Bank of America Routing Number

Find your Bank of America routing number and learn about money transfers in our guide.

Routing numbers are 9-digit numbers that banks use to identify themselves. Think of them as addresses that let other banks know where to find or send your money.

You need your routing number for many tasks, including:

• ACH payments
  
• Setting up direct deposit
  
• Receiving benefits from the government, including tax refunds
  
• Transferring money between accounts at different banks or investment firms
  
• Automatic bill payment
  
• Domestic wire transfers

Bank of America has branches throughout the United States and uses different routing numbers for different states and regions.

Bank of America Routing Numbers by State

Your Bank of America routing number is associated with the location of the bank where you opened your account. Even if you bank at another Bank of America branch, what matters is the bank where you opened your account.

Here are the Bank of America routing numbers by state:

If you don't see your state listed or are unsure where you opened your account, keep reading.

Other Ways to Find Your Bank of America Routing Number

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Use a Check
For checking accounts, you can find the routing number in the lower left-hand corner of the checks corresponding with your checking account. It's the first 9 digits located at the bottom of the check.

Go Online
On the Bank of America website, visit the Information and Services tab after logging into your account to find your routing number.

On the mobile app, sign in and select the Accounts Overview tab to select your checking or savings account. Scroll down to the Account Details heading.

Call Customer Service
Call Bank of America at 800.432.1000, Mon–Fri 8 a.m.–11 p.m. ET or Sat–Sun 8 a.m.–8 p.m. ET. After you provide a few specific details to identify yourself, a representative will be able to confirm your account's routing number.

Routing Numbers for Domestic/International Wire Transfers

Wire transfers are a faster way to send money than an ACH transfer. From your Bank of America account, you can wire money to other bank accounts, and other accounts can wire funds to you.

For all domestic and international wire transfers using a Bank of America account, the routing number is 026009593.

Domestic Transfers
For all domestic wire transfers using a Bank of America account, the routing number is 026009593.

To SEND a domestic wire transfer, you'll also need:

• The name and location of the recipient's bank
  
• The recipient's account number
  
• Recipient bank's wire transfer routing number

International Transfers
For all international wire transfers with a Bank of America account, use the routing number 026009593 and the appropriate Bank of America SWIFT code depending on which currency is being sent:

• US Dollars: BOFAUS3N
  
• Foreign currency: BOFAUS6S
  
• Not sure? Use: BOFAUS3N

To SEND an international wire, you'll also need:

• Recipient bank name, address, and country
  
• Recipient account number (you may need a country-specific account structure, e.g., a CLABE for Mexico or an IBAN for international bank accounts)
  
• Recipient bank's SWIFT code
  
• Currency of recipient's account (foreign currency or US dollars)
  
• Purpose of wire

PRO TIP: When you send or receive money using your bank, you might lose out on a bad exchange rate and pay hidden fees as a result. That's because most banks still use an old system to exchange money. Consider using Wise, which is usually much cheaper.

Keep reading to learn how to enable your account for wire transfers.

Setting Up Your Account for Wire Transfers

In order to wire funds, you'll need to set up a SafePass account within your Bank of America account. This ensures your transaction will be secure.

Here are the steps to set up your SafePass account:

1. Sign into online banking portal
   
2. Click Profile & Settings
   
3. Click Manage SafePass
   
4. Select the SafePass device you'd like your secure passcode to be sent
   
5. Follow the on-screen instructions

Once you have your SafePass, you can initiate the wire transfer.

1. Click on Transfers navigation tab in your online banking portal
   
2. Select Using account number at another bank
   
3. Follow the instructions on the Make Transfer screen
   
4. If this is a new recipient, click Add Account/Recipient screen
   
5. Enter the required information

Which Bank of America Routing Number Should You Use?

For Any Domestic Money Transfer Activity Besides Wire Transfers:
Use the routing number for the bank where you opened your account.

For Domestic Wire Transfers:
Use the routing number 026009593.

For International Wire Transfers:
Use the routing number 026009593 plus the correct Bank of America SWIFT code.

• For U.S. dollars, use BOFAUS3N.
  
• For foreign currency, use BOFAUS6S
  
• If you are unsure which currency you are receiving, use BOFAUS3N.

Bottom Line

You'll likely need your Bank of America routing number when managing your finances. Keep it handy should you need to set up a direct deposit, automatic payment, or wire transfer.