PNC Bank vs Wells Fargo

PNC Bank is an east Coast bank with advanced financial tools to help achieve goals. How does it compare to Wells Fargo? Read our comparison chart below.

PNC Bank has 2,600 branches in 19 states mostly on the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.

While Wells Fargo is one of America's largest banks with over 5,400 locations and 13,000 ATMs. Offers many checking options, including Teen Checking and Opportunity Checking for those who had financial troubles. 24/7 customer service. Special CDs offers high rates with $5,000 minimum opening deposit.

Compare PNC Bank with Wells Fargo, side-by-side. Read on for an in-depth look, including ratings and reviews.

	PNC Bank	Wells Fargo
	SPECIAL OFFER Virtual Wallet with Performance Select Checking - $300 Cash Bonus - Learn More Read PNC Bank Review	SPECIAL OFFER Consumer Checking Account - $400 Bonus - Learn More Read Wells Fargo Review
	Benefits and Features
Savings	0.01% APY (0.03% APY - 0.05% APY Relationship rates). Minimum deposit of $25. $5 monthly service charge unless you have 1) $300 monthly average monthly balance, or 2) if you are under 18 years old, or 3) set up an Auto Savings transfer of $25 or more each month from your PNC Checking account to your Savings account.	0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, or are under the age of 18.
CD	0.04% - 0.40% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 7 days to 10 years.	Standard Term CD: 0.05% - 0.15% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Special CD: 0.30% APY. Terms of 5 months. Minimum deposit of $5,000. Bonus of up to 0.33% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account.
Money Market	0.02% - 0.05% APY. Minimum deposit is $100. Maximum deposit is $10,000. Monthly service charge of $12 unless you have $5,000 average monthly balance.	Also known as the Platinum Savings Account. 0.05% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 0.08% requires account linked to Portfolio by Wells Fargo® relationship.
Customer Service	Mon-Fri 7:00 am - 10:00 pm, (ET) Sat & Sun 8:00 am - 5:00 pm (ET)	Available 24 hours a day, 7 days a week.
ATMs	15,000 ATMs across 37 states and the District of Columbia.	More than 13,000 ATMs across the country.
IRA CD	0.04% - 0.40% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 6 months to 10 years.	Standard Term CD: 0.01% - 0.20% APY. Terms of 1 month to 114 months. Minimum deposit of $1,000. Special CD: 0.30% APY. Terms of 5 months. Minimum deposit of $2,500. Bonus of up to 0.33% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account.
IRA Money Market		0.03% - 0.05% APY. $100 minimum opening deposit.
Locations	2,400 PNC branches across 20 states.	Approximately 5,400 retail banking branches coast to coast.
	CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & Cons	Pros: Virtual Wallet tools Relatively easy to waive fees Free student account Cons: Limited branches Low APY
Bottom Line	East Coast bank with advanced financial tools to help achieve goals... Read full review	Read full review
	Virtual Wallet with Performance Select Checking - $300 Cash Bonus Performance Select Checking - $300 Cash Bonus Virtual Wallet with Performance Spend Checking - $200 Cash Bonus	Consumer Checking Account - $400 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. PNC Bank: Pricing information from published website as of 05/30/2020 based on 19899 zip code. Wells Fargo: Pricing information from published website as of 05/30/2020 based on 91107 zip code.

Which is Better: PNC Bank or Wells Fargo?

Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing PNC Bank or Chase.

Articles on PNC Bank

PNC Bank
PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.
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PNC Bank Routing Number
Using the wrong routing number could send your money to the wrong place. Find the right PNC routing number for your transactions.
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Articles on Wells Fargo

Wells Fargo Bank Review
Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options.
• Wells Fargo vs Citibank
Wells Fargo Routing Number
How do I find my Wells Fargo routing number? Here's how you can check.

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