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Chime vs Varo Bank


 Chime
 Visit SiteLearn More
 

Chime

Varo Bank

SPECIAL OFFER
Get Started - Learn More

Read Chime Review

SPECIAL OFFER
Online Savings Account - Learn More

 

Benefits and Features

Savings0.50% Annual Percentage Yield (APY). The Annual Percentage Yield ("APY") for the Chime Savings Account is variable and may change at any time. The disclosed APY is effective as of November 1, 2021. No minimum balance required. Must have $0.01 in savings to earn interest.0.50% APY on all balances. Opportunity to earn 5.00% APY if your daily savings balance does not exceed $5,000 AND you make at least 5 Varo debit card purchases per month AND receive at least $1,000 in direct deposits in either the Varo Bank Account or Savings Account.
CheckingNo monthly service fee; no minimum balance; no overdraft fees; no foreign transaction feesNo monthly service fee; no minimum balance; no overdraft fees
Customer Service
24/7
Mon-Fri 8am - 9pm (ET) and Sat-Sun 11am to 7pm (ET)
Minimum Deposit to Open
$0
$0
Mobile App
iOS & Android
iOS & Android
ATMsOver 60,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMsOver 55,000 fee-free AllPoint ATMs
Locations
Online only
Online only
Monthly Fee
$0
$0
 

CreditDonkey® Reviews

 Chime
SavingsStarStarStarStarStar
CheckingStarStarStarStarStar
Customer ServiceStarStarStarEmpty StarEmpty Star
Mobile AppStarStarStarStarStar
Pros & ConsPros:
  • No account fees
  • Get paycheck 2 days early
  • Up to $200 overdraft coverage
Cons:
  • Hard to deposit cash
 Visit SiteLearn More

Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Varo Bank: Pricing information from published website as of 5/14/2022

Chime

Get Started

Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Chime

Deposit a Check Using a Mobile App

Mobile check deposits allow you to deposit checks without going to the bank. Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Chime

Free Mobile Checking

Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.


Articles on Chime

Chime Review

Chime has no monthly fees, so what's the catch with the app? Find out how you can get paid two days early and grow your savings.

Chime Alternatives

Chime offers a convenient and rewarding mobile app. But can you earn better rewards and get more account options with one of Chime's top competitors?

Which Do You Think is Best?





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