PNC Routing Number
Using the wrong routing number could send your money to the wrong place. Find the right PNC routing number for your transactions.
What Is a Routing Number?
A routing number is a 9-digit code that banks use to identify themselves. It's like an address that lets other banks know where to find (or send) your money.
You will need a routing number to conduct numerous bank transactions, including:
- Direct deposits
- In-person deposits
- Automatic payments
- Wire transfers
- Accepting automatic payments (e.g., tax refunds)
Banks trace the origins of incoming transfers through the routing number, which allows checks to be cashed and cleared almost instantly. They also use these numbers for outgoing transfers to make sure the money gets to the right place.
PNC Routing Numbers by State
Your PNC Bank routing number is associated with the location of the bank where you opened your account. Even if you do your banking at another branch, the bank where you opened your account is what matters.
Here's a list of PNC routing numbers for each state:
| State | PNC Routing Number |
|---|---|
| Delaware | 031100089 |
| Florida | 043002900 |
| Illinois | 071921891 |
| Indiana | 083009060 083000108 071921891 |
| Kentucky | 083000108 |
| Michigan | 041000124 |
| Missouri | 031207607 |
| New Jersey | 031207607 |
| Ohio | 043000096 041000124 042000398 |
| Pennsylvania | 043000096 031312738 031300012 043300738 031000053 043000096 |
| Washington | 054000030 |
| Wisconsin | 071921891 |
The first four digits pertain to the Federal Reserve. The next four are unique to your bank. Consider those the bank's address for the Federal Reserve. The final digit is a mathematical calculation of the first eight digits that's used to prevent check fraud.
Other Ways to Find Your PNC Bank Routing Number
 |
| © CreditDonkey |
Here are several other ways to find your PNC Bank routing number:
Use a Check
You'll find the routing number in the lower left-hand corner of the checks corresponding to your checking account. It's the first 9 digits located at the bottom of the check.
Go Online
PNC's Virtual Wallet account is a checking, savings, and investment account all in one. You can easily find your routing number for the Spend, Save, Reserve, or Growth accounts.
- Clicking on Account Activity then Show Account or Routing Number.
- Choose the account you want.
- Enter your password. Your routing number will appear on the screen.
Your PNC account number has 10 digits. If your account number has less than 10 digits, you'll need to add a "0" or "00" in front of the account when using it.
Call Customer Service
Call PNC Bank at (888) 762-2265. After you provide a few specific details to identify yourself, a representative will be able to confirm your account's routing number.
Routing Numbers for Domestic/International Wire Transfer
Wire transfers are a faster way to send money than an ACH transfer. Your PNC wire transfer routing number may differ from your ACH routing number.
To receive a domestic wire transfer
Find your wire transfer routing number by visiting PNC's wire transfer instruction tool and entering the first two numbers of your bank account number.
You'll also need:
- Recipient's name as it appears on the account
- Location of the recipient's bank (including city and state)
- Account number
- Bank routing number
To send an international wire transfer
You'll need your Society for Worldwide Interbank Financial Telecommunications (SWIFT) code. PNC Bank's SWIFT code is PNCCUS33.
SWIFT codes are codes of 8 to 11 letters or numbers. They tell the transferring bank where and how to send money for international transfers.
You'll also need:
- Recipient's name as it appears on the account
- Recipient bank name, address, and country
- Recipient account number (you may need a country-specific account structure, e.g., a CLABE for Mexico or an IBAN for international bank accounts)
- Recipient bank's SWIFT code
- Currency of recipient's account (foreign currency or U.S. dollars)
- Purpose of wire
PRO TIP: When you send or receive money using your bank, you might lose out on a bad exchange rate and pay hidden fees as a result. That's because most banks still use an old system to exchange money. Consider using Wise, which is usually much cheaper.
Which PNC Routing Number Should You Use?
For Any Domestic Money Transfer Activity
Use the routing number associated with the bank where you opened your account.
For a Domestic Wire Transfer
Use the PNC wire instruction tool to look up the right wire transfer routing number.
For an International Wire Transfer
Use the PNC SWIFT Code PNCCUS33.
Although your debit card is associated with a bank account, you do not use a routing number for debit card transactions. Routing numbers are only used for transfers directly between bank accounts.
Likewise, credit cards do not have routing numbers since they are not directly linked to any bank account. When you pay your credit card online, you may need to use your bank account routing number to set up the link between your credit card account and checking account, like you would for any other bill.
Bottom Line
PNC makes it easy to find your routing and account numbers so that you can direct funds to the appropriate place.
Make sure to double-check your routing number by viewing a check or online statement, especially if you live in a state that has multiple PNC routing numbers.
Chase Total Checking® - $200 Bonus
- New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
- Access to more than 16,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
*With Chase Overdraft Assist℠, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.
TD Beyond Checking - $300 Cash Bonus
- Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
- Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Overdraft Payback and more.
- Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more within a statement cycle, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
- TD ATM fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
- Get overdraft fees automatically reversed up to two times a year.
- Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
- TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring.
- Monthly maintenance fee waived on one TD Simple Checking℠ account and any Savings accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
Citi Priority Account - Earn up to $2,000 Cash Bonus
- Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities
- Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
- Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
- If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
- Bonus will be paid within 30 days after you successfully complete all required activities.
CIT Bank Savings Connect - 3.25% APY
- Earn 15x the national average
- $100 minimum opening deposit
- No monthly maintenance fee
Discover Online Savings - $200 Cash Bonus
To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY922 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 30 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/15/2022, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.
Write to Kim P at feedback@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.
Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.
Read Next:
|
|
|
Compare:
