Citizens Bank vs Chase
Citizens Bank is an east Coast bank with solid deposit products to help meet goals. How does it compare to Chase? Read our comparison chart below.
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Citizens Bank | Chase | |
|---|---|---|
Checking and Savings Account - $600 Bonus - | Open a New Checking Account - | |
Benefits and Features | ||
| Savings | Several types of Savings accounts. 0.01% - 0.07% APY. No minimum opening deposit. $4.99 monthly maintenance fee, unless you have a minimum daily balance of $200 in your account, or have a qualifying Citizens Bank checkings account. | Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account. |
| CD | Several types of CD accounts. Terms ranging from 11 - 24 months. 0.10% - 1.30% APY. Some APY rates may require qualifying Citizens Bank Checking Account. Minimum opening deposit $1000 for all accounts. | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. |
| Checking | Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open. Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase. | |
| Money Market | Several types of Money Market accounts. 0.01% - 0.10% APY. No minimum opening deposit. Monthly maintenance fee of $10, unless you have a minimum daily balance of $2500. Other Money Market accounts have no monthly maintenance fee but require qualifying Citizens Bank Checking Account. | |
| Customer Service | 24/7 Telephone Customer Service | |
| ATMs | More than 3100 ATMs across 11 states. | Over 16,000 Chase ATMs nationwide |
| IRA CD | Terms ranging from 1 - 120 months. Minimum opening deposit $250. No monthly maintenance fee. | |
| Locations | More than 1100 branches across the country | |
CreditDonkey® Reviews | ||
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| Pros & Cons | Pros:
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| Bottom Line | East Coast bank with solid deposit products to help meet goals... | National bank with good promotions for new customers... |
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| What Others View | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Citizens Bank: Pricing information from published website as of 03/29/2020 based on 10011 zip code. Chase: Pricing information from published website as of 7/17/2019 | ||
Which is Better: Citizens Bank or Chase?
Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Citizens Bank or CIT Bank.
In short: Citizens Bank's customer service is impressive. Chase's mobile app is impressive.
Articles on Citizens Bank
Citizens Bank Review
Are you looking for a bank that will not only keep your money, but also help push you to meet your financial goals? If so, you may want to consider Citizens Bank.
Articles on Chase
Chase Bank Review
Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you.
Chase Open Account
Opening an account with Chase Bank is simple. Take a look at what you'll need and check out your account options in our guide.
Chase Business Checking
Chase Bank has three checking options for small businesses. So which one is right for you? Find out in our guide.
Chase Sapphire Banking
What is Chase Sapphire banking ? We explain the benefits, interest rate and how to qualify for the bonus in our review.
Chase Premier Plus Checking
Chase Premier Plus Checking currently has a coupon offer. But how does the minimum balance and fee waiver compare to accounts like the Total Checking? Read on to find out.
Chase Private Client Review
Chase Private Client offers premium relationship perks to those with $250,000 on deposit with Chase. It is worth it? We analyze the benefits in this in-depth review. Read on.
Chase Savings Account
Chase Savings Account has a coupon for new customers. But how does it work? Read this review for the interest rate, fees, minimum balance and more.
Chase Order Checks
Running low on your checks from Chase? Read this to learn how to reorder your checks.
Chase Routing Number
What is Chase Bank's routing number? It depends on the state. Find the right one for your Chase account with our guide.
Chase Sapphire Checking Promotion
Is Chase Sapphire banking bonus worth it? Get the requirements and see how to qualify.
Chase Total Business Checking
What is Chase Total Business checking account? Is there a fee? Read this review for the pros and cons.
Chase You Invest Review
Chase You Invest App has a bonus promotion, low fees and mutual funds trading. But is it good for beginners? Read this review for the pros and cons.
Chase Student Account
Chase College Checking account has no monthly service fee for students. But is there a catch? Read on to learn the details and see if it's right for you.
Which Do You Think is Best?
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 How to Open CIT Bank ApplicationOpening an account with CIT Bank is simple. Take a look at what you'll need and check out your account options in our guide. | ||
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