Checking Account Bonuses in South Carolina: March 2026
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Compare the best checking account bonuses in South Carolina. See which banks offer cash bonuses for opening a new checking account — updated monthly.
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South Carolina banks are competing for new customers — and many offer cash bonuses just for opening a checking account with a qualifying deposit. We track the latest checking account bonuses available to South Carolinians below, updated March 2026.
Here are today's best checking account bonuses for South Carolina residents:
- Bank of America Advantage Banking:
Up to $500 Cash Offer - Chase Total Checking®:
$400 Bonus - PNC Bank:
Virtual Wallet with Performance Select Checking - $400 Bonus - Wells Fargo:
Everyday Checking Account - $325 Bonus - TD Bank:
Personal Checking Account - $300 Bonus - Truist Bank:
Personal Checking Account - $400 Bonus - Regions Bank:
Personal Checking Account - $300 Bonus - Huntington:
Personal Checking Account - $600 Bonus - SouthState Bank:
Personal Checking Account - $200 Bonus - Grow Financial Federal Credit Union:
Personal Checking Account - $300 Bonus - South Carolina Federal Credit Union:
Bank At Work - $100 Bonus - Local First Bank:
Personal Checking Account - $100 Bonus - Founders Federal Credit Union:
Student Checking Account - $50 Bonus - Boeing Employees' Credit Union:
Personal Checking Account - $150 Bonus - Skyla Credit Union:
Personal Checking Account - $1,550 Bonus
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 05/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
Chase Total Checking® - $400 Bonus
- New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
- Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
- Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
- Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick Deposit℠.
- Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
- Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
Chase Secure Banking℠ - $125 Bonus
- New Chase checking customers enjoy a $125 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- Unauthorized purchases on your debit card? Let us know right away. With Zero Liability Protection with Chase Secure Banking℠ we'll reimburse you for charges you didn't make.
- $0 Monthly Service Fee for customers age 17-24.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Chase makes it easy for you to access your money from anywhere with the Chase Mobile® app, plus thousands of ATMs and branches.
- JPMorgan Chase Bank, N.A. Member FDIC.
Chase Business Complete Banking® - Up to $500 Bonus
- Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Get added features at no additional costs. Choose Chase Business Complete Banking® to get a fully integrated business solution that can help you control costs. Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone at no additional cost.
- Bank with confidence. Feel confident knowing we have the largest branch network in the U.S. with 5,000 branches that provide personalized service and can help with your complex banking needs. You can also benefit from our account protection services, which provide safeguards by overseeing employee account activity, monitoring checks, and offering additional protection for your business.
- Access top-rated online business banking. Take advantage of our #1-ranked online small business banking platform with a comprehensive set of features designed for small business owners like you. Our tools enhance your ability to manage cash flow, accept and make payments, create invoices and plan for growth, so you can streamline processes and gain greater control of your finances.
Bank of America® Business Advantage Banking - $400 or $750 Cash Bonus Offer
- The $400 or $750 cash bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2026.
- To qualify, open a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account through the promotional page and deposit New Money* directly into that new eligible account within thirty (30) days of account opening (“Deposit Period”). At the
end of the Deposit Period, all New Money deposits made directly into new eligible Business Advantage Banking account will be totaled to determine which Balance Requirement you have met and which corresponding Cash Bonus Tier you
are eligible for.
Balance Requirement Cash Bonus Tier $5,000 $400 $15,000 $750 - Maintain a daily balance in that new Business Advantage Banking account that meets the applicable Balance Requirement during the Maintenance Period**
- After you satisfy all of the requirements, Bank of America will attempt to deposit your earned bonus directly into your new eligible Bank of America Business Advantage Banking account within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your Business Advantage Banking account that are not transfers from other Bank of America accounts or Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
PNC Bank: Virtual Wallet with Performance Select Checking - $400 Bonus
Open a new Virtual Wallet with Performance Select checking account and make qualifying direct deposits totaling $5,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
Wells Fargo: Everyday Checking Account - $325 Bonus
Earn a $325 bonus when you open a new Everyday Checking account and make $1,000 or more in qualifying direct deposits within 90 days of account opening.
The information for Everyday Checking Account has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
TD Bank: Personal Checking Account - $300 Bonus
Open a new TD Beyond Checking account and make $2,500 in qualifying direct deposits.
HSBC Premier - Earn Up to $7,000
- Send and receive money with Zelle® right from our mobile app
- Manage your money safely, easily and fee-free around the world - from Global Money Transfers to multi-currency needs
- Enjoy peace of mind with unique travel benefits available through our credit cards
Here's how the offer works: Open a new HSBC Premier checking account by March 31, 2026. Add New Assets to your Premier checking account, Premier Savings account, Premier Relationship Savings account, Managed Portfolio Account and/or Spectrum account (Eligible Accounts) by March 31, 2026, and maintain the New Assets through June 30, 2026.
- Get a $1,500 Cash Bonus: Add and maintain New Assets of $150,000 to $249,999
- Get a $2,500 Cash Bonus: Add and maintain New Assets of $250,000 to $499,999
- Get a $3,500 Cash Bonus: Add and maintain New Assets of $500,000 to $999,999
- Get a $7,000 Cash Bonus: Add and maintain New Assets of $1,000,000+
If all offer requirements are met, the bonus will be paid by August 31, 2026.
Free Business Checking - Earn $500 Bonus
To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 03/31/2026 using the referral code CD500.
After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
Basic Business Checking - Up to $200 Bonus
- Open a Basic Business Checking account using promo code START200 by June 30, 2026.
- Every dollar counts when you're starting out. That's why new businesses can earn up to $200 opening a new Basic Business Checking account today.
- No initial deposit requirement
- No minimum balance requirement
- No monthly maintenance fees
- Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
- Unlimited domestic ATM fee reimbursements
- Unlimited item processing (debits, credits, and deposited items)
- Cash deposits via MoneyPass and Allpoint networks
How to Maximize Your Checking Account Bonus in South Carolina
Stack multiple bonuses. National banks (such as Chase, Bank of America, and Wells Fargo Bank) and South Carolina-based banks often run promotions at the same time. Open accounts at multiple banks to collect more than one bonus. Just make sure you meet each bank's direct deposit requirement.
Watch for enhanced offers. Banks like Truist, Bank of America, and Regions Bank often boost bonus amounts for South Carolina residents. Watch your mail around January and October for targeted offers with higher payouts.
Set up direct deposit right away. The clock starts when you open the account — not when direct deposit kicks in. Waiting too long could mean missing the qualifying window.
Many high-value bonuses require direct deposit. However, some banks accept ACH transfers from external accounts as qualifying "direct deposits." Check each bank's terms carefully.
Highest Checking Account Bonus in South Carolina
South Carolina residents can take advantage of many lucrative bank bonuses for March 2026 from various banks and credit unions, including Skyla Credit Union:
Skyla Credit Union: Personal Checking Account - $1,550 Bonus
Open a new Skyla Simply Prosper Checking account. Use promo code BRIGHT at account opening. Within 60 days of account opening, set up and receive a monthly qualifying direct deposit of $500 or more, enroll in eStatements, and complete at least 10 credit or debit card transactions. Fund the account with $500,000 or more in net new assets within 30 days of account opening and maintain it in the account for 90 days.
Skyla Credit Union: Personal Checking Account - $1,050 Bonus
Open a new Skyla Simply Prosper Checking account. Use promo code BRIGHT at account opening. Within 60 days of account opening, set up and receive a monthly qualifying direct deposit of $500 or more, enroll in eStatements, and complete at least 10 credit or debit card transactions. Fund the account with $250,000 - $499,999 of net new assets within 30 days of account opening and maintain it in the account for 90 days.
PNC Bank: Business Checking Account - $1,000 Bonus
Open a new PNC Treasury Enterprise Plan or Analysis Business Checking account. Maintain an average ledger balance of $30,000 or more in your new checking account for each of the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or has been paid a promotional premium in the past 12 months are not eligible for this offer. $1,000 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
Huntington: Business Checking Account - $1,000 Bonus
Open a new Huntington Unlimited Plus Business Checking account. Make a minimum cumulative new money deposit into the new checking account of at least $20,000 within 30 days of account opening. Maintain minimum daily balance of $20,000 for 60 days after meeting deposit requirement. Account must maintain an open status for at least 90 days to be eligible.
This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, South Carolina, West Virginia, or Wisconsin. This offer is only available to new business checking customers. All current Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. $1,000 bonus will be deposited to your new checking account within 14 days after completing requirements.
Chase Total Checking® + Chase Savings℠ - $900 Bonus
- Earn $300 when you open a new Chase Total Checking® account and set up and receive a direct deposit within 90 days of coupon enrollment
- Earn $200 when you open a new Chase Savings℠ account, deposit $15,000 or more in new money within 30 days of coupon enrollment, and maintain $15,000 or more for 90 days of coupon enrollment.
- Earn an additional $400 when you open a new Chase Total Checking® and new Chase Savings℠ at the same time and complete qualifying activities for both accounts.
The information for Chase Total Checking® and Chase Savings℠ have been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
Skyla Credit Union: Personal Checking Account - $750 Bonus
Open a new Skyla Simply Prosper Checking account. Use promo code BRIGHT at account opening. Within 60 days of account opening, set up and receive a monthly qualifying direct deposit of $500 or more, enroll in eStatements, and complete at least 10 credit or debit card transactions. Fund the account with $100,000 - $249,999 of net new assets within 30 days of account opening and maintain it in the account for 90 days.
Huntington: Personal Checking Account - $600 Bonus
Open a new Huntington Platinum Perks Checking account. Make a cumulative new money deposit into the checking account of at least $25,000 or more within 90 days of account opening. Account must remain open for at least 90 days.
This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, South Carolina, West Virginia or Wisconsin. $600 will be deposited to your account within 14 business days after meeting requirements.
Skyla Credit Union: Personal Checking Account - $550 Bonus
Open a new Skyla Simply Prosper Checking account. Use promo code BRIGHT at account opening. Within 60 days of account opening, set up and receive a monthly qualifying direct deposit of $500 or more, enroll in eStatements, and complete at least 10 credit or debit card transactions. Fund the account with $50,000 - $99,999 of net new assets within 30 days of account opening and maintain it in the account for 90 days.
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 05/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
Chase Business Complete Banking® - Up to $500 Bonus
- Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Get added features at no additional costs. Choose Chase Business Complete Banking® to get a fully integrated business solution that can help you control costs. Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone at no additional cost.
- Bank with confidence. Feel confident knowing we have the largest branch network in the U.S. with 5,000 branches that provide personalized service and can help with your complex banking needs. You can also benefit from our account protection services, which provide safeguards by overseeing employee account activity, monitoring checks, and offering additional protection for your business.
- Access top-rated online business banking. Take advantage of our #1-ranked online small business banking platform with a comprehensive set of features designed for small business owners like you. Our tools enhance your ability to manage cash flow, accept and make payments, create invoices and plan for growth, so you can streamline processes and gain greater control of your finances.
Boeing Employees' Credit Union: Personal Checking and Savings Account - $500 Bonus
Open a new Member Advantage Savings and a Member Advantage Checking account with a debit card. Use promo code CKG500Q126 at account opening. Set up and receive direct deposits totaling $500 or more within the first 60 days of membership. Make at least 30 qualifying debit card purchases within the first 60 days of membership.
PNC Bank: Business Checking Account - $400 Bonus
Open a new PNC Business Checking or PNC Business Checking Plus account. Maintain an average ledger balance of $2,000 in your new checking account for each of the first three statement cycles. Make at least 10 qualifying transactions within the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or have been paid a promotional premium in the past 12 months are not eligible for this offer. $400 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
PNC Bank: Virtual Wallet with Performance Select Checking - $400 Bonus
Open a new Virtual Wallet with Performance Select checking account and make qualifying direct deposits totaling $5,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
Huntington: Business Checking Account - $400 Bonus
Open a new Huntington Unlimited Business Checking, Unlimited Plus Business Checking, Business Analyzed Checking, Non-Profit Analyzed Checking, or Non-Profit Interest Checking account. Make a minimum cumulative new money deposit into the new checking account of at least $5,000 within 60 days of account opening. Account must maintain an open status for at least 90 days to be eligible.
This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, South Carolina, West Virginia, or Wisconsin. This offer is only available to new business checking customers. All current Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. $400 bonus will be deposited to your new checking account within 14 days after completing requirements.
Truist Bank: Personal Checking Account - $400 Bonus
Open a new Truist One Checking account online. Use promo code DC400TR1Q226 at account opening. Set up and receive at least two qualifying direct deposits totaling $2,000 or more within 120 days of account opening. Complete at least 20 qualifying debit card purchases within 120 days of account opening.
Truist Bank: Business Checking Account - $400 Bonus
Open a new Simple Business Checking or Dynamic Business Checking account. Use promo code SB25Q4CHECKING at account opening. Make qualifying deposits of $2,000 or more within 30 days of account opening.
The information for Truist One Checking Account has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
Chase Total Checking® - $400 Bonus
- New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
- Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
- Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
- Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick Deposit℠.
- Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
- Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
Bank of America® Business Advantage Banking - $400 or $750 Cash Bonus Offer
- The $400 or $750 cash bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2026.
- To qualify, open a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account through the promotional page and deposit New Money* directly into that new eligible account within thirty (30) days of account opening (“Deposit Period”). At the
end of the Deposit Period, all New Money deposits made directly into new eligible Business Advantage Banking account will be totaled to determine which Balance Requirement you have met and which corresponding Cash Bonus Tier you
are eligible for.
Balance Requirement Cash Bonus Tier $5,000 $400 $15,000 $750 - Maintain a daily balance in that new Business Advantage Banking account that meets the applicable Balance Requirement during the Maintenance Period**
- After you satisfy all of the requirements, Bank of America will attempt to deposit your earned bonus directly into your new eligible Bank of America Business Advantage Banking account within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your Business Advantage Banking account that are not transfers from other Bank of America accounts or Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
Huntington: Personal Checking Account - $400 Bonus
Open a new Huntington Perks Checking account. Set up and receive qualifying direct deposits totaling $500 or more within 90 days of account opening. Account must remain open for at least 90 days.
This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, South Carolina, West Virginia or Wisconsin. $400 will be deposited to your account within 14 business days after meeting requirements.
SouthState Bank: Business Checking Account - $400 Bonus
Open a new qualifying business checking account. Use promo code SB400 at account opening. Within 90 days of account opening, make 15 or more debit card purchases, or a total of at least $5,000 ACH credits.
Wells Fargo: Everyday Checking Account - $325 Bonus
Earn a $325 bonus when you open a new Everyday Checking account and make $1,000 or more in qualifying direct deposits within 90 days of account opening.
The information for Everyday Checking Account has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
TD Bank: Personal Checking Account - $300 Bonus
Open a new TD Beyond Checking account and make $2,500 in qualifying direct deposits.
Regions Bank: Personal Checking Account - $300 Bonus
Register for the offer by December 31, 2026. Open a new personal LifeGreen® Checking account online or in a branch by January 31, 2027. Make $1,000 or more in qualifying ACH direct deposits that post to your account within 90 days of account opening.
Grow Financial Federal Credit Union: Personal Checking Account - $300 Bonus
Open a Basic Savings + CashBack Checking account or a Basic Savings + Checkless Checking account. Set up and receive at least 2 qualifying direct deposits of $500 each within 90 days of account opening. Enroll in online banking and mobile banking within 90 days of account opening.
SouthState Bank: Personal Checking Account - $200 Bonus
Open a new qualifying checking account. Use promo code EARN200 at account opening. Within 60 days of account opening, complete 15 debit card transactions, and have monthly cumulative direct deposits of at least $250 OR preauthorized automatic draft(s) of $25.
TD Bank: Personal Checking Account - $200 Bonus
Open a new TD Complete Checking account and make $500 in qualifying direct deposits.
Skyla Credit Union: Personal Checking Account - $150 Bonus
Open a new Skyla Simply Prosper Checking account. Use promo code BRIGHT at account opening. Within 60 days of account opening, set up and receive a monthly qualifying direct deposit of $500 or more, enroll in eStatements, and complete at least 10 credit or debit card transactions. Fund the account with $10,000 - $49,999 of net new assets within 30 days of account opening and maintain it in the account for 90 days.
Boeing Employees' Credit Union: Personal Checking Account - $150 Bonus
Establish membership, and open a savings and checking account. Use promo code WPNEW2026 at account opening. Within 30 days of account opening, complete 10 or more qualifying activities from the following: make purchases using the BECU debit or credit card, write paper or electronic checks, or make deposits or withdrawals using your BECU checking account.
Chase Secure Banking℠ - $125 Bonus
- New Chase checking customers enjoy a $125 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- Unauthorized purchases on your debit card? Let us know right away. With Zero Liability Protection with Chase Secure Banking℠ we'll reimburse you for charges you didn't make.
- $0 Monthly Service Fee for customers age 17-24.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Chase makes it easy for you to access your money from anywhere with the Chase Mobile® app, plus thousands of ATMs and branches.
- JPMorgan Chase Bank, N.A. Member FDIC.
PNC Bank: Virtual Wallet Checking - $100 Bonus
Open a new Virtual Wallet checking account and make qualified direct deposits totaling $500 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
Local First Bank: Personal Checking Account - $100 Bonus
Open a new qualifying checking account. Within 60 days of account opening, set up direct deposit OR complete debit card transactions of $250 or more.
South Carolina Federal Credit Union: Bank At Work - $100 Bonus
Open a new qualifying checking account. Set up and receive a qualifying monthly direct deposit of at least $250 within 60 days of account opening. Bonus will be deposited to your account within 6 to 8 weeks after completing and verifying requirements.
Founders Federal Credit Union: Student Checking Account - $50 Bonus
Open a new Founders Collegiate Debit Account. Complete 10 qualifying transactions within 60 days of account opening. Enroll in Founders Online and eStatements within 60 days of account opening.
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 05/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
HSBC Premier - Earn Up to $7,000
- Send and receive money with Zelle® right from our mobile app
- Manage your money safely, easily and fee-free around the world - from Global Money Transfers to multi-currency needs
- Enjoy peace of mind with unique travel benefits available through our credit cards
Here's how the offer works: Open a new HSBC Premier checking account by March 31, 2026. Add New Assets to your Premier checking account, Premier Savings account, Premier Relationship Savings account, Managed Portfolio Account and/or Spectrum account (Eligible Accounts) by March 31, 2026, and maintain the New Assets through June 30, 2026.
- Get a $1,500 Cash Bonus: Add and maintain New Assets of $150,000 to $249,999
- Get a $2,500 Cash Bonus: Add and maintain New Assets of $250,000 to $499,999
- Get a $3,500 Cash Bonus: Add and maintain New Assets of $500,000 to $999,999
- Get a $7,000 Cash Bonus: Add and maintain New Assets of $1,000,000+
If all offer requirements are met, the bonus will be paid by August 31, 2026.
Chase Total Checking® - $400 Bonus
- New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
- Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
- Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
- Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick Deposit℠.
- Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
- Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
Chase Secure Banking℠ - $125 Bonus
- New Chase checking customers enjoy a $125 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- Unauthorized purchases on your debit card? Let us know right away. With Zero Liability Protection with Chase Secure Banking℠ we'll reimburse you for charges you didn't make.
- $0 Monthly Service Fee for customers age 17-24.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Chase makes it easy for you to access your money from anywhere with the Chase Mobile® app, plus thousands of ATMs and branches.
- JPMorgan Chase Bank, N.A. Member FDIC.
Most checking account bonuses range from $100 to $500, with anything above $300 considered a strong offer. The amount depends on the bank, the account type, and the requirements involved. In South Carolina, where the cost of living is relatively low, a $300 bonus can have greater purchasing power than in higher-cost states.
Keep in mind that higher bonuses often come with stricter requirements like larger direct deposits or higher minimum balances — so weigh the bonus amount against what is realistic for your banking habits.
Frequently Asked Questions
What banks in South Carolina offer $500 bank bonus?
Several banks offer $500 or higher checking account bonus in South Carolina as of March 2026. Top offers include:
- Bank of America Advantage Banking:
Up to $500 Cash Offer - Chase Business Complete Banking®:
Up to $500 Bonus - PNC Bank:
Business Checking Account - $1,000 Bonus - Huntington:
Business Checking Account - $1,000 Bonus - Skyla Credit Union:
Personal Checking Account - $1,550 Bonus - Boeing Employees' Credit Union:
Personal Checking and Savings Account - $500 Bonus
Do I have to pay taxes on checking account bonuses?
Yes. The IRS treats checking account bonuses as interest income, and your bank will report the amount on a 1099-INT form. You owe federal income tax on the bonus regardless of which state you live in.
South Carolina residents will also owe state income tax on the bonus amount.
How often can I get a checking account bonus from the same bank?
Many banks require you to wait 12–24 months after closing a previous account before you're eligible for a new customer bonus again. Requirements vary by bank.
What are the biggest banks in South Carolina?
Truist, Bank of America, Regions Bank, and First Citizens Bank are among the largest banks operating in South Carolina. SouthState Bank is a prominent regional bank serving the Carolinas. Wells Fargo and Chase also offer competitive checking account bonuses to South Carolina residents, particularly in the Charleston and Greenville metro areas.
Can you close your account after earning a checking bonus?
Many banks require you to keep the account open for 6 to 12 months after receiving the bonus. Close too early and you may need to pay it back. The specific terms vary by bank and offer, so always read the fine print before signing up.
If you believe a bank did not honor its bonus terms, South Carolina residents can file a complaint with the SC Board of Financial Institutions for state-chartered banks, or with federal regulators such as the Consumer Financial Protection Bureau (CFPB) or the Office of the Comptroller of the Currency (OCC) for national banks.
How do you qualify for a checking account bonus?
Requirements vary by bank, but most checking account bonuses require you to be a new customer (no existing account in the past 12 to 24 months), open a qualifying account with a minimum deposit, set up direct deposits within 60 to 90 days, and keep the account open for a minimum period.
Some bonuses are geo-targeted, and South Carolina residents — especially in Charleston, Columbia, and Greenville — may see localized offers from regional and community banks competing for deposits. Always verify the specific terms of each offer, as qualification criteria differ between banks.
How can you avoid losing a checking account bonus?
The most common reasons people lose a bonus: closing the account too early, missing the direct deposit requirement, or blowing a deadline.
To protect yourself:
- Confirm your direct deposit source qualifies — some banks exclude Venmo or Zelle transfers.
- Meet all requirements within the stated timeframe.
- Keep the account open for at least the minimum period in the offer terms.
If a bonus is not credited as expected, contact the bank first — and if that does not resolve it, South Carolina residents can reach out to the South Carolina Board of Financial Institutions.
Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.
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