Updated February 16, 2021

Bank Promotions in Texas: February 2021

Read more about Bank Promotions

View list of best Texas bank promotions. See current active promos and new bonus offers from local Texas banks, credit unions, and national banks.

Looking to open a new bank account in Texas? Check out these promotions first. Many banks are offering bonuses up to hundreds of dollars when you open a new account.

Take note of the qualification requirements. Many offers require you to meet a certain opening deposit, minimum balance, and/or direct deposit requirements.

Chase
Member FDIC

Chase Total Checking® - $200 Bonus

Expires 4/14/2021
  • Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
  • Access to 16,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

Unify Financial Credit Union: Personal Checking Account - Up to $150 Bonus

Earn $50 when you open a new qualifying checking account with a Visa debit card. Earn $50 when you establish a qualifying monthly direct deposit of at least $500 within 60 days of account opening. Get an additional bonus up to $50 by earning $1 bonus for each debit card transaction that exceeds $5 made with your Visa debit card within the first 60 days of account opening. This offer is available only to customers who reside in Collin County, TX.

Expires 12/31/2021

A+ Federal Credit Union: Personal Checking Account - Up to $50 Bonus

Open a new Membership Savings and a Cash-Back Checking accounts with a debit card, direct deposit, and eStatements. Use promo code at account opening. $10 will be deposited into your Membership Savings account upon account opening. Another $40 will be deposited into your Membership Savings account within a week of the date your payroll direct deposits total $800 or greater. Direct deposits must be $800 or greater, in aggregate, within 30 consecutive days. Payroll direct deposit(s) must be received to Cash-Back Checking account within 60 days of account opening.

Expires 12/31/2021

KeyBank: Key Checking Account - $250 Bonus

This offer is exclusive to Key@Work program members. Enroll in the Key@Work program and enter ONKW0121 when applying on key.com. Open a Key Advantage, Key Privilege, or Key Privilege Select Checking account and make a total of $1,000 or more in direct deposits within 60 days from account opening. Bonus will be deposited to your account within 90 days of meeting requirements.

Expires 6/25/2021
HSBC
Member FDIC

HSBC Advance Checking - $200 Welcome Deposit

Expires 3/31/2021
  • Get a $200 Welcome Deposit for eligible new customers who open a new HSBC Advance checking account and complete the following qualifying activities.
  • Open your new HSBC Advance checking account online by March 31, 2021; and
  • Make recurring monthly Qualifying Direct Deposits totaling at least $500 from a third party to your HSBC Advance checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening
  • You will automatically receive the $200 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
  • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Chase
Member FDIC

Introducing Chase Business Complete Banking℠ - $300 Bonus

Expires 4/15/2021
  • Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
  • More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card
  • Convenient access to payment processing. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
  • Same-day deposits with QuickAccept℠. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
  • Alerts to help you stay on top of your account activity.
  • Easy account management through Chase Business online and the Chase Mobile® app.
  • Unlimited electronic deposits, ACH and Chase Quick Deposit℠.
  • Convenient access to 16,000 ATMs and more than 4,700 branches.

Texas Bank Promotions

These promotions are from smaller regional banks and credit unions. Regional banks often offer more competitive interest rates and fewer fees. If you're considering an offer, make sure you have access to branches and ATMs.

Altra Federal Credit Union: Personal Checking Account - $100 Bonus

Open a new A+ Checking or A+ Platinum Checking account using promo code RPSD_A+150. Direct deposit is required within 30 days of account opening. Offer available for new and existing Altra members.

Expires 5/31/2021

American Airlines Credit Union: Business Checking Account - $25 Bonus

Open a new American Airlines Federal Credit Union Business Checking account. Make at least $25 in qualifying debit card purchases within 60 days of account opening. Bonus will be credited within 60 days after final qualifying transaction.

Expires 4/30/2021

American Airlines Credit Union: Personal Checking Account - $25 Bonus

Open a new American Airlines Federal Credit Union Flagship, Priority, Ascend, uChecking Checking account. Make at least $25 in qualifying debit card purchases within 60 days of account opening. Bonus will be credited within 60 days after final qualifying transaction.

Expires 4/30/2021

First Horizon Bank: BizEssentials Basic Checking Account - $150 Bonus

Open a BizEssentials Basic checking account using promo code CKSMBS. Minimum opening deposit is $500. To receive bonus gift card, you must present a copy of the offer certificate at a branch.

Expires 3/31/2021

First Horizon Bank: BizEssentials Business Checking and Savings Account - Up to $450 Bonus

Open a BizEssentials checking account at the Basic level or higher with a minimum opening deposit of $5,000. Use promo code BZD300. Complete 5 qualifying payment transactions within the first 30 days of account opening. Get an additional bonus of $150 Visa gift card when you open a BizEssential Savings account using promo code SMBSSV. Bonus will be credited to your account within 6 weeks of meeting all requirements.

Expires 3/31/2021

First Horizon Bank: Business Checking Account - $300 Bonus

Open a BizEssentials Checking account at the Basic level or higher with a minimum opening deposit of $5,000. Use promo code SMBLP1. Complete 5 qualifying payment transactions within the first 30 days of account opening.

Expires 3/31/2021

Sunflower Bank: Personal Checking Account - $200 Bonus

Open a new qualifying checking account. Complete 20 or more qualifying debit card transactions. Have qualifying direct deposits totaling $500 or more that post to your new checking account on or before 04/30/2021. Account must remain open and in good standing until 05/06/2021 and have a positive balance at least one day between 04/01/2021 to 04/30/2021 to be eligible for the bonus payment.

Expires 3/31/2021

Fort Hood National Bank: Military Saves Account - Up to $100 Bonus

Open a new Military Saves account. FHNB will match the initial opening deposit amount up to a maximum of $100. To qualify for bonus, complete the following activities: make a minimum initial opening deposit of $20, maintain an FHNB checking account and Military Saves account for 12 consecutive months, make deposits to your Military Saves Account that, in total, are at least equal to the amount of the initial opening deposit for the 11 consecutive months that follow the month in which the initial opening deposit was made.

First Community Credit Union: Personal Checking Account - $100 Bonus

Open a new qualifying checking account using promo code BD101. Have qualifying monthly direct deposit of $500 or more for at least 120 days.

Altra Federal Credit Union: Personal Checking Account - $100 Bonus

Open a new A+ Checking or A+ Platinum Checking account using promo code A+100. To receive offer, initial minimum direct deposit is required within 30 days of account opening: A+ Checking $50 minimum required; A+ Platinum $250 minimum required. Offer available for new Altra members only.

Eastman Credit Union: Personal Checking Account - $100 Bonus

Open a new Beyond Free Checking account and set up automatic debit or direct deposit to receive bonus.

Altra Federal Credit Union: Personal Checking Account - $100 Bonus

Open a new A+ Checking or A+ Platinum Checking account using promo code 100_TYLERChecking. Direct deposit is required within 30 days of account opening. Offer valid in office only at the Tyler, TX branches located at 5523 Troup Hwy, 8976 South Broadway, and 2815 W SW Loop 323, Tyler, TX.

TBK Bank: Personal Checking Account - $125 Bonus

Earn $50 when you open a new Everyday Checking account and make a direct deposit at least 3 times totaling a minimum of $3,000. Earn $25 when you set up a monthly recurring automatic transfer into a TBK Bank Savings or Money Market Account. 3 transfers must go through within the first 120 days after account opening. Earn $25 when you make 9 successful Bill Pay payments that clear the account to service providers. Earn $25 when you make 50 purchases with your TBK Bank Debit MasterCard. All activities must be completed within 120 days from account opening.

Broadway Bank: Personal Checking Account - $200 Bonus

Open a new Free Checking account. Set and receive qualifying monthly direct deposits totaling $1,000 within 60 days of account opening.

TBK Bank: Personal Checking Account - $200 Bonus

Earn $100 when you open a new AIM Checking account and make at least 3 direct deposits totaling a minimum of $12,000. Earn $50 when you set up a monthly recurring automatic transfer into a TBK Bank Savings or Money Market Account. 3 transfers must go through within the first 120 days after account opening. Earn $25 when you make 9 successful Bill Pay payments that clear the account to service providers. Earn $25 when you make 50 purchases with your TBK Bank Debit MasterCard. All activities must be completed within 120 days from account opening.

Credit Union of Texas: Personal Checking Account - $250 Bonus

Open a new Secure Checking or Secure Checking Plus account. Present coupon at account opening. Set up and receive monthly qualifying direct deposits totaling $600 within 60 days of account opening.

Credit Union of Texas: Select Employee Group Program - $250 Bonus

Earn $250 when you open a Secure or Secure Plus Checking account with qualifying direct deposits.

Bancorp South: Personal Checking Account - $125 Bonus

Open a new qualifying checking account. Set up and receive qualifying direct deposit of $100 or more within 60 days of account opening. This offer is available only to the recipient of offer. Use invitation number received in the mail.

Nationwide Bank Promotions

These offers from national banks are available to Texans. National banks offer more convenience with branches and ATMs throughout the country, but they usually have higher fees or more requirements.

HSBC
Member FDIC

HSBC Advance Checking - Up to $240 Cash Bonus

Expires 3/31/2021
  • Get up to $240 with a 3% Cash Bonus Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
  • Open your new HSBC Advance checking account online by March 31, 2021; and
  • Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
  • Enjoy 3% Cash Bonus, up to $240, on Qualifying Direct Deposits up to $40 per month, during the first 6 calendar months after account opening
  • You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities.
  • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
HSBC
Member FDIC

HSBC Premier Checking - $450 Welcome Deposit

Expires 3/31/2021
  • Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
  • Open your new HSBC Premier checking account online by March 31, 2021; and
  • Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
  • You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
  • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
HSBC
Member FDIC

HSBC Premier Checking - Up to $600 Cash Bonus

Expires 3/31/2021
  • Get up to $600 with a 3% Cash Bonus Checking Offer when you open a new HSBC Premier checking account and complete the following qualifying activities.
  • Open your new HSBC Premier checking account online by March 31, 2021; and
  • Set up Qualifying Direct Deposits into your new HSBC Premier checking account; and then
  • Enjoy 3% Cash Bonus, up to $600, on Qualifying Direct Deposits up to $100 per month, during the first 6 calendar months after account opening
  • You will automatically receive the 3% Cash Bonus in your new HSBC Premier checking account approximately eight weeks after completing that month's qualifying activities.
  • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Citibank: Citi Account Packages - Up to $1,500 Bonus

Open a new eligible checking account and savings account in the same account package for Citigold, Citi Priority, and Citi Account Package. Within 30 days of account opening, fund your new checking and/or savings account with the required minimum deposit. Maintain the required minimum balance in the account/s for 60 consecutive calendar days to earn corresponding cash bonus.

Account PackageMinimum Deposit and Minimum BalanceCash Bonus
Citigold Package$200,000$1,500
Citi Priority Account Package$50,000$700
Citibank Account Package$15,000
$300

Expires 4/1/2021

Citibank: Citigold Package - $1,500 Bonus

Open a new eligible checking and savings account in the Citigold Account Package.

Within 30 days of opening your account, deposit $200,000 New-to-Citibank funds into the checking and/or savings account.

Maintain a minimum balance of $200,000 between the checking and/or savings accounts for 60 consecutive calendar days.

Expires 4/1/2021

TIAA Bank: Yield Pledge Checking Account - $150 Bonus

This offer is only available to current employees of an institution participating in TIAA Bank's Workplace Banking program who are opening their first TIAA Bank Yield Pledge checking account. Open a new Yield Pledge Checking account online from a participating institution's dedicated Workplace Banking webpage or by calling 833-880-8422. Use offer code 14627. Make one or more qualifying direct deposits totaling at least $1,000 that are credited to your new Yield Pledge Checking account within the first 90 days of the account opening. Bonus will be deposited to your account within 120 days of the account opening.

Bank of America: Personal Checking Account - $300 Bonus (Targeted)

Offer is limited to those individuals who receive the offer via a direct communication from Bank of America. Open a new qualifying Bank of America Advantage checking account. Set up and receive qualifying direct deposits totaling $4,000 within 90 days of account opening.

Expires 4/30/2021

What the Experts Say

As part of our series on saving and investing, CreditDonkey asked a panel of industry experts to answer readers' most pressing questions. Here's what they said:

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