Wells Fargo Promotions
Read our in-depth review of Wells Fargo to see why Wells Fargo scored 3.9 stars out of 5. We like their low requirements for everyday checking, full service bank, and 24/7 customer service.
IRA Certificate of Deposit - Up to 4.50% APY
| CD Term | APY |
|---|---|
| 1-2 Months | 0.01% |
| 3-5 Months | 4.50% |
| 6-11 Months | 2.50% |
| 12-23 Months | 1.50% |
| 24-35 Months | 1.50% |
| 36-47 Months | 1.50% |
| 48-59 Months | 1.50% |
| 60-71 Months | 1.50% |
| 72-144 Months | 1.50% |
APYs are for balances below $100,000.
Clear Access Banking
- $5/month fee (can be waived)
- No minimum daily balance required
- Only $25 to open
- No overdraft fees and optional overdraft services available
- 12,000+ fee-free ATMs available nationwide
Everyday Checking
- $25 minimum opening deposit
- Waive the $10 monthly service fee by maintaining a $500 minimum daily balance or receiving $500 or more in qualifying direct deposits
Initiate Business Checking
- 100 free transactions each fee period
- $5,000 in cash deposits processed free each fee period
- $25 minimum opening deposit
- Waive the $10 monthly service fee by maintaining a $500 minimum daily balance or a $1,000 average ledger balance
Navigate Business Checking
- 250 free transactions each fee period
- $20,000 in cash deposits processed free each fee period
- $0 for stop payments and incoming wires
- $25 minimum opening deposit
- Waive the $25 monthly service fee by maintaining a $10,000 minimum daily balance or a $15,000 average ledger balance
Optimize Business Checking
- Access to treasury management services
- 250 free transactions each fee period
- Includes up to 5 linked Optimize Business Checking accounts
- $25 minimum opening deposit
- $75 monthly service fee; Can be offset with earnings allowance
Platinum Savings
- Up to 2.50% APY
- $25 minimum opening deposit
- Waive the $12 monthly service fee with a $3,500 minimum daily balance each fee period
| Balance | APY |
|---|---|
| $0 - $99,999.99 | 0.25% |
| $100,000 - $499,999.99 | 1.01% |
| $500,000 - $999,999.99 | 2.00% |
| $1,000,000+ | 2.50% |
Rates are for zip code 91107, and may vary per location.
Standard Fixed Rate CDs
- $2,500 minimum opening deposit
- Additional terms are available at a branch
- APYs are for balances below $100,000
CD Term APY 3 Months 4.50% 6 Months 2.50% 1 Year 1.50%
Personal Checking Account - $2,500 Bonus
Open a new Premier Checking account or upgrade your existing checking account to a Premier Checking account. Use promo code at account opening. Offer code can be obtained by providing your email address. Deposit $250,000 or more to qualifying linked accounts within 45 days of account opening or upgrade. Maintain a balance of $250,000 or more in the qualifying linked accounts for at least 90 days after account opening or upgrade. Link your accounts with a banker or online.
Personal Checking Account - $325 Bonus
Open a new qualifying consumer checking account. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). Bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.
Personal Checking Account - $2,500 Bonus
Open a new Premier Checking account or upgrade your existing checking account to a Premier Checking account. Use promo code at account opening. Offer code can be obtained by providing your email address. Deposit $250,000 or more to qualifying linked accounts within 45 days of account opening or upgrade. Maintain a balance of $250,000 or more in the qualifying linked accounts for at least 90 days after account opening or upgrade.
Savings Account - $525 Bonus
Open a new eligible consumer savings account. Provide the bonus code at account opening. Bonus code can be obtained by providing your email address. Deposit $25,000 or more in new money to the savings account within 30 days of account opening. Maintain at least $25,000 in the account until 90 days after account opening.
Personal Checking Account - $300 Bonus
Open a new qualifying consumer checking account. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). Bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.
Personal Checking Account - $300 Bonus
Open a new qualifying consumer checking account. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). $300 bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.
Compare Promotions
Discover Online Savings - $200 Cash Bonus
To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY923 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/14/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.
Citi Priority - Earn up to $2,000 Cash Bonus
- Earn up to $2,000 when you open a new eligible Citi checking account and enroll in the offer the same day
- New to Relationship customers can choose their Relationship Tier.
- Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
- Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
- If your balance falls to a lower Balance Level at any point during the maintenance period, the bonus changes.
- Bonus will be paid within 30 days after you successfully complete all required activities.
- Restrictions apply.
IRA Certificate of Deposit
- 5.20% APY for 12-month term
- 4.30% APY for 36-month term
- 4.00% APY for 5-year term
Bank of America Business Advantage Checking Account - $200 Bonus Offer
- Open a new eligible business checking account by December 31, 2023
- Make Qualifying Deposits* of $5,000 or more in new money within 30 days of opening the new eligible business checking account
- Maintain an average balance of $5,000 for the next 60 days (day 31-90) during the maintenance period**
**The maintenance period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
Member FDIC
Chase Total Checking® - $200 Bonus
- New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account with qualifying activities
- Access to more than 15,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- JPMorgan Chase Bank, N.A. Member FDIC
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Wells Fargo Trending Offers
| Yesterday | Personal Checking Account - $2,500 Bonus selected by a visitor from Nebraska |
| 2 days ago | Navigate Business Checking selected by a visitor from California |
| 2 days ago | Personal Checking Account - $325 Bonus selected by a visitor from New York |
| 2 days ago | Initiate Business Checking selected by a visitor |
| 2 days ago | Optimize Business Checking selected by a visitor from California |
Wells Fargo Offers You May Have Missed
Don't miss another hot deal. Check back often at CreditDonkey.
Personal Savings Account - 4.50% Interest Rate for 3 Months
Get a promotional interest rate of 4.50% for 3 months when you open a new Platinum Savings account, deposit $10,000 or more in new money within 30 days of account opening, and maintain a minimum daily collected balance of $10,000 or more throughout the end of the term. Use bonus offer code at account opening. Bonus offer code can be obtained when you provide your email address.
Personal Savings Account - 4.00% Interest Rate for 3 Months
Get a promotional interest rate of 4.00% for 3 months when you open a new Platinum Savings account, deposit $25,000 or more in new money within 30 days of account opening, and maintain a minimum daily collected balance of $25,000 or more throughout the end of the term. Use bonus offer code at account opening. Bonus offer code can be obtained when you provide your email address.
Business Checking Account – $300 Cash Bonus
- Fund your new business checking account with at least $25 minimum opening deposit
- Deposit at least $1,000 into your new business checking account by Day 10
- Have at least $1,000 minimum balance by Day 60
- Make 5 or more qualifying transactions by Day 60
To apply, get your personalized offer code online and bring it into your local branch. Not available for residents of LA, OK, MO, KY, WV, MA, VT, NH, ME, and HI.
Personal Checking Account - $2,500 Bonus
Open a new Premier Checking account or upgrade your existing checking account to a Premier Checking account. Use promo code at account opening. Offer code can be obtained by providing your email address. Deposit $250,000 or more to qualifying linked accounts within 45 days of account opening or upgrade. Maintain a balance of $250,000 or more in the qualifying linked accounts for at least 90 days after account opening or upgrade.
Student Checking Account - $100 Bonus
Open a new consumer checking account. Complete 5 or more qualifying transactions within 60 days of account opening.
Personal Checking Account - $200 Bonus
Open a new qualifying consumer checking account. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). $200 bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.
Personal Checking Account - $300 Bonus
Open a new qualifying consumer checking account.. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). $300 bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.
Personal Checking Account - $200 Bonus
Open a new qualifying consumer checking account.. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). $200 bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.
Business Checking Account - $1,500 Bonus
Open a new Wells Fargo Initiate Business Checking, Navigate Business Checking, Optimize Business Checking or Analyzed Business Checking account. Have at least $15,000 ending daily balance in your new business checking account on the 30th and 60th calendar day after account opening. Promotion code must be presented at account opening. Offer available at branches only.
Personal Checking Account - $300 Bonus
Open a new qualifying consumer checking account. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). $300 bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.
Wells Fargo Bonus Promotions
Checking Accounts
Wells Fargo frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select cities, so make sure you read the fine print carefully.
- Personal Checking Account:
$2,500 Bonus - Personal Checking Account:
$325 Bonus - Personal Checking Account:
$2,500 Bonus - Personal Checking Account:
$300 Bonus - Personal Checking Account:
$300 Bonus
Wells Fargo checking accounts offer free mobile banking, account alerts, and free online bill pay. Accessing your money is convenient with free access to over 13,000 ATMs nationwide.
Everyday Checking Account Features
This is Wells Fargo's most popular checking account. It requires a minimum deposit of $25. Here are some unique features:
- Optional Overdraft Protections. Wells Fargo offers a few protection options in cases of accidental over-withdrawal. Overdraft Rewind erases the overdraft if you receive a direct deposit that covers the amount by the next day. You can also link a savings and/or credit account and funds from that account will be used to cover overdrafts. Or when your balance isn't enough, you can choose to go through with the transaction only if you approve it.
- Card-free ATM access. If you need to withdraw money, but forgot your card at home, you can access Wells Fargo ATMs with a code instead. From your Wells Fargo mobile app, you can request a one-time code. Then you'll be able to complete any available ATM transactions. This feature is free.
- Pause lost debit card. If you misplaced your debit card, you can temporarily turn it off so others can't use it. Once you've found it, just simply turn it back on.
- Custom debit card. You can design your debit card to reflect your personal style. You can choose your own photo or one from Well Fargo's image library for your debit card.
There is a $10 monthly service fee, but it can be waived by doing just ONE of the following:
- Make at least 10 posted purchases/payments each month on your debit card
- Have at least $500 each month in qualified direct deposits
- Maintain a $1,500 minimum daily balance
- Link a Wells Fargo Campus ATM or Campus Debit Card
Highlights
0.15% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under.
Standard Fixed Term CD available online: 1.50% to 4.50% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Bonus of up to 4.51% APY if you maintain a linked Portfolio by Wells Fargo relationship. More CD terms are available in branch.
Clear Access Banking, Everyday Checking, Portfolio by Wells Fargo
Also known as the Platinum Savings Account. 0.25% - 2.50% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 2.51% requires account linked to Portfolio by Wells Fargo relationship.
Available 24 hours a day, 7 days a week.
More than 12,000 ATMs across the country.
Standard Term CD: 0.01% to 4.50% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Bonus of up to 4.51% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account.
Also known as Retirement High Yield Savings. 0.25% - 2.50% APY. $100 minimum opening deposit.
Approximately 4,500+ retail banking branches coast to coast.
Pricing information from the published website as of 11/24/2023 is based on the 91107 zip code.
| ||
| Learn More | Visit Site | |
Wells Fargo | Chase | |
|---|---|---|
Benefits and Features | ||
| Savings | 0.15% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under. |
|
| CD | Standard Fixed Term CD available online: 1.50% to 4.50% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Bonus of up to 4.51% APY if you maintain a linked Portfolio by Wells Fargo relationship. More CD terms are available in branch. | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. |
| Checking | Clear Access Banking, Everyday Checking, Portfolio by Wells Fargo |
|
| Money Market | Also known as the Platinum Savings Account. 0.25% - 2.50% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 2.51% requires account linked to Portfolio by Wells Fargo relationship. | |
| Customer Service | Available 24 hours a day, 7 days a week. | |
| ATMs | More than 12,000 ATMs across the country. | |
| IRA CD | Standard Term CD: 0.01% to 4.50% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Bonus of up to 4.51% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account. | |
| IRA Money Market | Also known as Retirement High Yield Savings. 0.25% - 2.50% APY. $100 minimum opening deposit. | |
| Locations | Approximately 4,500+ retail banking branches coast to coast. | |
| Learn More | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Wells Fargo: Pricing information from the published website as of 11/24/2023 is based on the 91107 zip code. Chase: Pricing information and data points from published website as of 11/24/2023. | ||
Wells Fargo Alternatives
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- Track your credit score, get a personalized action plan provided by Experian™ to help improve your score and receive identity monitoring for free through Chase Credit Journey®.
- Chase Secure Banking℠ customers told us they save an average of $50 a month on fees after opening their account.
- JPMorgan Chase Bank, N.A. Member FDIC.
- Pay bills, cash checks and send or receive money with Zelle® all for a $4.95 monthly service fee.
- Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
Business Advantage Fundamentals™ Banking
- No fee for first 200 transactions per statement cycle
- No fee for first $7,500 in cash deposited per statement cycle
- Waive the $16 monthly fee in a variety of ways
Citi Priority - Earn up to $2,000 Cash Bonus
Earn up to $2,000 when you open a new eligible Citi checking account and enroll in the offer the same day. New To Relationship customers can choose their Relationship Tier. Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds. Maintain a minimum balance for 60 consecutive calendar days from the 21st day. If your balance falls to a lower Balance Level at any point during the maintenance period, the bonus changes. Bonus will be paid within 30 days after you successfully complete all required activities. Restrictions apply.
| Balance Levels | Maximum Bonus |
|---|---|
| $10,000 - $29,999 | $200 |
| $30,000 - $74,999 | $500 |
| $75,000 - $199,999 | $1,000 |
| $200,000 - $299,999 | $1,500 |
| $300,000 and above | $2,000 |
Discover Online Savings - $150 Cash Bonus
To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY923 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/14/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.
CIT Bank Platinum Savings - 5.05% APY
- 5.05% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
Articles on Wells Fargo
Wells Fargo Bank Review
Wells Fargo Bank Hours
Wells Fargo Routing Number
Recent Mentions
Largest Banks in the US
Best Business Bank Accounts for LLC
Best Business Checking Account
Best National Bank
Best Bank for Small Business
Best Free Checking Accounts for Small Businesses
Chase
Best Money Market Rates
How to Choose a Bank: Beginner's Guide
Checking vs Savings Account
Best CD Rates
More Bank Promotions
Chase Coupon
Bank of America Promotions
Citibank Promotions
Capital One 360 Promo Code
