SoFi Promotions

Read our in-depth review of SoFi to see why SoFi scored 3.8 stars out of 5. We like their competitive, fixed rates, low fees, and no collateral.

Refinance Student Loans

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$5,000

Personal Loans: Borrow Between $5k-$100k

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Active Investing with SoFi

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Compare Stock Trading Promotions:

$250

SoFi Checking and Savings Account - $250 Bonus

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Expires 1/31/2023

Open a new SoFi Checking and Savings account. Set up at least one qualifying direct deposit of $5,000 or more.

$50

SoFi Checking and Savings Account - $50 Bonus

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Expires 1/31/2023

Open a new SoFi Checking and Savings account. Set up at least one qualifying direct deposit of $1,000 – $4,999.

$10

SoFi Invest - $10 Bonus

Open a new SoFi Digital Assets LLC account. Buy any cryptocurrency worth $50 to $99.99 within 7 days of account opening.

Expires 12/31/2022

$100

SoFi Invest - $100 Bonus

Open a new SoFi Digital Assets LLC account. Buy any cryptocurrency worth $5,000 or more within 7 days of account opening.

Expires 12/31/2022

$15

SoFi Invest - $15 Bonus

Open a new SoFi Digital Assets LLC account. Buy any cryptocurrency worth $100 to $499.99 within 7 days of account opening.

Expires 12/31/2022

$50

SoFi Invest - $50 Bonus

Open a new SoFi Digital Assets LLC account. Buy any cryptocurrency worth $500 to $4,999.99 within 7 days of account opening.

Expires 12/31/2022

Download App and Get 1,000 SoFi Points

Download the app to get 1,000 SoFi points. Redeem points for cash, crypto, fractional shares, eligible SoFi loan payments, or SoFi credit card statement credits.

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Sofi Checking and Savings

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Up to 2.00% APY with direct deposit
$0 monthly fees
No minimum balance
Get paid 2 days early

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Get a Free Stock (worth between $5 and $200)

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	SoFi Student Loans


Variable APR	2.25% to 6.43% APR (with AutoPay)
Fixed APR	2.99% to 6.88% APR (with AutoPay)
Minimum Amount	$5,000 (may be higher depending on state)
Maximum Amount	No maximum
Loan Term	5 to 20 years
State Residency	All states eligible
Degree Requirements	Associates or higher
Income Requirements	None
Employment Requirements	Must be employed or have an offer to start within 90 days
Interest Only Payments	No
Origination Fees	None
Prepayment Penalty	None
Can Use a Cosigner	Yes
Can Release a Cosigner	No
Auto-Pay Interest Rate Reduction	Yes
Soft Credit Check	Yes
Unemployment Protection	Yes
Customer Service
Loan Term
Ease of Use
Interest Rates
Payment Flexibility

	Terms Apply. SoFi Disclaimers
SoFi: Pricing information from published website as of 2/22/2021

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