PNC Bank vs US Bank

PNC Bank is an east Coast bank with advanced financial tools to help achieve goals. How does it compare to US Bank? Read our comparison chart below.

PNC Bank has 2,600 branches in 19 states mostly on the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.

While US Bank has 3,000 branches across 26 states. It has somewhat high minimum balance requirements to waive monthly checking account service fees. Their promotional CD Special offers high interest rates with a $1,000 minimum opening deposit.

Compare PNC Bank with US Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	PNC Bank	US Bank
	SPECIAL OFFER Virtual Wallet with Performance Select Checking - $300 Cash Bonus - Learn More Read PNC Bank Review	SPECIAL OFFER Consumer Checking Account - $300 Bonus - Learn More Read US Bank Review
	Benefits and Features
Savings	0.01% APY (0.03% APY - 0.05% APY Relationship rates). Minimum deposit of $25. $5 monthly service charge unless you have 1) $300 monthly average monthly balance, or 2) if you are under 18 years old, or 3) set up an Auto Savings transfer of $25 or more each month from your PNC Checking account to your Savings account.	0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance.
CD	0.04% - 0.40% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 7 days to 10 years.	Standard Term CD: 0.05% - 0.60% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $249,999. CD Special: 0.25% - 1.00% APY. Terms of 11, 19, 27 and 59 months. Minimum deposit of $1,000. Maximum deposit $249,999.
Money Market	0.02% - 0.05% APY. Minimum deposit is $100. Maximum deposit is $10,000. Monthly service charge of $12 unless you have $5,000 average monthly balance.	0.01% - 0.05% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 minimum daily ledger balance.
Customer Service	Mon-Fri 7:00 am - 10:00 pm, (ET) Sat & Sun 8:00 am - 5:00 pm (ET)	24/7 Live Customer Service (Telephone)
ATMs	15,000 ATMs across 37 states and the District of Columbia.	More than 4,700 ATMs across the country
IRA CD	0.04% - 0.40% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 6 months to 10 years.
IRA Money Market		Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees.
Locations	2,400 PNC branches across 20 states.	More than 3000 branches across the country.
	CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & Cons	Pros: Virtual Wallet tools Relatively easy to waive fees Free student account Cons: Limited branches Low APY	Pros: Promo CD with high APY Free student account 24/7 customer service Cons: High minimums to waive fees Low savings APY
Bottom Line	East Coast bank with advanced financial tools to help achieve goals... Read full review	Big national bank with wide array of services and many account options... Read full review
	Virtual Wallet with Performance Select Checking - $300 Cash Bonus Performance Select Checking - $300 Cash Bonus Virtual Wallet with Performance Spend Checking - $200 Cash Bonus	Consumer Checking Account - $300 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. PNC Bank: Pricing information from published website as of 05/30/2020 based on 19899 zip code. US Bank: Pricing information from published website as of 05/30/2020 based on 91107 zip code.

Which is Better: PNC Bank or US Bank?

Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing PNC Bank or Chase.

In short: PNC Bank's checking is worth mentioning. US Bank's cd is notable.

Articles on PNC Bank

PNC Bank
PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.
• PNC Bank vs Chase
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PNC Bank Routing Number
Using the wrong routing number could send your money to the wrong place. Find the right PNC routing number for your transactions.
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Articles on US Bank

US Bank Review
U.S. Bank is the country's fifth largest bank, but does that make them a bank that will suit your banking needs? Do you need one of the country's largest banks or is a smaller bank more your style?
• US Bank vs Citibank
US Bank Routing Number
To transfer money in or out of your US Bank checking or savings account, you'll need the right routing number. Find your US Bank routing number below.

Which Do You Think is Best?

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