$1,000 Bank Bonus for April 2025
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Seeking to boost your account balance? Or gain extra spending money? Get ready to uncover $1,000 bank bonuses that can make it happen.
PRO TIP: Right now, one of the best checking account bonus can be found with Chase. 
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If you've got a lot of extra cash to stash away, you can earn a very lucrative bonus by opening a new bank account.
Unlock the potential behind these attractive $1,000 bonuses.
Chase Private Client Checking℠ - Up to $3,000 Bonus
- You're eligible for up to a $3,000 bonus when you open a new Chase Private Client Checking℠ account with qualifying activities.
- Speak with a Private Client Banker to open your Chase Private Client Checking℠ account today. Schedule your meeting at your nearest branch to get started.
- Priority service for everyday banking. Receive personalized attention from a dedicated Chase Private Client Banker and 24/7 access to a U.S. based banking service line.
Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000. - No fees at Chase and non-Chase ATMs worldwide.
- No Chase fee on incoming or outgoing wire transfers.
- Enjoy higher limits on Chase Private Client debit card purchases and ATM withdrawals, as well as higher Zelle® and Chase QuickDeposit℠ limits.
- Relationship rates which may make you eligible for a 0.25% auto loan rate discount, and invitation-only events.
- Enhance your relationship with access to a J.P. Morgan Private Client Advisor who can help create a personalized investment strategy.
- Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Deposit products are FDIC insured up to the maximum amount allowed by law.
J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.
INVESTMENT AND INSURANCE PRODUCTS: •
Here are some banks with huge promos for opening a new account:
- PNC Bank:
Business Checking Account - $1,000 Bonus - Huntington:
Business Checking Account - $1,000 Bonus - Blue Foundry Bank:
Business Checking Account - $1,000 Bonus - Hanmi Bank:
Business Checking Account - $1,000 Bonus
How to Get More Than $1,000 from Banks
While a $1,000 checking bonus can undoubtedly be enticing, there exist even bigger financial rewards if you qualify.
Here are the biggest bank bonuses available:
Chase Private Client Checking℠ - Up to $3,000 Bonus
- You're eligible for up to a $3,000 bonus when you open a new Chase Private Client Checking℠ account with qualifying activities.
- Speak with a Private Client Banker to open your Chase Private Client Checking℠ account today. Schedule your meeting at your nearest branch to get started.
- Priority service for everyday banking. Receive personalized attention from a dedicated Chase Private Client Banker and 24/7 access to a U.S. based banking service line.
Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000. - No fees at Chase and non-Chase ATMs worldwide.
- No Chase fee on incoming or outgoing wire transfers.
- Enjoy higher limits on Chase Private Client debit card purchases and ATM withdrawals, as well as higher Zelle® and Chase QuickDeposit℠ limits.
- Relationship rates which may make you eligible for a 0.25% auto loan rate discount, and invitation-only events.
- Enhance your relationship with access to a J.P. Morgan Private Client Advisor who can help create a personalized investment strategy.
- Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Deposit products are FDIC insured up to the maximum amount allowed by law.
J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.
INVESTMENT AND INSURANCE PRODUCTS: •
What Is A $1,000 Bank Bonus?
A $1,000 bank bonus is a financial incentive offered to attract new customers to open a new bank account.
This means the bank will reward a qualifying customer typically with cash amounting to $1,000 upon meeting certain requirements.
$1,000 is a large reward, so there are typically higher requirements to get it. Usually, it would require a large deposit (often 5 or 6 figures) and to maintain that balance for a certain amount of time.
How Do You Claim Your $1,000 Bonus?
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Claiming a $1,000 bank bonus can provide a significant financial boost. Here's how you can get yours:
1. Review the offer requirements
Make sure you can meet the terms of the bonus. These may include:
- Making qualifying direct deposit
- Deposit a certain amount within a period of time
- Maintaining a balance for a period
Also, make sure you're eligible for the bonus. Some may only be for residents of certain states/regions.
2. Open a qualifying account
Follow the bank's instructions and provide the necessary details and documents to complete the account opening process.
3. Fulfill requirements and monitor deadlines
Ensure that you comply with all the bonus criteria (i.e. setting up direct deposits, etc). Some banks may require you to fulfill the requirements within a timeframe from the account opening date.
4. Wait for your cash bonus
Once you have fulfilled the offer requirements, your bonus will be released within a few days to several weeks, depending on terms.
Keep in mind that most banks will require your account to be open at least until your bonus payout.
Yes, $1,000 bank bonuses are real and offered by several banks and financial institutions. These are used to attract new customers to open a checking account. Note that such bonuses often come with high deposit requirements.
Why Do Banks Give $1,000 Bonuses?
You might ask, what's in it for the banks? While you will seem to benefit more from this endeavor, it can also be advantageous for banks.
Most banks hope that the customers they will reward will actually engage in profitable banking activities that will offset the initial cost of the bonus. Such activities are:
- Maintaining higher balances
- Using additional services
- Performing transactions that generate revenue
Furthermore, banks aim to foster long-term relationships with customers. By providing bonuses, they can create a positive initial experience and establish trust. This encourages customers to become loyal clients.
Chase is known for paying a large bonus when you open a Chase Private Client Checking℠ account. Keep in mind it requires a substantial amount of money.
Do I Have To Pay Taxes on the Bonus?
Yes, a checking bonus is considered taxable income, and it will be taxed at the same rate as your ordinary income.
The bank may provide you with a Form 1099-INT, reporting the bonus amount as interest income. Even if they don't, you need to report it on your tax return.
Tips In Choosing A $1,000 Bank Bonus
Don't just look at the bonus amount. It's also important to evaluate the overall value of the bank. Consider these factors:
Funds
A $1,000 checking bonus usually requires you to deposit and leave a large balance in your account for a period of time (sometimes as much as $100,000 or more). Can you get by without that money for a time?
Fees
Usually, premium banking accounts pay larger bonuses. These types of accounts typically have larger monthly fees and higher requirements to waive. Make sure it aligns with your banking needs.
Accessibility
Do you plan to use your new bank for your everyday banking needs? If so, see if it has easily accessible branches and ATMs.
Features
Assess the benefits, like online banking features and customer service. After all, this can make your financial decision worth it.
Yes, there are bonuses that don't require you to open an account. An example would be a referral bonus or program where you invite friends and family to open an account with your bank.
FAQs
What banks give you money for opening an account without direct deposit?
Here are some banks that do not require direct deposits in their bonus offers:
- Chase Secure Banking℠:
$100 Bonus - Wells Fargo:
Personal Checking Account - $125 Bonus - Huntington:
Personal Checking Account - $600 Bonus - Horizon Credit Union:
Personal Checking Account - $200 Bonus - Ent Credit Union:
Personal Checking Account - $200 Bonus
Can I claim multiple checking bonuses from different banks?
Yes, you can get many bonuses from different banks. As long as you meet the eligibility requirements and are able to fulfill the obligations of each bank's bonus offer, this is possible.
Can you get a bonus offer if you're not a new customer?
Yes, some banks may offer promotional bonuses to existing customers for specific products or services. These targeted offers are usually fewer than bonuses for new customers.
Is Capital One offering a bonus?
Capital One extends bonuses to specific clients from time to time. If you are an existing client, you may receive a letter or email containing a bonus code. Often, they post their bonus offers on their homepage.
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Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.
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