Chase vs Raisin

Chase is a national bank with good promotions for new customers. How does it compare to Raisin? Read our comparison chart below.

	Chase	Raisin
	Member FDIC
	Visit Site	Visit Site
	SPECIAL OFFER Chase First Banking - Learn More Read Chase Review	SPECIAL OFFER High-Yield Savings Account - $1,000 Bonus - Learn More Read Raisin Review
	Benefits and Features
Savings	Chase Savings: 0.01% APY. $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD	Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking	Chase Total Checking® Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking℠: For high net worth individuals who have $150,000 on deposit with Chase.
Mobile App	iOS & Android
ATMs	15,000+ Chase ATMs
Customer Service	Automated service available 24/7
FAQ		Where are my funds held? Your account is opened through Raisin, an online savings marketplace partnering with over 40 federally insured US banks and credit unions. However, your funds are held in a custodial account with the bank or credit union that is providing your savings account. Are my deposits insured? Yes. all banks and credit unions on the Raisin platform is FDIC or NCUA insured. For each institution, your funds are insured up to $250,000 per depositor. Are there any fees? No, there are no monthly service fees, account opening fees, or account closing fees. How long do deposits and withdrawals take? All deposits and withdrawals are completed within one to three (1-3) business days. How do I access my money? You have 24/7 online access. To withdraw money, just transfer it back to your linked bank account.
Locations	Over 4,700	Online only
	CreditDonkey® Reviews

Savings
CD
Checking
Mobile App
Customer Service
Money Market
Pros & Cons	Pros: More than 4,700 branches New customer coupons Full service banking Cons: Low savings rates Not in all states	Pros: Multiple savings accounts in one place No monthly fee $1 minimum Cons: No checking accounts Smaller banks & credit unions
Bottom Line	National bank with good promotions for new customers... Read full review	Online savings platform offering some of the highest APYs in the nation... Read full review
	Visit Site	Visit Site
	Chase First Banking Referral Program - Up to $500 Bonus	High-Yield Savings Account - $1,000 Bonus High-Yield Savings Account - $500 Bonus High-Yield Savings Account - $250 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chase: Pricing information and data points from published website as of 08/26/2025.

High-Yield Savings Account - $1,000 Bonus

New customers only. Earn $1,000 for a minimum of $100,000 deposited on the Raisin platform within 14 days of your first deposit date and maintained over 90 days. To qualify for the bonus, the first deposit must be initiated by September 30, 2025, by 11:59 PM ET, and the customer must input code EASY at the time of sign-up.

Get Deal

Expires 9/30/2025

High-Yield Savings Account - $500 Bonus

New customers only. Earn $500 for a minimum of $50,000 deposited on the Raisin platform within 14 days of your first deposit date and maintained over 90 days. To qualify for the bonus, the first deposit must be initiated by September 30, 2025, by 11:59 PM ET, and the customer must input code EASY at the time of sign-up.

Get Deal

Expires 9/30/2025

High-Yield Savings Account - $250 Bonus

New customers only. Earn $250 for a minimum of $25,000 deposited on the Raisin platform within 14 days of your first deposit date and maintained over 90 days. To qualify for the bonus, the first deposit must be initiated by September 30, 2025, by 11:59 PM ET, and the customer must input code EASY at the time of sign-up.

Get Deal

Expires 9/30/2025

Which is Better: Chase or Raisin?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Chase or Bank of America.

In short: Chase's mobile app is impressive. Raisin's savings and cd are impressive.

Articles on Chase

Chase Bank Review

Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you.

Chase Open Account

Opening an account with Chase Bank is simple. Take a look at what you'll need and check out your account options in our guide.

Chase Business Checking Coupon

Chase Business Complete Banking offers up to a $500 bonus for new customers with qualifying activities. Find out how to get this limited business checking promotion.

Chase Business Complete Banking Review

Is Chase Business Complete Banking the right choice for you? Here are the benefits and fees you need to know.

How to Open a Chase Business Bank Account

Opening a Chase business banking account is easy. Check out what you'll need and your business checking options in this guide.

Chase Routing Number

What is Chase Bank's routing number? It depends on the state. Find the correct routing number for your Chase account (even without a check).

Chase Private Client vs Sapphire Banking

What's the difference between Chase Private Client Checking℠ and Chase Sapphire℠ Banking? Find out which one you can qualify for.

Chase $600 Bonus

Curious about scoring $600 from Chase? Read on to find out how to qualify and claim a $600 Chase bonus.

Does Chase Have a High Yield Savings

Curious if Chase offers a high-yield savings account? Read on to find out.

Chase Savings Account Interest Rate

Looking to open a savings account with Chase? Check out the current rates being offered.

Articles on Raisin

Is Raisin Safe and Legit

Raisin offers great savings accounts with impressive APYs to boost your savings. But is it safe to use? Read on to find out.

Raisin Review

Unravel the truth about Raisin's safety and legitimacy in this review.

Which Do You Think is Best?

Which Bank Account is Right for You?

First Community Bank Review

First Community Bank is well-regarded for its great service across the Coastal Bend region, but it comes with setbacks. Read on for the details.

Next Page: Chase Bank

Chase vs Raisin

Benefits and Features

CreditDonkey® Reviews

Which is Better: Chase or Raisin?

Articles on Chase

Articles on Raisin

Which Do You Think is Best?

Which Bank Account is Right for You?

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