Bank Promotions in Texas
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View list of best Texas bank promotions. See current active promos and new bonus offers from local Texas banks, credit unions, and national banks.
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Looking to open a new bank account in Texas? Check out these promotions first. Many banks are offering bonuses up to hundreds of dollars when you open a new account.
Citi Priority Account - Up to $1,500 Cash Bonus
- Earn up to $1,500 cash bonus when you open a new account with required activities
- Open a new eligible checking account in the Citi Priority Account during the offer period 1/5/22-7/17/22
- Within 20 days of opening, deposit $50,000 in New-To Citibank funds between the new checking and savings accounts
- Maintain a minimum balance of $50,000 in the checking account for an additional 60 consecutive calendar days from the 21st day
- After all required activities are met, the cash bonus will be deposited to your account within 90 calendar days
Chase Total Checking® - $200 Bonus
- New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
- Access to 16,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠: $0 overdraft fee when you overdraw your account $50 or less*
*We won't charge an overdraft fee if you are overdrawn $50 or less at the end of the business day. Chase may pay, for a $34 fee, overdraft transactions at our discretion based on your account history, deposits and transaction amount. If you've enrolled in Debit Card Coverage, everyday debit card purchases like groceries, may be approved at our discretion when you don't have enough money in your account.
Chase Business Complete Banking℠ - $300 Bonus
- Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
- Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
- Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠
- Same-day deposits with QuickAccept℠. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
- Alerts to help you stay on top of your account activity.
- Easy account management through Chase Business Online and the Chase Mobile® app.
- Unlimited electronic deposits, ACH and Chase QuickDeposit℠.
- Convenient access to 16,000 ATMs and more than 4,700 branches.
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy $100 when you open a Chase Secure Banking℠ account with qualifying activities.
- No minimum deposit to open.
- No paper checks to track and no Chase fees on money orders or cashier's checks.
- Pay bills, cash checks and send money with Zelle® all for a $4.95 monthly service fee.
- Use the Chase debit card to help you spend only the money you have available, without worrying about overdraft fees.
- Bank from virtually anywhere with access to 16,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase Online℠.
- Secure Banking customers told us they save an average of $50 a month on fees after opening their account.
- No need to worry about unauthorized card transactions when reported promptly with Zero Liability Protection.
A+ Federal Credit Union: Personal Checking Account - $100 Bonus
Open a Membership Savings and a Cash-Back Checking account. Use promo code 2022SEG100 at account opening. Establish qualifying direct deposits of $800 or more, in aggregate, within 30 consecutive calendar days. Apply for debit card and estatements.
Neighborhood Credit Union: Personal Checking Account - $100 Bonus
Open a new qualifying checking account. Within 60 days of account opening, have qualifying direct deposits posted to your account totaling $500 or more. Offer available to new Waxahachie Neighborhood CU consumer checking customer who has not had a Neighborhood CU consumer checking account open within the last 6 months.
Altra Federal Credit Union: Personal Checking Account - $150 Bonus
Open a new A+ Checking or A+ Platinum Checking account using promo code RPSD_A+150. Direct deposit is required within 30 days of account opening. Offer available for new and existing Altra members.
Rewards Checking - Up to 1.25% APY
- $100 Promo with Code "RC100"
- Up to 1.25% APY
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Zero minimum monthly balance reqs
- Unlimited domestic ATM fee reimbursements
- Zero Minimum Balance Requirement
- Only $50 to open an account
Easy Checking - $300 Bonus
- Enroll in online banking or the U.S. Bank Mobile App.
- Complete two or more direct deposits totaling $4,000 to earn $300
Aspiration Spend & Save - Earn $150 Bonus
- Spend $1,000 Within First 60 Days and Receive $150.
Texas Bank Promotions
These promotions are from smaller regional banks and credit unions. Regional banks often offer more competitive interest rates and fewer fees. If you're considering an offer, make sure you have access to branches and ATMs.
Unify Financial Credit Union: Personal Checking Account - Up to $250 Bonus
Earn $100 when you open a new qualifying checking account with a Visa debit card. Earn $50 bonus following the first statement cycle. Earn $50 when you establish a qualifying monthly direct deposit of at least $500 within 60 days of account opening. Get an additional bonus up to $50 by earning $1 bonus for each debit card transaction that exceeds $5 made with your Visa debit card within the first 60 days of account opening. This offer is available only to customers who reside in Collin County, TX.
A+ Federal Credit Union: Personal Checking Account - Up to $50 Bonus
Open a new Membership Savings and a Cash-Back Checking accounts with a debit card, direct deposit, and eStatements. Use promo code 2022COM50 at account opening. $10 will be deposited into your Membership Savings account upon account opening. Another $40 will be deposited into your Membership Savings account within a week of the date your payroll direct deposits total $800 or greater. Direct deposits must be $800 or greater, in aggregate, within 30 consecutive days. Payroll direct deposit(s) must be received to Cash-Back Checking account within 60 days of account opening.
American Airlines Credit Union: Business Checking Account - $25 Bonus
Open a new American Airlines Federal Credit Union Business Checking account. Make at least $25 in qualifying debit card purchases within 60 days of account opening. Bonus will be credited within 60 days after final qualifying transaction.
American Airlines Credit Union: Personal Checking Account - $25 Bonus
Open a new American Airlines Federal Credit Union Flagship, Priority, Ascend, uChecking Checking account. Make at least $25 in qualifying debit card purchases within 60 days of account opening. Bonus will be credited within 60 days after final qualifying transaction.
Truist Bank: Business Checking Account - $200 Bonus
Open a new Simple Business Checking or Dynamic Business Checking account. Use promo code SB22NEW2BIZ3 at account opening. Make cumulative qualifying deposits of $1,500 or more into your new account. Enroll and sign in to Truist Online Banking for Business.
Prestige Community Credit Union: Personal Checking Account - $150 Bonus
Open a new Payback Checking account. Establish monthly direct deposit of $400 or more. First direct deposit must be made within 60 days of opening the account.
Prestige Community Credit Union: Personal Checking Account - $50 Bonus
Open a new Mega-Interest Checking account. Complete 10 debit card transactions of at least $5 each within 60 days of account opening.
First National Bank of Omaha: Personal Checking Account - $300 Bonus
Open a new FNBO Checking account. Use promo code BANK at account opening. Set up and receive qualifying direct deposits totaling $500. Qualifying direct deposits must post to new checking account two 35-day periods in a row.
Truist Bank: Personal Checking Account - $300 Bonus
Open a new Truist Bright, Truist Fundamental, or Truist Dimension Checking account. Use promo code TR2CHK22 at account opening. Set up and complete at least two qualifying direct deposits totaling $500 or more within 90 days of account opening.
TBK Bank: Business Checking Account - Up to $150 Bonus
Open a new Business Checking account. Earn $75 when you open Merchant Services. Earn $25 when you complete at least 3 recurring automatic transfers from this account to a TBK Bank savings or money market account. Earn $25 when you get a business debit card and make at least one point-of-sale. Earn $25 when you open and fund an AIM or Everyday consumer checking account. All activities must be completed within 120 days from account opening.
TBK Bank: Business Checking Account - Up to $200 Bonus
Open a new Business Interest Checking account. Earn $100 when you open a Merchant Services. Earn $50 when you complete at least 3 recurring automatic transfers from this account to a TBK Bank savings or money market account. Earn $25 when you get a business debit card and make at least one point-of-sale. Earn $25 when you open and fund an AIM or Everyday consumer checking account. All activities must be completed within 120 days from account opening.
Fort Hood National Bank: Military Saves Account - Up to $100 Bonus
Open a new Military Saves account. FHNB will match the initial opening deposit amount up to a maximum of $100. To qualify for bonus, complete the following activities: make a minimum initial opening deposit of $20, maintain an FHNB checking account and Military Saves account for 12 consecutive months, make deposits to your Military Saves Account that, in total, are at least equal to the amount of the initial opening deposit for the 11 consecutive months that follow the month in which the initial opening deposit was made.
Neighborhood Credit Union: Personal Checking Account - $100 Bonus
Open a new qualifying checking account using promo code PROSPER. Within 60 days of account opening, have qualifying direct deposits posted to your account totaling $500 or more. Offer available to new Prosper Neighborhood CU consumer checking customer who has not had a Neighborhood CU consumer checking account open within the last 6 months.
Eastman Credit Union: Personal Checking Account - $100 Bonus
Open a new Beyond Free Checking account and set up automatic debit or direct deposit to receive bonus.
Neighborhood Credit Union: Personal Checking Account - $100 Bonus
Open a new qualifying checking account using promo code ANNA. Within 60 days of account opening, have qualifying direct deposits posted to your account totaling $500 or more. Offer available to new Anna Neighborhood CU consumer checking customer who has not had a Neighborhood CU consumer checking account open within the last 6 months.
Altra Federal Credit Union: Personal Checking Account - $100 Bonus
Open a new A+ Checking or A+ Platinum Checking account using promo code A+100. To receive offer, initial minimum direct deposit is required within 30 days of account opening: A+ Checking $50 minimum required; A+ Platinum $250 minimum required. Offer available for new Altra members only.
Altra Federal Credit Union: Personal Checking Account - $100 Bonus
Open a new A+ Checking or A+ Platinum Checking account using promo code GA$100Checking. To receive offer, initial minimum direct deposit is required within 30 days of account opening: A+ Checking $50 minimum required; A+ Platinum $250 minimum required.
TBK Bank: Personal Checking Account - $125 Bonus
Earn $50 when you open a new Everyday Checking account and make a direct deposit at least 3 times totaling a minimum of $3,000. Earn $25 when you set up a monthly recurring automatic transfer into a TBK Bank Savings or Money Market Account. 3 transfers must go through within the first 120 days after account opening. Earn $25 when you make 9 successful Bill Pay payments that clear the account to service providers. Earn $25 when you make 50 purchases with your TBK Bank Debit MasterCard. All activities must be completed within 120 days from account opening.
TBK Bank: Personal Checking Account - $200 Bonus
Open a new AIM Checking account. Earn $100 when you make at least 3 direct deposits totaling a minimum of $12,000. Earn $50 when you set up a monthly recurring automatic transfer into a TBK Bank Savings or Money Market Account. Earn $25 when you make 9 successful Bill Pay payments that clear the account to service providers. Earn $25 when you make 50 purchases with your TBK Bank Debit MasterCard. All activities must be completed within 120 days from account opening.
Credit Union of Texas: Personal Checking Account - $250 Bonus
Open a new Secure Plus Checking account. Set up and receive monthly qualifying direct deposits totaling $600 within 60 days of account opening.
First Basin Credit Union: Personal Checking and Savings Account - Up to $250 Bonus
Earn $125 when you open a savings account and a free checking account. Complete at least 2 direct deposits of $500 or more. Earn an additional $125 when you enroll in online banking, use online bill pay, and apply for an FBCU credit card, FBCU loan, or open a certificate of deposit.
Credit Union of Texas: Select Employee Group Program - $250 Bonus
Earn $250 when you open a Secure or Secure Plus Checking account with qualifying direct deposits.
Nationwide Bank Promotions
These offers from national banks are available to Texans. National banks offer more convenience with branches and ATMs throughout the country, but they usually have higher fees or more requirements.
Citibank: Citigold Account Package - $1,500 Bonus
Earn up to $1,500 cash bonus with required activities. Open a new eligible checking and savings account in the Citigold Account Package. Within 20 days of opening your account, deposit $200,000 New-to-Citibank funds into the checking and/or savings account. Maintain a minimum balance of $200,000 between the checking and/or savings accounts for an additional 60 days from the 21st day.
Citibank Account Package - $300 Bonus
Earn $300 cash bonus with required activities. Open a new eligible checking and savings account in the Citibank Account Package. Within 20 days of opening your account, deposit $15,000 New-to-Citibank funds into the checking and savings account. Maintain a minimum balance of $15,000 between the checking and savings account for an additional 60 days from the 21st day.
US Bank: Gold Checking - $300 Bonus
- Enroll in online banking or the U.S. Bank Mobile App.
- Complete two or more direct deposits totaling $4,000 to earn $300
US Bank: Platinum Checking - $300 Bonus
- Enroll in online banking or the U.S. Bank Mobile App.
- Complete two or more direct deposits totaling $4,000 to earn $300
Bank of America Advantage Plus Banking® - $100 Bonus Offer
Open a new Bank of America Advantage Banking account. Use offer code DNA100CIS when opening the checking account. Set up and receive $1,000 or more within 90 days of account opening. Receive the $100 bonus within 60 days after completing all requirements.
The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page. The offer is for new checking customers only. Additional terms and conditions apply. See offer page for more details. Member FDIC
Bank of America Advantage Relationship Banking® - $100 Bonus Offer
Open a new Bank of America Advantage Banking account. Use offer code DNA100CIS when opening the checking account. Set up and receive $1,000 or more within 90 days of account opening. Receive the $100 bonus within 60 days after completing all requirements.
The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page. The offer is for new checking customers only. Additional terms and conditions apply. See offer page for more details. Member FDIC
Bank of America Advantage SafeBalance Banking® - $100 Bonus Offer
Open a new Bank of America Advantage Banking account. Use offer code DNA100CIS when opening the checking account. Set up and receive $1,000 or more within 90 days of account opening. Receive the $100 bonus within 60 days after completing all requirements.
The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page. The offer is for new checking customers only. Additional terms and conditions apply. See offer page for more details. Member FDIC
Bank of America: Business Advantage Fundamentals™ Banking - $500 Bonus
Open a new Business Advantage Fundamentals™ Banking account. Make qualifying deposits totaling $20,000 in new money into the new business account within 30 days of account opening. Maintain an average balance of $20,000 or more beginning 31 calendar days after account opening until 90 calendar days after account opening.
Bank of America: Business Advantage Relationship Banking - $500 Bonus
Open a new Business Advantage Relationship Banking account. Make qualifying deposits totaling $20,000 in new money into the new business account within 30 days of account opening. Maintain an average balance of $20,000 or more beginning 31 calendar days after account opening until 90 calendar days after account opening.
Wells Fargo: Personal Checking Account - $200 Bonus
Open a new qualifying consumer checking account.. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). $200 bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.
What the Experts Say
As part of our series on saving and investing, CreditDonkey asked a panel of industry experts to answer readers' most pressing questions. Here's what they said:
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