PNC Bank vs Wells Fargo
PNC Bank is an east Coast bank with advanced financial tools to help achieve goals. How does it compare to Wells Fargo? Read our comparison chart below.
PNC Bank has 2,300+ branches in 29 states plus D.C. mostly in the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.
While Wells Fargo is one of America's largest banks with over 4,500 locations and approximately 11,000 ATMs. Offers many checking options, including Everyday Checking and Clear Access Banking for those who have financial troubles. 24/7 customer service. Special CDs offers high rates with $5,000 minimum opening deposit.
Compare PNC Bank with Wells Fargo, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
PNC Bank | Wells Fargo | |
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Virtual Wallet with Performance Select Checking - $400 Bonus - | Personal Checking Account - $300 Bonus - | |
Benefits and Features | ||
Savings | Up to 4.25% APY. Only available in eligible markets. | 0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under. |
CD | 0.01% to 4.55% APY. Terms of 7 days to 10 years. | Standard Fixed Term CD available online: 1.01% to 2.00% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Relationship APY: 1.02% to 2.01% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. More CD terms are available in branch. |
Checking |
| Clear Access Banking, Everyday Checking, Prime Checking, Premier Checking |
Money Market | Up to 0.05% APY. Only available in eligible markets. | |
Mobile App | ||
ATMs | Approximately 60,000 PNC and partner ATMs | approximately 11,000 ATMs across the country |
Customer Service |
| Available 24 hours a day, 7 days a week. |
IRA CD | Standard Term CD: 0.01% to 2.00% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Relationship APY: 0.02% to 2.01% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. | |
Locations | approximately 4,700 retail banking branches coast to coast | |
CreditDonkey® Reviews | ||
Savings | ||
CD | ||
Checking | ||
Money Market | ||
Mobile App | ||
Customer Service | ||
Pros & Cons | Pros:
| Pros:
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Bottom Line | East Coast bank with advanced financial tools to help achieve goals... | A "big 4" bank with a good range of checking accounts and full services... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. PNC Bank: Pricing information from published website as of 10/02/2024 based on 91107 zip code. Wells Fargo: Pricing information from the published website as of 09/21/2024 is based on the 91101 zip code. |
Which is Better: PNC Bank or Wells Fargo?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing PNC Bank or Chase.
In short: Wells Fargo's cd is worth mentioning.