TD Bank Routing Number

Find your TD Bank routing number by state. Get the correct number with and without a check.

TD Bank Routing Numbers by State

Your TD Bank routing number is based on the location of the bank where you opened your TD account. Even if you do your banking at another TD Bank branch, the bank where you opened your account is what matters.

Here are the TD Bank routing numbers by state:

If you don't see your region listed or are unsure where you opened your account, below are other ways to find your TD Bank routing number.

If you don't already have an account with TD Bank, view the current offers.

Find Your TD Bank Routing Number

A routing number is a 9-digit code that banks use to identify themselves. Think of it as an address that lets other banks know where to find your money.

You need your routing number for many tasks, including:

• ACH payments
  
• Setting up direct deposit
  
• Receiving benefits from the government, including tax refunds
  
• Transferring money between accounts at different banks or investment firms
  
• Automatic bill payment
  
• Domestic wire transfers

© CreditDonkey

Here are several other ways to find your TD Bank routing number:

Use a Check
For checking accounts, you can find the routing number in the lower left-hand corner of the checks corresponding with your checking account. It's the first 9 digits located at the bottom of the check.

Send a Secure Message Online
Ask a TD Bank Team Member to verify your routing number by sending a secure message online.

1. Visit the "Message Center" page on the left side of the screen after logging into your online account.

2. Select "Send a Secure Message" and write that you need to verify your bank account's routing number.

Call Customer Service
Call TD Bank at 888-751-9000. After you provide a few specific details to identify yourself, a representative will be able to confirm your account's routing number.

Routing Numbers for Domestic/International Wire Transfers

Anyone with the correct bank account and routing number information can wire funds to your TD Bank account. Wire transfers are helpful if you are sending money between two international bank accounts or want to send money with more security than a traditional ACH transfer.

International and domestic wire transfers can only be done in a TD Bank Store. But domestic transfers can be done using TD Bank's Person-to-Person transfer feature online.

The Person-to-Person transfer option isn't the same as a wire transfer, but it allows you to send money to any account in or out of the TD Bank system located in the United States or Canada without visiting a physical TD Bank.

Sending a Domestic Wire
You'll need the following information:

• Name of the accountholder exactly as it appears on their account
  
• Name and address of recipient's bank
  
• Routing number of recipient's bank
  
• The recipient's account number

International Wire Transfer
You'll need your bank and the recipient's bank SWIFT code. SWIFT codes are the international equivalents of the US routing numbers. They direct the money to the correct bank for international transfers.

For international wires from your TD Bank account, the information you'll use depends on what currency you're wiring. Below is the information you'll use for a US dollar transaction vs. a foreign currency transaction.

• For international wires sending US Dollars to a TD Bank Account use the following:
  Routing number: 031101266
  Address: TD Bank, N.A. Wilmington, Delaware

• Some banks will only accept a SWIFT code to send a wire. If this happens, use the following information instead:
  SWIFT Code: NRTHUS33XXX
  Address: TD BANK, N.A. 6000 Atrium Way Mount Laurel, NJ 08054, USA

• For an international wire sending a foreign currency to your TD Bank account, use the following:
  Correspondent bank SWIFT code: TDOMCATTTOR
  Correspondent bank address: The Toronto Dominion Bank, Toronto, Ontario, Canada, M5k 1A2
  Beneficiary bank SWIFT code: NRTHUS33XXX
  Beneficiary bank address: TD Bank, N.A. 6000 Atrium Way, Mt. Laurel, NJ 08054

You'll also need the following to send an international wire:

• Name of the recipient exactly as it appears on their account
  
• Address of the recipient, including city, state/province, and country
  
• Name and address of recipient's bank
  
• The recipient's account number/IBAN number
  
• Amount and currency of transfer
  
• SWIFT code of recipient's bank

PRO TIP: When you send or receive money using your bank, you might lose out on a bad exchange rate and pay hidden fees as a result. That's because most banks still use an old system to exchange money. Consider using Wise, which is usually much cheaper.

Which TD Bank Routing Number Should You Use?

For any domestic money transfer activity excluding wire transfers, use the ABA routing number for the state or region of your TD Bank branch bank.

If you are sending a domestic wire transfer, use routing number 031101266.

For international wires in US dollars (meaning a wire transfer to an account located outside the United States), use either the routing number 031101266, or, if required, the SWIFT code NRTHUS33XXX.

For international wires in a foreign currency, use the SWIFT code TDOMCATTTOR as the correspondent bank and the SWIFT code NRTHUS33XXX as the beneficiary bank.

Open an Alternative

Citi Priority Account - Up to $1,500 Cash Bonus

Apply Now

Expires 1/4/2022

• Earn up to $1,500 cash bonus when you open a new account with required activities
• Open a new eligible checking account in the Citi Priority Account during the offer period 10/5/21-1/4/22
• Within 20 days of opening, deposit $50,000 in New-To Citibank funds between the new checking and savings accounts
• Maintain a minimum balance of $50,000 in the checking account for an additional 60 consecutive calendar days from the 21st day
• After all required activities are met, the cash bonus will be deposited to your account within 90 calendar days

Member FDIC

Chase Total Checking® - $225 Bonus

Get $225 Coupon

Expires 1/19/2022

• New Chase checking customers enjoy a $225 bonus when you open a new Chase Total Checking® account and set up direct deposit
• Access to 16,000 Chase ATMs and more than 4,700 branches
• Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
• Open your account online now
• Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
• Overdraft Services - no fee if you're overdrawn by $50 or less at the end of the business day*
• *We charge a $34 Insufficient Funds Fee per item during our nightly processing beginning with the first item that overdraws your account balance by more than $50 (maximum of 3 fees per business day, up to $102).

Member FDIC

CIT Bank Savings Connect - 0.50% APY

Learn More

• Earn a competitive high yield savings rate with access and convenience features of an eChecking account.
• Earn up to 0.50% APY on Savings Connect and 0.25% APY on eChecking.
• Savings Connect is a tiered interest rate account dependent on the account holder opening a linked qualifying eChecking concurrently and makes periodic qualifying deposits.
  • Base Tier: (0.42% APY, 0.399% Interest Rate) A minimum qualifying deposit of $200 is not deposited each month into the linked eChecking or the eChecking account is closed.
  • Upper Tier: (0.50% APY, 0.499% Interest Rate) A qualifying deposit of $200 or more is deposited into the linked eChecking account each month.
  • APY assumes a qualifying deposit of $200 or more is made to the linked eChecking account each month.
• Minimum of $100 for both the Savings Connect and eChecking to open ($200 total).

Bottom Line

When managing your finances, you'll likely need your TD Bank routing number. Keep it handy should you need to set up a direct deposit, automatic payment, or wire transfer. And remember: the number you need may vary based on the type of transaction.