Updated October 22, 2021

Citibank Routing Number

Read more about Citibank, a CreditDonkey advertiser
Editorial Note: This content is not provided by the bank. Opinions expressed here are author's alone, not those of the bank, and have not been reviewed, approved or otherwise endorsed by the bank.
Ad Disclosure: This article contains references to products from our partners. We may receive compensation if you apply or shop through links in our content. You help support CreditDonkey by using our links. (read more)

Looking to transfer money in or out of your Citibank checking or savings account? Find your Citibank routing number and learn about money transfers below.

Citibank Routing Numbers by State

Citibank, a CreditDonkey partner, is a national bank with over 700 Citibank branches. Your Citibank routing number is associated with the location of the bank where you opened your account.

Even if you do your banking at another Citibank branch, what matters is the bank where you opened your Citibank account.

Here are the Citibank routing numbers by state:

StateCitibank Routing Number
California: Northern (San Francisco and Central California)321171184
California: Southern (Los Angeles, San Diego)322271724
Connecticut221172610
Delaware021272655
Florida: Branches 510, 511, 512, 520, 522, 529, 530 and 622067004764
Florida: All other branches266086554
Illinois271070801
Maryland052002166
(or 254070116 for wire transfers)
Massachusetts221172610
Nevada: Not including Las Vegas322271724
Nevada: Las Vegas area122401710
(or 322271724 for wire transfers)
New Jersey021272655
New York021000089
(021001486 for former EAB customers)
Pennsylvania021272655
Texas113193532
Washington, DC, and Virginia254070116

If you don't see your region listed or are unsure where you opened your account, keep reading for other ways to find your Citibank routing number.

What is a Routing Number?

Routing numbers are 9-digit numbers that banks use to identify themselves. Think of them as an address that lets other banks know where to find your money.

You need your routing number for many tasks, including:

  • ACH payments
  • Setting up direct deposit
  • Receiving benefits from the government, including tax refunds
  • Transferring money between accounts at different banks or investment firms
  • Automatic bill payment
  • Domestic wire transfers

Did you know: The first four digits of your routing number pertain to the Federal Reserve. The next four digits are unique to your bank. Consider those the bank's address for the Federal Reserve. The final digit is a mathematical calculation of the first eight digits - it's used to prevent check fraud.

Many banks have more than one routing number, especially if they have branches in more than one state. Citibank, in particular, has branches throughout the United States and uses different routing numbers for different regions.

Citibank savings accounts use the same routing numbers as checking accounts.

How to Find Your Citibank Routing Number

© CreditDonkey

Here are several other ways to find your Citibank routing number:

Use a Check
For checking accounts, you can find the routing number in the lower left-hand corner of the checks corresponding with your checking account. It's the first 9 digits located at the bottom of the check.

Go Online
Visit the "Account Details" page after logging into your account. Click on "View Image" for a posted check. Citibank provides access to checks written within the last 18 months.

For a savings account routing number, check a recent bank statement via your online portal.

Call Customer Service
Call Citibank at 800-374-9700. After you provide a few specific details to identify yourself, a representative will be able to confirm your account's routing number.

Is there a routing number on your debit or credit card?
Although your debit card is associated with a bank account, you do not use a routing number for debit card transactions. Routing numbers are only used for transfers directly between bank accounts.

Likewise, credit cards do not have routing numbers since they are not directly linked to any bank account. When you pay your credit card online, you may need to use your bank account routing number to set up the link between your credit card account and checking account, like you would for any other bill.

Domestic/International Wire Transfers

Friends, family, or even businesses can wire funds to your Citibank account. Wire transfers are a faster way to send money than an ACH transfer. They typically cost a small fee.

In order to wire funds, you'll need to register for an online account with your Citibank account. You can then click on Transfers and enter the required information below.

Domestic Wire Transfers
If the wire transfer is within the US, use your corresponding bank routing number (from above).

But some incoming domestic wire transfers require different routing numbers. Be sure to double-check that you have the correct one.

You'll also the following information to send a domestic wire:

  • The name of the person to whom you're wiring funds (the "beneficiary")
  • The name and location of the beneficiary's bank
  • The ABA number of their bank (if you don't know it, don't worry; Citibank provides a searchable list of ABA numbers)
  • The beneficiary's account number

International Wire Transfers
To transfer money from abroad, either to or from your Citibank account, you'll need a SWIFT CODE. These are the international equivalents of U.S. routing numbers. Citibank's SWIFT code is CITIUS33.

You'll also need the following to send an international wires:

  • The name of the person to whom you're wiring funds ("the beneficiary")
  • The name and location of the beneficiary's bank
  • The beneficiary's account number
  • The Bic Code or SWIFT (Society for Worldwide Interbank Financial Telecommunication) and the CHIPS UID# (Clearing House Interbank Payment System). You can search for the CHIPS UID number at the Clearinghouse website.

Which Citibank routing number should you use?

  • Domestic Money Transfers
    Use the ABA routing number for the state of your Citibank branch bank.

  • From a Foreign Account into a U.S. Citibank Account
    You'll also only need the ABA routing number of the recipient bank.

  • From a U.S. Account into a Foreign Account
    You'll need the Citibank SWIFT code, which is CITIUS33.

PRO TIP: When you send or receive money using your bank, you might lose out on a bad exchange rate and pay hidden fees as a result. That's because most banks still use an old system to exchange money. Consider using Wise, which is usually much cheaper.

Bottom Line

You'll likely need your Citibank routing number when managing your finances. Keep it handy should you need to set up a direct deposit, automatic payment, or wire transfer.

Citibank

Citi Priority Account - Earn up to $2,000 Cash Bonus

Expires 1/9/2023
  • Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities
  • Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
  • Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
  • If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
  • Bonus will be paid within 30 days after you successfully complete all required activities.
Chase
Member FDIC

Chase Total Checking® - $200 Bonus

Expires 1/25/2023
  • New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
  • Access to more than 16,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

*With Chase Overdraft Assist℠, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

TD Bank
Member FDIC

TD Beyond Checking - $300 Cash Bonus

Expires 10/31/2023
  • Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
  • Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Overdraft Payback and more.
  • Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more within a statement cycle, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
  • TD ATM fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
  • Get overdraft fees automatically reversed up to two times a year.
  • Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
  • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring.
  • Monthly maintenance fee waived on one TD Simple Checking℠ account and any Savings accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
HSBC Bank
Member FDIC

HSBC Premier Checking - $500 Welcome Deposit

Expires 2/15/2023
  • Receive a $500 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
  • Open your new HSBC Premier checking account online, using this offer page, by February 15, 2023.
  • Make recurring Qualifying Direct Deposits totaling at least $10,000 per month from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
  • You will automatically receive the $500 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
  • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
CIT Bank
Member FDIC

CIT Bank Savings Connect - 3.60% APY

  • Earn 15x the national average
  • $100 minimum opening deposit
  • No monthly maintenance fee

Write to Kim P at feedback@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

Read Next:

Find Your Routing Number on a Check

What is a Routing Number

Citibank Review: Account Good for You?

Citibank Review

Best Online Savings Account

Best Online Savings Account

Compare:

Leave a comment about Citibank Routing Number?




Next Page:

About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2022 CreditDonkey Inc. All Rights Reserved.