Bank Promotions in Texas: September 2025
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View list of best Texas bank promotions. See current active promos and new bonus offers from local Texas banks, credit unions, and national banks.
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Looking to open a new bank account in Texas? Check out these promotions first. Many banks are offering bonuses up to hundreds of dollars when you open a new account.
Here are some of the best bank offers in Texas:
- Bank of America Advantage Banking:
Up to $500 Cash Offer - Wells Fargo Everyday Checking Account:
$325 Bonus - PNC Bank:
Virtual Wallet with Performance Select Checking - $400 Bonus - Truist Bank:
Personal Checking Account - $400 Bonus - Regions Bank:
Personal Checking Account - $300 Bonus - Neighborhood Credit Union:
Personal Checking Account - $300 Bonus - First National Bank Texas:
Personal Checking Account - $250 Bonus - Credit Union of Texas:
Personal Checking Account - $250 Bonus - Firefighters First Credit Union:
Personal Checking Account - $250 Bonus - First Heroes National Bank:
Personal Checking Account - Up to $250 Bonus - TBK Bank:
Personal Checking Account - Up to $175 Bonus - Altra Federal Credit Union:
Personal Checking Account - $100 Bonus - Eastman Credit Union:
Personal Checking Account - $100 Bonus - Farmers Insurance Federal Credit Union:
Personal Checking and Savings Account - $100 Bonus - Bank of Texas:
Personal Checking Account - $800 Bonus - BOK Financial Bank:
Personal Checking Account - $300 Bonus - Credit Human Federal Credit Union:
Personal Checking Account - $300 Bonus - Hanmi Bank:
Personal Checking Account - $200 Bonus - A+ Federal Credit Union:
Personal Checking Account - Up to $100 Bonus - First Horizon Bank:
Personal Checking and Savings Account - $700 Bonus - Hancock Whitney Bank:
Personal Checking and Savings Account - $600 Bonus
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 1/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2025.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or
Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
Wells Fargo Everyday Checking Account - $325 Bonus
- Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
- Wells Fargo Bank, N.A.
Member FDIC
PNC Bank: Virtual Wallet with Performance Select Checking - $400 Bonus
Open a new Virtual Wallet with Performance Select checking account and make qualifying direct deposits totaling $5,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
Truist Bank: Personal Checking Account - $400 Bonus
Open a new Truist One Checking account online. Use promo code TRUIST25DC400 at account opening. Set up and receive at least two qualifying direct deposits totaling $1,000 or more within 120 days of account opening.
Regions Bank: Personal Checking Account - $300 Bonus
Register for the offer by December 31, 2025. Open a new personal LifeGreen® Checking account online or in a branch by January 31, 2026. Make $1,000 or more in qualifying ACH direct deposits that post to your account within 90 days of account opening.
Free Business Checking - Earn $300 Bonus
To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 12/31/2025 using the referral code CD300.
After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
Texas Bank Promotions
These promotions are from smaller regional banks and credit unions. Regional banks often offer more competitive interest rates and fewer fees. If you're considering an offer, make sure you have access to branches and ATMs.
PNC Bank: Virtual Wallet with Performance Spend Checking - $200 Bonus
Open a new Virtual Wallet with Performance Spend checking account and make qualifying direct deposits totaling $2,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
PNC Bank: Virtual Wallet Checking - $100 Bonus
Open a new Virtual Wallet checking account and make qualified direct deposits totaling $500 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
Neighborhood Credit Union: Personal Checking Account - $300 Bonus
Open a new qualifying checking account. Use promo code NEIGHBOR at account opening. Receive one qualifying direct deposit of $500 or more within 60 days of account opening.
First National Bank Texas: Personal Checking Account - $250 Bonus
Open a new Service 1 or Service 1 High Yield Account. Set up and receive qualifying direct deposit of $600 within 45 days of account opening, within the 33 days before your account's 6th month, and within the 33 days leading up to your account's 12th month.
Credit Union of Texas: Personal Checking Account - $250 Bonus
Open a new Secure Checking or Secure Plus Checking account. Deposit $25 and use promo code 250 at account opening. Set up and receive monthly qualifying direct deposits totaling $600 within 60 days of account opening.
Firefighters First Credit Union: Personal Checking Account - $250 Bonus
Open a new qualifying checking account. Set up and receive monthly direct deposits of $1,000 or more for two consecutive months. Offer limited to new Firefighters First Credit Union members only and is valid for 12 months from the opening date of membership.
First Heroes National Bank: Personal Checking Account - Up to $250 Bonus
Open a new Service 1 checking account. Earn $50 when you receive a qualifying direct deposit of $600 or more within 45 days of account opening. Earn $50 when you receive a qualifying direct deposit of $600 or more and within the 33 days before the 6th month of account opening. Earn $150 when you receive a qualifying direct deposit of $600 or more and within the 33 days before the 12th month of account opening.
First Heroes National Bank: Personal Checking Account - Up to $250 Bonus
Open a new Service 1 checking account. Earn $50 when you receive a qualifying direct deposit of $600 or more within 45 days of account opening. Earn $50 when you receive a qualifying direct deposit of $600 or more and within the 33 days before the 6th month of account opening. Earn $150 when you receive a qualifying direct deposit of $600 or more and within the 33 days before the 12th month of account opening.
TBK Bank: Business Checking Account - Up to $200 Bonus
Open a new Business Interest Checking account. Earn $100 when you open a Merchant Services. Earn $50 when you complete at least 3 recurring automatic transfers from this account to a TBK Bank savings or money market account. Earn $25 when you get a business debit card and make at least one point-of-sale. Earn $25 when you open and fund an AIM or Everyday consumer checking account. All activities must be completed within 120 days from account opening.
TBK Bank: Personal Checking Account - Up to $175 Bonus
Earn $50 when you open a new Everyday Checking account and make a direct deposit at least 3 times totaling a minimum of $3,000. Earn $25 when you set up at least 3 recurring automatic transfer into a TBK Bank Savings or Money Market Account. Earn $25 when you make 9 Bill Pay payments that clear the account to service providers. Earn $25 when you make 50 purchases with your TBK Bank Debit MasterCard. All activities must be completed within 120 days from account opening. Earn an additional $50 for being a TBK at Work participant. You must provide a referral code to qualify for the the TBK at Work bonus.
TBK Bank: Business Checking Account - Up to $150 Bonus
Open a new Business Checking account. Earn $75 when you open Merchant Services. Earn $25 when you complete at least 3 recurring automatic transfers from this account to a TBK Bank savings or money market account. Earn $25 when you get a business debit card and make at least one point-of-sale. Earn $25 when you open and fund an AIM or Everyday consumer checking account. All activities must be completed within 120 days from account opening.
TBK Bank: Business Checking Account - Up to $100 Bonus
Open a new Business Basic Checking account. Earn $25 when you open Merchant Services. Earn $25 when you complete at least 3 recurring automatic transfers from this account to a TBK Bank savings or money market account. Earn $25 when you get a business debit card and make at least one point-of-sale. Earn $25 when you open and fund an AIM or Everyday consumer checking account. All activities must be completed within 120 days from account opening.
Altra Federal Credit Union: Personal Checking Account - $100 Bonus
Open a new A+ Checking or A+ Platinum Checking account using promo code A+100. To receive offer, initial minimum direct deposit is required within 30 days of account opening: A+ Checking $50 minimum required; A+ Platinum $250 minimum required. Offer available for new Altra members only.
Eastman Credit Union: Personal Checking Account - $100 Bonus
Open a new Beyond Free Checking account and set up automatic debit or direct deposit to receive bonus.
Farmers Insurance Federal Credit Union: Personal Checking and Savings Account - $100 Bonus
Open a new eligible checking account within 10 days of signing up for membership. Use promo code WELCOME at account opening. Set up and receive direct deposit of at least $1,000 per month for two consecutive months within 45 days of account opening.
Open a new savings or deposit account within 10 days of signing up for membership. Use promo code WELCOME at account opening. Deposit $10,000 or more in new money during account opening. Maintain at least $10,000 in the account for 2 consecutive months.
Altra Federal Credit Union: Personal Checking Account - $50 Bonus
Open a new Free Checking account. Use promo code GA$50Checking at account opening. Deposit $50 or more within 60 days of account opening. This offer is available only to inactive members.
Farmers Insurance Federal Credit Union: Personal Checking Account - $50 Bonus
Open a new eligible checking account within 10 days of signing up for membership. Use promo code WELCOME at account opening. Set up and receive direct deposit of at least $1,000 per month for two consecutive months within 45 days of account opening.
TBK Bank: Personal Checking Account - $50 Bonus
Open a new Launch Checking account. Earn $10 when you make at least 3 direct deposits totaling a minimum of $1,500. Earn $10 when you make 9 successful Bill Pay payments that clear the account to service providers. Earn $10 when you make 3 mobile deposits. Earn $10 when you sign up and pay or receive at least 8 transactions via Zelle. Earn $10 when you make 30 point-of-sale purchases with your TBK Bank Debit MasterCard. All activities must be completed within 120 days from account opening.
Altra Federal Credit Union: Personal Checking Account - $150 Bonus
Open a new A+ Checking or A+ Platinum Checking account using promo code RPSD_A+150. Make 10 or more eligible Altra debit card transactions which must be posted within 30 days of account opening.
Altra Federal Credit Union: Youth Savings Account - $50 Bonus
Open a new Youth Savings account using promo code RPSD_Youth50. New membership account must remain open and in good standing for at least 6 months.
Bank of Texas: Personal Checking Account - $800 Bonus
Open a Premier Checking account. Use promo code TEXOFR at account opening. Set up and receive a total of $1,500 in ACH deposits within 90 days of account opening. Maintain a monthly average balance of $10,000 or more.
Bank of Texas: Personal Checking Account - $400 Bonus
Open a Access Checking account. Use promo code TEXOFR at account opening. Set up and receive a total of $1,500 in ACH deposits within 90 days of account opening.
BOK Financial Bank: Personal Checking Account - $300 Bonus
Open a new Access Checking account. Present proof of acceptance or enrollment from any college, university, or vocational school. Make aggregate deposits totaling $200 or more within 90 days of account opening. Make 10 debit card transactions within 90 days of account opening.
Bank of Texas: Personal Checking Account - $300 Bonus
Open a new Access Checking account. Make deposits totaling $200 or more within 90 days of account opening. Complete 10 or more debit card transactions within 90 days of account opening.
Credit Human Federal Credit Union: Personal Checking Account - $300 Bonus
Open a new qualifying checking account. Set up and receive two or more recurring direct deposits of $250 each. Make 10 point-of-sale debit card transactions of $10 each. Enroll in eStatements and online banking.
Hanmi Bank: Personal Checking Account - $200 Bonus
Open a new joint checking account. Enroll in uChoose Rewards within 30 days of account opening. Earn 20,000 uChoose Rewards® points when you maintain an average daily balance of $3,000 for the first three full months to qualify for the bonus points. Cash value of 100 uChoose Rewards® points is $1.
Hanmi Bank: Personal Checking Account - $100 Bonus
Open a new individual checking account. Enroll in uChoose Rewards within 30 days of account opening. Earn 10,000 uChoose Rewards® points when you maintain an average daily balance of $3,000 for the first three full months to qualify for the bonus points. Cash value of 100 uChoose Rewards® points is $1.
A+ Federal Credit Union: Personal Checking Account - Up to $100 Bonus
Earn $25 when you open a Membership Savings and a Cash-Back Checking account. Use promo code 2025SEG100 at account opening. Earn $75 when you establish qualifying direct deposits of $800 or more, in aggregate, within 30 consecutive calendar days.
A+ Federal Credit Union: Personal Checking Account - Up to $50 Bonus
Earn $25 when you open a new Membership Savings and a Cash-Back Checking accounts with a debit card, direct deposit, and eStatements. Use promo code 2025OFFER50 at account opening. Earn $25 when you establish qualifying direct deposits of $800 or more, in aggregate, within 30 consecutive calendar days.
First Horizon Bank: Business Checking Account - $800 Bonus
Open a new BizEssentials Checking, BizEssentials Plus Checking, or BizEssentials Interest Checking account. Deposit $25,000 or more into the account within 15 days of account opening. Maintain an average daily collected balance of $25,000 or more for the first 3 full statement cycles. Complete 20 qualifying transactions within the first 3 full statement cycles.
First Horizon Bank: Personal Checking and Savings Account - $700 Bonus
Open a new FirstView Checking account. Set up and receive qualifying direct deposits totaling $2,000 or more within 90 days of account opening. Account must remain open and in good standing for at least 90 days.
Open a new Traditional Savings account at the same time as the checking account. Deposit a total of $3,000 or more in new funds within 30 days of account opening. Maintain a minimum $3,000 balance for 90 days from the day of the deposit.
First Horizon Bank: Personal Checking Account - $450 Bonus
Open a new FirstView or SmartView Checking account. Set up and receive qualifying direct deposits totaling $2,000 or more within 90 days of account opening. Account must remain open and in good standing for at least 90 days.
Hancock Whitney Bank: Personal Checking and Savings Account - $600 Bonus
Open a new Freestyle Checking account. Use promo code obtained by providing your email address. Set up and receive qualifying direct deposits totaling at least $500 each month by 12/31/2025.
Open a new Freestyle Savings account. Use promo code obtained by providing your email address. Deposit $5,000 or more into the savings account by 11/30/2025. Maintain a minimum balance of $5,000 or more until 02/28/2026.
The Freestyle Checking and Savings account must be opened at the same time and must remain open and active until 02/28/2026.
Hancock Whitney Bank: Personal Checking Account - $300 Bonus
Open a new Freestyle Checking account. Use promo code obtained by providing your email address. Set up and receive qualifying direct deposits totaling at least $500 each month by 12/31/2025.
Nationwide Bank Promotions
These offers from national banks are available to Texans. National banks offer more convenience with branches and ATMs throughout the country, but they usually have higher fees or more requirements.
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 1/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2025.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or
Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
Bluevine: Free Business Checking - Earn $300 Bonus
To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 12/31/2025 using the referral code CD300.
After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
What the Experts Say
As part of our series on saving and investing, CreditDonkey asked a panel of industry experts to answer readers' most pressing questions. Here's what they said:
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