How to Use Chase QuickDeposit
Chase QuickDeposit℠ makes depositing checks quick and easy. Here's how to get started.
Screenshot of Chase |
Chase mobile deposit is a huge time-saver. Instead of visiting your local Chase branch or ATM, you can deposit checks anytime and anywhere you want. Start cashing your paper checks on-the-go with this guide.
The Chase Mobile App
The Chase Mobile® App lets you scan checks and deposit them into your checking account.
With the app, you basically never need to visit a branch or ATM ever again. Here are some of the features:
- deposit checks
- withdraw cash
- make transfers between accounts
- pay bills
- check your balance
- Zelle® transfers between different financial accounts
- see spending summary
- check credit score
To use the Chase Mobile® App, you need a Chase checking/savings account with online banking or Chase Liquid® Card. If you don't have a Chase checking account yet, check out their current promotions and coupon codes.
Download the Chase Mobile® App to start using convenient features like Chase QuickDepositSM. There's no fee for using Chase QuickDeposit.
How to Use Chase QuickDeposit
Follow these steps to start depositing checks from your mobile phone.
Screenshot of Chase |
- Log into the Chase Mobile® App
- Select "Deposit Checks" on the top right of screen
- Choose the account where you want the deposit to go
- Enter the deposit amount
- Select "Front" to take a photo of the front of the check
- Endorse your check, then Select "Next"
- Take a photo of the back of the check
- Choose "Deposit" and then "Yes" to confirm the details
Afterwards, you should receive two emails from Chase after submitting the deposit. The first will confirm receipt of the deposit. The second updates you on when the deposit has been accepted. If there's any issue or delay with your deposit, you will receive a separate email that explains the problem.
How Long does Chase's Mobile Deposit Take?
If you submit your deposit before 11PM ET on a business day, your funds will be available by the next business day.
If you submit your deposit after 11PM ET or during the weekend, your funds will be processed the next business day.
Chase may delay availability if they need to review the deposit. You will receive updates about delayed availability in the Secure Messages Center of your online account.
Be sure to keep the paper check until you see the available funds in your account. Once you see the funds, shred the check before throwing it in the trash.
Bottom Line
The process is super easy, fast and secure. You will need internet access and smartphone or tablet with at least a 4-megapixel rear-facing camera to make a mobile deposit.
Even if you don't want to perform mobile deposits, the Chase Mobile® App lets you do other financial tasks. You pay bills, view your balance, transfer money and more.
You need a Chase checking account to do QuickDepositSM. If you don't have a Chase checking account yet, check out the current Chase promotions and coupon codes.
Chase Total Checking® - $300 Bonus
- New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
- Access to more than 15,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- JPMorgan Chase Bank, N.A. Member FDIC
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Bank of America Advantage Banking - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 5/31/2024.
- To qualify, open a Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new account within 90 days of opening.
- Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- Bank of America, N.A. Member FDIC.
TD Beyond Checking - $300 Cash Bonus
- New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Three ways to go monthly maintenance fee-free: Monthly Maintenance fee waived when you set up direct deposits of $5,000 or more within a statement cycle, maintain a $2,500 minimum daily balance, or have a $25,000 combined balance across eligible TD accounts.
- ATM perks: TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
- A little extra time. A lot of extra relief: Avoid fees with Grace Period, which gives you until 11 PM ET the next business day to fix an overdraft. Make sure your available balance is at least $0 by depositing enough to cover the overdrawn balance plus any additional transactions and TD will refund the overdraft fee to your checking account.
- Fast and secure payments: TD Bank debit cards are backed by the Zero Liability guarantee and 24/7 fraud monitoring
- Convenient locations with the longest hours around: We have over 1,100 locations from Maine to Florida that's open early, late, and weekends.
- Get reimbursed for fees including two overdraft fees per year, all Rush Bill Payments, and one outgoing wire per statement cycle (domestic or international).
- Additional TD Bank checking account perks worth talking about: Get 24/7 access to all your TD accounts with Online & Mobile Banking, plus Bill Pay, Send Money with Zelle®, Mobile Deposit and Online Statements.
Online Savings Account - Earn 4.25% APY
- No fees
- No minimum opening deposit
- No minimum balance required
CIT Bank Platinum Savings - 5.05% APY
- 5.05% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
Amber Kong is a content specialist at CreditDonkey, a bank comparison and reviews website. Write to Amber Kong at amber.kong@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.
Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.
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