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Wells Fargo vs Chase


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Wells Fargo

Chase

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Benefits and Features

Savings0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, or are under the age of 18.Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open.
Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CDStandard Term CD: 0.05% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Special CD: 0.05% APY. Terms of 5 months. Minimum deposit of $5,000. Bonus of up to 0.08% APY if you maintain a linked Portfolio by Wells Fargo relationship.Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open.
Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Money MarketAlso known as the Platinum Savings Account. 0.03% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 0.04% requires account linked to Portfolio by Wells Fargo relationship. 
Customer ServiceAvailable 24 hours a day, 7 days a week.
24/7 by phone
ATMsMore than 13,000 ATMs across the country.Over 16,000 Chase ATMs nationwide
IRA CDStandard Term CD: 0.01% - 0.05% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Special CD: 0.05% APY. Terms of 5 months. Minimum deposit of $2,500. Bonus of up to 0.06% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account. 
IRA Money Market0.03% APY. $100 minimum opening deposit. 
LocationsApproximately 5,400 retail banking branches coast to coast.
Nearly 4,900 branches
 

CreditDonkey® Reviews

 Chase
Savings
Checking
Customer Service
Mobile App
Pros & ConsPros:
  • Nearly 4,900 branches
  • New customer coupons
  • Full service banking
Cons:
  • Low interest rates
  • Not in all states
Bottom Line Read full reviewNational bank with good promotions for new customers... Read full review
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Wells Fargo: Pricing information from published website as of 07/15/2020 based on 91107 zip code.

Chase: Pricing information from published website as of 07/02/2020


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