TD Bank Routing Number

Find your TD Bank routing number by state. Get the correct number with and without a check.

TD Bank Routing Numbers by State

Your TD Bank routing number is based on the location of the bank where you opened your TD account. This is regardless of which branch of TD Bank you do your banking at.

Here are the TD Bank routing numbers by state:

If you don't see your region listed or you're unsure where you opened your account, below are other ways to find your TD Bank routing number.

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Find Your TD Bank Routing Number

A routing number is a 9-digit code that banks use to identify themselves. Think of it as an address that lets other banks know where to find your money.

You need your routing number for many tasks, including:

• ACH payments
  
• Setting up direct deposit
  
• Receiving benefits from the government, including tax refunds
  
• Transferring money between accounts at different banks or investment firms
  
• Automatic bill payment
  
• Domestic wire transfers

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Here are several other ways to find your TD Bank routing number:

Use a Check
For checking accounts, you can find the routing number in the lower left-hand corner of the checks corresponding with your checking account. It's the first 9 digits located at the bottom of the check.

Online banking and TD Bank app
You can view your routing number through online banking and the TD Bank app under the Account Details section.

Routing Numbers for Domestic/International Wire Transfers

If you have the right bank account and routing number information, anyone can wire funds to your TD Bank account. Wire transfers are helpful if you need to send money between two international bank accounts or if you want to send money with more security than a traditional ACH transfer.

International and domestic wire transfers can only be done in a TD Bank Store. But domestic transfers can be done using TD Bank's transfer feature online.

The transfer option isn't the same as a wire transfer, but it allows you to send money to any account in or out of the TD Bank system located in the United States or Canada without visiting a physical TD Bank.

Sending a Domestic Wire
You'll need the following information:

• Name of the accountholder exactly as it appears on their account
  
• Name and address of recipient's bank
  
• Routing number of recipient's bank
  
• The recipient's account number

International Wire Transfer
You'll need your bank and the recipient's bank SWIFT code. SWIFT codes are the international equivalents of the US routing numbers. They direct the money to the correct bank for international transfers.

For international wires from your TD Bank account, the information you'll use depends on what currency you're wiring. Below is the information you'll need for a US dollar transaction vs. a foreign currency transaction.

• For international wires sending US Dollars to a TD Bank Account use the following:
  Routing number: 031101266
  Address: TD Bank, N.A. Wilmington, Delaware

• Some banks will only accept a SWIFT code to send a wire. If this happens, use the following information instead:
  SWIFT Code: NRTHUS33XXX
  Address: TD BANK, N.A. 6000 Atrium Way Mount Laurel, NJ 08054, USA

• For an international wire sending a foreign currency to your TD Bank account, use the following:
  Correspondent bank SWIFT code: TDOMCATTTOR
  Correspondent bank address: The Toronto Dominion Bank, Toronto, Ontario, Canada, M5k 1A2
  Beneficiary bank SWIFT code: NRTHUS33XXX
  Beneficiary bank address: TD Bank, N.A. 6000 Atrium Way, Mt. Laurel, NJ 08054

You'll also need the following to send an international wire:

• Name of the recipient exactly as it appears on their account
  
• Address of the recipient, including city, state/province, and country
  
• Name and address of recipient's bank
  
• The recipient's account number/IBAN number
  
• Amount and currency of transfer
  
• SWIFT code of recipient's bank

PRO TIP: When you send or receive money using your bank, you might lose out on a bad exchange rate and pay hidden fees as a result. That's because most banks still use an old system to exchange money. Consider using Wise, which is usually much cheaper.

Which TD Bank Routing Number Should You Use?

For any domestic money transfer activity excluding wire transfers, use the ABA routing number for the state or region of your TD Bank branch bank.

If you are sending a domestic wire transfer, use routing number 031101266.

For international wires in US dollars (meaning a wire transfer to an account located outside the United States), use either the routing number 031101266, or, if required, the SWIFT code NRTHUS33XXX.

For international wires in a foreign currency, use the SWIFT code TDOMCATTTOR as the correspondent bank and the SWIFT code NRTHUS33XXX as the beneficiary bank.

Open an Alternative

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U.S. Bank Smartly® Checking and Standard Savings - Up to $700 Bonus

Earn up to $700 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 27, 2024. Member FDIC.

Earn up to $500 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:

• Enroll in online banking or the U.S. Bank Mobile App
• Make two or more direct deposit(s) totaling $3,000 to $4,999.99 to earn $100, $5,000 to $9,999.99 to earn $300 or $10,000 or more to earn $500

Earn up to $200 with a new Standard Savings account.

• Make new money deposit(s) totaling $15,000 or more by July 17, 2024
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Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

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Expires 6/27/2024

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BMO Smart Advantage Checking - $250 Cash Bonus

Open a new BMO Smart Advantage Checking account and get a $250 cash bonus when you have a cumulative total of $4,000 in qualifying direct deposits within 90 days of account opening. Offer is limited to one per customer and is not available for existing BMO personal checking customers (including signers on joint accounts) or those who have closed a BMO personal checking account within the past 12 months. Conditions apply.

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Bank of America Advantage Banking - $200 Bonus Offer

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Expires 5/31/2024

• The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
• The offer is for new checking customers only.
• Offer expires 5/31/2024.
• To qualify, open a Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new account within 90 days of opening.
• Bank of America will attempt to pay bonus within 60 days.
• Additional terms and conditions apply. See offer page for more details.
• Bank of America, N.A. Member FDIC.

Bottom Line

When managing your finances, you'll likely need your TD Bank routing number. Keep it handy should you need to set up a direct deposit, automatic payment, or wire transfer. And remember: the number you need may vary based on the type of transaction.