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PNC Bank Promotions

Read our in-depth review of PNC Bank to see why PNC Bank scored 3.5 stars out of 5. We like their virtual wallet tools, relatively easy to waive fees, and free student account.

If you're looking for bank promotions, you must check out these offers.

$400

Virtual Wallet with Performance Select Checking - $400 Bonus

Open a new Virtual Wallet with Performance Select checking account and make qualifying direct deposits totaling $5,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.

Expires 4/30/2024
$200

Virtual Wallet Checking Pro - $200 Bonus

Open a new Virtual Wallet Checking Pro online. Set up and receive qualifying direct deposits totaling $2,000 or more within 60 days of account opening.

Expires 4/30/2024
$200

Virtual Wallet with Performance Spend Checking - $200 Bonus

Open a new Virtual Wallet with Performance Spend checking account and make qualifying direct deposits totaling $2,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.

Expires 4/30/2024
$100

Virtual Wallet Checking - $100 Bonus

Open a new Virtual Wallet checking account and make qualified direct deposits totaling $500 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.

Expires 4/30/2024
4.65%

High Yield Savings Account - 4.65% APY

  • $0 opening deposit
  • No fees to open or maintain account
  • $1 minimum balance to earn interest
  • Only available online in eligible markets or at select PNC locations
$1,000

Business Checking Account - $1,000 Bonus

Open a new PNC Treasury Enterprise Plan or Analysis Business Checking account. Maintain an average ledger balance of $100,000 or more in your new checking account for each of the first three statement cycles.

This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or has been paid a promotional premium in the past 12 months are not eligible for this offer. $1,000 bonus will be credited to your new business checking account within 90 days after all conditions have been met.

Expires 6/30/2024
$500

Business Checking Account - $500 Bonus

Open a new PNC Treasury Enterprise Plan or Analysis Business Checking account. Maintain an average ledger balance of $30,000 - $99,999 in your new checking account for each of the first three statement cycles.

This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or has been paid a promotional premium in the past 12 months are not eligible for this offer. $500 bonus will be credited to your new business checking account within 90 days after all conditions have been met.

Expires 6/30/2024
$200

Business Checking Account - $200 Bonus

Open a new PNC Business Checking or PNC Business Checking Plus account. Maintain an average ledger balance of $5,000 in your new checking account for each of the first three statement cycles. Make at least 20 qualifying PNC Bank Visa Debit card transactions within the first three statement cycles.

This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or have been paid a promotional premium in the past 12 months are not eligible for this offer. $200 bonus will be credited to your new business checking account within 90 days after all conditions have been met.

Expires 6/30/2024

PNC Virtual Wallet Student

  • No monthly fees for students
  • $0 opening deposit
  • Includes Spend, Reserve, and Growth accounts
  • $5 reimbursement of non-PNC ATM surcharge fee per statement period

PNC Bank Promotional CD

TermAPY
4 Month5.05%
7 Month4.25%
9 Month0.05%
13 Month2.00%
19 Month1.25%
25 Month1.50%
37 Month1.75%
61 Month2.00%

Rates are for balances of $1,000 or more. Rates are for Pasadena, California, and may vary per location.

Virtual Wallet Checking Pro

  • No monthly fee
  • $0 minimum opening deposit
  • $20 ATM surcharge fee reimbursement per statement period
US Bank
Member FDIC

U.S. Bank Smartly® Checking and Standard Savings - Up to $700 Bonus

Expires 6/27/2024
Earn up to $700 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 27, 2024. Member FDIC.

Earn up to $500 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:

  • Enroll in online banking or the U.S. Bank Mobile App
  • Make two or more direct deposit(s) totaling $3,000 to $4,999.99 to earn $100, $5,000 to $9,999.99 to earn $300 or $10,000 or more to earn $500

Earn up to $200 with a new Standard Savings account.

  • Make new money deposit(s) totaling $15,000 or more by July 17, 2024
  • Maintain that balance until October 31, 2024

Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

High-Yield Savings Premier - 5.36% APY

High-Yield Savings Premier - 5.36% APY

  • No account activity or maintenance fees
  • $500 minimum opening deposit
  • FDIC insured
5.36% annual percentage yield (APY) is accurate as of 1/17/2024 and subject to change at the Bank's discretion. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC
Chase
Member FDIC

Chase Total Checking® - $300 Bonus

Expires 7/24/2024
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • Access to more than 15,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Bank of America
Member FDIC

Bank of America Advantage Banking - $200 Bonus Offer

Expires 5/31/2024
  • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 5/31/2024.
  • To qualify, open a Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new account within 90 days of opening.
  • Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • Bank of America, N.A. Member FDIC.
Fifth Third Bank
Member FDIC

Personal Checking Account - $200 Bonus

Expires 6/30/2024

Open an eligible Fifth Third checking account. Make direct deposits totaling $500 or more within 90 days of account opening to qualify for bonus. The cash bonus will be deposited into your new checking account within 10 business days of completing qualifying activity requirements.


PNC Bank has 2,300+ branches in 29 states plus D.C. mostly in the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.

Checking Account Bonuses

PNC Bank frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select States, so make sure you read the fine print carefully.

All PNC Bank checking accounts offer free online banking, bill pay, and mobile deposits.

Virtual Wallet Account

This is PNC Bank's signature product. This can be paired with any of PNC Bank's checking accounts. Here are some features:

  • Checking & Savings together. You get a primary checking account (Spend), a secondary checking account for short-term planning (Reserve), and long-term savings (Growth) account. These accounts are designed to help achieve your current banking needs and short-term and long-term goals.

  • Financial tools. This is the biggest perk of the Virtual Wallet account. There are a variety of financial tools to help you create a budget, keep track of your spending, set up goals, save, get "danger days" alerts, and more.

  • Automatic overdraft protection. If you overdraw your Spend account, funds from your Reserve account will automatically be transferred to cover the overdraft. If you need it, your Growth account can serve as your secondary overdraft protection account.

  • Earn relationship rates. When you meet certain debit card or direct deposit requirements, you'll earn the higher relationship rate on your Growth account for the following month.

  • ATM fee reimbursement. Depending on which Virtual Wallet account you have, you can have some or all of non-PNC ATM fees reimbursed.

How to Avoid PNC Bank Checking Account Fees

PNC Bank offers these standard checking accounts:

  • Standard Checking. The $7 monthly service fee can be waived if you: maintain an average monthly balance of $500, OR have qualifying monthly direct deposits of at least $500, OR are age 62 or older.

  • Performance Spend Checking. The $15 monthly service fee can be waived if you: maintain an average account balance of $2,000, OR have qualifying monthly direct deposits of at least $2,000 ($1,000 for WorkPlace Banking or Military Banking customers), OR have a combined average monthly balance of at least $10,000 in all linked PNC deposit accounts.

  • Performance Select Checking. The $25 monthly service fee can be waived if you: maintain a combined average monthly balance of $5,000, OR have qualifying monthly direct deposits of at least $5,000, OR have a combined average monthly balance of at least $25,000 in all linked PNC deposit accounts and investments.

In addition to standard checking, PNC Bank also offers these Virtual Wallet checking + savings accounts:

  • Virtual Wallet. The $7 monthly service fee can be waived if you: maintain a combined average monthly balance of $500 in Spend and/or Reserve, OR have at least $500 in qualifying monthly direct deposits to the Spend, OR are age 62 or older.

  • Virtual Wallet with Performance Spend. The $15 monthly service fee can be waived if you: maintain a combined average monthly balance of $2,000 in Spend and/or Reserve, OR have at least $2,000 in qualifying monthly direct deposits to the Spend during the statement period ($1,000 for WorkPlace Banking or Military Banking customers), OR have a combined average balance of at least $10,000 in all linked PNC deposit accounts.

  • Virtual Wallet with Performance Select. The $25 monthly service fee can be waived if you: maintain a combined average monthly balance of $5,000 in Spend and up to 7 PNC Bank consumer checking accounts you have chosen to link (including Reserve), OR have at least $5,000 in qualifying monthly direct deposits to the Spend during the statement period, OR have a combined average monthly balance of at least $25,000 in all linked PNC deposit accounts and investments.

  • Virtual Wallet Student. There is no monthly service fee with proof of active student status for 6 years.

    Highlights

    Savings
    Up to 4.65% APY. Only available in eligible markets.
    CD
    0.01% to 5.05% APY. Terms of 7 days to 10 years.
    Checking
    • Virtual Wallet: $7/month fee, unless you have 1) $500/month in qualifying direct deposits, or 2) maintain a $500 balance, or 3) be at least 62 years old.
    • Virtual Wallet with Performance Spend: $15/month fee, unless you have 1) $2,000 in qualifying direct deposits, or 2) a $2,000 balance, or 3) $10,000 in combined PNC consumer deposits.
    • Virtual Wallet with Performance Select: $25/month fee, unless you have 1) $5,000 in qualifying direct deposits, or 2) a $5,000 balance (including up to 7 linked checking accounts), or 3) $25,000 in combined balances or PNC consumer deposits, and/or investments.
    Select Markets Only*
    Money Market
    Up to 3.50% APY. Only available in eligible markets.
    Mobile App
    iOS & Android
    ATMs
    Approximately 60,000 PNC and partner ATMs
    Customer Service
    • Personal Credit Cards: Automated account information is available 24/7
    • Other products & services:
      Monday - Friday:
      8:00 a.m. - 9:00 p.m. ET
      Saturday - Sunday:
      8:00 a.m. - 5:00 p.m. ET
    Locations
    2,300+ locations

Pricing information from published website as of 04/09/2024 based on 91107 zip code.

 Chase
Member FDIC
 Learn MoreVisit Site
 

PNC Bank

Chase

 

Benefits and Features

SavingsUp to 4.65% APY. Only available in eligible markets.
  • Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open.
  • Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD0.01% to 5.05% APY. Terms of 7 days to 10 years.Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking
  • Virtual Wallet: $7/month fee, unless you have 1) $500/month in qualifying direct deposits, or 2) maintain a $500 balance, or 3) be at least 62 years old.
  • Virtual Wallet with Performance Spend: $15/month fee, unless you have 1) $2,000 in qualifying direct deposits, or 2) a $2,000 balance, or 3) $10,000 in combined PNC consumer deposits.
  • Virtual Wallet with Performance Select: $25/month fee, unless you have 1) $5,000 in qualifying direct deposits, or 2) a $5,000 balance (including up to 7 linked checking accounts), or 3) $25,000 in combined balances or PNC consumer deposits, and/or investments.
Select Markets Only*
  • Chase Total Checking®
  • Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
  • Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
  • Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
  • Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Money MarketUp to 3.50% APY. Only available in eligible markets. 
Mobile App
iOS & Android
iOS & Android
ATMsApproximately 60,000 PNC and partner ATMs
15,000+ Chase ATMs
Customer Service
  • Personal Credit Cards: Automated account information is available 24/7
  • Other products & services:
    Monday - Friday:
    8:00 a.m. - 9:00 p.m. ET
    Saturday - Sunday:
    8:00 a.m. - 5:00 p.m. ET
Automated service available 24 hours a day,
7 days a week
Locations
2,300+ locations
over 4,700
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

PNC Bank: Pricing information from published website as of 04/09/2024 based on 91107 zip code.

Chase: Pricing information and data points from published website as of 04/09/2024.

PNC Bank 12 Month CD - Up to 0.03% APY

PNC Bank 120 Month CD - Up to 0.03% APY

PNC Bank 24 Month CD - Up to 0.03% APY

PNC Bank 3 Month CD - Up to 0.03% APY

PNC Bank 36 Month CD - Up to 0.03% APY

PNC Bank 60 Month CD - Up to 0.03% APY

PNC Bank Standard CD

TermAPY
1 Month0.01 - 0.03%
3 Months0.01 - 0.03%
6 Months0.01 - 0.03%
12 Months0.01 - 0.03%
18 Months0.01 - 0.03%
24 Months0.01 - 0.03%
36 Months0.01 - 0.03%
48 Months0.01 - 0.03%
60 Months0.01 - 0.03%
84 Months0.01 - 0.03%
120 Months0.01 - 0.03%

Rates are for Pasadena, California, and may vary per location.

PNC Foundation Checking Account

  • No minimum opening deposit
  • No overdraft fees
  • $5 monthly service charge; $0 monthly service charge for clients 62 years old and above or PNC employees
  • Monthly service charge on a Standard Savings account is waived for the first 12 months

PNC Standard Savings - Relationship Rates

Balance to Earn InterestAPY
$1.00 - $2,499.990.02%
$2,500.00 or more0.03%

PNC Standard Savings - Standard Rates

Balance to Earn InterestAPY
$1.00 - $2,499.990.01%
$2,500.00 or more0.01%


PNC Bank Alternatives

Chase
Member FDIC

Chase Secure Banking℠ - $100 Bonus

Expires 7/24/2024
  • New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
  • No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
  • Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
  • Track your credit score, get a personalized action plan provided by Experian™ to help improve your score and receive identity monitoring for free through Chase Credit Journey®.
  • Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
  • Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
  • JPMorgan Chase Bank, N.A. Member FDIC.
Bank of America
Member FDIC

Bank of America Business Advantage Checking Account - $200 Bonus Offer

Expires 6/30/2024
Earn a cash bonus in three steps:
  1. Open a new eligible business checking account by June 30, 2024
  2. Make Qualifying Deposits* of $5,000 or more in new money within 30 days of opening the new eligible business checking account
  3. Maintain an average balance of $5,000 for the next 60 days (day 31-90) during the maintenance period**
*Qualifying Deposits are deposits of new money, which is money not currently or previously held in any account at Bank of America or Merrill
**The maintenance period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
Member FDIC
US Bank
Member FDIC

Silver Business Checking Package - Up to $800 Bonus

Expires in 7 days

Earn up to an $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q1AFL24 and complete qualifying activities, subject to certain terms and limitations. Offer valid through April 23, 2024. Member FDIC. Complete these steps to earn the offer:

Earn your $350.

  • Complete $5,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.

Earn your $800.

  • Complete $25,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
Discover Bank
Member FDIC

Online Savings Account - Earn 4.25% APY

  • No fees
  • No minimum opening deposit
  • No minimum balance required

Articles on PNC Bank

PNC Bank

PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.

PNC Savings Account Interest Rate

Looking for a well-known bank with good savings rates? Check out these savings accounts from PNC Bank.

PNC High Yield Savings

PNC's High Yield Savings account features a strong APY with no required balance. Sounds too good to be true, right? Read on to know all the details.

How to Close a PNC Account

Closing a bank account can be a pain. It's easy to make a mistake. Find out how to properly close your PNC account online, over the phone, or at a branch.

PNC Bank Hours

PNC Bank is open 5-6 days a week, depending on the location. Here's when you can visit a branch near you.

PNC Bank Routing Number

Using the wrong routing number could send your money to the wrong place. Find the right PNC routing number for your transactions.

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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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