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Regions Bank vs Chase

Regions Bank is a south and Midwest bank with special reward programs. How does it compare to Chase? Read our comparison chart below.

Regions Bank has 1,500 branches in 15 states in the South and Midwest. Checking and savings accounts require just $50 to open, with relatively lower requirements to waive fees. The unique Now Banking solution offers prepaid Visa, savings, and check cashing services with no account required.

While Chase is one of the biggest banks in the nation with more than 4,700 branches and over 16,000 ATMs. They offer a variety of banking, loans and investing services.

Compare Regions Bank with Chase, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Chase
 Learn MoreVisit Site
 

Regions Bank

Chase

SPECIAL OFFER
LifeGreen Savings Account – Up to $100 Annual Savings Bonus - Learn More

Read Regions Bank Review

SPECIAL OFFER
Chase Bank $225 Bonus - Learn More

Read Chase Review

 

Benefits and Features

SavingsTwo types of Savings Account - Regions Savings, and Regions Lifegreen Savings. 0.01% APY. Regions Savings Account - minimum opening deposit $50. $5 monthly maintenance fee, unless you have $300 minimum daily balance. Regions Lifegreen Account - minimum opening deposit $50. Must have Regions Checking Account. No monthly maintenance fee.Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open.
Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD0.01% - 0.05% APY. Terms ranging from 1 - 72 months. (Promotional rate of 0.40% APY for 63 Months) $500 minimum opening deposit for CDs with terms 90 days or longer. $2,500 minimum opening deposit for CDs with terms 7 - 89 days.Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking Chase Total Checking®
Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Money MarketTwo types of Money Market accounts - Regions Money Market Account and Premium Money Market Account. Regions Money Market: $12 monthly fee. Premium Money Market: $15 monthly fee. 
Customer Service24/7 Telephone Customer Service 
ATMsMore than 2200 ATMs in 16 Southern and Midwestern US states.
16,000 Chase ATMs
IRA CD0.03% - 0.05% APY. Terms ranging from 6 months - 72 months. $250 minimum opening deposit. 
IRA Money Market0.01% APY. Minimum $50 opening deposit. 
LocationsMore than 1500 branches in 16 Southern and Midwestern US states.
Over 4,700
 

CreditDonkey® Reviews

 Chase
SavingsStarStarStarStarEmpty StarStarStarStarHalf StarEmpty Star
CDStarStarStarHalf StarEmpty Star
CheckingStarStarStarHalf StarEmpty StarStarStarStarStarEmpty Star
Money MarketStarStarStarEmpty StarEmpty Star
Customer ServiceStarStarStarHalf StarEmpty StarStarStarStarStarEmpty Star
Mobile AppStarStarStarEmpty StarEmpty StarStarStarStarStarStar
Pros & ConsPros:
  • $50 to open checking account
  • Relationship Rewards program
  • LifeGreen Savings annual bonus
Cons:
  • No free checking option
  • Limited branches
  • Low savings APY
Pros:
  • More than 4,700 branches
  • New customer coupons
  • Full service banking
Cons:
  • Low interest rates
  • Not in all states
Bottom LineSouth and Midwest bank with special reward programs... Read full reviewNational bank with good promotions for new customers... Read full review
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Regions Bank: Pricing information from published website as of 7/23/2021 based on 35203 zip code.

Chase: Pricing information and data points from published website as of 12/17/2020

Chase
Member FDIC

Chase Total Checking® - $225 Bonus

  • New Chase customers enjoy a $225 bonus when you open a new Chase Total Checking® account and set up direct deposit
  • Access to 16,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

Which is Better: Regions Bank or Chase?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Regions Bank or CIT Bank.

In short: Chase's mobile app is impressive.


Articles on Regions Bank

Regions Bank Review

Regions Bank offers a variety of deposit products, easy account opening requirements, and special reward programs. Read on to see if this bank is right for you.

Articles on Chase

Chase Bank Reviews

Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you.

Open Chase Bank Account

Opening an account with Chase Bank is simple. Take a look at what you'll need and check out your account options in our guide.

Chase Business Checking Coupon

Right now, Chase Business Complete Checking is offering a $300 bonus for new customers.

YouInvest

Chase You Invest App has a bonus promotion, low fees and mutual funds trading. But is it good for beginners? Read this review for the pros and cons.

Chase Routing Number

What is Chase Bank's routing number? It depends on the state. Find the correct routing number for your Chase account (even without a check).

How to View Your Chase Bank Statement

You can easily access your Chase bank statement online. Find out how to view your past activity at any time.

How to Setup Direct Deposit with Chase

Get paid faster when you set up direct deposit with Chase. Here's how to get started below, plus how long it takes to get your money.

How to Go Paperless with Chase Bank

Tired of getting paper statements from Chase? Follow this simple guide to go paperless with Chase Bank.

How to Replace Your Chase Debit Card

Need to replace your Chase debit card? Here's how to request a new one through the website, mobile app or customer service.

How to Text Chase Bank for Your Balance

Chase Text Banking lets you check your balance with a simple text. Find out how to sign up for this convenient service below.

Which Do You Think is Best?





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