Citibank Promotions

Read our in-depth review of Citibank to see why Citibank scored 3.5 stars out of 5. We like their perks for high balance customers, many fee-free atms, and global presence.

If you're looking for bank promotions, you must check out these offers.

$300

Checking with Enhanced Direct Deposit - $300 Cash Bonus

Get Deal

Expires in 4 days

Earn a $300 cash bonus when you open a new eligible checking account with Enhanced Direct Deposit and complete required activities. Deposit at least two Enhanced Direct Deposits directly into your new checking account within 90 calendar days from account opening. Your total combined Enhanced Direct Deposit must equal $1,500 or more. Your cash bonus will be deposited to your open, eligible checking account within 30 calendar days after required activities have been completed.

Monthly Fee: No monthly service fees when when you have $250+ in Enhanced Direct Deposits

$1,500

Citi Checking - $1,500 Bonus

Open a new eligible Citi Checking account and enroll in this offer the same day the account was opened. Deposit at least $200,000 of new-to-Citibank funds into your new checking account within 45 days of account opening. Maintain $200,000 or more in the account for an additional 45 days after the first 45 days.

If you also open a new Citi Savings account, the required minimum balance can be held in your Citi Checking account, or in between your Citi Checking and Citi Savings accounts.

Get Deal

Expires in 4 days

$500

Citi Checking - $500 Bonus

Open a new eligible Citi Checking account and enroll in this offer the same day the account was opened. Deposit at least $30,000 of new-to-Citibank funds into your new checking account within 45 days of account opening. Maintain $30,000 or more in the account for an additional 45 days after the first 45 days.

If you also open a new Citi Savings account, the required minimum balance can be held in your Citi Checking account, or in between your Citi Checking and Citi Savings accounts.

Get Deal

Expires in 4 days

Compare Checking Promotions:

$2,000

Citibank Business Checking - Up to $2,000 Bonus

Earn up to $2,000 cash bonus with required activities. Open a new CitiBusiness (Analyzed), Streamlined, or Flexible Checking account. Mention this offer to a Citibank Business Specialist. Within 45 calendar days following account opening, make one or more deposits in new-to-Citibank funds to meet the Qualifying Balance. Maintain the required Qualifying Balance for 45 consecutive calendar days after the Qualifying Balance level is met during the initial 45 calendar day funding period.

Qualifying Balance	Bonus
$5,000 - $19,999	$300
$20,000 - $99,999	$750
$100,000 - $199,999	$1,500
$200,000 or more	$2,000

Get Deal

Expires 1/7/2025

4.75%

IRA Certificates of Deposit - Up to 4.75% APY

Learn More

Term	APY
3-Month	4.75%
4-Month	0.05%
5-Month	4.40%
6-Month	4.08%
7-Month	3.50%
8-Month	0.05%
9-Month	3.77%
10-Month	0.05%
1-Year	3.56%
13-Month	0.10%
18-Month	2.45%
2-Year	2.00%
30-Month	0.10%
3-Year	2.00%
4-Year	2.00%
5-Year	2.00%

Compare Promotions

High-Yield Savings Premier - 5.11% APY

Learn More

No account activity or maintenance fees
$500 minimum opening deposit
FDIC insured

The annual percentage yield (APY) is accurate as of 9/26/2024 and subject to change at the Bank's discretion. Refer to product's website for latest APY rate. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC

APY: 5.11%
Minimum Deposit to Open: $500
Monthly Fee: $0

Member FDIC

Discover® Online Savings - $200 Cash Bonus

Get Deal

Expires 3/13/2025

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.

APY: 4.10%

Member FDIC

Business Checking Account - $400 Bonus

Get Deal

Expires 3/31/2025

Earn $400 when you open a new small business checking account and complete qualifying activities.
Choose between:
- Truist Simple Business Checking—Perfect if you're just starting out or have low transaction volume.
- Truist Dynamic Business Checking—With more perks as your balances grow—and a true, local partnership.
New business checking clients only
From October 1st, 2024 – March 31st 2025

Minimum Deposit to Open: $100
When Do You Get It: Within 4 weeks after the qualification requirements have been met and verified
Monthly Fee: $0

Terms and Conditions

Offer Information: Open a new Truist Simple Business Checking or Dynamic Business Checking account online, phone, or in a branch from 10/1/2024 through 3/31/2025 and earn $400 by making Qualifying Deposits* of $2,000 or more into your new account within 30 days of account opening.

Enrollment in the promotion is required at the time of account opening using promo code SB24Q4BIZAFL to be eligible for a promotion reward. Refer to the Account Opening & Promotion Enrollment sections below for instructions.

*Qualifying Deposits for new business checking accounts exclude debit card credit transactions and NSF fee refunds. Deposits can be made on a one-time basis or cumulatively over the 30 days.

Offer Eligibility: You must be a new Truist business checking client. To be considered a new business checking client, the business cannot have an existing Truist business checking account or have closed a Truist business checking account within 180 days of the promotion start date (i.e., on or after 4/4/2024), with the same Taxpayer Identification Number (TIN), including but not limited to an Employer Identification Number (EIN). The business account holder must be 18 years or older at time of account opening. The account holder cannot be a non-resident alien. The business account holder must have a valid U.S. TIN. The business's physical address must be located in one of the following states: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.

Reward Processing: The reward will be deposited to the new business checking account within 4 weeks after the qualification requirements have been met and verified. The new business checking account must be open and in good standing with a balance of at least $0.01 at the time of Truist verification and until the reward is deposited to receive the reward. Only one newly opened business checking account per client is eligible to participate in this offer. Truist may report the value of any reward received to the IRS, as required by law. Any applicable taxes are the responsibility of the recipient.

Reward Forfeiture: Reward forfeiture will occur if: (1) the business checking account is changed to an account type not included in this offer, (2) the business checking account is closed prior to the reward being deposited, or (3) the new business checking account has a $0.00 or negative available balance at the time of qualification validation.

Other Terms: Minimum opening deposit is $100. A monthly maintenance fee is applicable for Truist Dynamic Business accounts whose combined average relationship ledger balance is less than $5,000; the monthly maintenance fee is waived for accounts with a combined average relationship ledger balance of $5,000 or more. See Truist's Business Deposit Accounts Fee Schedule for additional information.

The offer is non-transferable and may not be combined with any other offers. This offer is subject to change and may be discontinued at any time. All promotional payouts will be processed no later than 9/30/2025, at which point this promotion and any related disbursements will be considered final, and no further disbursements will be made.

Online Account Opening & Promotion Enrollment Instructions: During the online application process, ensure the promo code SB24Q4BIZAFL is entered into the Promo Code field and accept the offer when presented. Accounts opened online without the Promo Code will not be eligible to participate in the offer.

Branch Account Opening & Promotion Enrollment Instructions: Visit your local Truist branch or call a Small Business representative and ask to open an eligible account and enroll you in the Truist Small Business Checking Affiliate Q4 2024 & Q1 2025 Offer using promo code SB24Q4BIZAFL. Once enrolled in the promotion, clients may receive promotional updates via the email address provided or by calling 800-709-8700.

Version 1 08202024 SB24Q4BIZAFL

Member FDIC

Chase Total Checking® - $300 Bonus

Open an Account

Expires 1/22/2025

New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking^® account with qualifying activities
With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
Chase Mobile^® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
JPMorgan Chase Bank, N.A. Member FDIC
Open your account online now
Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

APY: N/A
Minimum Deposit to Open: $0
Direct Deposit Required: Yes
Minimum Deposit Required: None
When Do You Get It: Within 15 days after meeting requirements
Monthly Fee:
$12 or $0 with one of the following, each monthly statement period:
- Electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNow℠ network, (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network,
- OR a balance at the beginning of each day of $1,500 or more in this account,
- OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances.

Member FDIC

Bank of America Advantage Banking - $300 Bonus Offer

Learn More

Expires 1/31/2025

The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
The offer is for new checking customers only.
Offer expires 01/31/2025.
To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
Additional terms and conditions apply. See offer page for more details.
*A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
Bank of America, N.A. Member FDIC.

Citibank Trending Offers

Yesterday	IRA Certificates of Deposit - Up to 4.75% APY selected by a visitor from New York
Yesterday	Citi Checking - $500 Bonus selected by a visitor from Illinois
Yesterday	Citibank Business Checking - Up to $2,000 Bonus selected by a visitor from California
3 days ago	Checking with Enhanced Direct Deposit - $300 Cash Bonus selected by a visitor from New York
6 days ago	Citi Checking - $1,500 Bonus selected by a visitor from California

Citibank has over 700 branches across the United States. The service fees and ways to waive are on the high side. The bank is best for high-balance customers.

How to Get Citibank Bonus

Checking Account Bonuses

Citibank often offers cash bonuses for new banking customers with required activities. Some deals are for opening a checking plus a savings account.

All Citibank checking accounts offer free online banking, bill pay, and mobile deposits.

What promotions does Citibank have right now?
Here are Citi's current bonuses:

Citibank: Checking with Enhanced Direct Deposit - $300 Cash Bonus
Citi Checking: $1,500 Bonus
Citibank Business Checking: Up to $2,000 Bonus

How to Get the Best Deal at Citibank

Citibank is best for high-balance customers who can open one of the elite accounts to get preferred rates and other perks.

Popular Accounts:

Citi Priority
Citi Savings Account
Citi Business Checking Account
Citi Self Invest
Personal Wealth Management Account

The information for the Citi Account, Citi Priority, Citigold, Citi Savings Account, Citi Personal Wealth Management, Business Checking Account, Access Account, Basic Banking, and Citibank Account has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.

In-Depth Review

Highlights

Savings

Citi® Accelerate High-Yield Savings: Available in AA, AE, AK, AL, AP, AR, AS, AZ, CO, DE, GA, GU, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY and select markets in Florida and Illinois.
Citi® Savings: Available in CA, CT, DC, MD, NV, NJ, NY, VA, and select markets in Florida and Illinois.

Compare: Citibank vs Discover Bank

6-Month Fixed Rate CD - 3.50% APY
9-Month Fixed Rate CD - 2.50% APY
1-Year Fixed Rate CD - 2.50% APY
5-Year Fixed Rate CD - 2.00% APY
3-Month Fixed Rate CD - 0.05% APY

Read: 13 Month CD Rates

Compare: Citibank vs Ally Bank

Money Market

Compare: Citibank vs CIT Bank

ATMs
More than 70,000 fee-free ATMs at Citi branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo.

Customer Service
24/7 Live Customer Service (Telephone)

Compare: Citibank vs Chase

Locations
645 retail bank branches concentrated in the six key metropolitan areas of New York, Chicago, Los Angeles, San Francisco, Miami, and Washington, D.C.

Pricing information from published website as of 09/27/2024. This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

	Citibank	Chase
	Member FDIC	Member FDIC
	Learn More	Visit Site
	Benefits and Features
Savings	Citi® Accelerate High-Yield Savings: Available in AA, AE, AK, AL, AP, AR, AS, AZ, CO, DE, GA, GU, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY and select markets in Florida and Illinois. Citi® Savings: Available in CA, CT, DC, MD, NV, NJ, NY, VA, and select markets in Florida and Illinois.	Chase Savings: 0.01% APY. $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD	6-Month Fixed Rate CD - 3.50% APY 9-Month Fixed Rate CD - 2.50% APY 1-Year Fixed Rate CD - 2.50% APY 5-Year Fixed Rate CD - 2.00% APY 3-Month Fixed Rate CD - 0.05% APY	Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking		Chase Total Checking® Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking℠: For high net worth individuals who have $250,000 on deposit with Chase.
Money Market
Mobile App		iOS & Android
ATMs	More than 70,000 fee-free ATMs at Citi branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo.	15,000+ Chase ATMs
Customer Service	24/7 Live Customer Service (Telephone)	Automated service available 24 hours a day, 7 days a week
IRA CD
IRA Money Market
Locations	645 retail bank branches concentrated in the six key metropolitan areas of New York, Chicago, Los Angeles, San Francisco, Miami, and Washington, D.C.	Over 4,700
	Learn More	Visit Site
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Citibank: Pricing information from published website as of 09/27/2024. This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi. Chase: Pricing information and data points from published website as of 09/27/2024.

6-Month Fixed Rate CD - 3.50% APY

Learn More

APY: 3.50%
Minimum Deposit to Open: $500

1-Year Fixed Rate CD - 2.50% APY

Learn More

APY: 2.50%
Minimum Deposit to Open: $500

9-Month Fixed Rate CD - 2.50% APY

Learn More

APY: 2.50%
Minimum Deposit to Open: $500

5-Year Fixed Rate CD - 2.00% APY

Learn More

APY: 2.00%
Minimum Deposit to Open: $500

3-Month Fixed Rate CD - 0.05% APY

Learn More

APY: 0.05%
Minimum Deposit to Open: $500

Citi® Savings - 0.03% APY

Learn More

0.03% APY
Access higher interest rates with Citi Relationship Tiers

APY: 0.03%

Citibank Alternatives

Member FDIC

Chase Secure Banking℠ - $100 Bonus

Get $100 Coupon

Expires 1/22/2025

New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
Pay bills, cash checks and send or receive money with Zelle^® with a Chase Secure Banking℠ account.
Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile^® app and Chase.com.
JPMorgan Chase Bank, N.A. Member FDIC.

APY: N/A
Minimum Deposit to Open: $0
Direct Deposit Required: No
Minimum Deposit Required: None
When Do You Get It: Within 15 days after completing qualifying activities
Monthly Fee: $4.95 or $0; Avoid the monthly service fee when you have electronic deposits made into the account totaling $250 or more during each monthly statement period.

Member FDIC

Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer

Learn More

Expires 12/31/2024

The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
The offer is for new eligible business checking customers only.
Offer expires 12/31/2024.
To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
Additional terms and conditions apply. See offer page for more details.
*New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
Bank of America, N.A. Member FDIC

Member FDIC

HSBC Premier - Earn Up to $2,500

Get Deal

Expires 11/22/2024

Start an HSBC Premier relationship today. You'll enjoy premium banking with both local and global benefits and access to wealth solutions offered through HSBC Securities, (USA), Inc*.

You could earn $1,500 or $2,500 if you open a new, eligible HSBC Premier checking account from July 1, 2024 through November 22, 2024, and complete qualifying activities.

Get a $1,500 Cash Bonus: Add New Money of $100,000 to $249,999 in deposit and/or eligible investment accounts within 20 days of opening your new checking account and maintain the Qualifying Balance for 3 full consecutive months.
Get a $2,500 Cash Bonus: Add New Money of $250,000+ in deposit and/or eligible investment accounts within 20 days of opening your new checking account and maintain the Qualifying Balance for 3 full consecutive months.
Cash Bonus will be deposited into your new checking account within 8 weeks of meeting all the offer requirements.

Minimum Deposit to Open:
- Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts; OR
- Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
- Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included.
- Consumers who maintain Private Bank status
Monthly Fee:
$50 monthly maintenance fee, unless eligibility criteria is met:
- Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts; OR
- Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
- Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included.
- Consumers who maintain Private Bank status

Member FDIC

Discover® Online Savings - $150 Cash Bonus

Get Deal

Expires 3/13/2025

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

APY: 4.10%

Member FDIC

CIT Bank Platinum Savings - 4.70% APY

Learn More

4.70% APY with a balance of $5,000 or more
0.25% APY with a balance of less than $5,000
$100 minimum opening deposit
No monthly maintenance fee
Member FDIC

APY: 4.70% APY with a balance of $5,000 or more
Minimum Deposit to Open: $100
Direct Deposit Required: No
Monthly Fee: $0

Articles on Citibank

Citibank

Citibank offers banking services and credit cards. But service fees and balance requirements are on the high side. Is it the right bank for you?

Open a Citibank Account

Opening a Citi bank account is easy. Take a look at what you'll need, plus find out how to earn a bonus

Citi Savings Account Interest Rate

Citibank boasts two savings accounts with varying rates and low fees. But which one should you open? Read on for all the details.

Citi High Yield Savings

Citi now offers high-yield savings with one of the best interest rate. But it's only available in select markets. Read this review to see if it's good for you.

Citibank Routing Number

Looking to transfer money in or out of your Citibank checking or savings account? Find your Citibank routing number and learn about money transfers below.