Wells Fargo Promotions

Read our in-depth review of Wells Fargo to see why Wells Fargo scored 3.9 stars out of 5. We like their low requirements for everyday checking, full service bank, and 24/7 customer service.

If you're looking for bank promotions, you must check out these offers.

$300

Personal Checking Account - $300 Bonus

Open a new qualifying consumer checking account. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). Bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.

Get Wells Fargo $300 Bonus

Expires 1/8/2025

$125

Personal Checking Account - $125 Bonus

Open a new qualifying consumer checking account. Make 10 or more qualifying transactions posted to the new checking account within 60 days of account opening. This offer is for new checking account customers only.

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Expires 1/8/2025

2.00%

IRA Certificate of Deposit - Up to 2.00% APY

CD Term	APY
1-2 Months	0.01%
3-5 Months	2.00%
6-11 Months	2.00%
12-23 Months	1.01%
24-35 Months	1.01%
36-47 Months	1.01%
48-59 Months	1.01%
60-71 Months	1.01%
72-144 Months	1.01%

APYs are for balances below $100,000.

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Compare IRA CD Promotion:

Discover Bank IRA Certificate of Deposit

Initiate Business Checking

100 free transactions each fee period
$5,000 in cash deposits processed free each fee period
$25 minimum opening deposit
Waive the $10 monthly service fee by maintaining a $500 minimum daily balance or a $1,000 average ledger balance

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Everyday Checking

$25 minimum opening deposit
Waive the $10 monthly service fee by maintaining a $500 minimum daily balance or receiving $500 or more in qualifying direct deposits

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Clear Access Banking

$5/month fee (can be waived)
No minimum daily balance required
Only $25 to open
No overdraft fees and optional overdraft services available
ATMs 11,000+ fee-free ATMs available nationwide

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Compare Checking Promotions:

Standard Fixed Rate CDs

$2,500 minimum opening deposit
Additional terms are available at a branch
APYs are for balances below $100,000

CD Term	APY
3 Months	2.00%
6 Months	2.00%
1 Year	1.01%

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Navigate Business Checking

250 free transactions each fee period
$20,000 in cash deposits processed free each fee period
$0 for stop payments and incoming wires
$25 minimum opening deposit
Waive the $25 monthly service fee by maintaining a $10,000 minimum daily balance or a $15,000 average ledger balance

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Optimize Business Checking

Access to treasury management services
250 free transactions each fee period
Includes up to 5 linked Optimize Business Checking accounts
$25 minimum opening deposit
$75 monthly service fee; Can be offset with earnings allowance

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Special Fixed Rate CDs

$5,000 minimum opening deposit

CD Term	APY
4 Months	4.25%
7 Months	4.00%
11 Months	3.50%

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High-Yield Savings Premier - 5.11% APY

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No account activity or maintenance fees
$500 minimum opening deposit
FDIC insured

The annual percentage yield (APY) is accurate as of 9/26/2024 and subject to change at the Bank's discretion. Refer to product's website for latest APY rate. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC

Member FDIC

Discover® Online Savings - $200 Cash Bonus

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Expires 3/13/2025

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.

Member FDIC

IRA Certificate of Deposit

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4.10% APY for 12-month term
3.50% APY for 36-month term
3.40% APY for 5-year term

Member FDIC

Business Checking Account - $400 Bonus

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Expires 3/31/2025

Earn $400 when you open a new small business checking account and complete qualifying activities.
Choose between:
- Truist Simple Business Checking—Perfect if you're just starting out or have low transaction volume.
- Truist Dynamic Business Checking—With more perks as your balances grow—and a true, local partnership.
New business checking clients only
From October 1st, 2024 – March 31st 2025

Terms and Conditions

Offer Information: Open a new Truist Simple Business Checking or Dynamic Business Checking account online, phone, or in a branch from 10/1/2024 through 3/31/2025 and earn $400 by making Qualifying Deposits* of $2,000 or more into your new account within 30 days of account opening.

Enrollment in the promotion is required at the time of account opening using promo code SB24Q4BIZAFL to be eligible for a promotion reward. Refer to the Account Opening & Promotion Enrollment sections below for instructions.

*Qualifying Deposits for new business checking accounts exclude debit card credit transactions and NSF fee refunds. Deposits can be made on a one-time basis or cumulatively over the 30 days.

Offer Eligibility: You must be a new Truist business checking client. To be considered a new business checking client, the business cannot have an existing Truist business checking account or have closed a Truist business checking account within 180 days of the promotion start date (i.e., on or after 4/4/2024), with the same Taxpayer Identification Number (TIN), including but not limited to an Employer Identification Number (EIN). The business account holder must be 18 years or older at time of account opening. The account holder cannot be a non-resident alien. The business account holder must have a valid U.S. TIN. The business's physical address must be located in one of the following states: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.

Reward Processing: The reward will be deposited to the new business checking account within 4 weeks after the qualification requirements have been met and verified. The new business checking account must be open and in good standing with a balance of at least $0.01 at the time of Truist verification and until the reward is deposited to receive the reward. Only one newly opened business checking account per client is eligible to participate in this offer. Truist may report the value of any reward received to the IRS, as required by law. Any applicable taxes are the responsibility of the recipient.

Reward Forfeiture: Reward forfeiture will occur if: (1) the business checking account is changed to an account type not included in this offer, (2) the business checking account is closed prior to the reward being deposited, or (3) the new business checking account has a $0.00 or negative available balance at the time of qualification validation.

Other Terms: Minimum opening deposit is $100. A monthly maintenance fee is applicable for Truist Dynamic Business accounts whose combined average relationship ledger balance is less than $5,000; the monthly maintenance fee is waived for accounts with a combined average relationship ledger balance of $5,000 or more. See Truist's Business Deposit Accounts Fee Schedule for additional information.

The offer is non-transferable and may not be combined with any other offers. This offer is subject to change and may be discontinued at any time. All promotional payouts will be processed no later than 9/30/2025, at which point this promotion and any related disbursements will be considered final, and no further disbursements will be made.

Online Account Opening & Promotion Enrollment Instructions: During the online application process, ensure the promo code SB24Q4BIZAFL is entered into the Promo Code field and accept the offer when presented. Accounts opened online without the Promo Code will not be eligible to participate in the offer.

Branch Account Opening & Promotion Enrollment Instructions: Visit your local Truist branch or call a Small Business representative and ask to open an eligible account and enroll you in the Truist Small Business Checking Affiliate Q4 2024 & Q1 2025 Offer using promo code SB24Q4BIZAFL. Once enrolled in the promotion, clients may receive promotional updates via the email address provided or by calling 800-709-8700.

Version 1 08202024 SB24Q4BIZAFL

Member FDIC

Bank of America Advantage Banking - $300 Bonus Offer

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Expires 1/31/2025

The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
The offer is for new checking customers only.
Offer expires 01/31/2025.
To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
Additional terms and conditions apply. See offer page for more details.
*A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
Bank of America, N.A. Member FDIC.

Wells Fargo Trending Offers

Yesterday	Personal Checking Account - $300 Bonus selected by a visitor from Alabama
15 days ago	IRA Certificate of Deposit - Up to 2.00% APY selected by a visitor from Pennsylvania
15 days ago	Initiate Business Checking selected by a visitor from California
8/22/2024	Clear Access Banking selected by a visitor from Mississippi
8/19/2024	Everyday Checking selected by a visitor from New York

Wells Fargo Offers You May Have Missed

Don't miss another hot deal. Check back often at CreditDonkey.

$525

Savings Account - $525 Bonus

Open a new eligible consumer savings account. Provide the bonus code at account opening. Bonus code can be obtained by providing your email address. Deposit $25,000 or more in new money to the savings account within 30 days of account opening. Maintain at least $25,000 in the account until 90 days after account opening.

Go to Wells Fargo Website

Expired 10/1/2024

$2,500

Personal Checking Account - $2,500 Bonus

Open a new Premier Checking account or upgrade your existing checking account to a Premier Checking account. Use promo code at account opening. Offer code can be obtained by providing your email address. Deposit $250,000 or more to qualifying linked accounts within 45 days of account opening or upgrade. Maintain a balance of $250,000 or more in the qualifying linked accounts for at least 90 days after account opening or upgrade. Link your accounts with a banker or online.

Go to Wells Fargo Website

Expired 10/1/2024

$325

Personal Checking Account - $325 Bonus

Go to Wells Fargo Website

Expired 10/1/2024

Compare Checking Promotions:

$300

Business Checking Account – $300 Cash Bonus

Earn $300 when you open a new Wells Fargo Simple Business, Business Choice, or Platinum Business checking account by 12/31/2018 and complete the following steps:

Fund your new business checking account with at least $25 minimum opening deposit
Deposit at least $1,000 into your new business checking account by Day 10
Have at least $1,000 minimum balance by Day 60
Make 5 or more qualifying transactions by Day 60

To apply, get your personalized offer code online and bring it into your local branch. Not available for residents of LA, OK, MO, KY, WV, MA, VT, NH, ME, and HI.

Go to Wells Fargo Website

Expired 12/31/2018

$3,500

Personal Checking Account - $3,500 Bonus

Open a new Premier Checking account or upgrade your existing checking account to a Premier Checking account. Use promo code at account opening. Offer code can be obtained by providing your email address. Deposit $500,000 or more to qualifying linked accounts within 45 days of account opening or upgrade. Maintain a balance of $500,000 or more in the qualifying linked accounts for at least 90 days after account opening or upgrade.

Go to Wells Fargo Website

Expired 5/21/2024

$300

Personal Checking Account - $300 Bonus

Open a new qualifying consumer checking account. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). $300 bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.

Go to Wells Fargo Website

Expired 2/16/2024

Compare Checking Promotions:

$2,500

Personal Checking Account - $2,500 Bonus

Go to Wells Fargo Website

Expired 2/6/2024

$225

Personal Savings Account - $225 Bonus

Open a new eligible Wells Fargo consumer savings account from the offer webpage. Obtain the bonus code by providing your email address on the offer webpage, and use the bonus code at account opening. Deposit $10,000 or more in new money to your new savings account within 30 days of account opening. Maintain a balance of $10,000 or more for 90 days after account opening.

Go to Wells Fargo Website

Expired 4/9/2024

4.50%

Personal Savings Account - 4.50% Interest Rate for 3 Months

Get a promotional interest rate of 4.50% for 3 months when you open a new Platinum Savings account, deposit $10,000 or more in new money within 30 days of account opening, and maintain a minimum daily collected balance of $10,000 or more throughout the end of the term. Use bonus offer code at account opening. Bonus offer code can be obtained when you provide your email address.

Go to Wells Fargo Website

Expired 11/23/2023

Compare Savings Promotions:

4.00%

Personal Savings Account - 4.00% Interest Rate for 3 Months

Get a promotional interest rate of 4.00% for 3 months when you open a new Platinum Savings account, deposit $25,000 or more in new money within 30 days of account opening, and maintain a minimum daily collected balance of $25,000 or more throughout the end of the term. Use bonus offer code at account opening. Bonus offer code can be obtained when you provide your email address.

Go to Wells Fargo Website

Expired 9/26/2023

Wells Fargo Bonus Promotions

Checking Accounts

Wells Fargo frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select cities, so make sure you read the fine print carefully.

Wells Fargo Checking Account Bonus:

Personal Checking Account: $300 Bonus
Personal Checking Account: $125 Bonus

Wells Fargo checking accounts offer free mobile banking, account alerts, and free online bill pay. Accessing your money is convenient with free access to approximately 11,000 ATMs across the country.

Everyday Checking Account Features

This is Wells Fargo's most popular checking account. It requires a minimum deposit of $25. Here are some unique features:

Optional Overdraft Protections. Wells Fargo offers a few protection options in cases of accidental over-withdrawal. Extra Day Grace Period gives you an extra business day to cover overdrafts and avoid overdraft fees. You can also link a savings and/or credit account and funds from that account will be used to cover overdrafts. Or when your balance isn't enough, you can choose to go through with the transaction only if you approve it.
Card-free ATM access. If you need to withdraw money, but forgot your card at home, you can access Wells Fargo ATMs with a code instead. From your Wells Fargo mobile app, you can request a one-time code. Then you'll be able to complete any available ATM transactions. This feature is free.
Pause lost debit card. If you misplaced your debit card, you can temporarily turn it off so others can't use it. Once you've found it, just simply turn it back on.
Custom debit card. You can design your debit card to reflect your personal style. You can choose your own photo or one from Wells Fargo's image library for your debit card.

There is a $10 monthly service fee, but it can be waived by meeting just ONE of the following each fee period:

The primary account owner is 17 - 24 years old
Have at least $500 each month in qualified direct deposits
Maintain a $500 minimum daily balance
Link a Wells Fargo Campus ATM or Campus Debit Card

In-Depth Review

Highlights

Savings
0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under.

CD
Standard Fixed Term CD available online: 1.01% to 2.00% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Relationship APY: 1.02% to 2.01% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. More CD terms are available in branch.

Read: 13 Month CD Rates

Compare: Wells Fargo vs PNC Bank

Checking
Clear Access Banking, Everyday Checking, Prime Checking, Premier Checking

Read: Best Free Checking Accounts

Compare: Wells Fargo vs Bank of America

ATMs
approximately 11,000 ATMs across the country

Compare: Wells Fargo vs Novo

Customer Service
Available 24 hours a day, 7 days a week.

Compare: Wells Fargo vs Chase

IRA CD
Standard Term CD: 0.01% to 2.00% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Relationship APY: 0.02% to 2.01% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD.

Locations
approximately 4,700 retail banking branches coast to coast

Compare: Wells Fargo vs US Bank

Pricing information from the published website as of 09/21/2024 is based on the 91101 zip code.

	Wells Fargo	Bank of America
		Member FDIC
	Learn More	Learn More
	Benefits and Features
Savings	0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under.	Bank of America Advantage Savings Standard Rate: 0.01% APY
CD	Standard Fixed Term CD available online: 1.01% to 2.00% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Relationship APY: 1.02% to 2.01% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. More CD terms are available in branch.	7-Month CD - 4.35% APY 10-Month CD - 4.00% APY 13-Month CD - 3.25% APY 25-Month CD - 2.00% APY 37-Month CD - 0.05% APY 1-Month CD - 0.03% APY 120-Month CD - 0.03% APY
Checking	Clear Access Banking, Everyday Checking, Prime Checking, Premier Checking
ATMs	approximately 11,000 ATMs across the country	Approximately 16,000+ ATMs
Customer Service	Available 24 hours a day, 7 days a week.	Mon-Fri: 8am - 9pm (ET) Sat: 8am - 8pm (ET) Sun: 8am - 5pm (ET)
IRA CD	Standard Term CD: 0.01% to 2.00% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Relationship APY: 0.02% to 2.01% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD.
Locations	approximately 4,700 retail banking branches coast to coast	3,922 financial centers
	Learn More	Learn More
Wells Fargo: Pricing information from the published website as of 09/21/2024 is based on the 91101 zip code. Bank of America: Pricing information from published website as of 09/24/2024 based on 91107 zip code.

Platinum Savings (Relationship Interest Rates) - Up to 2.51% APY

When linked to Premier Checking. Rates are for zip code 91107, and may vary per location.

Balance	Relationship APY
$0 - $99,999.99	0.26%
$100,000 - $499,999.99	1.02%
$500,000 - $999,999.99	2.01%
$1,000,000 or more	2.51%

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3-Month CD - 2.00% APY

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6-Month CD - 2.00% APY

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1-Year CD - 1.01% APY

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Platinum Savings (Relationship Interest Rates) - 0.06% APY

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When linked to Prime Checking. Rates are for zip code 91107, and may vary per location.

Platinum Savings - 0.05% APY

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.
$25 minimum opening deposit

Rates are for zip code 91107, and may vary per location.

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Wells Fargo Alternatives

Member FDIC

Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer

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Expires 12/31/2024

The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
The offer is for new eligible business checking customers only.
Offer expires 12/31/2024.
To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
Additional terms and conditions apply. See offer page for more details.
*New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
Bank of America, N.A. Member FDIC

Member FDIC

Chase Total Checking® - $300 Bonus

Open an Account

Expires 10/16/2024

New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking^® account with qualifying activities
With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
Chase Mobile^® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
JPMorgan Chase Bank, N.A. Member FDIC
Open your account online now
Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

Member FDIC

Discover® Online Savings - $150 Cash Bonus

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Expires 3/13/2025

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

Member FDIC

CIT Bank Platinum Savings - 4.70% APY

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4.70% APY with a balance of $5,000 or more
0.25% APY with a balance of less than $5,000
$100 minimum opening deposit
No monthly maintenance fee
Member FDIC

Free Business Checking - Earn $300 Bonus

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Expires 12/31/2024

To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 12/31/2024 using the referral code CD300.

After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:

Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®

Banking services provided by Coastal Community Bank, Member FDIC

Articles on Wells Fargo

Wells Fargo Bank Review

Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options.