Bank of America Promotions

Expires 5/31/2025

The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
The offer is for new checking customers only.
Offer expires 05/31/2025.
To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
Additional terms and conditions apply. See offer page for more details.
*A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
Bank of America, N.A. Member FDIC.

$200

Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer

Expires 12/31/2025

The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
The offer is for new eligible business checking customers only.
Offer expires 12/31/2025.
To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
Additional terms and conditions apply. See offer page for more details.
*New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
Bank of America, N.A. Member FDIC

Bank of America Advantage SafeBalance Banking®

Banking that helps you stay within your balance.
No monthly maintenance fee each statement cycle when you meet one of the following: an owner of this account is under the age of 25 or maintain a minimum daily balance of $500 in your account or are a member of Bank of America Preferred Rewards®.
Bank of America, N.A. Member FDIC.

Minimum Deposit to Open: $25
Monthly Fee:
$4.95 Monthly Maintenance Fee or $0 - No monthly maintenance fee each statement cycle when you meet one of the following:
- an owner of this account is under the age of 25 or
- maintain a minimum daily balance of $500 in your account or
- are a member of Bank of America Preferred Rewards®

Bank of America Advantage Plus Banking®

Flexible banking to meet your needs.
Pay with a debit card, Mobile and Online banking or paper checks (if purchased).
Bank of America, N.A. Member FDIC.

Minimum Deposit Required: $100
Monthly Fee:
$12 Monthly Maintenance Fee or $0 – No monthly maintenance fee each statement cycle when you meet one of the following:
- have at least one qualifying direct deposit of $250 or more or
- maintain a minimum daily balance of $1,500 in your account or
- are a member of Bank of America Preferred Rewards®

Compare Checking Promotions:

Bank of America Advantage Relationship Banking®

Benefits for higher balances, like fee waivers and interest.
Earn interest on your balance.
Option to enroll in Balance Connect® for overdraft protection.
Overdraft fee without Balance Connect® : $10 each item, up to 2 items per day.
Bank of America, N.A. Member FDIC.

Monthly Fee: $25 Monthly Maintenance Fee or $0 - No monthly maintenance fee each statement cycle when you meet one of the following: maintain a minimum daily balance of $20,000 in your account or are a member of Bank of America Preferred Rewards®

Business Advantage Fundamentals™ Banking

No fee for first 20 transactions per statement cycle
No fee for first $5,000 in cash deposited per statement cycle at an ATM or Financial Center

Minimum Deposit to Open: $100
Monthly Fee:
$16 or $0 – Great news, there's no monthly fee for the first 12 statement cycles. To avoid the Monthly Fee after, meet one of the following requirements each statement cycle:
- Maintain a $5,000 combined average monthly balance.
- Use your Bank of America business debit card to make at least $500 in new net qualified purchases.
- Become a member Preferred Rewards for Business.

Business Advantage Relationship Banking

No fee for first 500 transactions per statement cycle
No fee for first $20,000 in cash deposited per statement cycle
Multiple ways to avoid the $29.95 monthly fee

Minimum Deposit to Open: $100
Monthly Fee: $29.95 (can be avoided each statement cycle by maintaining a $15,000 combined average monthly balance or becoming a member of Preferred Rewards for Business)

Compare Business Promotions:

Featured CD

Term	APY
7 Month	4.00%
10 Month	3.45%
13 Month	2.75%
25 Month	2.00%
37 Month	0.11%

Rates are for Pasadena, California (ZIP Code 91107), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of May 7, 2025.

Minimum Deposit to Open: $1,000

Bank of America Advantage Savings - Preferred Rewards

Account Balance	Gold APY	Platinum APY	Platinum Honors APY	Diamond and Diamond Honors APY
Less than $2,500	0.02%	0.03%	0.04%	0.04%
$2,500 and over	0.02%	0.03%	0.04%	0.04%

Free Museum Entry

Offer valid for all current Bank of America customers. Enjoy free museum admission on the first full weekend of every month, from more than 225 participating museums. Simply show your Bank of America or Merrill Lynch credit or debit card and an ID, and get one free general admission.

Compare Promotions

High-Yield Savings Account - 4.35% APY

$1 minimum deposit
No fees
24/7 online access to funds
FDIC insured

Minimum Deposit to Open: $1
Monthly Fee: $0

Member FDIC

Business Checking Account - $400 Bonus

Open a new Truist Simple Business Checking or Dynamic Business Checking account online, via phone, or in a branch from 4/1/2025 through 9/30/2025 and earn $400 by making Qualifying Deposits* of $2,000 or more into your new account within 30 days of account opening. Must be a new Truist business checking client, Terms Apply.
Enrollment in the promotion is required at the time of account opening using promo code SB25Q2BIZAFL to be eligible for a promotion reward. Refer to the Account Opening & Promotion Enrollment sections below for instructions.
*Qualifying Deposits for new business checking accounts exclude debit card credit transactions and NSF fee refunds. Deposits can be made on a one-time basis or cumulatively over the 30 days.

Expires 9/30/2025

Minimum Deposit to Open: $100
When Do You Get It: Within 4 weeks after the qualification requirements have been met and verified
Monthly Fee: $0

Terms and Conditions

Terms and Conditions for the Small Business Checking Affiliate Q2 &Q3 2025 Offer: SB25Q2BIZAFL

Offer Information: Open a new Truist Simple Business Checking or Dynamic Business Checking account online, via phone, or in a branch from 4/1/2025 through 9/30/2025 and earn $400 by making Qualifying Deposits* of $2,000 or more into your new account within 30 days of account opening.

Enrollment in the promotion is required at the time of account opening using promo code SB25Q2BIZAFL to be eligible for a promotion reward. Refer to the Account Opening & Promotion Enrollment sections below for instructions.

*Qualifying Deposits for new business checking accounts exclude debit card credit transactions and NSF fee refunds. Deposits can be made on a one-time basis or cumulatively over the 30 days.

Offer Eligibility: You must be a new Truist business checking client. To be considered a new business checking client, the business cannot have an existing Truist business checking account or have closed a Truist business checking account within 180 days of the promotion start date (i.e., on or after 10/3/2024), with the same Taxpayer Identification Number (TIN), including but not limited to an Employer Identification Number (EIN). The business account holder must be 18 years or older at time of account opening. The account holder cannot be a non-resident alien. The business account holder must have a valid U.S. TIN. The business's physical address must be located in one of the following states: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.

Reward Processing: The reward will be deposited to the new business checking account within 4 weeks after the qualification requirements have been met and verified. In order to receive the reward, the new business checking account must be open, not restricted, and in good standing with a balance of at least $0.01 at the time of Truist verification and at the time of payout. An account is considered restricted if it has a temporary or permanent block that prevents credits from posting to the account. Truist verification will occur one time after the qualification requirements are initially met. Promotion is only applicable once per client and for one new qualifying business account. Truist may report the value of any offer reward received to the IRS as required by law. Any appliable taxes are the responsibility of the recipient.

Reward Forfeiture: Reward forfeiture will occur if: (1) the new business checking account is changed to an account type not included in this offer prior to payout, (2) the new business checking account has a $0.00 or negative available balance or is restricted at the time Truist verifies the qualification requirements have been met or, (3) the new business checking account is closed or restricted at the time of payout.

Other Terms: Minimum opening deposit is $100. A monthly maintenance fee is applicable for Truist Dynamic Business accounts whose combined average relationship ledger balance is less than $5,000; the monthly maintenance fee is waived for accounts with a combined average relationship ledger balance of $5,000 or more. See Truist's Business Deposit Accounts Fee Schedule for additional information.

The offer is non-transferable and may not be combined with any other offers. This offer is subject to change and may be discontinued at any time. Truist reserves the right, in its sole discretion, to disqualify any account if Truist suspects accounts are being opened for the purpose of exploiting this promotional offer. All promotional payouts will be processed no later than 3/31/2026, at which point this promotion and any related disbursements will be considered final, and no further disbursements will be made.

Online Account Opening & Promotion Enrollment Instructions: During the online application process, ensure the promo code SB25Q2BIZAFL is entered into the Promo Code field and accept the offer when presented. Accounts opened online without the Promo Code will not be eligible to participate in the offer.

Branch Account Opening & Promotion Enrollment Instructions: Visit your local Truist branch or call a Small Business representative and ask to open an eligible account and enroll you in the Truist Small Business Checking Affiliate Q2 & Q3 2025 Offer using promo code SB25Q2BIZAFL. Once enrolled in the promotion, clients may receive promotional updates via the email address provided or by calling 800-709-8700.

Version 1 02282025 SB25Q2BIZAFL

Member FDIC

Chase Secure Banking℠ - $100 Bonus

New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
Chase Secure Banking℠ customers told us they save an average of more than $60 per month on fees after opening their account.
Pay bills, cash checks and send or receive money with Zelle^® with a Chase Secure Banking℠ account.
Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile^® app and Chase.com.
JPMorgan Chase Bank, N.A. Member FDIC.

Get $100 Coupon

Expires 7/16/2025

Minimum Deposit to Open: $0
Direct Deposit Required: No
Minimum Deposit Required: None
When Do You Get It: Within 15 days after completing qualifying activities
Monthly Fee: $4.95 or $0; Avoid the monthly service fee when you have electronic deposits made into the account totaling $250 or more during each monthly statement period.

Member FDIC

Chase Total Checking® - $300 Bonus

New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking^® account with qualifying activities
Chase Mobile^® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere.
Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
Open your account online now
Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

Open an Account

Expires 7/16/2025

Minimum Deposit to Open: $0
Direct Deposit Required: Yes
Minimum Deposit Required: None
When Do You Get It: Within 15 days after meeting requirements
Monthly Fee:
$12 or $0 with one of the following, each monthly statement period:
- Electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNow℠ network, (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network,
- OR a balance at the beginning of each day of $1,500 or more in this account,
- OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances.

Member FDIC

U.S. Bank Business Essentials - $500 Bonus

Promo code Q2AFL25 MUST be used when opening a U.S. Bank Business Essentials, Silver, or Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.

Earn your $500 Business Checking bonus by opening a new U.S. Bank Business Essentials or Silver Business Checking account between 4/3/2025 and 6/30/2025. You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening. You must also complete 5 qualifying transactions within 60 days of account opening.

Qualifying transactions include debit card purchases, ACH credits, Wire Transfer credits and debits, Zelle credits and debits, U.S. Bank Mobile Check Deposit or Bill Pay. Other transactions such as (but not limited to) other Person to Person payments, transfers to credit card or transfers between U.S. Bank accounts are not eligible.

New money is considered money that is new to U.S. Bank. Funds must come from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or Business Essentials® Pricing Information Document for a list of fees.

Bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.

Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.

All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or Business Essentials® Pricing Information and YDAA disclosure. These documents can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.

Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice. Member FDIC

Bank of America Advantage Banking - $300 Bonus Offer

Expires 6/30/2025

Minimum Deposit to Open: $100
Monthly Fee: $0 monthly maintenance fee

Bank of America Offers History

Yesterday	Deals Editor from CreditDonkey updated 10-Month CD - 3.45% APY
Yesterday	CreditDonkey updated 37-Month CD - 0.11% APY
Yesterday	CreditDonkey updated 25-Month CD - 2.00% APY
Yesterday	CreditDonkey updated 13-Month CD - 2.75% APY
Yesterday	CreditDonkey updated 7-Month CD - 4.00% APY

Current Bank of America Promotions

Bank of America Checking Account Bonus:

Bank of America Advantage Banking: $300 Bonus Offer
Bank of America® Business Advantage Banking Checking Account: $200 Bonus Offer

How to Get Bank of America Bonuses

Bank of America offers new customers a bonus for opening a new eligible account with qualifying activities. The bonuses are usually for online only applicants.

Here's how you can get a bonus:

Open a new account through the promotional link in the offer.
Complete the offer requirements. This usually includes making a certain amount of qualifying deposits into the new account, and/or maintaining a specified balance for a certain time.
Bank of America will typically pay your bonus within 60 days (from the end of the qualifying period).

What is the best bonus for Bank of America?

The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
The offer is for new checking customers only.
Offer expires 05/31/2025.
To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
Additional terms and conditions apply. See offer page for more details.
*A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
Bank of America, N.A. Member FDIC.

Does Bank of America have any special offers?
The best Bank of America personal checking account offer code is AFC300CIS.

Member FDIC

Bank of America Advantage Banking - $300 Bonus Offer

See offer page for more details

Expires 5/31/2025

What to Know About Bank of America Bonus Offers

Offers are for new personal or business checking customers only. You can be eligible for a business checking account bonus if you're an existing personal checking customer (and vice versa).
You are eligible for a personal checking bonus if you have not owned or co-owned a Bank of America personal checking account within the last twelve (12) months.
You are eligible for a business checking if you were not an owner or signer on a Bank of America Business Advantage checking account within the last twelve (12) months.
Bonuses are limited to one bonus per account and per customer.
Your new account must be open and in good standing up to and including the date any earned bonus is paid.
Cash bonuses are considered taxable income.

Is Bank of America bonus a good deal?
Bank of America's bonus can be worth it if you can easily fulfill the terms and the account aligns with your needs. Note that Bank of America checking accounts have requirements to waive the monthly fees, so make sure it won't be a hassle to maintain.

Bank of America Pros & Cons

Pros:

Frequent bonuses for new customers
Available in 37 states
Low requirements to waive monthly fees for basic accounts
Flexibility to switch between checking tiers
Highly-rated mobile app
Free spending and budgeting tools
Wide range of banking services

Cons:

Low APYs for savings accounts
No free checking option
Many other banking fees

Bank of America Personal Checking Accounts

Advantage SafeBalance: This particular account has no overdraft fees - you can only spend what you have. There are no paper checks. The $4.95 monthly maintenance fee can be waived if you are under 25, maintain a minimum daily balance of $500, or if you are a member of Bank of America Preferred Rewards®. The minimum opening deposit is $25.
Advantage Plus Banking: The $12 monthly maintenance fee can be waived if you: maintain a minimum daily balance of $1,500, OR have one qualifying direct deposit of at least $250 each statement cycle, OR if you are a member of Bank of America Preferred Rewards®. This account allows you to enroll in optional overdraft protection. The minimum opening deposit is $100.
Advantage Relationship Banking: The $25 monthly service fee can be waived if you maintain a minimum daily balance of $20,000 in your account or if you are a member of Bank of America Preferred Rewards®. The minimum opening deposit is $100.

All 3 accounts come with mobile banking, mobile check deposit, and alert. They also come with a debit lock/unlock feature. If you've misplaced your debit card and need time to find it, you can just lock it on the mobile app. And then unlock it after you've found your card.

Bank of America Business Checking Accounts

Bank of America also offers 2 different business accounts:

Business Advantage Fundamentals™ Banking: This is the basic business account ideal for small businesses just starting out. The monthly fee is $16 or $0 – Great news, there's no monthly fee for the first 12 statement cycles. To avoid the Monthly Fee after, meet one of the following requirements each statement cycle:
- Maintain a $5,000 combined average monthly balance.
- Use your Bank of America business debit card to make at least $500 in new net qualified purchases.
- Become a member Preferred Rewards for Business.
Business Advantage Relationship Banking: This account is better for more established small businesses able to maintain a higher balance. The monthly fee is $29.95 (can be avoided each statement cycle by maintaining a $15,000 combined average monthly balance or becoming a member of Preferred Rewards for Business)

You also get a second Business Advantage checking account for no maintenance fee. And you'll pay no fees for domestic and international incoming wire transfers.

Bank of America Business Checking Account Promotions:

Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2025.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC

Bank of America Investment Account Promotions

Merrill Edge Investment Account - Up to $1,000 Bonus

Enroll in this offer using offer code 1000PR. Fund your IRA or CMA with at least $20,000 in qualifying net new assets within 45 days of account opening. Enroll in Preferred Rewards within 90 days of funding your account. Maintain the new assets in your account for at least 90 days. Cash reward will be determined by the deposited net new assets in your account.

Qualifying Net New Asset Balance	Cash Rewards
$20,000 - $49,999	$100
$50,000 - $99,999	$200
$100,000 - $249,000	$400
$250,000 or more	$1,000

This offer is valid for new and existing individual Merrill IRAs or Cash Management Accounts (CMA).

Merrill Edge Investment Account - Up to $750 Bonus

Open a new qualifying IRA or Cash Management Account (CMA). Use promo code 750ME at account opening. Fund your account with at least $5,000 in qualifying net new assets within 45 days of account opening. Cash reward will be determined by the deposited net new assets in your account.

Qualifying Net New Asset Balance	Cash Rewards
Less than $5,000	$0
$5,000 - $19,999	$50
$20,000 - $49,999	$125
$50,000 - $99,999	$200
$100,000 - $199,999	$350
$200,000 or more	$750

The Merrill IRA or CMA may be a Merrill Edge Self-Directed account, Merrill Edge Advisory Account, Merrill Guided Investing account or Merrill Guided Investing with an Advisor account.

Merrill Edge Investment Account - Up to $600 Bonus

Open a new qualifying IRA or Cash Management Account (CMA). Use promo code 600ME at account opening. Fund your account with at least $20,000 in qualifying net new assets within 45 days of account opening. Maintain balance for at least 90 days. Cash reward will be determined by the deposited net new assets in your account.

Qualifying Net New Asset Balance	Cash Rewards
Less than $20,000	$0
$20,000 - $49,999	$100
$50,000 - $99,999	$150
$100,000 - $199,999	$250
$200,000 or more	$600

The Merrill IRA or CMA may be a Merrill Edge Self-Directed account, Merrill Edge Advisory Account, Merrill Guided Investing account, or Merrill Guided Investing with an Advisor account.

Get the Most Out of Your Bank of America Checking Accounts

Get more benefits with Bank of America Preferred Rewards: This program rewards you more as you maintain a higher balance in your combined BofA checking account and/or Merrill Edge® and Merrill Lynch® investment accounts. Here are the different tiers and benefits you get:
- Gold level: Need a 3-month average combined balance of $20,000. You get a 5% interest rate booster on a Bank of America Advantage Savings account, and a 25% bonus on eligible credit cards rewards.
- Platinum level: Need a 3-month average combined balance of $50,000. You get a 10% interest rate booster on a Bank of America Advantage Savings account, a 50% bonus on eligible credit cards rewards, 1 free ATM transaction per month from non-BofA ATMs in the U.S.
- Platinum Honors level: Need a 3-month average combined balance of $100,000. You get a 20% interest rate booster on a Bank of America Advantage Savings account, a 75% bonus on eligible credit cards rewards, unlimited free ATM transactions from non-BofA ATMs in the U.S.
- Diamond Tier: Need a 3-month average combined balance of $1 million (up to $10 million). This tier offers access to unique lifestyle experiences and premium offers.
Each tier also gives you discounts on mortgage fees, auto loan interest rate, and home equity line of credit interest rate. The higher your tier, the larger your discount.
Look for cash back deals: Bank of America has BankAmeriDeals® that can earn you extra cash back at stores, restaurants, and hotels. All you have to do is sign in to your mobile or online banking, search through the deals, and activate the ones you like. Then when you make a purchase there, use your eligible BofA credit or debit card. You'll automatically get the cash back credited to the account of your choice.

Did you know: Bank of America credit and debit cardholders get free general admission to over 225 cultural institutions across the U.S. during the first full weekend of every month via the Museums on Us program.

What Banks Give You Money for Switching

What bank gives you $200 to open an account?
Here are popular $200 checking account bonuses for May 2025:

PNC Bank: Virtual Wallet with Performance Spend Checking - $200 Bonus
Horizon Credit Union: Personal Checking Account - $200 Bonus
Ent Credit Union: Personal Checking Account - $200 Bonus
M&T Bank: Personal Checking Account - $200 Bonus
The Union Bank Company: Personal Checking Account - $200 Bonus

What bank gives you $300 to open an account?
Here are popular $300 checking account bonuses for May 2025:

Bank of America Advantage Banking: $300 Bonus Offer
Chase Total Checking®: $300 Bonus
KeyBank: Key Smart Checking® - $300 Bonus
Capital One: Personal Checking Account - $300 Bonus
Regions Bank: Personal Checking Account - $300 Bonus

Member FDIC

Chase Total Checking® - $300 Bonus

New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking^® account with qualifying activities
Chase Mobile^® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere.
Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
Open your account online now
Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

See Offer Terms

Expires 7/16/2025

Member FDIC

Discover® Cashback Checking - Up to $30/Month Cashback

Earn 1% cash back on up to $3,000 in debit card purchases each month, for a total of up to $30 cashback per month. Discover Cashback Debit checking account has no minimum balance requirement, no fees, and free online bill pay. See website for details.

See Offer Terms

Member FDIC

BMO Smart Advantage Checking account - Earn $400 Cash Bonus*

$400 cash bonus* when you have a cumulative total of $4,000 in qualifying direct deposits within 90 days of account opening between 5/5/25 - 9/8/25. *Conditions Apply. Accounts are subject to approval and available in the U.S. by BMO Bank N.A. Member FDIC

See Offer Terms

Expires 9/8/2025

Member FDIC

CIT Bank Platinum Savings - $300 Bonus

Transfer a one-time deposit of $50,000+ for a Bonus of $300
4.10% APY with a balance of $5,000 or more
0.25% APY with a balance of less than $5,000
No monthly maintenance fee
Member FDIC

See Details

Terms and Conditions

Member FDIC

Discover® Online Savings - $200 Cash Bonus

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. See advertiser website for full details.

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Expires 9/11/2025

High Yield Savings - $500 Bonus

New customers only. Earn $500 for a minimum of $50,000 deposited on the Raisin platform within 14 days of your first deposit date and maintained over 90 days. To qualify for the bonus, the first deposit must be initiated by June 30, 2025, by 11:59 PM ET, and the customer must input code BOOST at the time of sign-up.

See Details

Expires 6/30/2025

In-Depth Review

Highlights

Savings
Bank of America Advantage Savings Standard Rate: 0.01% APY

Compare: Bank of America vs Discover Bank

7-Month CD - 4.00% APY
10-Month CD - 3.45% APY
13-Month CD - 2.75% APY
25-Month CD - 2.00% APY
37-Month CD - 0.11% APY
1-Month CD - 0.03% APY
120-Month CD - 0.03% APY

Read: 13 Month CD Rates

Compare: Bank of America vs Western Alliance Bank

Mobile App
iOS & Android

Compare: Bank of America vs Chase

ATMs
Approximately 16,000+ ATMs

Customer Service

Monday -Friday: 8AM - 9PM ET
Saturday: 9AM - 6PM ET
Sunday: 8AM - 5PM ET

Compare: Bank of America vs Wells Fargo

Locations
3,922 financial centers

Compare: Bank of America vs U.S. Bank

More Information

Pricing information from published website as of 05/07/2025 based on 91107 zip code.
For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.

	Bank of America	Chase
	Member FDIC	Member FDIC
	Learn More	Visit Site
	Benefits and Features
Savings	Bank of America Advantage Savings Standard Rate: 0.01% APY	Chase Savings: 0.01% APY. $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD	7-Month CD - 4.00% APY 10-Month CD - 3.45% APY 13-Month CD - 2.75% APY 25-Month CD - 2.00% APY 37-Month CD - 0.11% APY 1-Month CD - 0.03% APY 120-Month CD - 0.03% APY	Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking		Chase Total Checking® Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking℠: For high net worth individuals who have $150,000 on deposit with Chase.
Mobile App	iOS & Android	iOS & Android
ATMs	Approximately 16,000+ ATMs	15,000+ Chase ATMs
Customer Service	Monday -Friday: 8AM - 9PM ET Saturday: 9AM - 6PM ET Sunday: 8AM - 5PM ET	Automated service available 24/7
IRA CD
Locations	3,922 financial centers	Over 4,700
	Learn More	Visit Site
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Bank of America: Pricing information from published website as of 05/07/2025 based on 91107 zip code. Chase: Pricing information and data points from published website as of 05/08/2025.

More Deals to Save Money at Bank of America

7-Month CD - 4.00% APY

Rates are for Northeast Texas (ZIP code 75015), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of May 7, 2025.

Minimum Deposit to Open: $1,000

7-Month CD - 4.00% APY

Rates are for Southeast Florida (ZIP code 33134), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of May 7, 2025.

Minimum Deposit to Open: $1,000

10-Month CD - 3.45% APY

Rates are for Northeast Texas (ZIP code 75015), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of May 7, 2025.

Minimum Deposit to Open: $1,000

10-Month CD - 3.45% APY

Rates are for Southeast Florida (ZIP code 33134), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of May 7, 2025.

Minimum Deposit to Open: $1,000

13-Month CD - 2.75% APY

Rates are for Northeast Texas (ZIP code 75015), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of May 7, 2025.

Minimum Deposit to Open: $1,000

13-Month CD - 2.75% APY

Rates are for Southeast Florida (ZIP code 33134), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of May 7, 2025.

Minimum Deposit to Open: $1,000

25-Month CD - 2.00% APY

Rates are for Southeast Florida (ZIP code 33134), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of May 7, 2025.

Minimum Deposit to Open: $1,000

25-Month CD - 2.00% APY

Rates are for Northeast Texas (ZIP code 75015), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of May 7, 2025.

Minimum Deposit to Open: $1,000

37-Month CD - 0.11% APY

Rates are for Northeast Texas (ZIP code 75015), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of May 7, 2025.

Minimum Deposit to Open: $1,000

37-Month CD - 0.11% APY

Rates are for Southeast Florida (ZIP code 33134), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of May 7, 2025.

Minimum Deposit to Open: $1,000

120-Month CD - 0.03% APY

Minimum Deposit to Open: $1,000

1-Month CD - 0.03% APY

Minimum Deposit to Open: $1,000

Bank of America Advantage Savings - 0.01% APY

Account Balance	Standard APY
Less than $2,500	0.01%
$2,500 and over	0.01%

Fixed CD

Term	APY
28 - 89 Days	0.03%
90 - 179 Days	3.75%
6 - 120 Months	0.03%

Rates are for Pasadena, California, and may vary per location.

Fixed Term IRA CD

Available terms are 6 - 120 months
0.03% APY
$1,000 minimum opening deposit
Terms and rate is for Pasadena, California, and may vary per location

Flexible CD

12-month term
3.25% APY
$1,000 minimum opening deposit

Minimum Deposit to Open: $1,000

Bank of America Alternatives

Member FDIC

Chase Business Complete Banking® - Up to $500 Bonus

Earn up to $500 when you open a new Chase Business Complete Checking^® account. For new Chase business checking customers with qualifying activities.
Multiple ways to waive the $15 Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink^® Business credit card.
Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions.
Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle^®, Online Bill Pay, wire transfers and ACH payments.
Convenient access to payment processing. Process all major debit and credit cards with QuickAccept^®. It's a built-in feature with your Business Complete Checking account.
Get support you can rely on. Get access to our customer support team, plus a wide array of solutions that carter to every stage of your business
Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology.
Associate Debit and Employee Deposit Cards available upon request

Get Coupon

Expires 7/17/2025

Minimum Deposit to Open: $0
Direct Deposit Required: No
Monthly Fee: $15 with ways to waive

Member FDIC

U.S. Bank Platinum Business Checking - $900 Bonus

Earn your $900 Business Checking bonus by opening a new U.S. Bank Platinum Business Checking account between 4/3/2025 and 6/30/2025. You must make deposit(s) of at least $25,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $25,000 until the 60th day after account opening. You must also complete 5 qualifying transactions within 60 days of account opening.

Expires 6/30/2025

Minimum Deposit to Open: $100

Member FDIC

Discover® Online Savings - $200 Cash Bonus

Expires 9/11/2025

Member FDIC

CIT Bank Platinum Savings - $300 Bonus

Transfer a one-time deposit of $50,000+ for a Bonus of $300
4.10% APY with a balance of $5,000 or more
0.25% APY with a balance of less than $5,000
No monthly maintenance fee
Member FDIC

Minimum Deposit to Open: $100
Direct Deposit Required: No
Minimum Deposit Required: Transfer a one-time deposit of $50,000+ within 30 days from the account open date
When Do You Get It: Bonus fulfillment: 60-days from the funding date
Monthly Fee: $0

Terms and Conditions

Free Business Checking - Earn $300 Bonus

To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 06/30/2025 using the referral code CD300.

After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:

Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®

Banking services provided by Coastal Community Bank, Member FDIC