CIT Bank vs Chase

CIT Bank is a solid online bank with excellent rates and no monthly fees. How does it compare to Chase? Read our comparison chart below.

	CIT Bank	Chase
	SPECIAL OFFER CIT Bank Savings Builder - Up to $300 Bonus - Learn More Read CIT Bank Review	SPECIAL OFFER Chase Sapphire℠ Checking - Learn More Read Chase Review
	Benefits and Features
Savings	Savings Builder up to 1.85% APY with $25,000 minimum balance or $100 monthly deposit. $100 minimum opening deposit.	Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD	Term CDs up to 1.85% APY. $1,000 minimum opening deposit. No monthly maintenance fee.	Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking	eChecking: 0.25% APY with $25,000 minimum balance and 0.10% APY on balances under $25,000	Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open. Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Money Market	1.85% APY. $100 minimum deposit. No monthly maintenance fee.
Customer Service	Monday - Friday: 8:00 am - 9:00 pm (ET) Saturday: 9:00 am - 5:00 pm (ET) Sunday: 11:00 am - 4:00 pm (ET)	24/7 by phone
ATMs		Over 16,000 Chase ATMs nationwide
Locations	Online Only	Nearly 5,000 branches
	CreditDonkey® Reviews
Savings
Money Market
Customer Service
Mobile App
Checking
Pros & Cons	Pros: High APY No minimum deposit for savings No monthly service fees Cons: No checking accounts No ATM card	Pros: Nearly 5,000 branches New customer promotions Full service banking Cons: Low interest rates Not in all states
Bottom Line	Solid online bank with excellent rates and no monthly fees... Read full review	National bank with good promotions for new customers... Read full review
	CIT Bank Savings Builder - Up to $300 Bonus Open a CIT Bank 1.85% APY Savings Builder High Yield Savings Account CIT Bank Savings Builder - $150 Bonus	Chase Sapphire℠ Checking Chase Total Business Checking® Chase Premier Plus Checking℠
What Others View	Discover Bank	Discover Bank
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. CIT Bank: Pricing information from published website as of 10/1/2019 Chase: Pricing information from published website as of 7/17/2019

Which is Better: CIT Bank or Chase?

Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing CIT Bank or HSBC Bank.

In short: CIT Bank's savings is notable.

Articles on CIT Bank

CIT Bank Review
Want a higher interest rate at a good FDIC insured bank? CIT is tempting, but there are downsides you should not ignore. Read this review before you open an account.
• CIT Bank vs Ally Bank
• CIT Bank vs Citibank
• CIT Bank vs Synchrony Bank
CIT Bank Login
Forgot your CIT Bank username? We'll show you how to login your online bank account.
• CIT Bank vs Discover Bank
CIT Bank Complaints
CIT Bank offers a high APY. But there are some downsides, too. Read on to learn more about CIT Bank common complaints and possible solutions.
CIT Bank CD Rates
CIT Bank is known for competitive interest rates on savings products. How are their CD rates? Find out the current rates and how they compare.
CIT Bank Savings Builder Review
If you can save just $100 per month, you can earn a high APY with CIT Bank's Savings Builder. Find out if this bank is good for you.
CIT Bank Routing Number
Want to transfer money in or out of your CIT Bank account? Read this review to find your ABA routing number.
CIT Bank Locations
CIT Bank is an online only bank with no physical branches. Find out how to manage your account, reach customer service, and the bank's current offers.

Articles on Chase

Chase Bank Review
Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you.
• Chase vs Wells Fargo
• Chase vs US Bank
• Chase vs Bank of America
Chase Business Checking
Chase Bank has three checking options for small businesses. So which one is right for you? Find out in our guide.
• Chase vs PNC Bank
• Chase vs Fifth Third Bank
• Chase vs TD Bank
Chase Routing Number
What is Chase Bank's routing number? Depends on the state. Find the right one for your account with our guide.
• Chase vs Capital One
Chase Sapphire Checking Promotion
Is Chase Sapphire banking bonus worth it? Get the requirements and see how to qualify.
Chase Total Business Checking
What is Chase Total Business checking account? Is there a fee? Read this review for the pros and cons.
Chase Sapphire Banking
What is Chase Sapphire banking ? We explain the benefits, interest rate and how to qualify for the bonus in our review.
Chase You Invest Review
Chase You Invest App has a bonus promotion, low fees and mutual funds trading. But is it good for beginners? Read this review for the pros and cons.
Chase Premier Plus Checking
Chase Premier Plus Checking currently has a coupon offer. But how does the minimum balance and fee waiver compare to accounts like the Total Checking? Read on to find out.
Chase Savings Account
Chase Savings Account has a coupon for new customers. But how does it work? Read this review for the interest rate, fees, minimum balance and more.
Chase Private Client Review
Chase Private Client offers premium relationship perks to those with $250,000 on deposit with Chase. It is worth it? We analyze the benefits in this in-depth review. Read on.
Chase Student Account
Chase College Checking account has no monthly service fee for students. But is there a catch? Read on to learn the details and see if it's right for you.
Chase Open Account
Opening an account with Chase Bank is simple. Take a look at what you'll need and check out your account options in our guide.

Which Do You Think is Best?

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The right bank for you depends on your needs. Do you want easy access, low fees, or good interest rates? Here's how to choose the best bank for you.

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