TD Bank Promotions

TD is currently offering two promotions. Read our in-depth review of TD to see why TD scored 3.9 stars out of 5. We like their extended banking hours, low requirements to waive monthly fees, and no foreign transaction fees.

$300

TD Beyond Checking

$300 cash bonus after receiving direct deposits of $2,500

Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Rush Bill Payments and more.
Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
Overdraft Payback - Get overdraft fees automatically reversed up to two times a year.
Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
TD checking accounts come with an instant-issue debit card. And, you can pay with confidence with Zero Liability protection and 24/7 fraud monitoring.
Monthly maintenance fee waived on one TD Simple CheckingSM account and any Savings and Money Market accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.

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$150

TD Convenience Checking℠

$150 cash bonus after receiving direct deposits of $500

Earn $150 when you receive direct deposits totaling $500 or more within 60 days
Low minimimum daily balance of $100 waives the $15 monthly fee.
Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee.
Instantly replace a lost or worn debit card by visiting a TD Bank location near you
Access accounts via Online Banking with Bill Pay, Online Statements and TD Bank Mobile Deposit, with 24/7 cash access at TD ATMs in the U.S. and Canada – plus 24/7 Live Customer Service
Get a 0.25% discount on TD Bank Home Equity and Personal Loans

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Compare Promotions

Chase Sapphire℠ Checking

Enjoy a $1,000 welcome bonus when you join Sapphire℠ Banking. Within 45 days, transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible personal checking, savings and/or investment accounts, (excludes any J.P. Morgan retirement accounts and CDs) and maintain that balance for 90 days.
Enjoy a new kind of banking experience
No ATM fees worldwide - down the street or around the globe
Perks that add up - relationship rates, special access and help when you need it
Open online
Email my upgrade code
Available in: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV

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Savings Builder High Yield Savings - 1.80% APY

Earn up to 1.80% APY. Here's how it works: Maintain a minimum balance of $25k OR make at least a $100 minimum deposit every month.

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HSBC Advance Checking - Up to $350 Cash Back

$350

Open your new HSBC Advance checking account by March 1, 2020; and
Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
Enjoy 2% Cash Back on Qualifying Direct Deposits into your new HSBC Advance checking account, up to $30 per month, during the first 12 calendar months after account opening — up to $350
You will automatically receive the 2% Cash Back in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

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Expires 3/1/2020

Online Savings Account - Earn 1.70% APY

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No fees
No minimum opening deposit
No minimum balance required

TD Bank has 1,300 locations on the East Coast. Known as "America's most convenient bank," it offers extended banking hours and 24/7 customer service by phone. Monthly service fees can be waived with somewhat low minimum balance requirements.

Checking Account Bonuses

TD Bank frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select States, so make sure you read the fine print carefully.

All TD Bank checking accounts offer free online banking, bill pay, mobile deposits, and 24/7 live customer service by phone.

Special Checking Account Features

All TD Bank checking accounts come with these perks:

Savings Overdraft Protection. If you link a savings or money market account, funds from those accounts will be automatically transferred to cover an overdraft. A transfer fee may apply (waived on some accounts), but you'll save on overdraft fees. This is an optional service that requires enrollment.

To avoid overdrafts, you can set up custom email alerts to alert you when you reach different balance levels ($500, $300, and $100).
Instant debit card replacement. If you lose your debit card, just stop by a TD Bank and you'll get a new card right on the spot.
Loan rate discounts. All TD Bank checking customers can get a 0.25% discount when you apply for a Personal Loan or a Home Equity loan. You must enroll in autopay from a personal TD Bank checking or savings account.
No foreign transaction fees. When you travel abroad, you will pay no foreign transaction fees when you use your TD Bank debit card.
Send money with Zelle. Easily send money to anyone with just a U.S. phone number or U.S. email address.

How to Avoid TD Bank Checking Account Fees

TD Simple Checking. This account has no minimum balance requirements, but the $5.99 monthly fee cannot be waived.
TD Convenience Checking. The $15 monthly service fee can be waived if you maintain a minimum daily balance of $100 or if the Primary account holder is age 17 through 23.
TD Beyond Checking. The $25 monthly service fee can be waived if you received $5,000 monthly in direct deposits or $2,500 minimum daily balance or $25,000 combined balance across eligible TD accounts.
TD Relationship Checking. The $25 monthly service fee can be waived if you maintain a combined balance of $20,000 between TD deposit accounts, loans, and/or mortgage balances.
TD 60 Plus Checking. The $10 monthly service fee can be waived if you maintain a minimum daily balance of $250.
TD Student Checking. This account has no monthly service fee and no minimum balance requirements if you're a full-time student under 24.

In-Depth Review

Highlights

Savings
0.05% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older.

CD
0.10% - 1.19% APY (up to 1.50% for Rate Bump APY). Terms of 3 months to 5 years. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account).

Money Market
0.03% - 0.20% APY (up to 0.25% for Rate Bump APY) for amounts up to $250,000. No minimum deposit. $11 or $12 monthly maintenance fee waived if 1) minimum $2000 balance or 2) over 62 years old.

Customer Service
24/7 Live Customer Service (Telephone)

Compare: TD vs Chase

ATMs
Approximately 1,300 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida

IRA CD
0.10% - 1.19% APY (up to 1.50% for Rate Bump APY). Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account).

Locations
1300 locations along the east coast.

More Information

Pricing information from published website as of 01/08/2020 based on 08034 zip code.
For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.

	TD Bank	Bank of America


	Benefits and Features
Savings	0.05% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older.	0.03% APY (up to 0.06% if enrolled in Preferred Rewards). $8 monthly maintenance fee, unless you have 1) daily balance of $500, 2) are a Bank of America Preferred Rewards Client, or 3) link your Rewards Savings Account to your Interest Checking Account. Minimum deposit of $100.
CD	0.10% - 1.19% APY (up to 1.50% for Rate Bump APY). Terms of 3 months to 5 years. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account).	Standard Term CD: 0.03% - 0.75% APY. Terms of 28 days to 10 years. Minimum deposit of $1,000. Featured CD: 0.07% - 1.50% APY. Terms of 12, 13, 25, and 37 months. Minimum deposit of $10,000.
Money Market	0.03% - 0.20% APY (up to 0.25% for Rate Bump APY) for amounts up to $250,000. No minimum deposit. $11 or $12 monthly maintenance fee waived if 1) minimum $2000 balance or 2) over 62 years old.
Customer Service	24/7 Live Customer Service (Telephone)	Mon-Fri: 8am - 9pm(ET) Sat: 8am - 8pm (ET) Sun: 8am-5pm (ET)
ATMs	Approximately 1,300 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida	Approximately 15,900 ATMs around the country.
IRA CD	0.10% - 1.19% APY (up to 1.50% for Rate Bump APY). Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account).	Standard Term CD: 0.03% - 0.75% APY. Terms of 28 days to 10 years. Minimum deposit of $1,000. Featured CD: 0.07% - 1.50% APY. Terms of 12, 13, 25, and 37 months. Minimum deposit of $2,000.
Locations	1300 locations along the east coast.	4600 retail financial centres around the country and brances in more than 40 other countries.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. TD: Pricing information from published website as of 01/08/2020 based on 08034 zip code. Bank of America: Pricing information from published website as of 1/22/2020 based on 91107 zip code.

Refer a Friend Program - $50 for Each Referral

Receive $50 for each friend you refer for TD Bank's personal checking account. Not only do you get $50, your friend also gets $50 when they either: receive a direct deposit of at least $250 OR make at least 15 debit card purchases within 60 days of new account opening. There is no limit to the number of referral bonuses you can earn.

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TD Alternatives

Chase Sapphire℠ Checking

Enjoy a $1,000 welcome bonus when you join Sapphire℠ Banking. Within 45 days, transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible personal checking, savings and/or investment accounts, (excludes any J.P. Morgan retirement accounts and CDs) and maintain that balance for 90 days.
Enjoy a new kind of banking experience
No ATM fees worldwide - down the street or around the globe
Perks that add up - relationship rates, special access and help when you need it
Open online
Email my upgrade code
Available in: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV

Get Deal

Commission-Free Trading - Online Stock, ETF and Option Trades

Applies to U.S. exchange-listed stocks, ETFs, and options. A $0.65 per contract fee applies for options trades, with no exercise or assignment fees.

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Asterisk-Free Checking Account - $150 Bonus

Open a Huntington Asterisk-Free Checking account online. Make total deposits of at least $1,000 within 60 days of account opening. Your bonus of $150 will be deposited in your Asterisk-Free checking account after all requirements are met and your account is open for 90 days. This offer is available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, and West Virginia.

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Savings Builder High Yield Savings - 1.80% APY

Earn up to 1.80% APY. Here's how it works: Maintain a minimum balance of $25k OR make at least a $100 minimum deposit every month.

See Terms

HSBC Advance Checking - Up to $350 Cash Back

$350

Open your new HSBC Advance checking account by March 1, 2020; and
Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
Enjoy 2% Cash Back on Qualifying Direct Deposits into your new HSBC Advance checking account, up to $30 per month, during the first 12 calendar months after account opening — up to $350
You will automatically receive the 2% Cash Back in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Get Deal

Expires 3/1/2020

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TD Bank Review

TD Bank offers extended customer hours and easy online banking. Are these perks worth it? Find out what makes TD Bank a great choice for you and some reasons to look elsewhere.

TD Routing Number

Looking to transfer money in or out of your TD Bank checking or savings account? You'll need the right routing number. Find your TD Bank routing number and learn more about money transfers in our guide.