Bank Promotions for Small Business in Maine: July 2026
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Find the best banks for small business in Maine. Compare current checking promotions and bonus offers from Maine banks.
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Opening a business checking account in Maine connects your company to a state known for its entrepreneurial spirit and strong community-banking tradition.
Whether you run a lobster wholesaler in Portland or a tech startup in Bangor, pairing the right account with a sign-up bonus can give your cash flow a meaningful boost.
National and regional banks both compete for Maine business owners.
TD Bank and Citizens Bank have extensive New England branch networks, while Bank of America and Chase serve the southern Maine corridor. Wells Fargo provides additional national options.
On the community side, Bangor Savings Bank, Camden National Bank, and Machias Savings Bank are trusted hometown institutions with loyal business followings.
Here are some of the best business bank offers in Maine:
- Chase Business Complete Banking®:
Up to $500 Bonus - Bank of America® Business Advantage Banking:
$400 or $750 Cash Bonus Offer - KeyBank:
Business Checking Account - $500 Bonus - Bar Harbor Bank & Trust:
Business Checking Account - $400 Bonus
Chase Business Complete Banking® - Up to $500 Bonus
- Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Choose Chase Business Complete Banking® to get a fully integrated business solution that can help you control costs. Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone
- Bank with confidence. Feel confident knowing we have the largest branch network in the U.S. with 5,000 branches that provide personalized service and can help with your complex banking needs. You can also benefit from our account protection services, which provide safeguards by overseeing employee account activity, monitoring checks, and offering additional protection for your business.
- Access online banking for small businesses. Take advantage of our digital business banking platform with a comprehensive set of features designed for small business owners like you. Our tools enhance your ability to manage cash flow, accept and make payments, create invoices and plan for growth, so you can streamline processes and gain greater control of your finances.
- More small business owners choose Chase than any other bank
- The #1 choice for small business banking.
Maine Business Bank Promotions
Community banking is a way of life in the Pine Tree State, and many local institutions launch seasonal promotions to attract small-business depositors from larger national competitors.
In Greater Portland—Maine's economic hub—TD Bank, Citizens Bank, Bank of America, and Chase compete for business accounts. You may receive targeted mailers with enhanced bonus offers, especially if your business is registered in Cumberland County. Bangor Savings Bank and Camden National Bank also maintain a strong Portland-area presence.
In the Bangor and Midcoast region, Bangor Savings Bank (headquartered locally) and Machias Savings Bank dominate the community landscape. These institutions often match or beat national banks on fees and service, and periodically roll out their own business account incentives.
Bank of America® Business Advantage Banking - $400 or $750 Cash Bonus Offer
- The $400 or $750 cash bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2026.
- To qualify, open a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account through the promotional page and deposit New Money* directly into that new eligible account within thirty (30) days of account opening (“Deposit Period”). At the
end of the Deposit Period, all New Money deposits made directly into new eligible Business Advantage Banking account will be totaled to determine which Balance Requirement you have met and which corresponding Cash Bonus Tier you
are eligible for.
Balance Requirement Cash Bonus Tier $5,000 $400 $15,000 $750 - Maintain a daily balance in that new Business Advantage Banking account that meets the applicable Balance Requirement during the Maintenance Period**
- After you satisfy all of the requirements, Bank of America will attempt to deposit your earned bonus directly into your new eligible Bank of America Business Advantage Banking account within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your Business Advantage Banking account that are not transfers from other Bank of America accounts or Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
KeyBank: Business Checking Account - $500 Bonus
Open a new KeyBank Basic Business Checking or Key Business Reward Checking account. Deposit a minimum of $25 at account opening. Make a total of $5,000 or more in deposits into your new qualifying checking account within 30 days of account opening. Maintain a balance of at least $5,000 for at least 90 consecutive days.
You must have received a personalized $500 Business Banking promotional offer letter directly from KeyBank to be eligible for this offer. This offer has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by KeyBank.
Bar Harbor Bank & Trust: Business Checking Account - $400 Bonus
Open a new business checking account. Use promo code B10726A02ONLINE when opening online or download a coupon when opening in a branch. Make deposits totaling $2,500 or more into the account by 10/31/2026.
Nationwide Business Bank Promotions
Don't limit your search to Maine branches. Many of the best national banks let you open a business account online and still earn a sign-up bonus—even if the nearest branch is across the border in New Hampshire or Massachusetts.
Chase Business Complete Banking® - Up to $500 Bonus
- Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Choose Chase Business Complete Banking® to get a fully integrated business solution that can help you control costs. Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone
- Bank with confidence. Feel confident knowing we have the largest branch network in the U.S. with 5,000 branches that provide personalized service and can help with your complex banking needs. You can also benefit from our account protection services, which provide safeguards by overseeing employee account activity, monitoring checks, and offering additional protection for your business.
- Access online banking for small businesses. Take advantage of our digital business banking platform with a comprehensive set of features designed for small business owners like you. Our tools enhance your ability to manage cash flow, accept and make payments, create invoices and plan for growth, so you can streamline processes and gain greater control of your finances.
- More small business owners choose Chase than any other bank
- The #1 choice for small business banking.
Bluevine: Free Business Checking - Earn $500 Bonus
To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 09/30/2026 using the referral code CD500.
After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
Frequently Asked Questions
Are business bank promotions in Maine taxable?
Yes. Maine has a progressive income tax with rates up to 7.15%, and Bank bonuses earned by your business may count as taxable income at both the state and federal level. For details, visit Maine Revenue Services or consult a local tax professional.
What do I need to open a business bank account in Maine?
You will typically need your EIN (or SSN for sole proprietors), a government-issued photo ID, your business formation documents, and any required state or local licenses. You can verify your entity's registration through the Maine Secretary of State - Bureau of Corporations.
How do business bank promotions typically work in Maine?
Most promotions require you to open a new business checking account, deposit a minimum amount within a set window, and sometimes complete qualifying activities such as debit-card transactions or bill payments. The bonus is usually credited within 60–90 days after you meet all requirements.
Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.
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