TD Beyond $300 Checking Bonus for July 2024

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TD Bank is offering $300 to open a Beyond Checking account. Find out how to earn the bonus.

TD Bank operates around 1,300 branches across the East Coast. Plus, they have much longer business hours than other banks. To get this bonus offer, you must live in one of the following states:

  • Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Texas, Vermont, Virginia, Washington, D.C.

Keep reading for TD Beyond Checking's key features and fees, plus other bank offers you might like.

What is TD Beyond Checking?

Beyond Checking is TD Bank's interest-bearing checking account with a direct deposit requirement. You enjoy special perks like tiered interest rates based on your account balance, fee-free ATMs, and more.

Main benefits

  • New customer bonus of $300 after receiving direct deposits of $2,500 or more within 60 days
  • Earn interest on your money
  • No minimum deposit required to open account
  • Pay no ATM fees (you're reimbursed for non-TD ATM fees if you maintain a daily balance of at least $2,500)
  • Free overdraft transfers

Fees to watch out for

  • $25 monthly maintenance fee - see below for how to waive monthly fee
  • $35 overdraft-paid fee
  • $35 overdraft-return fee

Waive the $25 monthly maintenance fee by meeting ONE of these conditions:

  • Have at least $5,000 deposited via direct deposit every month
  • Maintain a minimum $2,500 balance every day in the account
  • Keep a minimum $25,000 daily balance across all TD accounts (including savings accounts, loans, and mortgages)

When it comes to your checking account balance, how much is too much? Discover the right amount of money to keep in your account and how to tell if you're missing out on interest.

How to Earn the $300 Cash Bonus

Follow these simple steps to get the promotion:

  • Receive $2,500 or more of direct deposits within 60 days of opening your account.
  • Bonus will be credited into your personal checking account within 95 days of account opening.

Opening a TD bank account is pretty easy. You will need these pieces of information:

  • Driver's license/state ID
  • Social Security number
  • Personal/contact info (date of birth, address, phone number, and email)
  • Money for an opening deposit (cash, debit card number, or routing and account numbers for another account)

TD Bank new account promotions 2024

Other bank offers you might like

Bottom Line

Beyond Checking is one of TD Bank's most popular products. Customers love the ATM fee reimbursements. And with the APY, you'll get to earn interest on your balance.

Just be sure to look at the potential monthly fees and how to waive those requirements before signing up.

For more TD Bank coupons, check out the full list of offers.

Chase
Member FDIC

Chase Total Checking® - $300 Bonus

Expires 10/16/2024
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Bank of America
Member FDIC

Bank of America Advantage Banking - $200 Bonus Offer

Expires 9/30/2024
  • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 9/30/2024.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • Bank of America, N.A. Member FDIC.
Discover Bank
Member FDIC

Discover® Online Savings - $200 Cash Bonus

Expires 9/12/2024

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY624 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/12/2024, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

CIT Bank
Member FDIC

CIT Bank Platinum Savings - 5.00% APY

  • 5.00% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
Bluevine

Free Business Checking - Up to 2.0% APY

  • 2.0% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
  • $0 minimum opening deposit
  • $0 monthly service fee
Banking services provided by Coastal Community Bank, Member FDIC

Amber Kong is a content specialist at CreditDonkey, a bank comparison and reviews website. Write to Amber Kong at amber.kong@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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