
SoFi Promotions
Read our in-depth review of SoFi to see why SoFi scored 3.8 stars out of 5. We like their competitive, fixed rates, low fees, and no collateral.
Download App and Get 1,000 SoFi Points
Download the app to get 1,000 SoFi points. Redeem points for cash, crypto, fractional shares, eligible SoFi loan payments, or SoFi credit card statement credits.
Sofi Checking and Savings
- Up to 3.75% APY with direct deposit
- $0 monthly fees
- No minimum balance
- Get paid 2 days early
Compare Promotions
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SoFi Student Loans | |
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Variable APR | 2.25% to 6.43% APR (with AutoPay) |
Fixed APR | 2.99% to 6.88% APR (with AutoPay) |
Minimum Amount | $5,000 (may be higher depending on state) |
Maximum Amount | |
Loan Term | |
State Residency | |
Degree Requirements | |
Income Requirements | |
Employment Requirements | Must be employed or have an offer to start within 90 days |
Interest Only Payments | |
Origination Fees | |
Prepayment Penalty | |
Can Use a Cosigner | |
Can Release a Cosigner | |
Auto-Pay Interest Rate Reduction | |
Soft Credit Check | |
Unemployment Protection | |
Customer Service | ![]() ![]() ![]() ![]() ![]() |
Loan Term | ![]() ![]() ![]() ![]() ![]() |
Ease of Use | ![]() ![]() ![]() ![]() ![]() |
Interest Rates | ![]() ![]() ![]() ![]() ![]() |
Payment Flexibility | ![]() ![]() ![]() ![]() ![]() |
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Terms Apply. | |
SoFi: Pricing information from published website as of 2/22/2021 |