Citibank Routing Number

Looking to transfer money in or out of your Citibank checking or savings account? Find your Citibank routing number and learn about money transfers below.

Citibank Routing Numbers by State

Your Citibank routing number is associated with the location of the bank where you opened your account. Even if you do your banking at another Citibank branch, what matters is the bank where you opened your account.

Here are the Citibank routing numbers by state:

If you don't see your region listed or are unsure where you opened your account, keep reading for other ways to find your Citibank routing number.

What is a Routing Number?

Routing numbers are 9-digit numbers that banks use to identify themselves. Think of them as an address that lets other banks know where to find your money.

You need your routing number for many tasks, including:

• ACH payments
  
• Setting up direct deposit
  
• Receiving benefits from the government, including tax refunds
  
• Transferring money between accounts at different banks or investment firms
  
• Automatic bill payment
  
• Domestic wire transfers

Many banks have more than one routing number, especially if they have branches in more than one state. Citibank, in particular, has branches throughout the United States and uses different routing numbers for different regions.

How to Find Your Citibank Routing Number

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Here are several other ways to find your Citibank routing number:

Use a Check
For checking accounts, you can find the routing number in the lower left-hand corner of the checks corresponding with your checking account. It's the first 9 digits located at the bottom of the check.

Go Online
Visit the "Account Details" page after logging into your account. Click on "View Image" for a posted check. Citibank provides access to checks written within the last 18 months.

For a savings account routing number, check a recent bank statement via your online portal.

Call Customer Service
Call Citibank at 800-374-9700. After you provide a few specific details to identify yourself, a representative will be able to confirm your account's routing number.

Domestic/International Wire Transfers

Friends, family, or even businesses can wire funds to your Citibank account. Wire transfers are a faster way to send money than an ACH transfer. They typically cost a small fee.

In order to wire funds, you'll need to register for an online account with your Citibank account. You can then click on Transfers and enter the required information below.

Domestic Wire Transfers
If the wire transfer is within the US, use your corresponding bank routing number (from above).

But some incoming domestic wire transfers require different routing numbers. Be sure to double-check that you have the correct one.

You'll also the following information to send a domestic wire:

• The name of the person to whom you're wiring funds (the "beneficiary")
  
• The name and location of the beneficiary's bank
  
• The ABA number of their bank (if you don't know it, don't worry; Citibank provides a searchable list of ABA numbers)
  
• The beneficiary's account number

International Wire Transfers
To transfer money from abroad, either to or from your Citibank account, you'll need a SWIFT CODE. These are the international equivalents of U.S. routing numbers. Citibank's SWIFT code is CITIUS33.

You'll also need the following to send an international wires:

• The name of the person to whom you're wiring funds ("the beneficiary")
  
• The name and location of the beneficiary's bank
  
• The beneficiary's account number
  
• The Bic Code or SWIFT (Society for Worldwide Interbank Financial Telecommunication) and the CHIPS UID# (Clearing House Interbank Payment System). You can search for the CHIPS UID number at the Clearinghouse website.

Bottom Line

You'll likely need your Citibank routing number when managing your finances. Keep it handy should you need to set up a direct deposit, automatic payment, or wire transfer.