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Regions Bank vs Chase

Regions Bank is a south and Midwest bank with special reward programs. How does it compare to Chase? Read our comparison chart below.

 Chase
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Regions Bank

Chase

SPECIAL OFFER
LifeGreen Savings Account – Up to $100 Annual Savings Bonus - Learn More

Read Regions Bank Review

SPECIAL OFFER
Chase Sapphire℠ Checking - Learn More

Read Chase Review

 

Benefits and Features

SavingsTwo types of Savings Account - Regions Savings, and Regions Lifegreen Savings. 0.01% APY. Regions Savings Account - minimum opening deposit $50. $5 monthly maintenance fee, unless you have $300 minimum daily balance. Regions Lifegreen Account - minimum opening deposit $50. Must have Regions Checking Account. No monthly maintenance fee.Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open.
Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD0.01% - 0.50% APY. Terms ranging from 1 - 72 months. (Promotional rate of 1.25% - 1.40% APY for 8 - 11 Months) $500 minimum opening deposit for CDs with terms 90 days or longer. $2,500 minimum opening deposit for CDs with terms 7 - 89 days.Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open.
Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Money MarketTwo types of Money Market accounts - Regions Money Market Account and Premium Money Market Account. Regions Money Market: $12 monthly fee. Premium Money Market: $15 monthly fee. 
Customer Service24/7 Telephone Customer Service
24/7 by phone
ATMsMore than 1900 ATMs in 15 Southern and Midwestern US states.Over 16,000 Chase ATMs nationwide
IRA CD0.10% - 0.50% APY. (Promotional rate of 1.25% - 1.40% APY for 8 - 11 Months) Terms ranging from 6 months - 72 months. $250 minimum opening deposit. 
IRA Money Market0.01% APY. Minimum $50 opening deposit. 
LocationsMore than 1500 branches in 15 Southern and Midwestern US states.
Nearly 5,000 branches
 

CreditDonkey® Reviews

 Chase
Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & ConsPros:
  • $50 to open checking account
  • Relationship Rewards program
  • LifeGreen Savings annual bonus
Cons:
  • No free checking option
  • Limited branches
  • Low savings APY
Pros:
  • Nearly 5,000 branches
  • New customer promotions
  • Full service banking
Cons:
  • Low interest rates
  • Not in all states
Bottom LineSouth and Midwest bank with special reward programs... Read full reviewNational bank with good promotions for new customers... Read full review
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Regions Bank: Pricing information from published website as of 12/13/2019 based on 35203 zip code.

Chase: Pricing information from published website as of 7/17/2019

Which is Better: Regions Bank or Chase?

Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Regions Bank or CIT Bank.

In short: Chase's mobile app is impressive.


Articles on Regions Bank


Articles on Chase


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