Chime Alternatives: Banks and Apps Like Chime
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Discover the best Chime competitors that can offer you better rewards and a wider range of account options.
Online Checking Account - Earn Cash Back
- 1% cash back on up to $3,000 in debit card purchases each month. See website for details
- No fees
- Early Pay - Get your paycheck up to two days early with no charge
- No credit impact - You can apply without affecting your credit score.
- Access to over 60,000 no-fee ATMs in the U.S.
High Interest Checking - Up to 1.10% APY
- Earn up to 1.10% APY
- $100 minimum opening deposit
- APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
Free Rewards Checking
- Earn up to 5.00% APY*
- Unlimited reimbursement for any and all ATM fees**
- Over 30,000 ATMs & over 5,000 shared branches
- No monthly maintenance fees
- No minimum balance
Rewards Checking Plus - Up to 2% Cash Back
- Up to 2% cash back on purchases.
- No monthly fees
- Get paid up to 2 days early.
- Maximize your rewards with direct deposit.
eChecking
- Open your eChecking account with as little as $100
- No monthly fees. No overdraft fees.
- Up to $30 in bank ATM fees reimbursed per month
- Transfer, pay and purchase via mobile with Zelle®, Bill Pay, Samsung Pay and Apple Pay
- Deposit checks and make unlimited withdrawal and disbursements with the CIT Bank mobile app
BMO Smart Advantage Checking - Earn up to $350
Earn up to $350 with qualifying activities. Conditions Apply. BMO Bank N.A. Member FDIC
Earn a $250 cash bonus when you open a new checking account and complete qualifying activities between 9/10/24 and 10/31/24. Plus, get a $100 digital gift card when you meet with a BMO banker to discuss your financial priorities after opening your account online. Combine the cash bonus and the gift card to maximize your rewards.
Key Smart Checking® - $300 Bonus
- Open a Key Smart Checking® account online by December 13, 2024.
- Make the minimum opening deposit of $10, plus one eligible direct deposit of at least $1,000 within the first 60 days of account opening.
- Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
Fifth Third Momentum® Checking - $400 Bonus
Open an eligible Fifth Third checking account. Make direct deposits totaling $500 or more within 90 days of account opening to qualify for bonus. The cash bonus will be deposited into your new checking account within 10 business days of completing qualifying activity requirements.
Chime is a popular digital app that offers great technology and high APY. But Chime is not a bank, Chime is a financial technology company.
Check out how Chime alternatives like Axos Bank, Quontic Bank, and Ally Bank stack up in this review.
The Top 7 Alternatives to Chime
Chime provides a great alternative banking option, especially for people who can't open a traditional bank account due to a bad ChexSystems score.
However, Chime is not without its limitations. Below, review the top Chime alternatives you should consider.
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
- Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
- JPMorgan Chase Bank, N.A. Member FDIC.
Bank of America Advantage SafeBalance Banking®
- Banking that helps you stay within your balance.
- No monthly maintenance fee each statement cycle when you meet one of the following: an owner of this account is under the age of 25 or maintain a minimum daily balance of $500 in your account or are a member of Bank of America Preferred Rewards®.
- Bank of America, N.A. Member FDIC.
Premier Savings - Up to 4.69% APY
- Earn 4.69% APY, on $1,000 or more
- No monthly account fees
- Up to $1 million FDIC or NCUA insurance through Cross River Bank or Participating Institutions
Build Credit While You Bank
- Get Paid Up to 2 Days Faster
- Build credit and earn points with every swipe
- 40,000 fee-free Allpoint ATMs in the U.S.
- No credit check, minimum balance or hidden fees
This rule helps you remember the key aspects to consider when choosing an alternative to Chime:
- Accessibility: Ensure the bank offers easy access to your money through ATMs, online, and mobile banking.
- Low fees: Look for banks with minimal or no fees for account maintenance and transactions.
- Technology: Choose a bank with robust technology, such as a user-friendly app and useful financial tools.
- Security: Make sure the bank has strong security measures to protect your account and personal information.
Axos Bank - Better Rewards
Unlike Chime, Axos is an actual FDIC-insured banking institution — not a fintech company that provides banking services through a third-party bank.
Whether Axos is right for you depends on what you're prioritizing in a bank. Overall, Axos offers more account options and better rewards than Chime, but their technology isn't as fast or user-friendly.
If you heavily rely on features like push notifications or transactions, Axos may not be the best alternative for you (but there's plenty more to choose from further down).
Rewards Checking - Up to 3.30% APY
- Build your own APY with up to 3.30% APY*
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Zero minimum monthly balance reqs
- No initial deposit requirement
- Unlimited domestic ATM fee reimbursements
- Online debit card management
- Simple, 3-step process for direct deposit
CashBack Checking - Earn up to 1.00% Cash Back
- Earn up to 1.00% cash back on signature-based purchases
- Unlimited domestic ATM fee reimbursement
- No monthly maintenance fee
- $50 minimum balance required to open account
Essential Checking
- Unlimited domestic ATM reimbursements
- No monthly maintenance fees
- No annual fee
- No overdraft or non-sufficient funds fee
First Checking - 0.10% APY
- Joint checking account for 13-17 year olds
- No fees
- Up to $12 domestic ATM fee reimbursements per month
Golden Checking - 0.10% APY
- Interest-bearing checking account for age 55+
- No fees
- Free personal checks
Chime vs. Axos takeaway: Axos may come up short in the technology factor, but this digital-only bank offers better rewards and more accounts to choose from than Chime.
Quontic - Better Checking Options
Quontic is a community development bank that gives back by using deposits to help lower-income families secure mortgage financing.
This bank really shines in the checking account space. They offer two distinct and impressive account options: High-Interest Checking and Cash Rewards Checking.
However, like Axos, Quontic falls short due to slow and unimpressive technology. It also requires a $100 minimum deposit for each account, compared to $0 for Chime.
High Interest Checking - Up to 1.10% APY
- Earn up to 1.10% APY
- $100 minimum opening deposit
- APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
Cash Rewards Checking
- Get 1.00% Cash Back on All Eligible Debit Card Purchases
- $100 minimum opening deposit
High Yield Savings - 4.50% APY
- 4.50% APY
- $100 minimum opening deposit
- No monthly service fees
Chime vs Quontic takeaway: Quontic has a feel-good mission behind their banking, plus an impressive suite of checking accounts with modern features that Chime doesn't offer.
Ally Bank - More Financial Services
Ally was originally the financial sector of General Motors, then called GMAC.
Now, Ally is a full-service online bank with competitive rates. While Ally offers a higher savings account APY than Chime, they also pay interest on checking accounts.
In addition, Ally provides paper checks, a feature Chime does not have. If you need to use a traditional paper check as a Chime account holder, your only option is to have a pre-printed check mailed to the recipient from Chime corporate HQ, which can be time-consuming.
In addition to spending and savings accounts, Ally offers IRA retirement accounts, money market accounts, certificates of deposit (CDs), and home, auto, and personal loans.
Interest Checking
- 0.10% APY for daily balances less than $15,000
- 0.25% APY for daily balance over $15,000
- $10/month rebate for ATMs outside of Ally Network
- $0 minimum opening deposit
- No fees to open or maintain account
- FDIC insured
- Daily compounding interest
Personal Checking Account - $100 Referral Bonus
You must enroll in the offer via your friend's personal link. Open a new Ally Bank Spending Account within 30 days of enrollment. Fund your account with any amount within 30 days of account opening. Setup and receive a qualifying direct deposit within 60 days of account opening. The $100 bonus will be deposited to your account within 30 days of receiving the qualifying direct deposit.
Online Savings Account - 4.00% APY
$0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.
Personal Savings Account - $100 Referral Bonus
You must enroll in the offer via your friend's personal link. Open a new Ally Bank Savings Account within 30 days of enrollment. Setup and receive one or more monthly automated recurring transfer/s within 30 days of account opening. The monthly automated recurring transfer/s must continue for at least three consecutive months. The $100 bonus will be deposited to your account within 30 days of receiving your third monthly recurring transfer.
Chime vs. Ally takeaway: Ally provides far more traditional banking products than Chime, a good option for those who want a one-stop-shop bank.
Discover® Online Savings - $200 Cash Bonus
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.
Varo - Higher Savings APY
Varo is Chime's most similar alternative — in fact, the offerings from these two companies are virtually identical.
Like Chime, Varo only offers checking, savings, and credit-builder (called Varo Believe) accounts.
Varo customers can also receive their direct deposits two days early and have access to over 55,000 fee-free AllPoint ATMs with their Visa debit card, just like Chime.
Varo's savings account pays a higher interest rate than Chime's. You can get 3.00% APY on entire balance, with chance to earn 5.00% APY (on up to $5,000) when you meet requirements. This includes receiving $1,000+ in direct deposit and ending the month with a positive balance in your account.[1]
Online Savings Account
- Earn 3.00% up to 5.00% APY
- No minimum to open
- No monthly maintenance fee
- Member FDIC
Chime vs. Varo takeaway: Varo is as close as you can get to Chime without actually using Chime.
Capital One 360 - Better Accessibility
Capital One 360 offers competitive banking options, including checking and savings accounts, business and commercial bank accounts, and auto loans.
Capital One 360 Savings has higher savings APY than Chime.
For starters, Capital One customers can deposit cash into their account with no fees and have access to "branch" locations using Capital One Cafes.
Capital One is also the only Chime alternative this writer has personal experience with that meets or exceeds Chime's technology — including app simplicity, user-friendliness, and security.
Personal Checking Account - $250 Bonus
Open a new 360 Checking account. Use promo code CHECKING250 at account opening. Set up and receive 2 qualifying direct deposits of $500 or more each within 75 days of account opening.
Personal Checking Account - $250 Bonus
Open a new 360 Checking account. Use promo code REWARD250 at account opening. Set up and receive 2 qualifying direct deposits of $500 or more within 75 days of account opening.
360 Checking Account
- $0 opening minimum
- No monthly service fee
- No minimum balance requirement
- 0.10% APY
- 40,000+ Allpoint ATMs
MONEY Teen Checking Account
- No monthly service fee
- No minimum balance
- Free debit card for kids
- Parental controls
Personal Savings Account - $1,500 Bonus
Open a new 360 Performance Savings account. Use promo code BONUS1500 at account opening. Deposit at least $100,000 of external funds within 15 days of account opening. Maintain at least $100,000 in the account for 90 days more after the initial 15 days after account opening.
Personal Savings Account - $750 Bonus
Open a new 360 Performance Savings account. Use promo code BONUS1500 at account opening. Deposit at least $50,000 of external funds within 15 days of account opening. Maintain at least $50,000 in the account for 90 days more after the initial 15 days after account opening.
Personal Savings Account - $300 Bonus
Open a new 360 Performance Savings account. Use promo code BONUS1500 at account opening. Deposit at least $20,000 of external funds within 15 days of account opening. Maintain at least $20,000 in the account for 90 days more after the initial 15 days after account opening.
360 Performance Savings - 4.10% APY
- 4.10% APY
- $0 opening minimum
- No monthly service fee
- No minimum balance requirement
Chime vs. Capital One 360 takeaway: Capital One 360 offers the high APYs and less overhead that people love about modern banks plus the in-person support of traditional brick-and-mortar banks.
Yes. One major perk of Capital One compared to the alternatives on this list is the ability to deposit cash into your checking or savings account at Capital One ATMs or Capital One Cafe locations.
High-Yield Savings Premier - 4.96% APY
- No account activity or maintenance fees
- $500 minimum opening deposit
- FDIC insured
Current - Better Option for Teens
Just like Chime, Current is a cutting-edge fintech company offering a seamless online banking experience. When you open an account, you'll benefit from no monthly fees, a Visa debit card for your daily spending, and a 4.00% bonus on savings up to $6,000.
However, what truly sets Current apart from Chime is its exclusive teen account. It lets parents help their kids manage money independently while keeping a close eye on their finances.
Here are other handy features you can enjoy with Current:
- Up to 15x cash back at 14,000 retailers
- Fee-free ATM access at 40,000+ locations
- Up to $200 in fee-free overdrafts for qualified customers
- Early direct deposits
- Cash deposits at 60,000 stores nationwide
Current Savings - Up to 4.00% bonus
- 4.00% bonus on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25%)
- Simply add money to your Savings Pods and enable the Boost feature.
- Earn bonus on up to 3 Savings Pods, up to $2,000 balance each.
- Bonuses accumulate daily.
Get $50 When You Join Current
Current Bank will give you $50 when you join and open a Premium Checking account. Enter the Current Promo Code WELCOME50. Connect a Payroll Direct Deposit of $200 or more within the first 45 days of opening your account.
Convenient Teen Account With Debit Card
- Easy transfers, set spending limits, automate allowances
- Age: 13 years and older
- Fees: No monthly or annual fee
Chime vs. Current takeaway: Current integrates spending, saving, and credit-building features into one account and offers another account dedicated for teens unlike Chime.
Discover® Bank - Better Savings Rates
Discover® Bank, owned by Discover Financial, offers a full range of banking and borrowing products. These include checking, savings, and CD accounts, along with various loan options such as student and home-equity loans.
Much like Chime, Discover is known for its digital banking platforms. You'll get access to an easy-to-use website and mobile app, making money management more convenient.
And, depending on the account you open, you can enjoy fee-free access to over 60,000 Allpoint® or MoneyPass® ATMs nationwide.
But, Discover offers a broader range of products and services compared to Chime, serving as a full-service online bank with a robust selection. It also provides more attractive savings rates.
Discover® Online Savings - $150 Cash Bonus
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.
Online Savings Account - Earn 4.10% APY
- No fees
- No minimum opening deposit
- No minimum balance required
Discover® Cashback Checking - Up to $30/Month Cashback
Earn 1% cash back on up to $3,000 in debit card purchases each month, for a total of up to $30 cashback per month. Discover Cashback Debit checking account has no minimum balance requirement, no fees, and free online bill pay. See website for details.
Certificate of Deposit
- 4.10% APY for 12-month term
- 3.80% APY for 18-month term
- 3.50% APY for 36-month term
- 3.40% APY for 5-year term
Money Market Account
- Earn 3.90% APY for balances under $100,000
- Earn 3.95% APY for balances $100,000 and over
Chime vs. Discover takeaway: Both offer robust mobile banking services, but Discover stands out with its broader range of products and competitive savings rates.
Chime Pros and Cons
Not sure if you're ready to pass on Chime? Review these pros and cons for a quick recap of the best and worst points about this digital-only financial technology company.
Pros
- 2.00% Annual Percentage Yield (APY).
- Up to $200 SpotMe fee-free overdraft protection[2]
- Improve your credit score risk-free with a Credit Builder account
- 60,000+ fee-free ATM locations
- Compatible with Google Pay and Apple Pay
Cons
- Mediocre APY compared to some alternatives
- No physical branch locations
- Poor customer service: the most-frequent complaint in negative Trustpilot reviews
Chime is a financial technology company, not a bank. Chime's banking services are provided by either The Bancorp Bank or Stride Bank, N.A. Both are FDIC-insured institutions, so your money will be safe in the event of a bank default.
How to Choose the Right Bank for You
With the number of new digital banks offering great rewards constantly expanding, it can be difficult to decide on what banking option is best suited for your needs. Here are some things to keep in mind when deciding on your next financial institution:
Low Fees
The average monthly fee for interest checking accounts nationwide is $16.19. That means the average person wastes over $194 per year on maintenance fees![3]
When deciding on a bank account, make sure you find one that does not charge monthly maintenance fees and does not require a minimum average balance.
All five alternatives listed above meet this criteria, but you can find even more great fee-free bank accounts.
High Interest or Rewards
Are you a spender or a saver?
Several companies listed above provide the option to decide between a high-interest checking account (for savers with high account balances) and cash-back rewards checking accounts (best for big spenders).
Always choose a bank that incentivizes you to use their services with cash rewards in the form of interest or cash back.
After all, banks make their money by lending out your deposits in the form of loans — using a system called fractional-reserve banking.
Big ATM Network
If you use cash, you don't want to have to pay a fee every time you use your debit card at the ATM.
Most banks allow you to view their ATM network using a map feature so you can make sure you have fee-free locations nearest you.
The Varo ATM locator tool is only available in the company's mobile app. However, it uses the same network as Chime.
Ability to Grow with You
One big drawback of Chime and Varo is the limited number of account options available.
If you have a checking and savings account, you've basically maxed out the usefulness of these companies.
Alternatives like Capital One, Axos, Ally, and Quontic offer account options like money market accounts, CDs, investment accounts, and loans that will be useful if you graduate past the point of living paycheck to paycheck and even have a full emergency fund.
If you reach that milestone (congratulations!), you don't want to have to switch banking institutions in order to open secondary savings accounts for specific goals like a home, car, or retirement.
Online Checking Account - Earn Cash Back
- 1% cash back on up to $3,000 in debit card purchases each month. See website for details
- No fees
- Early Pay - Get your paycheck up to two days early with no charge
- No credit impact - You can apply without affecting your credit score.
- Access to over 60,000 no-fee ATMs in the U.S.
High Interest Checking - Up to 1.10% APY
- Earn up to 1.10% APY
- $100 minimum opening deposit
- APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
Rewards Checking Plus - Up to 2% Cash Back
- Up to 2% cash back on purchases.
- No monthly fees
- Get paid up to 2 days early.
- Maximize your rewards with direct deposit.
BMO Smart Advantage Checking - Earn up to $350
Earn up to $350 with qualifying activities. Conditions Apply. BMO Bank N.A. Member FDIC
Earn a $250 cash bonus when you open a new checking account and complete qualifying activities between 9/10/24 and 10/31/24. Plus, get a $100 digital gift card when you meet with a BMO banker to discuss your financial priorities after opening your account online. Combine the cash bonus and the gift card to maximize your rewards.
Key Smart Checking® - $300 Bonus
- Open a Key Smart Checking® account online by December 13, 2024.
- Make the minimum opening deposit of $10, plus one eligible direct deposit of at least $1,000 within the first 60 days of account opening.
- Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
Fifth Third Momentum® Checking - $400 Bonus
Open an eligible Fifth Third checking account. Make direct deposits totaling $500 or more within 90 days of account opening to qualify for bonus. The cash bonus will be deposited into your new checking account within 10 business days of completing qualifying activity requirements.
The Bottom Line
While Chime offers a solid lineup of features, high APY compared to traditional banks, and easy-to-use technology, there are many alternatives to Chime that offer better rewards and more account options.
Always make sure to shop around to make the most out of your banking experience. Determine what your banking must-haves and nice-to-haves to find the best bank for your needs.
References
- ^ Varo Bank. Savings Interest Rates and Information, Retrieved 07/30/2024
- ^ Chime. Fee-Free Overdraft with SpotMe, Retrieved 07/30/2024
- ^ Bankrate. Survey: ATM fees hit record high while overdraft and NSF fees fell sharply, Retrieved 07/30/2024
Chase Total Checking® - $300 Bonus
- New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
- With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- JPMorgan Chase Bank, N.A. Member FDIC
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Discover® Online Savings - $200 Cash Bonus
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.
Bank of America Advantage Banking - $300 Bonus Offer
- The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 01/31/2025.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
CIT Bank Platinum Savings - 4.70% APY
- 4.70% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
Free Business Checking - Earn $300 Bonus
To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 12/31/2024 using the referral code CD300.
After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
Write to Justin Barnard at feedback@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.
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