CIT Bank vs Chase
CIT Bank is a solid online bank with excellent rates and no monthly fees. How does it compare to Chase? Read our comparison chart below.
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CIT Bank | Chase | |
|---|---|---|
CIT Bank Money Market Account - 0.60% APY - | Open a New Checking Account - | |
Benefits and Features | ||
| Stock Trading |  | |
| Savings | Savings Builder up to 0.55% APY with $25,000+ balance or $100 monthly deposit. | Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account. |
| CD | Term CDs up to 0.50% APY. $1,000 minimum opening deposit. | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. |
| Checking | eChecking: 0.25% APY with $25,000+ balance and 0.10% APY on balances under $25,000 | Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open. Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase. |
| Money Market | ||
| Customer Service | Monday - Friday: 9:00 am - 9:00 pm (ET) Saturday: 10:00 am - 6:00 pm (ET) Sunday: Closed | |
| Locations | ||
CreditDonkey® Reviews | ||
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| Savings |   |  |
| Checking | | |
| Money Market | | |
| Customer Service | | |
| Mobile App | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Solid online bank with excellent rates and no monthly fees... | National bank with good promotions for new customers... |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. CIT Bank: Pricing information from published website as of 06/03/2020 Chase: Pricing information from published website as of 07/02/2020 | ||
Which is Better: CIT Bank or Chase?
Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing CIT Bank or HSBC.
In short: CIT Bank's savings is notable.
Articles on CIT Bank
Bank On Cit
CIT Bank offers a high interest rate. But is it safe? Read this review to find out if what you heard is true.
CIT Bank Savings Builder
If you can save $100 per month, you can earn a high interest rate with CIT Bank Savings Builder. Find out if this bank is any good.
CIT Bank CD Rates
CIT Bank has competitive interest rates on online savings accounts. But how do their CD rates compare? Find out below.
How to Open CIT Bank Application
Opening an account with CIT Bank is simple. Take a look at what you'll need and check out your account options in our guide.
Is CIT Bank Online Only
CIT Bank offers high interest rates and no monthly fees. But is this online bank legit? Find out the details here.
Is CIT Bank Trustworthy
CIT Bank offers online checking and savings with high interest rates and low fees. But is it safe? Find out before you sign up.
Who is CIT Bank
CIT Bank offers accounts with high interest rates and low fees. But just who is CIT Bank? And should you trust them with your money?
CIT Bank Login
Forgot your CIT Bank username? We'll show you how to login your online bank account.
CIT Bank Complaints
CIT Bank offers a high APY. But there are some downsides, too. Read on to learn more about CIT Bank common complaints and possible solutions.
CIT Bank Routing Number
Want to transfer money in or out of your CIT Bank account? Read this review to find your ABA routing number.
CIT Bank Locations
CIT Bank is an online only bank with no physical branches. Find out how to manage your account, reach customer service, and the bank's current offers.
Articles on Chase
Chase Bank Reviews
Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you.
Chase Open Account
Opening an account with Chase Bank is simple. Take a look at what you'll need and check out your account options in our guide.
Chase Business Checking
Chase Bank has three checking options for small businesses. So which one is right for you? Find out in our guide.
Chase Premier Plus Checking
Chase Premier Plus Checking currently has a coupon offer. But how does the minimum balance and fee waiver compare to accounts like the Total Checking? Read on to find out.
Chase Savings Account
Chase Savings Account has a coupon for new customers. But how does it work? Read this review for the interest rate, fees, minimum balance and more.
Chase Promotions
Chase offers cash bonuses for opening a new bank account. Get the latest Chase promotions and all the details before they expire.
Chase Coupon
Chase Bank offers bonus cash for opening a new account. View this list to get the best Chase coupon and promotions available now.
Why Chase Is a Good Bank
Chase is known for their customer service and generous sign-up bonuses. But before you join, find out if they're safe to bank with.
Chase Business Checking Promotions
Find the latest Chase Business Checking account offers and promotions here.
Chase Minimum Balance
Chase Bank's monthly service fees can really add up if you're not keeping track. Here's how you can avoid each fee.
Order Checks Chase
Running low on your checks from Chase? Read this to learn how to reorder your checks.
Routing Number On Check Chase
What is Chase Bank's routing number? It depends on the state. Find the correct routing number for your Chase account (even without a check).
Chase Total Business Checking
What is Chase Total Business checking account? Is there a fee? Read this review for the pros and cons.
Chase You Invest Review
Chase You Invest App has a bonus promotion, low fees and mutual funds trading. But is it good for beginners? Read this review for the pros and cons.
Chase Private Client
Chase Private Client offers premium relationship perks to those with $250,000 on deposit with Chase. It is worth it? Find out the benefits in this in-depth review.
Chase Student Account
Chase College Checking account has no monthly service fee for students. But is there a catch? Read on to learn the details and see if it's right for you.
Which Do You Think is Best?
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 Chase Checking Account BonusChase is currently offering cash bonuses for opening a new checking account. See the current checking account bonus promotions before they expire. | ||
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