Regions Bank vs Capital One

Regions Bank is a south and Midwest bank with special reward programs. How does it compare to Capital One? Read our comparison chart below.

Regions Bank has 1,500 branches in 15 states in the South and Midwest. Checking and savings accounts require just $50 to open, with relatively lower requirements to waive fees. The unique Now Banking solution offers prepaid Visa, savings, and check cashing services with no account required.

While Capital One offers competitive rates on their savings account. Their interest checking has several overdraft options in cases of accidental overdraw. There are no minimum deposits or service fees.

Compare Regions Bank with Capital One, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Regions Bank	Capital One
	SPECIAL OFFER Personal Checking Account - $300 Bonus - Learn More Read Regions Bank Review	SPECIAL OFFER Personal Savings Account - $1,500 Bonus - Learn More Read Capital One Review
	Benefits and Features
Savings	0.01% APY	3.80% APY
CD	0.01% - 0.05% APY (Up to 4.50% APY for Promotional Relationship)	3.50% to 4.00% APY. Terms of 6 months to 5 years. 12-month CD APY of 4.00%
Checking		0.10% APY
ATMs	More than 1900 ATMs in 15 Southern and Midwestern US states.	over 70,000 no-fee Capital One, MoneyPass, and Allpoint ATMs
Customer Service	24/7 Telephone Customer Service	Mon-Sun: 8am - 11pm (ET)
IRA CD
Locations	More than 1500 branches in 16 Southern and Midwestern US states.	262 branches
	CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Mobile App
Customer Service
Pros & Cons	Pros: $50 to open checking account Relationship Rewards program LifeGreen Savings annual bonus Cons: No free checking option Limited branches Low savings APY	Pros: Overdraft protection options No account minimums 27 cafes for in-person support Cons: Lower savings APY compared to other online banks
Bottom Line	South and Midwest bank with special reward programs... Read full review	Good online bank with access to in-person support... Read full review
	Personal Checking Account - $300 Bonus LifeGreen Business Checking® Business Referral Program - $150 Bonus	Personal Savings Account - $1,500 Bonus Personal Savings Account - $750 Bonus Personal Checking Account - $300 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Regions Bank: Pricing information from published website as of 12/06/2024 based on 35203 zip code. Capital One: Pricing information from published website as of 12/06/2024.

Which is Better: Regions Bank or Capital One?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Regions Bank or Bank of America.

In short: Capital One's checking, money market, mobile app, and customer service are worth mentioning. In particular, the checking is outstanding.

Articles on Regions Bank

Regions Bank Review

Regions Bank offers a variety of deposit products, easy account opening requirements, and special reward programs. Read on to see if this bank is right for you.

Articles on Capital One

Capital One 360

Capital One 360 checking and savings accounts are free to open and offer higher-than-average APY rates. Does this popular web bank live up to its claims? Find out if it's right for you.