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HSBC Bank

HSBC Bank

HSBC is currently offering two promotions. Read our in-depth review of HSBC. We like their global presence, transfer money globally, and priority customer service.

$2,500

HSBC Premier - Earn Up to $2,500

Start an HSBC Premier relationship today. You'll enjoy premium banking with both local and global benefits and access to wealth solutions offered through HSBC Securities, (USA), Inc*.

You could earn $1,500 or $2,500 if you open a new, eligible HSBC Premier checking account from July 1, 2024 through November 22, 2024, and complete qualifying activities.

  • Get a $1,500 Cash Bonus: Add New Money of $100,000 to $249,999 in deposit and/or eligible investment accounts within 20 days of opening your new checking account and maintain the Qualifying Balance for 3 full consecutive months.
  • Get a $2,500 Cash Bonus: Add New Money of $250,000+ in deposit and/or eligible investment accounts within 20 days of opening your new checking account and maintain the Qualifying Balance for 3 full consecutive months.
  • Cash Bonus will be deposited into your new checking account within 8 weeks of meeting all the offer requirements.
Expires 11/22/2024
  • Minimum Deposit to Open: For Premier checking accounts opened before August 29, 2024, you must have at least one of the following:
    • Balances of $75,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts
    • Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s)
    • HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000, not an aggregate of multiple mortgages. Home Equity products are not included.

    For Premier checking accounts opened on or after August 29, 2024, you must have at least one of the following:

    • Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts
    • Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s)
    • Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included.

HSBC Premier

Start an HSBC Premier relationship today. Premium banking with local and global benefits. Plus, access to wealth solutions offered through HSBC Securities, (USA), Inc.

  • Minimum Deposit to Open: For Premier checking accounts opened before August 29, 2024, you must have at least one of the following:
    • Balances of $75,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts
    • Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s)
    • HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000, not an aggregate of multiple mortgages. Home Equity products are not included.

    For Premier checking accounts opened on or after August 29, 2024, you must have at least one of the following:

    • Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts
    • Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s)
    • Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included.
NexBank

High-Yield Savings Account - 5.26% APY

  • $1 minimum deposit
  • No fees
  • 24/7 online access to funds
  • FDIC insured
  • Minimum Deposit to Open: $1
US Bank
Member FDIC

U.S. Bank Smartly® Checking and Standard Savings - Up to $450 Bonus

Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through July 15, 2024. Member FDIC.

Earn up to $350 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:

  • Enroll in online banking or the U.S. Bank Mobile App
  • Make two or more direct deposit(s) totaling $7,500 or more

Earn up to $100 with a new Standard Savings account.

  • Make new money deposit(s) totaling $15,000 or more by July 31, 2024
  • Maintain the minimum total account balance of $15,000 or more through October 31, 2024

Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

Expires in 2 days
  • Minimum Deposit to Open: $25
Bank of America
Member FDIC

Bank of America Advantage Banking - $200 Bonus Offer

  • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 9/30/2024.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • Bank of America, N.A. Member FDIC.
Expires 9/30/2024
Chase
Member FDIC

Chase Total Checking® - $300 Bonus

  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Expires 10/16/2024
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: Yes
  • Minimum Deposit Required: None
Discover Bank
Member FDIC

Online Checking Account - Earn Cash Back

  • 1% cash back on up to $3,000 in debit card purchases each month. See website for details
  • No fees
  • Early Pay - Get your paycheck up to two days early with no charge
  • No credit impact - You can apply without affecting your credit score.
  • Access to over 60,000 no-fee ATMs in the U.S.
  • Minimum Deposit to Open: $0
  • Minimum Deposit Required: $0

How to Open a HSBC Account

HSBC is one of the largest banks in the world, with physical branches all over the globe. It focuses on banking and wealth management services for international high net worth clients.

HSBC Checking Account Bonus:
  1. HSBC Premier: Earn Up to $2,500

About HSBC:
  • 8th largest bank in the world
  • Opened as the Hongkong and Shanghai Banking Corporation in 1865
  • Today, has over 3,800 offices in 66 countries across Europe, Asia, Oceania, Africa, and the Americas
  • FDIC Insured

HSBC Checking Account Promotion Requirements

What You Need to Apply: HSBC frequently offers cash bonuses for new checking customers. To qualify for the promotion, you must:

  • Be at least 18 years old
  • Have a Social Security Number
  • Have a current U.S. residential address
  • Have had U.S. residency for the past one year
  • Have a valid U.S. ID, passport, or Permanent Residential Card/Green Card
  • Have account information to fund your new HSBC account

Note: HSBC will conduct a soft pull on your credit to open the account. This does not affect your credit score.

How to Waive HSBC Checking Account Monthly Fees

HSBC only offers one checking account called HSBC Premier Checking. It has a $50 monthly maintenance fee, unless eligibility criteria is met: For Premier checking accounts opened before August 29, 2024, maintain:

  • Balances of $75,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts; OR
  • Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
  • HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000, not an aggregate of multiple mortgages. Home Equity products are not included.

For Premier checking accounts opened on or after August 29, 2024, maintain:

  • Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts; OR
  • Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
  • Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included.

The HSBC Premier Checking account offers free online & mobile banking, no foreign transaction fee on the debit card, global transfers, and access to HSBC ATMs worldwide.

Once you're a Premier client, you'll have Premier status and privileges around the world.

Check out bank promotions with no direct deposit requirement.

HSBC Locations in the U.S.

HSBC has scaled back its US presence to only 20 - 25 physical locations, which are repurposed into international wealth centers.

    Highlights

    Savings
    Premier Relationship Savings: 4.40% APY when you link an eligible Premier checking account and meet one of four eligibility criteria (otherwise 0.05% APY)
    CD
    4.00% to 4.80% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 4.80%. Minimum deposit of $1,000 to open.
    Checking
    Premier Checking to enjoy premium banking with both local and global benefits
    ATMs
    Any HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates.
    Customer Service
    24/7
    Locations
    21 branches in the US; Global presence in more than 64 countries and territories worldwide

    More Information

  • Data points including rates, fees, terms, and benefits was obtained on 06/15/2024 from published websites and is believed to be accurate, but not guaranteed.
  • For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.
 HSBC Bank
Member FDIC
Member FDIC
 Visit SiteLearn More
 

HSBC Bank

Citibank

 

Benefits and Features

SavingsPremier Relationship Savings: 4.40% APY when you link an eligible Premier checking account and meet one of four eligibility criteria (otherwise 0.05% APY)
  • Citi® Accelerate High-Yield Savings: Available in AA, AE, AK, AL, AP, AR, AS, AZ, CO, DE, GA, GU, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY and select markets in Florida and Illinois.
  • Citi® Savings: Available in CA, CT, DC, MD, NV, NJ, NY, VA, and select markets in Florida and Illinois.
CD4.00% to 4.80% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 4.80%. Minimum deposit of $1,000 to open.
Check
CheckingPremier Checking to enjoy premium banking with both local and global benefits
Check
Money Market 
Check
ATMsAny HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates.More than 70,000 fee-free ATMs at Citi branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo.
Customer Service
24/7
24/7 Live Customer Service (Telephone)
IRA CD 
Check
IRA Money Market 
Check
Locations21 branches in the US; Global presence in more than 64 countries and territories worldwide645 retail bank branches concentrated in the six key metropolitan areas of New York, Chicago, Los Angeles, San Francisco, Miami, and Washington, D.C.
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

HSBC: Data points including rates, fees, terms, and benefits was obtained on 06/15/2024 from published websites and is believed to be accurate, but not guaranteed.

Citibank: Pricing information from published website as of 06/13/2024. This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

12-Month CD - 4.80% APY

  • Minimum Deposit to Open: $1,000

24-Month CD - 4.00% APY

  • Minimum Deposit to Open: $1,000

6-Month CD - 4.00% APY

  • Minimum Deposit to Open: $1,000

HSBC Alternatives

Bank of America
Member FDIC

Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer

Earn a cash bonus in three steps:
  1. Open a new eligible Business Advantage checking account by December 31, 2024. This is an online only offer for new eligible business checking customers only
  2. Deposit $5,000 or more in New Money* directly into your new eligible Bank of America Business Advantage Banking account within thirty (30) calendar days of account opening
  3. Maintain an average balance of $5,000 or more in that new Business Advantage Banking account during the Maintenance Period**.

*New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
**The Maintenance Period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
Bank of America, N.A. Member FDIC

Expires 12/31/2024
Chase
Member FDIC

Chase Secure Banking℠ - $100 Bonus

  • New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
  • No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
  • Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
  • Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
  • Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
  • JPMorgan Chase Bank, N.A. Member FDIC.
Expires 10/16/2024
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: No
  • Minimum Deposit Required: None
US Bank
Member FDIC

Silver Business Checking Package - Up to $800 Bonus

Earn up to $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q3AFL24 and complete qualifying activities, subject to certain terms and limitations. Offer valid through September 16, 2024. Member FDIC. Complete these steps to earn the offer:

Earn your $300.

  • Complete $5,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.

Earn your $800.

  • Complete $30,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
Expires 9/16/2024
  • Minimum Deposit to Open: $100
Discover Bank
Member FDIC

Discover® Online Savings - $200 Cash Bonus

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY624 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/12/2024, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Expires 9/12/2024
CIT Bank
Member FDIC

CIT Bank Platinum Savings - 5.00% APY

  • 5.00% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
  • Minimum Deposit to Open: $100
  • Direct Deposit Required: No

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If you work, live, or travel abroad, the HSBC Premier Checking account may be what you need. Read on to see if this global checking account is right for you.

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More Bank Promotions

Citibank Promotions

Citi Personal Wealth Management - Up to $5,000 Bonus
Bank of America
Member FDIC

Bank of America Promotions

Bank of America Advantage Banking - $200 Bonus Offer

Wells Fargo Promotions

Personal Checking Account - $300 Bonus

Capital One 360 Promo Code

Personal Savings Account - $1,500 Bonus

Synchrony Bank Promotions

High Yield Savings - 4.75% APY

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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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