savings Builder up to 1.85% APY with $25,000 minimum balance or $100 monthly deposit. $100 minimum opening deposit. | 0.02% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50. |
CD | Term CDs up to 1.85% APY. $1,000 minimum opening deposit. No monthly maintenance fee. | Promotional CD account 7-month term; 1.25% APY. Minimum deposit $1,000. Otherwise, regular CD APY range from 0.01% - 0.55% for amounts ranging from $1,000 - $100,000. |
Checking | eChecking: 0.25% APY with $25,000 minimum balance and 0.10% APY on balances under $25,000 | |
Money Market | 1.85% APY. $100 minimum deposit. No monthly maintenance fee. | 0.87% APY for new Relationship Money Market Account with qualifying requirements. 0.50% APY (0.57% APY - 0.62% APY Relationship rates depending on the account) for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington 5 or Huntington 25 Checking account. |
Customer Service | Monday - Friday: 8:00 am - 9:00 pm (ET) Saturday: 9:00 am - 5:00 pm (ET) Sunday: 11:00 am - 4:00 pm (ET) | |
ATMs | ||
Locations | ||
CreditDonkey® Reviews | ||
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Savings | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Checking | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Money Market | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Customer Service | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Mobile App | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
CD | ![]() ![]() ![]() ![]() ![]() | |
Pros & Cons | Pros:
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Bottom Line | Solid online bank with excellent rates and no monthly fees... | Midwest bank with great account benefits and free checking option... |
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What Others View | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. CIT Bank: Pricing information from published website as of 10/1/2019 Huntington Bank: Pricing information from published website as of 7/17/2019 based on 43215 zip code. |
Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing CIT Bank or Chase.
In short: CIT Bank's savings, money market, and mobile app are notable. In particular, the money market is outstanding. Huntington Bank's customer service is impressive.
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