CIT Bank vs Huntington Bank

CIT Bank is a solid online bank with excellent rates and no monthly fees. How does it compare to Huntington Bank? Read our comparison chart below.

CIT Bank offers savings accounts and multiple CDs, including a no-penalty CD. Savings and Money Market account requires $100 minimum deposit, while term CDs require $1,000 minimum deposit. There are no monthly service fees.

While Huntington Bank has nearly 1,000 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option. 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.

Compare CIT Bank with Huntington Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	CIT Bank	Huntington Bank


	SPECIAL OFFER CIT Bank Savings Builder - Up to $300 Bonus - Learn More Read CIT Bank Review	SPECIAL OFFER Relationship Money Market Account - Earn 1.50% (0.87% APY) - Learn More Read Huntington Bank Review
	Benefits and Features
Savings	Savings Builder up to 1.85% APY with $25,000 minimum balance or $100 monthly deposit. $100 minimum opening deposit.	0.02% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50.
CD	Term CDs up to 1.85% APY. $1,000 minimum opening deposit. No monthly maintenance fee.	Promotional CD account 7-month term; 1.25% APY. Minimum deposit $1,000. Otherwise, regular CD APY range from 0.01% - 0.55% for amounts ranging from $1,000 - $100,000.
Checking	eChecking: 0.25% APY with $25,000 minimum balance and 0.10% APY on balances under $25,000
Money Market	1.85% APY. $100 minimum deposit. No monthly maintenance fee.	0.87% APY for new Relationship Money Market Account with qualifying requirements. 0.50% APY (0.57% APY - 0.62% APY Relationship rates depending on the account) for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington 5 or Huntington 25 Checking account.
Customer Service	Monday - Friday: 8:00 am - 9:00 pm (ET) Saturday: 9:00 am - 5:00 pm (ET) Sunday: 11:00 am - 4:00 pm (ET)	24/7
ATMs		Over 1,800 ATMs
Locations	Online Only	Nearly 1,000 branches
	CreditDonkey® Reviews

Savings
Checking
Money Market
Customer Service
Mobile App
CD
Pros & Cons	Pros: High APY No monthly service fees Low opening deposits Cons: No physical locations No check writing	Pros: Free checking option 24-hr grace for overdrafts All day deposit 24-hr customer service Cons: Limited branches Low savings APY
Bottom Line	Solid online bank with excellent rates and no monthly fees... Read full review	Midwest bank with great account benefits and free checking option... Read full review

	CIT Bank Savings Builder - Up to $300 Bonus Savings Builder High Yield Savings Account - 1.85% APY $150/$300 Cash Bonus for New Account	Relationship Money Market Account - Earn 1.50% (0.87% APY) Business Checking 100 - $200 Bonus Unlimited Business Checking - $400 Bonus
What Others View		Chase KeyBank
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. CIT Bank: Pricing information from published website as of 10/1/2019 Huntington Bank: Pricing information from published website as of 7/17/2019 based on 43215 zip code.

Which is Better: CIT Bank or Huntington Bank?

Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing CIT Bank or Chase.

In short: CIT Bank's savings, money market, and mobile app are notable. In particular, the money market is outstanding. Huntington Bank's customer service is impressive.

Articles on CIT Bank

CIT Bank Review

Want a higher interest rate at a good FDIC insured bank? CIT is tempting, but there are downsides you should not ignore. Read this review before you open an account.

CIT Bank Login

Forgot your CIT Bank username? We'll show you how to login your online bank account.

CIT Bank vs Discover Bank

CIT Bank Complaints

CIT Bank offers a high APY. But there are some downsides, too. Read on to learn more about CIT Bank common complaints and possible solutions.

CIT Bank CD Rates

CIT Bank is known for competitive interest rates on online savings products. How are their CD rates? Check out the current rates and how they compare below.

CIT Bank Savings Builder Review

If you can save just $100 per month, you can earn a high APY with CIT Bank's Savings Builder. Find out if this bank is good for you.

CIT Bank Routing Number

Want to transfer money in or out of your CIT Bank account? Read this review to find your ABA routing number.

CIT Bank Locations

CIT Bank is an online only bank with no physical branches. Find out how to manage your account, reach customer service, and the bank's current offers.

Articles on Huntington Bank

Huntington Bank Review

Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers and 24/7 customer service. Read on to see if this bank is right for you.

Huntington Bank Routing Number

You'll need the right routing number to transfer money in or out of your Huntington bank account. Learn which routing number you'll need for different transactions below.

Which Do You Think is Best?

Top 5 Best CD Rates

CD accounts are fully secured and risk-free. Plus, they offer higher interest rates than traditional savings accounts. Read on for our list of the best high interest CDs to help you start saving.

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CIT Bank vs Huntington Bank

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