PNC Bank vs Wells Fargo

PNC Bank is an east Coast bank with advanced financial tools to help achieve goals. How does it compare to Wells Fargo? Read our comparison chart below.

PNC Bank has 2,600 branches in 28 states mostly on the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.

While Wells Fargo is one of America's largest banks with over 4,500 locations and 12,000 ATMs. Offers many checking options, including Teen Checking and Opportunity Checking for those who had financial troubles. 24/7 customer service. Special CDs offers high rates with $5,000 minimum opening deposit.

Compare PNC Bank with Wells Fargo, side-by-side. Read on for an in-depth look, including ratings and reviews.

	PNC Bank	Wells Fargo
	SPECIAL OFFER High Yield Savings Account - 4.00% APY - Learn More Read PNC Bank Review	SPECIAL OFFER Personal Checking Account - $200 Bonus - Learn More Read Wells Fargo Review
	Benefits and Features
Savings	0.01% APY (0.02% APY - 0.03% APY Relationship rates)	0.15% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under.
CD	0.01% - 0.03% APY	Standard Term CD: 0.50% to 2.00% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Bonus of up to 2.01% APY if you maintain a linked Portfolio by Wells Fargo relationship.
Checking	Virtual Wallet, Virtual Wallet with Performance Spend, Virtual Wallet with Performance Select	Clear Access Banking, Everyday Checking, Portfolio by Wells Fargo
Money Market	0.02% APY	Also known as the Platinum Savings Account. 0.25% - 2.00% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 2.01% requires account linked to Portfolio by Wells Fargo relationship.
Customer Service	Mon-Fri 7:00 am - 10:00 pm (ET) Sat & Sun 8:00 am - 5:00 pm (ET)	Available 24 hours a day, 7 days a week.
ATMs	60,000 ATMs across 28 states and the District of Columbia	More than 12,000 ATMs across the country.
IRA CD	0.01% - 0.03% APY	Standard Term CD: 0.01% to 2.00% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Bonus of up to 2.01% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account.
IRA Money Market		0.01% APY. $100 minimum opening deposit.
Locations	2,600 PNC branches across 28 states.	Approximately 4,500+ retail banking branches coast to coast.
	CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & Cons	Pros: Virtual Wallet tools Relatively easy to waive fees Free student account Cons: Limited branches Low APY
Bottom Line	East Coast bank with advanced financial tools to help achieve goals... Read full review	Read full review
	High Yield Savings Account - 4.00% APY Business Checking Account - $200 Bonus Business Checking Account - $500 Bonus	Personal Checking Account - $200 Bonus Personal Checking Account - $325 Bonus Student Checking Account - $100 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. PNC Bank: Pricing information from published website as of 01/23/2023 based on 19899 zip code. Wells Fargo: Pricing information from published website as of 01/16/2023 based on 91107 zip code.

Which is Better: PNC Bank or Wells Fargo?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing PNC Bank or Chase.

Articles on PNC Bank

PNC Bank

PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.

• PNC Bank vs Chase
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How to Close a PNC Account

Closing a bank account can be a pain. It's easy to make a mistake. Find out how to properly close your PNC account online, over the phone, or at a branch.

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PNC Bank Hours

PNC Bank is open 5-6 days a week, depending on the location. Here's when you can visit a branch near you.

PNC Routing Number

Using the wrong routing number could send your money to the wrong place. Find the right PNC routing number for your transactions.

Articles on Wells Fargo

Wells Fargo Bank Review

Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options.

Wells Fargo Bank Hours

Wells Fargo is one of the biggest banks in the country. Here's when you can visit a branch near you.

Wells Fargo Routing Number

Not all routing numbers are the same for Wells Fargo. Here's how to find the routing number for your bank account.

Which Do You Think is Best?

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