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SoFi is currently offering two promotions. Read our in-depth review of SoFi.

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 SoFi Student Loans
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SoFi Student Loans

Variable APR2.140% to 7.944% APR (with AutoPay).
Fixed APR3.460% to 7.944% APR (with AutoPay)
Minimum Amount
Maximum Amount
No maximum
Loan Term
5 to 20 years
State Residency
All states eligible
Degree Requirements
Associates or higher
Income Requirements
Employment RequirementsMust be employed or have an offer to start within 90 days
Interest Only Payments
Origination Fees
Prepayment Penalty
Can Use a Cosigner
Can Release a Cosigner
Auto-Pay Interest Rate Reduction
Soft Credit Check
Unemployment Protection
Customer Service
Loan Term
Ease of Use
Interest Rates
Payment Flexibility
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Terms Apply. SoFi Disclaimers

SoFi: Pricing information from published website as of 9/10/2019

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    Thinking about buying a home or refinancing your existing mortgage? Is SoFi a good online lender or should you stick with a traditional bank? Read on for the pros and cons.

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About CreditDonkey®
CreditDonkey is a student loan comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.