Updated April 7, 2022

TD Beyond Checking Bonus

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TD Bank is offering $300 to open a Beyond Checking account. Find out how to earn the bonus.

TD Bank operates around 1,300 branches across the East Coast. Plus, they have much longer business hours than other banks. To get this bonus offer, you must live in one of the following states:

  • Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Texas, Vermont, Virginia, Washington, D.C.

Keep reading for TD Beyond Checking's key features and fees, plus other bank offers you might like.

What is TD Beyond Checking?

Beyond Checking is TD Bank's interest-bearing checking account with a direct deposit requirement. You enjoy special perks like tiered interest rates based on your account balance, fee-free ATMs, and more.

Main benefits

  • New customer bonus of $300 after receiving direct deposits of $2,500 or more within 60 days
  • Earn interest on your money
  • No minimum deposit required to open account
  • Pay no ATM fees (you're reimbursed for non-TD ATM fees if you maintain a daily balance of at least $2,500)
  • Free overdraft transfers

Fees to watch out for

  • $25 monthly maintenance fee - see below for how to waive monthly fee
  • $35 overdraft-paid fee
  • $35 overdraft-return fee

Waive the $25 monthly maintenance fee by meeting ONE of these conditions:

  • Have at least $5,000 deposited via direct deposit every month
  • Maintain a minimum $2,500 balance every day in the account
  • Keep a minimum $25,000 daily balance across all TD accounts (including savings accounts, loans, and mortgages)

When it comes to your checking account balance, how much is too much? Discover the right amount of money to keep in your account and how to tell if you're missing out on interest.

How to Earn the $300 Cash Bonus

Follow these simple steps to get the promotion:

  • Receive $2,500 or more of direct deposits within 60 days of opening your account.
  • Bonus will be credited into your personal checking account within 95 days of account opening.

Opening a TD bank account is pretty easy. You will need these pieces of information:

  • Driver's license/state ID
  • Social Security number
  • Personal/contact info (date of birth, address, phone number, and email)
  • Money for an opening deposit (cash, debit card number, or routing and account numbers for another account)

TD Bank new account promotions 2022

Other bank offers you might like

Bottom Line

Beyond Checking is one of TD Bank's most popular products. Customers love the ATM fee reimbursements. And with the APY, you'll get to earn interest on your balance.

Just be sure to look at the potential monthly fees and how to waive those requirements before signing up.

For more TD Bank coupons, check out the full list of offers.

TD Bank
Member FDIC

TD Beyond Checking - $300 Cash Bonus

Expires 10/31/2023
  • Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
  • Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Overdraft Payback and more.
  • Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more within a statement cycle, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
  • TD ATM fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
  • Get overdraft fees automatically reversed up to two times a year.
  • Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
  • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring.
  • Monthly maintenance fee waived on one TD Simple Checking℠ account and any Savings accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
Chase
Member FDIC

Chase Total Checking® - $200 Bonus

Expires 1/25/2023
  • New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
  • Access to more than 16,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

*With Chase Overdraft Assist℠, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

Citibank

Citi Priority Account - Earn up to $2,000 Cash Bonus

Expires 1/9/2023
  • Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities
  • Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
  • Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
  • If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
  • Bonus will be paid within 30 days after you successfully complete all required activities.
CIT Bank
Member FDIC

CIT Bank Savings Connect - 3.60% APY

  • Earn 15x the national average
  • $100 minimum opening deposit
  • No monthly maintenance fee
Discover Bank
Member FDIC

Discover Online Savings - $200 Cash Bonus

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY922 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 30 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/15/2022, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Expires 12/15/2022

Amber Kong is a content specialist at CreditDonkey, a bank comparison and reviews website. Write to Amber Kong at amber.kong@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

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