Citi Priority Account - Earn Up to $2,000 Bonus

Earn up to $2,000 for opening a Citi Priority Account with required activities. Find out how to take advantage of the huge cash bonus.

Citi, a CreditDonkey partner, is a full-service big national bank with local branches in New York, Los Angeles, San Francisco, Sacramento, San Diego, Washington DC, Las Vegas, Miami, and Chicago.

Citi Priority checking account, available nationwide, offers a bonus of $200, $500, $1,000, $1,500 or $2,000. All you have to do is maintain a minimum balance and satisfy a few requirements.

But, these cash bonuses also require a high opening deposit.

In this article, learn more about the Citi Priority Account's premium perks. Plus, find out how to properly earn your bonus and waive the monthly fees.

Citi Priority Account: Earn Up to $2,000 Bonus

Citi Priority Account - Earn up to $2,000 Cash Bonus

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Expires 7/23/2023

• Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities
• Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
• Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
• If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
• Bonus will be paid within 30 days after you successfully complete all required activities.

How to Get the Bonus

Citi Priority requires you to make an eligible deposit and keep a minimum balance. Here are the steps to get your bonus:

1. Click the link below to open your new Citi Priority Account.
   
2. Deposit a qualifying amount within 20 days of opening your account.
   
3. Maintain the balance for 60 more days after the 20th day of opening your account.
   
4. Receive your cash bonus within 30 days once all requirements are met.

Citi Priority Account - Earn up to $2,000 Cash Bonus

Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities. Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds. Maintain a minimum balance for 60 consecutive calendar days from the 21st day. If your balance falls to a lower tier at any point during the maintenance period, the bonus changes. Bonus will be paid within 30 days after you successfully complete all required activities.

Balance Levels	Maximum Bonus
$10,000 - $29,999	$200
$30,000 - $74,999	$500
$75,000 - $199,999	$1,000
$200,000 - $299,999	$1,500
$300,000 and above	$2,000

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Expires 7/23/2023

Fine Print

Make sure you're eligible for the Citi Priority account bonus by reviewing the fine print below.

• Must apply directly on the offer page (link above) to get the bonus. Customers in select locations can also apply via phone.
  
• Deposited funds must be new to Citibank.
  
• Not available if you've owned a Citi checking account in the last 180 days.
  
• You must be at least 18 years old and furnish or have a valid Form W-9 or Form W-8BEN on file with Citibank and are not subject to backup withholding.
  
• Your balance on the 20th day after opening your account determines the maximum bonus you can earn.
  
• If your balance drops even for 1 day during the maintenance period, the maximum bonus you can earn changes to the corresponding lower tier.
  
• You cannot use your balance in Citi Accelerate Savings Account or a Citi Savings Account to be eligible for this offer.
  
• If your 20th day falls on a weekend or national holiday, the next business day will count as your 20th day instead.

How to Waive the Citi Priority Monthly Fee

The Citi Priority Account has a $30 monthly service fee. But you can waive this fee if you maintain a combined average monthly balance of $30,000+ in eligible linked deposit, retirement and investment accounts.

Pros & Cons of the Citi Priority Account

PROS

• Large network of 70,000+ fee-free ATMs nationwide
  
• 2,600 branches in 19 countries
  
• Waived everyday banking fees
  
• No Citi fees if you use out-of-network ATMs
  
• Higher limits on ATM withdrawals and debit purchases
  
• Investment benefits from Citi Personal Wealth Management
  
• On-demand financial guidance from Citi Priority Advisors
  
• Relationship pricing and rates on mortgages and other bank services

CONS

• High opening deposit
  
• Must maintain a combined average monthly balance of $30,000+ in eligible linked deposit, retirement and investment accounts to avoid monthly fee
  
• Only 700 branches in the U.S.

How to Open a Citi Priority Account

Opening a Citi Priority checking account is simple. To complete your application, you'll need your:

• Driver's license, state ID, or passport
  
• Social Security number
  
• Personal info (name, date of birth, address, phone number, email)
  
• Money for opening deposit

When you apply, you'll have a few options to choose from for your account type.

You can also choose to open a savings account at the same time if you wish.

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Rewards Checking - Up to 2% Cash Back

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Expires in 6 hours

• 2% cash back on common everyday expenses (up to $500 in rewards per calendar year)
• Unlimited 1% cash back on everything else
• $0 monthly fee
• No ATM fees

Upgrade is a financial technology company, not a bank. Checking and savings accounts provided by Cross River Bank, Member FDIC.

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Rewards Checking - Up to 3.30% APY

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• Use the promo code RC100 when you apply for a Rewards Checking account by 06/30/23. Then have qualifying direct deposit(s) to earn up a $100 welcome bonus!
• Up to 3.30% APY
• Zero monthly maintenance fees
• Zero overdraft or NSF fees
• Zero minimum monthly balance reqs
• Unlimited domestic ATM fee reimbursements
• Online debit card management
• Simple, 3-step process for direct deposit
• Only $50 to open an account

Bottom Line

The Citi Priority Account is a great option if you have a lot of cash and you're looking for a huge bank bonus.

The minimum deposit and balance requirements are high. But you'll be rewarded with one of the biggest cash bonuses available right now. Plus, you get access to professional financial guidance and access to 70,000+ ATMs nationwide.

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