Wells Fargo Checking Account Bonus: October 2025
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Wells Fargo may offer a cash bonus when you open a checking account. Read on to learn more.
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Think big banks only take your money rather than give it? Probably not Wells Fargo. With its limited-time checking bonuses, a typical account opening process can be a fruitful endeavor.
Take a look at the latest Wells Fargo promotions that could put some extra cash in your pocket.
Wells Fargo Checking Account Bonus Offers 2025
Here's something pretty exciting about Wells Fargo's checking bonuses: they could all be available right now! Check out current deals below.
Wells Fargo Everyday Checking Account - $325 Bonus
- Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
- Wells Fargo Bank, N.A.
Member FDIC
Personal Checking Account - $125 Bonus
Open a new qualifying consumer checking account. Make 10 or more qualifying transactions posted to the new checking account within 60 days of account opening. This offer is for new checking account customers only.
The information for Personal Checking Account has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
Personal Checking Account - $2,000 Bonus
Open a new Premier Checking account or upgrade your existing checking account to a Premier Checking account. Use promo code at account opening. Offer code can be obtained by providing your email address. Deposit $250,000 or more to qualifying linked accounts within 45 days of account opening or upgrade. Maintain a balance of $250,000 or more in the qualifying linked accounts for at least 90 days after account opening or upgrade.
The information for Premier Checking has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
Personal Checking Account - $3,500 Bonus
Open a new Premier Checking account or upgrade your existing checking account to a Premier Checking account. Use promo code at account opening. Offer code can be obtained by providing your email address. Deposit $500,000 or more to qualifying linked accounts within 45 days of account opening or upgrade. Maintain a balance of $500,000 or more in the qualifying linked accounts for at least 90 days after account opening or upgrade.
The information for Premier Checking has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
Personal Checking Account - $2,500 Bonus
Open a new Premier Checking account or upgrade your existing checking account to a Premier Checking account. Use promo code at account opening. Offer code can be obtained by providing your email address. Deposit $250,000 or more to qualifying linked accounts within 45 days of account opening or upgrade. Maintain a balance of $250,000 or more in the qualifying linked accounts for at least 90 days after account opening or upgrade.
The information for Premier Checking has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
Personal Checking Account - $425 Bonus
Open a new eligible consumer checking account. Receive qualifying electronic deposits of $1,000 or more within 90 days of account opening. This offer is for new checking account customers only.
The information for Personal Checking Account has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
A Wells Fargo bonus is a legitimate offer in exchange for opening a new checking account and meeting the requirements. However, this is often a limited-time promotion, and amounts may vary.
Other Wells Fargo bonus promotions
The following bonuses might also work for you:
Yes, you can earn more than one Wells Fargo bonus simultaneously. However, they usually need to be for different types of accounts. For example, one bonus is for opening a checking account, the other is for savings.
Wells Fargo checking bonus alternatives
Guess what, here are even more checking bonuses to compare with Wells Fargo's offers:
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 1/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
HSBC Premier - Earn Up to $3,500
- Get a $1,000 Cash Bonus: Add and maintain New Deposits of $150,000 to $249,999
- Get a $2,500 Cash Bonus: Add and maintain New Deposits of $250,000 to $499,999
- Get a $3,500 Cash Bonus: Add and maintain New Deposits of $500,000+
Earn a $25 Extra Cash Bonus when you register and logon to the HSBC US Mobile Banking App3 by December 31, 2025.
If all offer requirements are met, Cash Bonuses will be paid by May 31, 2026.
Key Select Checking® - $500 Bonus
- Open a Key Select Checking® account online by December 19, 2025.
- Make the minimum opening deposit of $50, plus a total of $5,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $500 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
BMO Smart Advantage Checking account - Earn $400 Cash Bonus*
$400 cash bonus* when you have a cumulative total of $4,000 in qualifying direct deposits within 90 days of account opening between 9/9/25 - 1/28/26. *Conditions apply. Accounts are subject to approval and provided in the U.S. by BMO Bank N.A. Member FDIC
Banks offer checking bonuses primarily to attract new customers. They compete for your business and know a nice reward might convince you to pick them over another bank.
FAQS
- How can you earn a Wells Fargo checking bonus?
Wells Fargo checking bonus criteria may vary across offers, but they often include the following:
- Open a new qualified account during a certain period using a bonus offer code.
- Accumulate a certain amount in qualifying direct deposits, usually within 90 days of opening your account.
- Maintain a particular balance in linked accounts for the promo duration.
- New account must stay open through the time Wells Fargo would attempt to deposit the bonus.
- Open a new qualified account during a certain period using a bonus offer code.
- What are the pros and cons of a Wells Fargo checking bonus?
Here are the positives and negatives of Wells Fargo checking bonuses:
- Attractive bonus amounts
- Doable requirements
- Zero early account closure fee
- Limited time availability
- Monthly service fees
- How long does it take to get the Wells Fargo bonus?
Bonuses offered during an active Wells Fargo promotion are often credited into your new account within 30 calendar days after the qualification period.
- Are Wells Fargo sign-up bonuses taxed?
Like interest you earn from a savings account, Wells Fargo sign-up bonuses must be reported on your tax return since they're taxable. Wells Fargo might even send you a Form 1099-INT in the mail.
- Is Wells Fargo a good bank for checking?
Wells Fargo's large branch and ATM network makes it a good bank to host your checking account. In addition, it offers multiple checking account types to suit different needs. Read this Wells Fargo review to learn more.
- How much to open a Wells Fargo checking account?
The minimum deposit to open any Wells Fargo checking account is $25.[1]
- What is the minimum balance for a Wells Fargo checking account?
Wells Fargo checking accounts do not have a minimum daily balance requirement to stay open. However, most accounts have a monthly service fee, which can often be waived by maintaining a certain balance.
Bottom Line
Wells Fargo's tempting checking bonuses can be a good reason to switch or add another account to your bank portfolio.
However, although the bonus cash is nice, think about the bigger picture. Does the account, with its features, fees, and requirements match how you handle money?
Remember, a bonus is just a one-time perk, but this account might be yours for years. Ensure it's a good fit for daily banking needs, not just your wallet this month.
Explore other checking bonuses by bank:
References
- ^ Wells Fargo. Compare Checking Accounts, Retrieved 1/22/2025
Wells Fargo Everyday Checking Account - $325 Bonus
- Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
- Wells Fargo Bank, N.A.
Member FDIC
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 1/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
U.S. Bank Business Essentials - $400 Bonus
Promo code Q4AFL25 MUST be used when opening a U.S. Bank Business Essentials®, or Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.
Earn your $400 Business Checking bonus by opening a new U.S. Bank Business Essentials account between 10/01/2025 and 1/14/2026. You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening. You must also complete 5 qualifying transactions within 60 days of account opening.
Qualifying transactions include debit card purchases, ACH credits, Wire Transfer credits and debits, Zelle credits and debits, U.S. Bank Mobile Check Deposit or Bill Pay or payment received via U.S. Bank Payment Solutions. Other transactions such as (but not limited to) other Person to Person payments, transfers to credit card or transfers between U.S. Bank accounts are not eligible.
New money is considered money that is new to U.S. Bank. Funds must come from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or Business Essentials Pricing Information Document for a list of fees.
Bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.
Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.
All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or Business Essentials Pricing Information and YDAA disclosure. These documents can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.
Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice. Member FDIC
Online Savings Account - Earn 3.40% APY
- No fees
- No minimum opening deposit
- No minimum balance required
CIT Bank Platinum Savings - $300 Bonus
- Qualify for a $300 cash bonus with a minimum deposit of $50,000
- This limited-time offer to qualify for a $225 cash bonus with a minimum deposit of $25,000 or a $300 bonus with a minimum deposit of $50,000 is available to New and Existing Customers who meet the Platinum Savings promotion criteria. The Promotion begins on September 23, 2025, and can end at any time without notice.
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