CIT Bank vs Huntington Bank

CIT Bank is a solid online bank with excellent rates and no monthly fees. How does it compare to Huntington? Read our comparison chart below.

CIT Bank offers savings accounts and multiple CDs, including a no-penalty CD. Savings and Money Market account requires $100 minimum deposit, while term CDs require $1,000 minimum deposit. There are no monthly service fees.

While Huntington has nearly 1,000 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option. 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.

Compare CIT Bank with Huntington, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	CIT Bank	Huntington Bank


	SPECIAL OFFER CIT Savings Builder - Earn 0.95% APY - Learn More Read CIT Bank Review	SPECIAL OFFER Personal Checking Account - $150 Bonus - Learn More Read Huntington Review
	Benefits and Features
Savings	Savings Builder up to 0.95% APY with $25,000+ balance or $100 monthly deposit.	0.02% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50.
CD	Term CDs up to 1.05% APY. $1,000 minimum opening deposit.	Regular CD APY range from 0.01% - 0.25% for amounts ranging from $1,000 - $100,000. Minimum deposit $1,000.
Checking	eChecking: 0.25% APY with $25,000+ balance and 0.10% APY on balances under $25,000
Money Market	1.00% APY	0.21% APY (0.22% APY - 0.24% APY Relationship rates depending on the account) for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington 5 or Huntington 25 Checking account.
Customer Service	Monday - Friday: 9:00 am - 9:00 pm (ET) Saturday: 10:00 am - 6:00 pm (ET) Sunday: Closed	24/7
ATMs		Over 1,800 ATMs
Locations	Online Only	Nearly 1,000 branches
	CreditDonkey® Reviews

Savings
Checking
Money Market
Customer Service
Mobile App
CD
Pros & Cons	Pros: High yield No monthly service fees Low opening deposits Cons: No physical locations No check writing	Pros: Free checking option 24-hr grace for overdrafts All day deposit 24-hr customer service Cons: Limited branches Low savings APY
Bottom Line	Solid online bank with excellent rates and no monthly fees... Read full review	Midwest bank with great account benefits and free checking option... Read full review

	CIT Savings Builder - Earn 0.95% APY CIT Bank Money Market Account - 1.00% APY CIT Bank Term CDs	Personal Checking Account - $150 Bonus Personal Checking Account - $200 Bonus Personal Checking Account - $500 Bonus
What Others View		Chase
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. CIT Bank: Pricing information from published website as of 06/03/2020 Huntington: Pricing information from published website as of 07/11/2020 based on 43215 zip code.

Which is Better: CIT Bank or Huntington?

Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing CIT Bank or Chase.

In short: CIT Bank's savings, money market, and mobile app are notable. In particular, the money market is outstanding. Huntington's customer service is impressive.

Articles on CIT Bank

CIT Bank Review

CIT Bank offers a high interest rate. But is it safe? Read this review to find out if what you heard is true.

CIT Bank Savings Builder Review

If you can save $100 per month, you can earn a high interest rate with CIT Bank Savings Builder. Find out if this bank is any good.

CIT Bank vs Discover Bank

CIT Bank CD Rates

CIT Bank has competitive interest rates on online savings accounts. But how do their CD rates compare? Find out below.

How to Open CIT Bank Application

Opening an account with CIT Bank is simple. Take a look at what you'll need and check out your account options in our guide.

Is CIT Bank Online Only

CIT Bank offers high interest rates and no monthly fees. But is this online bank legit? Find out the details here.

Is CIT Bank a Real Bank

CIT Bank offers online checking and savings with high interest rates and low fees. But is it safe? Find out before you sign up.

Who is CIT Bank

CIT Bank offers accounts with high interest rates and low fees. But just who is CIT Bank? And should you trust them with your money?

CIT Bank Login

Forgot your CIT Bank username? We'll show you how to login your online bank account.

CIT Bank Complaints

CIT Bank offers a high APY. But there are some downsides, too. Read on to learn more about CIT Bank common complaints and possible solutions.

CIT Bank Routing Number

Want to transfer money in or out of your CIT Bank account? Read this review to find your ABA routing number.

CIT Bank Locations

CIT Bank is an online only bank with no physical branches. Find out how to manage your account, reach customer service, and the bank's current offers.

Articles on Huntington Bank

Huntington Bank Review

Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers and 24/7 customer service. Read on to see if this bank is right for you.

Huntington Bank Routing Number

You'll need the right routing number to transfer money in or out of your Huntington bank account. Learn which routing number you'll need for different transactions below.

Which Do You Think is Best?

Top 5 Best CD Rates

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CIT Bank vs Huntington Bank

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