Citibank Promotions
Read our in-depth review of Citibank to see why Citibank scored 3.5 stars out of 5. We like their perks for high balance customers, many fee-free atms, and global presence.
Citi® Accelerate High-Yield Savings - 4.30% APY
Available in AA, AE, AK, AL, AP, AR, AS, AZ, CO, DE, GA, GU, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY and select markets in Florida and Illinois
- APY: 4.30% Annual Percentage Yield
- Monthly Fee: $4.50 if you don't maintain at least $500 in the account
Checking with Enhanced Direct Deposit - $300 Cash Bonus
Earn a $300 cash bonus when you open a new eligible checking account with Enhanced Direct Deposit and complete required activities. Deposit at least two Enhanced Direct Deposits directly into your new checking account within 90 calendar days from account opening. Your total combined Enhanced Direct Deposit must equal $1,500 or more. Your cash bonus will be deposited to your open, eligible checking account within 30 calendar days after required activities have been completed.
- Monthly Fee: No monthly service fees when when you have $250+ in Enhanced Direct Deposits
Citi Personal Wealth Management - Up to $5,000 Bonus
Earn up to $5,000 cash bonus with required activities. Open and enroll in a new eligible Citi Personal Wealth Management. Fund a new or existing Citi Personal Wealth Management account with a minimum of $50,000 of New-To-Citi funds during the promotional period. Enroll or maintain enrollment in eDelivery of statements through the Account Funding Period deadline shown in the Terms and Conditions. Maintain the New-To-Citi funds in your account through the Maintain Funds deadline shown in the Terms and Conditions.
| New-to-Citi Funding | Cash Bonus |
|---|---|
| $50,000 - $199,999 | $500 |
| $200,000 - $499,999 | $1,000 |
| $500,000 - $999,999 | $2,000 |
| $1,000,000 - $1,999,999 | $3,000 |
| $2,000,000+ | $5,000 |
Citibank Business Checking - Up to $2,000 Bonus
Earn up to $2,000 cash bonus with required activities. Open a new CitiBusiness (Analyzed), Streamlined, or Flexible Checking account. Mention this offer to a Citibank Business Specialist. Within 45 calendar days following account opening, make one or more deposits in new-to-Citibank funds to meet the Qualifying Balance. Maintain the required Qualifying Balance for 45 consecutive calendar days after the Qualifying Balance level is met during the initial 45 calendar day funding period.
| Qualifying Balance | Bonus |
|---|---|
| $5,000 - $19,999 | $300 |
| $20,000 - $99,999 | $750 |
| $100,000 - $199,999 | $1,500 |
| $200,000 or more | $2,000 |
IRA Certificates of Deposit - Up to 2.00% APY
| Term | APY |
|---|---|
| 4-Month | 0.05% |
| 5-Month | 0.05% |
| 7-Month | 0.05% |
| 8-Month | 0.05% |
| 10-Month | 0.05% |
| 13-Month | 0.10% |
| 2-Year | 2.00% |
| 30-Month | 0.10% |
| 3-Year | 2.00% |
| 4-Year | 2.00% |
| 5-Year | 2.00% |
Citi Checking - $1,500 Bonus
Open a new eligible Citi Checking account and enroll in this offer the same day the account was opened. Deposit at least $200,000 of new-to-Citibank funds into your new checking account within 45 days of account opening. Maintain $200,000 or more in the account for an additional 45 days after the first 45 days.
If you also open a new Citi Savings account, the required minimum balance can be held in your Citi Checking account, or in between your Citi Checking and Citi Savings accounts.
Citi Checking - $500 Bonus
Open a new eligible Citi Checking account and enroll in this offer the same day the account was opened. Deposit at least $30,000 of new-to-Citibank funds into your new checking account within 45 days of account opening. Maintain $30,000 or more in the account for an additional 45 days after the first 45 days.
If you also open a new Citi Savings account, the required minimum balance can be held in your Citi Checking account, or in between your Citi Checking and Citi Savings accounts.
Citi® Self-Invest - Up to $500 Bonus
Earn up to $500 cash bonus with required activities. Deposit at least $10,000 of new-to-Citi funds into a new or existing Citi Self-Invest account until 09/30/2024. You may continue to deposit additional new-to-Citi funds within the Account Funding Period to establish bonus amount. Enroll or maintain enrollment in eDelivery of statements through the end of Account Funding Period. Maintain new-to-Citi funds in your account until the end of Maintain Funds.
See Terms and Conditions for information on Account Funding Period and Maintain Funds deadlines.
| New-to-Citi Funding | Cash Bonus |
|---|---|
| $10,000 - $49,999 | $100 |
| $50,000 - $199,999 | $200 |
| $200,000 or more | $500 |
Citi Savings Account - 5.00% Interest Rate for 3 Months
Open a new qualifying Citi Savings account. Account must be opened in a physical branch location or by phone through an employee in a physical branch (video calls are applicable). Deposit $25,000 or more in new-to-Citibank funds within 10 business days of account opening. Receive a 5% interest rate for three months as long as you maintain a balance of $25,000 or more. The maximum interest that can be earned is $13,000.
This offer is only available in New York, Connecticut, New Jersey, District of Columbia, Virginia, Maryland, California, Nevada and select markets in Illinois and Florida.
Compare Promotions
High-Yield Savings Premier - 5.31% APY
- No account activity or maintenance fees
- $500 minimum opening deposit
- FDIC insured
- APY: 5.31%
- Minimum Deposit to Open: $500
- Monthly Fee: $0
Discover® Online Savings - $200 Cash Bonus
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY624 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/12/2024, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.
- APY: 4.25%
U.S. Bank Smartly® Checking - Up to $450 Bonus
Earn up to $450 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposit(s) totaling $2,000 to $4,999.99 to earn $250, $5,000 to $7,999.99 to earn $350 or $8,000 or more to earn $450
Fund your new account within 30 days to start qualifying activities. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
- Minimum Deposit to Open: $25
- Monthly Fee: Waive the $6.95 Monthly Maintenance Fee with one of the following:
- Are 24 and under, 65 and over or a member of the military (must self-disclose), OR
- Have combined monthly direct deposits totaling $1,000+, OR
- Keep average account balance of $1,500+, OR
- Hold an eligible U.S. Bank credit card, OR
- Qualify for one of the four Smart Rewards™ tiers (Primary, Plus, Premium or Pinnacle)
IRA Certificate of Deposit
- 4.70% APY for 12-month term
- 3.75% APY for 36-month term
- 3.75% APY for 5-year term
- Minimum Deposit to Open: $2,500
Chase Total Checking® - $300 Bonus
- New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
- With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- JPMorgan Chase Bank, N.A. Member FDIC
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- APY: N/A
- Minimum Deposit to Open: $0
- Direct Deposit Required: Yes
- Minimum Deposit Required: None
- When Do You Get It: Within 15 days after meeting requirements
- Monthly Fee: $12 or $0 with one of the following, each monthly statement period:
- Electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNow℠ network, (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network,
- OR a balance at the beginning of each day of $1,500 or more in this account,
- OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances.
Citibank Trending Offers
| 10 hours ago | Citi Checking - $1,500 Bonus selected by a visitor from Maryland |
| 12 hours ago | Citi Checking - $500 Bonus selected by a visitor from New York |
| 22 hours ago | Citibank Business Checking - Up to $2,000 Bonus selected by a visitor |
| Yesterday | Citi Personal Wealth Management - Up to $5,000 Bonus selected by a visitor |
| Yesterday | 6-Month Fixed Rate CD - 4.65% APY selected by a visitor from New Jersey |
Citibank has over 700 branches across the United States. The service fees and ways to waive are on the high side. The bank is best for high-balance customers.
How to Get Citibank Bonus
Checking Account Bonuses
Citibank often offers cash bonuses for new banking customers with required activities. Some deals are for opening a checking plus a savings account.
All Citibank checking accounts offer free online banking, bill pay, and mobile deposits.
Here are Citi's current bonuses:
- Citibank:
Checking with Enhanced Direct Deposit - $300 Cash Bonus - Citi Personal Wealth Management:
Up to $5,000 Bonus - Citibank Business Checking:
Up to $2,000 Bonus - Citi Checking:
$1,500 Bonus - Citi® Self-Invest:
Up to $500 Bonus
How to Get the Best Deal at Citibank
Citibank is best for high-balance customers who can open one of the elite accounts to get preferred rates and other perks.
- Citi Priority
- Citi Savings Account
- Citi Business Checking Account
- Citi Self Invest
- Personal Wealth Management Account
The information for the Citi Account, Citi Priority, Citigold, Citi Savings Account, Citi Personal Wealth Management, Business Checking Account, Access Account, Basic Banking, and Citibank Account has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
- Citi® Accelerate High-Yield Savings: Available in AA, AE, AK, AL, AP, AR, AS, AZ, CO, DE, GA, GU, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY and select markets in Florida and Illinois.
- Citi® Savings: Available in CA, CT, DC, MD, NV, NJ, NY, VA, and select markets in Florida and Illinois.
Highlights
More than 70,000 fee-free ATMs at Citi branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo.
24/7 Live Customer Service (Telephone)
645 retail bank branches concentrated in the six key metropolitan areas of New York, Chicago, Los Angeles, San Francisco, Miami, and Washington, D.C.
Pricing information from published website as of 07/15/2024. This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.
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| Learn More | Visit Site | |
Citibank | Chase | |
|---|---|---|
Benefits and Features | ||
| Savings |
|
|
| CD |  | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. |
| Checking | |
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| Money Market | | |
| Mobile App | ||
| ATMs | More than 70,000 fee-free ATMs at Citi branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo. | |
| Customer Service | 24/7 Live Customer Service (Telephone) | Automated service available 24 hours a day, 7 days a week |
| IRA CD | | |
| IRA Money Market | | |
| Locations | 645 retail bank branches concentrated in the six key metropolitan areas of New York, Chicago, Los Angeles, San Francisco, Miami, and Washington, D.C. | |
| Learn More | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Citibank: Pricing information from published website as of 07/15/2024. This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi. Chase: Pricing information and data points from published website as of 07/15/2024. | ||
More Deals to Save Money at Citibank
Citi® Savings
- 0.03% APY
- Access higher interest rates with Citi Relationship Tiers
- APY: 0.03%
Citibank Alternatives
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
- Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
- JPMorgan Chase Bank, N.A. Member FDIC.
- APY: N/A
- Minimum Deposit to Open: $0
- Direct Deposit Required: No
- Minimum Deposit Required: None
- When Do You Get It: Within 15 days after completing qualifying activities
- Monthly Fee: $4.95 or $0; Avoid the monthly service fee when you have electronic deposits made into the account totaling $250 or more during each monthly statement period.
Bank of America Advantage Banking - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 9/30/2024.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- Bank of America, N.A. Member FDIC.
Silver Business Checking Package - Up to $800 Bonus
Earn up to $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q3AFL24 and complete qualifying activities, subject to certain terms and limitations. Offer valid through September 16, 2024. Member FDIC. Complete these steps to earn the offer:
Earn your $300.
- Complete $5,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
Earn your $800.
- Complete $30,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
- Minimum Deposit to Open: $100
- Monthly Fee: $0 monthly maintenance fee
HSBC Premier - Earn Up to $2,500
You could earn $1,500 or $2,500 if you open a new, eligible HSBC Premier checking account from July 1, 2024 through November 22, 2024, and complete qualifying activities.
- Get a $1,500 Cash Bonus: Add New Money of $100,000 to $249,999 in deposit and/or eligible investment accounts within 20 days of opening your new checking account and maintain the Qualifying Balance for 3 full consecutive months.
- Get a $2,500 Cash Bonus: Add New Money of $250,000+ in deposit and/or eligible investment accounts within 20 days of opening your new checking account and maintain the Qualifying Balance for 3 full consecutive months.
- Cash Bonus will be deposited into your new checking account within 8 weeks of meeting all the offer requirements.
- Minimum Deposit to Open: For Premier checking accounts opened before August 29, 2024, you must have at least one of the following:
- Balances of $75,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts
- Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s)
- HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000, not an aggregate of multiple mortgages. Home Equity products are not included.
For Premier checking accounts opened on or after August 29, 2024, you must have at least one of the following:
- Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts
- Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s)
- Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included.
- Monthly Fee: $50 monthly maintenance fee, unless eligibility criteria is met:
For Premier checking accounts opened before August 29, 2024, maintain:
- Balances of $75,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts; OR
- Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
- HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000, not an aggregate of multiple mortgages. Home Equity products are not included.
For Premier checking accounts opened on or after August 29, 2024, maintain:
- Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts; OR
- Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
- Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included.
Discover® Online Savings - $150 Cash Bonus
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY624 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/12/2024, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.
- APY: 4.25%
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