Save money and be informed. CreditDonkey is a bank comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

CIT Bank vs Chase

CIT Bank is a solid online bank with excellent rates and no monthly fees. How does it compare to Chase? Read our comparison chart below.

 CIT BankChase
 Visit SiteVisit Site
 

CIT Bank

Chase

SPECIAL OFFER
CIT Bank Money Market Account - 0.45% APY - Learn More

Read CIT Bank Review

SPECIAL OFFER
Chase Bank $200 Bonus - Learn More

Read Chase Review

 

Benefits and Features

SavingsSavings Builder up to 0.40% APY with $25,000+ balance or $100 monthly deposit.Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open.
Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CDTerm CDs up to 0.50% APY. $1,000 minimum opening deposit.Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
CheckingeChecking: 0.25% APY with $25,000+ balance and 0.10% APY on balances under $25,000Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open.
Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Money Market
0.45% APY
 
Customer ServiceMonday - Friday: 9:00 am - 9:00 pm (ET)
Saturday: 10:00 am - 6:00 pm (ET)
Sunday: Closed
 
ATMs 
16,000 Chase ATMs
Locations
Online Only
Over 4,700
 

CreditDonkey® Reviews

 CIT BankChase
SavingsStarStarStarStarHalf StarStarStarStarHalf StarEmpty Star
CheckingStarStarStarStarHalf StarStarStarStarStarEmpty Star
Money MarketStarStarStarStarStar
Customer ServiceStarStarStarStarEmpty StarStarStarStarStarEmpty Star
Mobile AppStarStarStarStarHalf StarStarStarStarStarStar
Pros & ConsPros:
  • High yield
  • No monthly service fees
  • Low opening deposits
Cons:
  • No physical locations
  • No check writing
Pros:
  • More than 4,700 branches
  • New customer coupons
  • Full service banking
Cons:
  • Low interest rates
  • Not in all states
Bottom LineSolid online bank with excellent rates and no monthly fees... Read full reviewNational bank with good promotions for new customers... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

CIT Bank: Pricing information and data points from published website as of 02/16/2021

Chase: Pricing information and data points from published website as of 12/17/2020

Which is Better: CIT Bank or Chase?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing CIT Bank or HSBC.

In short: CIT Bank's savings is notable.


Articles on CIT Bank

CIT Bank Money Market Review

CIT Bank offers a high interest rate. But how reliable is this online bank? Read this review to find out if what you heard is true.

CIT Bank Savings Builder

If you can save $100 per month, you can earn a high interest rate with CIT Bank Savings Builder. Find out if this bank is any good.

CIT Bank CD Rates

CIT Bank is trustworthy. But does CIT have the best CD rates right now? Find out how CIT Bank's interest rate compares.

Who is CIT Bank

CIT Bank offers accounts with high interest rates and low fees. But just who is CIT Bank? And should you trust them with your money?

CIT Bank Login

Forgot your CIT Bank username? We'll show you how to login your online bank account.

CIT Bank Complaints

CIT Bank offers a high APY. But there are some downsides, too. Read on to learn more about CIT Bank common complaints and possible solutions.

CIT Bank Routing Number

Want to transfer money in or out of your CIT Bank account? Read this review to find your ABA routing number.

CIT Bank Locations

CIT Bank is an online only bank with no physical branches. Find out how to manage your account, reach customer service, and the bank's current offers.

Articles on Chase

Chase Reviews

Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you.

Chase Bank Open Account

Opening an account with Chase Bank is simple. Take a look at what you'll need and check out your account options in our guide.

Chase Business Checking Bonus

Right now, Chase Business Complete Checking is offering a $300 bonus for new customers.

Chase You Invest Review

Chase You Invest App has a bonus promotion, low fees and mutual funds trading. But is it good for beginners? Read this review for the pros and cons.

Chase Routing Number

What is Chase Bank's routing number? It depends on the state. Find the correct routing number for your Chase account (even without a check).

Chase Checking Account Bonus

Chase is currently offering cash bonuses for opening a new checking account. See the current checking account bonus promotions before they expire.

Why Chase Is a Good Bank

Chase is known for their customer service and generous sign-up bonuses. But before you join, find out if they're safe to bank with.

How to Avoid Chase Monthly Service Fee

Chase Bank's monthly service fees can really add up if you're not keeping track. Here's how you can avoid each fee.

Order Checks Chase

Running low on your checks from Chase? Read this to learn how to reorder your checks.

Chase Premier Plus Checking

Chase Premier Plus Checking currently has a coupon offer. But how does the minimum balance and fee waiver compare to accounts like the Total Checking? Read on to find out.

Chase Savings $150 Bonus

Chase Savings Account has a coupon for new customers. But how does it work? Read this review for the latest account promotion, fees and minimum balance details.

Chase Private Client

Chase Private Client offers premium relationship perks to those with $250,000 on deposit with Chase. It is worth it? Find out the benefits in this in-depth review.

Chase College Checking Review

Chase College Checking account has no monthly service fee for students. But is there a catch? Read on to learn the details and see if it's right for you.

Chase Sapphire Checking Promotion

Is Chase Sapphire banking bonus worth it? Get the requirements and see how to qualify.

Chase Sapphire Banking

What is Chase Sapphire banking ? We explain the benefits, interest rate and how to qualify for the bonus in our review.

Which Do You Think is Best?





You Might Also Like

Best National Bank

Best National Bank

There are over 5,000 FDIC-insured banks in America. How do you choose the best national bank to keep your money safe?
How and Where to Invest $1 Million Dollars

How and Where to Invest $1 Million Dollars

How can you invest 1 million dollars? Many choose stocks and real estate but there are more ideas than you think. Here's what to do with that cash.
How Do Banks Work

How Do Banks Work

Banks are part of our everyday life, but how do they work? Take a look at how they function and what they do with your money.
Best Free Checking Accounts

Best Free Checking Accounts

Banking doesn't have to be expensive. Here is a list of good free checking accounts without outrageous fees or high balance requirements.
Find Your Routing Number on a Check

Find Your Routing Number on a Check

Your routing number is the 9 digit code on the bottom of your check. Don't use the wrong number. Find the correct routing number for your bank.
Marcus by Goldman Sachs Review

Marcus by Goldman Sachs Review

Marcus by Goldman Sachs offers savings accounts and CDs at high interest rates. But don't expect accounts with a lot of bells and whistles. Read on for the pros and cons.
Wells Fargo Bank Review:  Account Good for You?

Wells Fargo Bank Review: Account Good for You?

Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options.
Citibank Review: Account Good for You?

Citibank Review: Account Good for You?

Citibank offers credit cards and banking services. But service fees and balance requirements are on the high side. Is it the right bank for you? Read this review to find out.
Bank of America Review: Account Good for You?

Bank of America Review: Account Good for You?

Bank of America offers a nationwide network, many account options, and user-friendly online banking. But does this convenience come at a cost? Read on.
HSBC Bank Review: Is It Good?
HSBC Bank

HSBC Bank Review: Is It Good?

HSBC Bank offers a full array of services for different needs, including a high-yield online savings and several checking options. But there are downsides. Read on for the pros and cons.

Next Page:

About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
Listen on Apple Podcasts Listen to Spotify
© 2021 CreditDonkey Inc. All Rights Reserved.