Updated February 16, 2021

Bank Promotions in Texas: October 2021

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View list of best Texas bank promotions. See current active promos and new bonus offers from local Texas banks, credit unions, and national banks.

Looking to open a new bank account in Texas? Check out these promotions first. Many banks are offering bonuses up to hundreds of dollars when you open a new account.

Take note of the qualification requirements. Many offers require you to meet a certain opening deposit, minimum balance, and/or direct deposit requirements.

Chase
Member FDIC

Chase Total Checking® - $225 Bonus

Expires 1/19/2022
  • New Chase checking customers enjoy a $225 bonus when you open a new Chase Total Checking® account and set up direct deposit
  • Access to 16,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
Chase
Member FDIC

Chase Secure Banking℠ - $100 Bonus

Expires 1/19/2022
  • New Chase checking customers enjoy $100 when you open a Chase Secure Banking℠ account with qualifying activities.
  • No minimum deposit to open, no fees for Chase Online℠ Bill Pay, money orders, cashier's checks or to send money
  • No paper checks to track
  • Just a simple $4.95 monthly service fee
  • Use the Chase debit card to help you spend only the money you have available, without worrying about overdraft fees.
  • Bank with the Chase Mobile® app and Chase Online℠
  • Get helpful account alerts so you can monitor your balance and more.
  • No need to worry about unauthorized card transactions when reported promptly with Zero Liability Protection.
Chase
Member FDIC

Chase First Banking℠

  • Open a new Chase First Banking℠ account. It's a debit card for kids ages 6-17 with $0 monthly service fee.
  • You must be an existing Chase checking customer to open a Chase First Banking account.
  • Chase First Banking helps parents teach teens and kids about money by giving parents the control they want and kids the freedom they need to learn.
  • Teach your kids to spend, save and earn - all from the Chase Mobile® app.

American Airlines Credit Union: Business Checking Account - $25 Bonus

Open a new American Airlines Federal Credit Union Business Checking account. Make at least $25 in qualifying debit card purchases within 60 days of account opening. Bonus will be credited within 60 days after final qualifying transaction.

Expires 12/31/2021

Altra Federal Credit Union: Personal Checking Account - $150 Bonus

Open a new A+ Checking or A+ Platinum Checking account using promo code RPSD_A+150. Direct deposit is required within 30 days of account opening. Offer available for new and existing Altra members.

Expires 12/31/2021

Regions Bank: Personal Checking Account - $200 Bonus

Open a new personal LifeGreen Checking account. Use promo code WINTER2021 when you open online, or register and present your personalized email voucher when you open your account at a local branch. Maintain an average daily balance of at least $500 for the first 60 days after account opening.

Expires 12/31/2021
Citibank

Citi Priority Account - Up to $1,500 Cash Bonus

Expires 1/4/2022
  • Earn up to $1,500 cash bonus when you open a new account with required activities
  • Open a new eligible checking account in the Citi Priority Account during the offer period 10/5/21-1/4/22
  • Within 20 days of opening, deposit $50,000 in New-To Citibank funds between the new checking and savings accounts
  • Maintain a minimum balance of $50,000 in the checking account for an additional 60 consecutive calendar days from the 21st day
  • After all required activities are met, the cash bonus will be deposited to your account within 90 calendar days
Chase
Member FDIC

Chase Business Complete Banking℠ - $300 Bonus

Expires 1/20/2022
  • Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
  • More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card
  • Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
  • Same-day deposits with QuickAccept℠. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
  • Alerts to help you stay on top of your account activity.
  • Easy account management through Chase Business online and the Chase Mobile® app.
  • Unlimited electronic deposits, ACH and Chase Quick Deposit℠.
  • Convenient access to 16,000 ATMs and more than 4,700 branches.
HSBC
Member FDIC

HSBC Premier Checking - $450 Welcome Deposit

Expires 1/5/2022
  • Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
  • Open your new HSBC Premier checking account online by January 5, 2022; and
  • Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
  • You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
  • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Texas Bank Promotions

These promotions are from smaller regional banks and credit unions. Regional banks often offer more competitive interest rates and fewer fees. If you're considering an offer, make sure you have access to branches and ATMs.

American Airlines Credit Union: Personal Checking Account - $25 Bonus

Open a new American Airlines Federal Credit Union Flagship, Priority, Ascend, uChecking Checking account. Make at least $25 in qualifying debit card purchases within 60 days of account opening. Bonus will be credited within 60 days after final qualifying transaction.

Expires 12/31/2021

Unify Financial Credit Union: Personal Checking Account - Up to $150 Bonus

Earn $50 when you open a new qualifying checking account with a Visa debit card. Earn $50 when you establish a qualifying monthly direct deposit of at least $500 within 60 days of account opening. Get an additional bonus up to $50 by earning $1 bonus for each debit card transaction that exceeds $5 made with your Visa debit card within the first 60 days of account opening. This offer is available only to customers who reside in Collin County, TX.

Expires 12/31/2021

A+ Federal Credit Union: Personal Checking Account - Up to $50 Bonus

Open a new Membership Savings and a Cash-Back Checking accounts with a debit card, direct deposit, and eStatements. Use promo code at account opening. $10 will be deposited into your Membership Savings account upon account opening. Another $40 will be deposited into your Membership Savings account within a week of the date your payroll direct deposits total $800 or greater. Direct deposits must be $800 or greater, in aggregate, within 30 consecutive days. Payroll direct deposit(s) must be received to Cash-Back Checking account within 60 days of account opening.

Expires 12/31/2021

A+ Federal Credit Union: Personal Checking Account - Up to $50 Bonus

Open a new Membership Savings and a Cash-Back Checking accounts with a debit card, direct deposit, and eStatements. Use promo code 2021COM50 at account opening. $10 will be deposited into your Membership Savings account upon account opening. Another $40 will be deposited into your Membership Savings account within a week of the date your payroll direct deposits total $800 or greater. Direct deposits must be $800 or greater, in aggregate, within 30 consecutive days. Payroll direct deposit(s) must be received to Cash-Back Checking account within 60 days of account opening.

Expires 12/31/2021

Altra Federal Credit Union: Youth Savings Account - $25 Bonus

Expires 12/31/2021

Open a new Youth Savings account using promo code RPSD_Youth25. Deposit $25 into the new account and get $25 match.

A+ Federal Credit Union: Personal Checking Account - Up to $100 Bonus

Open a new Membership Savings and a Cash-Back Checking accounts with a debit card, direct deposit, and eStatements. Use promo code at account opening. $25 will be deposited into your Membership Savings account upon account opening. Another $75 will be deposited into your Membership Savings account within a week of the date your payroll direct deposits total $800 or greater. Direct deposits must be $800 or greater, in aggregate, within 30 consecutive days. Payroll direct deposit(s) must be received to Cash-Back Checking account within 60 days of account opening.

Expires 10/31/2021

KeyBank: Personal Checking Account - $200 Bonus

Open a qualifying checking account using offer code ONAS0921. Make at least one direct deposit of $500 or more within 60 days of account opening. $200 will be deposited to your account within 90 days after completing the requirements. Qualifying Key Checking accounts are Key Smart Checking, Key Advantage Checking, Key Privilege Checking, ang Key Privilege Select Checking. Offer available online only.

Expires 10/29/2021

Fort Hood National Bank: Military Saves Account - Up to $100 Bonus

Open a new Military Saves account. FHNB will match the initial opening deposit amount up to a maximum of $100. To qualify for bonus, complete the following activities: make a minimum initial opening deposit of $20, maintain an FHNB checking account and Military Saves account for 12 consecutive months, make deposits to your Military Saves Account that, in total, are at least equal to the amount of the initial opening deposit for the 11 consecutive months that follow the month in which the initial opening deposit was made.

Altra Federal Credit Union: Personal Checking Account - $100 Bonus

Open a new A+ Checking or A+ Platinum Checking account using promo code A+100. To receive offer, initial minimum direct deposit is required within 30 days of account opening: A+ Checking $50 minimum required; A+ Platinum $250 minimum required. Offer available for new Altra members only.

Eastman Credit Union: Personal Checking Account - $100 Bonus

Open a new Beyond Free Checking account and set up automatic debit or direct deposit to receive bonus.

TBK Bank: Personal Checking Account - $125 Bonus

Earn $50 when you open a new Everyday Checking account and make a direct deposit at least 3 times totaling a minimum of $3,000. Earn $25 when you set up a monthly recurring automatic transfer into a TBK Bank Savings or Money Market Account. 3 transfers must go through within the first 120 days after account opening. Earn $25 when you make 9 successful Bill Pay payments that clear the account to service providers. Earn $25 when you make 50 purchases with your TBK Bank Debit MasterCard. All activities must be completed within 120 days from account opening.

Broadway Bank: Personal Checking Account - $200 Bonus

Open a new Free Checking account. Set and receive qualifying monthly direct deposits totaling $1,000 within 60 days of account opening.

TBK Bank: Personal Checking Account - $200 Bonus

Earn $100 when you open a new AIM Checking account and make at least 3 direct deposits totaling a minimum of $12,000. Earn $50 when you set up a monthly recurring automatic transfer into a TBK Bank Savings or Money Market Account. 3 transfers must go through within the first 120 days after account opening. Earn $25 when you make 9 successful Bill Pay payments that clear the account to service providers. Earn $25 when you make 50 purchases with your TBK Bank Debit MasterCard. All activities must be completed within 120 days from account opening.

Comerica Bank: Personal Checking Account - $200 Bonus

Open a new Comerica Access Checking account. Set up and receive three consecutive direct deposits of at least $750 each within 90 days of account opening.

Credit Union of Texas: Personal Checking Account - $250 Bonus

Open a new Secure Checking or Secure Checking Plus account. Present coupon at account opening. Set up and receive monthly qualifying direct deposits totaling $600 within 60 days of account opening.

Credit Union of Texas: Select Employee Group Program - $250 Bonus

Earn $250 when you open a Secure or Secure Plus Checking account with qualifying direct deposits.

Nationwide Bank Promotions

These offers from national banks are available to Texans. National banks offer more convenience with branches and ATMs throughout the country, but they usually have higher fees or more requirements.

Citibank
Member FDIC

Citibank: Citigold Account Package - Up to $1,500 Bonus

Earn up to $1,500 cash bonus with required activities. Open a new eligible checking and savings account in the Citigold Account Package. Within 20 days of opening your account, deposit $200,000 New-to-Citibank funds into the checking and/or savings account. Maintain a minimum balance of $200,000 between the checking and/or savings accounts for 60 consecutive calendar days.

Expires 1/4/2022
Citibank
Member FDIC

Citibank Account Package - $300 Bonus

Earn $300 cash bonus with required activities. Open a new eligible checking and savings account in the Citibank Account Package. Within 20 days of opening your account, deposit $15,000 New-to-Citibank funds into the checking and savings account. Maintain a minimum balance of $15,000 between the checking and savings account for 60 consecutive calendar days.

Expires 1/4/2022

Capital One: Personal Checking Account - $100 Bonus

Open a new 360 checking account. Use promo code SHARE100. Set up and receive 2 direct deposits each of $200 or more within 90 days of account opening.

Expires 1/11/2022

Bank of America Advantage Plus Banking® - $100 Bonus Offer

Open a new Bank of America Advantage Banking account. Use offer code DDX100CIS when opening the checking account. Set up and receive $1,000 or more within 90 days of account opening. Receive the $100 bonus within 60 days after completing all requirements.

The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page. The offer is for new checking customers only. Additional terms and conditions apply. See offer page for more details. Member FDIC

Expires 12/31/2021

Bank of America Advantage Relationship Banking® - $100 Bonus Offer

Open a new Bank of America Advantage Banking account. Use offer code DDX100CIS when opening the checking account. Set up and receive $1,000 or more within 90 days of account opening. Receive the $100 bonus within 60 days after completing all requirements.

The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page. The offer is for new checking customers only. Additional terms and conditions apply. See offer page for more details. Member FDIC

Expires 12/31/2021

Bank of America Advantage SafeBalance Banking® - $100 Bonus Offer

Open a new Bank of America Advantage Banking account. Use offer code DDX100CIS when opening the checking account. Set up and receive $1,000 or more within 90 days of account opening. Receive the $100 bonus within 60 days after completing all requirements.

The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page. The offer is for new checking customers only. Additional terms and conditions apply. See offer page for more details. Member FDIC

Expires 12/31/2021

Wells Fargo: Personal Checking Account - $200 Bonus

Open a new Everyday Checking account online or in branch. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). $200 bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.

Expires 12/31/2021

TIAA Bank: Yield Pledge Checking Account - $150 Bonus

This offer is only available to current employees of an institution participating in TIAA Bank's Workplace Banking program who are opening their first TIAA Bank Yield Pledge checking account. Open a new Yield Pledge Checking account online from a participating institution's dedicated Workplace Banking webpage or by calling 833-880-8422. Use offer code 14627. Make one or more qualifying direct deposits totaling at least $1,000 that are credited to your new Yield Pledge Checking account within the first 90 days of the account opening. Bonus will be deposited to your account within 120 days of the account opening.

What the Experts Say

As part of our series on saving and investing, CreditDonkey asked a panel of industry experts to answer readers' most pressing questions. Here's what they said:

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

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About CreditDonkey
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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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