PNC Bank vs Bank of America

PNC Bank is an east Coast bank with advanced financial tools to help achieve goals. How does it compare to Bank of America? Read our comparison chart below.

PNC Bank has 2,600 branches in 19 states mostly on the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.

While Bank of America is one of the largest banks in the U.S. with over 5,000 locations and 16,000 ATMs. It is known for good customer service with extended hours. It offers checking, savings, CDs, IRA, and investment accounts through Merrill Edge.

Compare PNC Bank with Bank of America, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	PNC Bank	Bank of America
	SPECIAL OFFER High Yield Savings Account - 1.00% APY - Learn More Read PNC Bank Review	SPECIAL OFFER Advantage Plus Banking Checking Account - $100 Bonus - Learn More Read Bank of America Review
	Benefits and Features
Savings	0.01% APY (0.02% APY - 0.03% APY Relationship rates). Minimum deposit of $25. $5 monthly service charge unless you have 1) $300 monthly average monthly balance, or 2) if you are under 18 years old, or 3) set up an Auto Savings transfer of $25 or more each month from your PNC Checking account to your Savings account.	0.01% APY (up to 0.05% if enrolled in Preferred Rewards). $8 monthly maintenance fee, unless you have 1) daily balance of $500, 2) are a Bank of America Preferred Rewards Client, or 3) link your Rewards Savings Account to your Interest Checking Account. Minimum deposit of $100.
CD	0.04% - 0.35% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 7 days to 10 years.	Standard Term CD: 0.03% APY. Terms of 28 days to 10 years. Minimum deposit of $1,000. Featured CD: 0.06% APY. Terms of 7, 10, 13, 25, and 37 months. Minimum deposit of $10,000.
Money Market	0.02% APY. Minimum deposit is $100. Maximum deposit is $10,000. Monthly service charge of $12 unless you have $5,000 average monthly balance.
Customer Service	Mon-Fri 7:00 am - 10:00 pm, (ET) Sat & Sun 8:00 am - 5:00 pm (ET)	Mon-Fri: 8am - 9pm(ET) Sat: 8am - 8pm (ET) Sun: 8am-5pm (ET)
ATMs	15,000 ATMs across 37 states and the District of Columbia.	Over 16,000 ATMs around the country.
IRA CD	0.05% - 0.35% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 6 months to 10 years.	Standard Term CD: 0.03% APY. Terms of 28 days to 10 years. Minimum deposit of $1,000. Featured CD: 0.06% APY. Terms of 7, 10, 13, 25, and 37 months. Minimum deposit of $2,000.
Locations	2,400 PNC branches across 20 states.	4600 retail financial centres around the country and brances in more than 40 other countries.
	CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & Cons	Pros: Virtual Wallet tools Relatively easy to waive fees Free student account Cons: Limited branches Low APY	Pros: National availability Extended customer service hours Full service bank Cons: No free checking option Low interest rates Many misc. banking fees
Bottom Line	East Coast bank with advanced financial tools to help achieve goals... Read full review	National bank with widespread accessibility and wide range of services... Read full review
	High Yield Savings Account - 1.00% APY Virtual Wallet with Performance Select Checking - $300 Cash Bonus Performance Select Checking - $300 Cash Bonus	Advantage Plus Banking Checking Account - $100 Bonus Advantage Relationship Banking Checking Account - $100 Bonus Advantage SafeBalance Banking Checking Account - $100 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. PNC Bank: Pricing information from published website as of 08/05/2020 based on 19899 zip code. Bank of America: Pricing information from published website as of 08/05/2020 based on 91107 zip code.

Which is Better: PNC Bank or Bank of America?

Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing PNC Bank or Chase.

In short: PNC Bank's checking is worth mentioning.

Articles on PNC Bank

PNC Bank
PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.
• PNC Bank vs Chase
• PNC Bank vs Wells Fargo
• PNC Bank vs BB&T Bank
Routing Number For Pnc Bank
Using the wrong routing number could send your money to the wrong place. Find the right PNC routing number for your transactions.
• PNC Bank vs TD Bank
• PNC Bank vs US Bank
• PNC Bank vs Regions Bank

Articles on Bank of America

Bank of America Review
Bank of America offers a nationwide network, many account options, and user-friendly online banking. But does this convenience come at a cost? Read on.
• Bank of America vs Citibank
• Bank of America vs Bank of the West
• Bank of America vs Capital One
B Of A Routing Number
To transfer money in or out of your Bank of America checking or savings account, you'll need the right routing number. Find your Bank of America routing number and learn more about money transfers in our guide.
• Bank of America vs Discover Bank

Which Do You Think is Best?

You Might Also Like

Free Business Checking
Hidden fees can pile up. Don't let your checking account be part of the problem. Find out which free business checking account is the best for you.

Find Your Routing Number on a Check
Your routing number is the 9 digit code on the bottom of your check. Don't use the wrong number. Find the correct routing number for your bank.

Compare PNC Bank to:

You might also be interested in

Related: Bank

	Chase Checking Account Bonus Chase is currently offering cash bonuses for opening a new checking account. See the current checking account bonus promotions before they expire.

Compare Bank of America to: