Updated November 26, 2022

Citi Priority Account - Earn Up to $2,000 Bonus

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Earn up to $2,000 for opening a Citi Priority Account with required activities. Find out how to take advantage of the huge cash bonus.

Citi, a CreditDonkey partner, is a full-service big national bank with local branches in New York, Los Angeles, San Francisco, Sacramento, San Diego, Washington DC, Las Vegas, Miami, and Chicago.

Citi Priority checking account, available nationwide, offers a bonus of $200, $500, $1,000, $1,500 or $2,000. All you have to do is maintain a minimum balance and satisfy a few requirements.

But, these cash bonuses also require a high opening deposit.

In this article, learn more about the Citi Priority Account's premium perks. Plus, find out how to properly earn your bonus and waive the monthly fees.

Citi Priority Account: Earn Up to $2,000 Bonus

Is Citibank safe?
Your deposits with Citibank are FDIC-insured up to $250,000 if the bank ever fails.

Citi also employs security features like 2-step authentication and 128-bit SSL encryption to protect your account.[1]

How to Get the Bonus

Citi Priority requires you to make an eligible deposit and keep a minimum balance. Here are the steps to get your bonus:

  1. Click the link below to open your new Citi Priority Account.
  2. Deposit a qualifying amount within 20 days of opening your account.
  3. Maintain the balance for 60 more days after the 20th day of opening your account.
  4. Receive your cash bonus within 30 days once all requirements are met.

Fine Print

Make sure you're eligible for the Citi Priority account bonus by reviewing the fine print below.

  • Must apply directly on the offer page (link above) to get the bonus. Customers in select locations can also apply via phone.
  • Deposited funds must be new to Citibank.
  • Not available if you've owned a Citi checking account in the last 180 days.
  • You must be at least 18 years old and furnish or have a valid Form W-9 or Form W-8BEN on file with Citibank and are not subject to backup withholding.
  • Your balance on the 20th day after opening your account determines the maximum bonus you can earn.
  • If your balance drops even for 1 day during the maintenance period, the maximum bonus you can earn changes to the corresponding lower tier.
  • You cannot use your balance in Citi Accelerate Savings Account or a Citi Savings Account to be eligible for this offer.
  • If your 20th day falls on a weekend or national holiday, the next business day will count as your 20th day instead.

How to Waive the Citi Priority Monthly Fee

The Citi Priority Account has a $30 monthly service fee. But you can waive this fee if you maintain a combined average monthly balance of $30,000+ in eligible linked deposit, retirement and investment accounts.

Citibank Customer Service
Phone: 1-800-374-9700 (available 24/7)
Online: Sign on to message, or use the mobile app
In person: Visit a Citi location near you

Pros & Cons of the Citi Priority Account


  • Large network of 70,000+ fee-free ATMs nationwide
  • 2,600 branches in 19 countries
  • Waived everyday banking fees
  • No Citi fees if you use out-of-network ATMs
  • Higher limits on ATM withdrawals and debit purchases
  • Investment benefits from Citi Personal Wealth Management
  • On-demand financial guidance from Citi Priority Advisors
  • Relationship pricing and rates on mortgages and other bank services


  • High opening deposit
  • Must maintain a combined average monthly balance of $30,000+ in eligible linked deposit, retirement and investment accounts to avoid monthly fee
  • Only 700 branches in the U.S.

How to Open a Citi Priority Account

Opening a Citi Priority checking account is simple. To complete your application, you'll need your:

  • Driver's license, state ID, or passport
  • Social Security number
  • Personal info (name, date of birth, address, phone number, email)
  • Money for opening deposit

When you apply, you'll have a few options to choose from for your account type.

You can also choose to open a savings account at the same time if you wish.

Other Bank Promos You Might Like

Bottom Line

The Citi Priority Account is a great option if you have a lot of cash and you're looking for a huge bank bonus.

The minimum deposit and balance requirements are high. But you'll be rewarded with one of the biggest cash bonuses available right now. Plus, you get access to professional financial guidance and access to 70,000+ ATMs nationwide.


  1. ^ Citi Security Center. Accessed 24 Sept 2021.

Citi Priority Account - Earn up to $2,000 Cash Bonus

Expires 7/23/2023
  • Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities
  • Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
  • Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
  • If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
  • Bonus will be paid within 30 days after you successfully complete all required activities.
Member FDIC

Chase Total Checking® - $200 Bonus

Expires 7/19/2023
  • New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
  • Access to more than 16,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

*With Chase Overdraft Assist℠, we won't charge an Overdraft Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

TD Bank
Member FDIC

TD Beyond Checking - $300 Cash Bonus

Expires 10/31/2023
  • Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
  • Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Overdraft Payback and more.
  • Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more within a statement cycle, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
  • TD ATM fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
  • Get overdraft fees automatically reversed up to two times a year.
  • Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
  • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring.
  • Monthly maintenance fee waived on one TD Simple Checking℠ account and any Savings accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.85% APY

  • 4.85% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
Discover Bank
Member FDIC

Discover Online Savings - $200 Cash Bonus

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY223 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 6/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Expires 6/15/2023

Donna Tang is a content associate at CreditDonkey, a bank comparison and reviews website. Write to Donna Tang at donna.tang@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

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