Western Alliance Bank vs Chase

Western Alliance Bank is a solid bank that offers high APY savings products with a fully digital experience. How does it compare to Chase? Read our comparison chart below.

Western Alliance Bank offers high-yield savings products and CD accounts.

While Chase is one of the biggest banks in the nation with more than 5,000 branches and over 15,000 ATMs. They offer a variety of banking, loans and investing services.

Compare Western Alliance Bank with Chase, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Western Alliance Bank	Chase
	Member FDIC	Member FDIC
	Visit Site	Learn More
	SPECIAL OFFER High-Yield Savings Premier - 3.80% APY Read Western Alliance Bank Review	SPECIAL OFFER Chase Bank $400 Bonus - Learn More Read Chase Review
	Benefits and Features
Savings	High-Yield Savings Premier: 3.80% APY	Chase Savings: 0.01% APY. $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD	Up to 3.60%; 3-12 month term CDs. $1 minimum deposit.	Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking	Personal Checking, Personal Interest Checking	Chase Total Checking® Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking Chase Private Client Checking℠: For high net worth individuals who have $150,000 on deposit with Chase.
Mobile App		iOS & Android
ATMs		15,000+ Chase ATMs
Customer Service		Automated service available 24/7
Locations	35 locations	Over 5,000
	CreditDonkey® Reviews

Savings
CD
Fees
Mobile App
Customer Service
Pros & Cons	Pros: High APY No account activity or maintenance fees Cons: No debit card or checks	Pros: More than 5,000 branches New customer coupons Full service banking Cons: Low savings rates Not in all states
Bottom Line	Solid bank that offers high APY savings products with a fully digital experience... Read full review	National bank with good promotions for new customers... Read full review
	Visit Site	Learn More
	High Yield Savings Account - 3.80% APY High-Yield CD Rates - Up to 3.60% APY 3-Month High-Yield CD - 3.60% APY	Chase Bank $400 Bonus Chase Bank $125 Bonus Chase Business Up to $500 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Western Alliance Bank: Information sourced from the published website as of 1/8/2026. Chase: Pricing information and data points from published website as of 01/24/2026.

High-Yield Savings Premier - 3.80% APY

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No account fees
Option to open individual or joint account
FDIC insured up to $250,000 per depositor
Only $500 minimum opening deposit

The annual percentage yield (APY) is accurate as of January 8, 2026 and subject to change at the Bank's discretion. Refer to product's website for latest APY rate. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC

High Yield Savings Account - 3.80% APY

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on Raisin's Secure Website

No fees
$1 minimum deposit
24/7 online access
FDIC insured

High-Yield CD Rates - Up to 3.60% APY

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on Raisin's Secure Website

No fees
$1 minimum deposit
FDIC insured

Term	CD Rates
3 Month	3.60% APY
4 Month	3.50% APY
5 Month	3.40% APY
6 Month	3.50% APY
9 Month	3.40% APY
12 Month	3.30% APY

Member FDIC

Chase Total Checking® - $400 Bonus

Open an Account

Expires 4/15/2026

New Chase checking customers can receive $400 when you open a Chase Total Checking^® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
Chase Total Checking^® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Chase Mobile^® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick Deposit℠.
Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.

Member FDIC

Chase Secure Banking℠ - $125 Bonus

Get $125 Coupon

Expires 3/27/2026

New Chase checking customers enjoy a $125 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking℠ customers.
No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
Pay bills, cash checks and send or receive money with Zelle^® with a Chase Secure Banking℠ account.
Chase makes it easy for you to access your money from anywhere with the Chase Mobile^® app, plus thousands of ATMs and branches.
JPMorgan Chase Bank, N.A. Member FDIC.

Member FDIC

Chase Business Complete Banking® - Up to $500 Bonus

Get Coupon

Expires 5/14/2026

Earn up to $500 when you open a new Chase Business Complete Checking^® account. For new Chase business checking customers with qualifying activities.
Get added features at no additional costs. Choose Chase Business Complete Banking^® to get a fully integrated business solution that can help you control costs. Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone at no additional cost.
Bank with confidence. Feel confident knowing we have the largest branch network in the U.S. with 5,000 branches that provide personalized service and can help with your complex banking needs. You can also benefit from our account protection services, which provide safeguards by overseeing employee account activity, monitoring checks, and offering additional protection for your business.
Access top-rated online business banking. Take advantage of our #1-ranked online small business banking platform with a comprehensive set of features designed for small business owners like you. Our tools enhance your ability to manage cash flow, accept and make payments, create invoices and plan for growth, so you can streamline processes and gain greater control of your finances.

Which is Better: Western Alliance Bank or Chase?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Western Alliance Bank or CIT Bank.