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Chase vs Charles Schwab Bank

Chase is a national bank with good promotions for new customers. How does it compare to Charles Schwab Bank? Read our comparison chart below.

 Chase
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Chase

Charles Schwab Bank

SPECIAL OFFER
Open a New Checking Account - Learn More

Read Chase Review

SPECIAL OFFER
High Yield Investor Checking – Unlimited ATM Rebates - Learn More

Read Charles Schwab Bank Review

 

Benefits and Features

SavingsChase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open.
Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
0.05% APY
CDTerms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.Offers brokered CDs from other banks. Terms range from 1 month to 20 years. Minimum deposit of $1,000.
CheckingChase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open.
Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
0.03% APY, $0.01 account minimum
Customer Service
24/7 by phone
24/7 Live Customer Service (Telephone and Chat)
ATMsOver 16,000 Chase ATMs nationwideUnlimited ATM fee rebates when used with ATMs with the Visa, Interlink logo. Available worldwide.
Locations
Nearly 4,900 branches
345 branches across the country. You may also open an account online.
 

CreditDonkey® Reviews

 Chase
Savings
Checking
Customer Service
Mobile App
Pros & ConsPros:
  • Nearly 4,900 branches
  • New customer promotions
  • Full service banking
Cons:
  • Low interest rates
  • Not in all states
Pros:
  • No account minimum
  • No service fees
  • Refund all ATM fees
Cons:
  • Only checking or savings
  • Must do banking online
Bottom LineNational bank with good promotions for new customers... Read full reviewPopular brokerage with a free checking account that refunds ATM fees... Read full review
 Visit SiteLearn More

High Yield Investor Checking – Unlimited ATM Rebates

Chase: Pricing information from published website as of 7/17/2019

Charles Schwab Bank: Pricing information from published website as of 03/28/2020.

Which is Better: Chase or Charles Schwab Bank?

Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Chase or CIT Bank.

In short: Chase's mobile app is impressive.


Articles on Chase


Articles on Charles Schwab Bank


Which Do You Think is Best?

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Opening an account with CIT Bank is simple. Take a look at what you'll need and check out your account options in our guide.

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About CreditDonkey®
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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