Western Alliance Bank vs Chase

Western Alliance Bank is a solid bank that offers high APY savings products with a fully digital experience. How does it compare to Chase? Read our comparison chart below.

Western Alliance Bank offers high-yield savings products and CD accounts.

While Chase is one of the biggest banks in the nation with more than 4,700 branches and over 15,000 ATMs. They offer a variety of banking, loans and investing services.

Compare Western Alliance Bank with Chase, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Western Alliance Bank	Chase
	Member FDIC	Member FDIC
	Visit Site	Learn More
	SPECIAL OFFER High-Yield Savings Premier - 4.10% APY Read Western Alliance Bank Review	SPECIAL OFFER Chase Business Complete Banking® - Up to $500 Bonus - Learn More Read Chase Review
	Benefits and Features
Savings	High-Yield Savings Premier: 4.10% APY	Chase Savings: 0.01% APY. $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD	Up to 4.00%; 3-12 month term CDs. $1 minimum deposit.	Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking	N/A	Chase Total Checking® Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking℠: For high net worth individuals who have $150,000 on deposit with Chase.
Mobile App		iOS & Android
ATMs		15,000+ Chase ATMs
Customer Service		Automated service available 24/7
Locations	35 locations	Over 4,700
	CreditDonkey® Reviews

Savings
CD
Fees
Mobile App
Customer Service
Checking
Pros & Cons	Pros: High APY No account activity or maintenance fees Cons: No debit card or checks	Pros: More than 4,700 branches New customer coupons Full service banking Cons: Low savings rates Not in all states
Bottom Line	Solid bank that offers high APY savings products with a fully digital experience... Read full review	National bank with good promotions for new customers... Read full review
	Visit Site	Learn More
	High Yield Savings Account - 4.10% APY High-Yield CD Rates - Up to 4.00% APY 3-Month High-Yield CD - 4.00% APY	Chase Business Complete Banking® - Up to $500 Bonus Chase Private Client Checking℠ - Up to $3,000 Bonus Chase Total Checking® - $300 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Western Alliance Bank: Information sourced from the published website as of 09/30/2025. Chase: Pricing information and data points from published website as of 10/21/2025.

High-Yield Savings Premier - 4.10% APY

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No account fees
Option to open individual or joint account
FDIC insured up to $250,000 per depositor
Only $500 minimum opening deposit

The annual percentage yield (APY) is accurate as of September 30, 2025 and subject to change at the Bank's discretion. Refer to product's website for latest APY rate. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC

Member FDIC

High Yield Savings Account - 4.10% APY

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on Raisin's Secure Website

No fees
$1 minimum deposit
24/7 online access
FDIC insured

High-Yield CD Rates - Up to 4.00% APY

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on Raisin's Secure Website

No fees
$1 minimum deposit
FDIC insured

Term	CD Rates
3 Month	4.00% APY
4 Month	3.50% APY
6 Month	3.50% APY
9 Month	3.40% APY
12 Month	3.30% APY

Which is Better: Western Alliance Bank or Chase?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Western Alliance Bank or CIT Bank.

In short: Western Alliance Bank's savings and cd are outstanding. Chase's mobile app and customer service are worth mentioning. In particular, the mobile app is impressive.