Bank of America vs USAA Bank
Bank of America is a national bank with widespread accessibility and wide range of services. How does it compare to USAA Bank? Read our comparison chart below.
Learn More | Learn More | |
Bank of America | USAA Bank | |
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Bank of America Advantage Banking - $200 Bonus Offer | 9-Month Jumbo CD - 4.90% APY - | |
Benefits and Features | ||
Savings | ||
CD | ||
Checking | ||
ATMs | 100,000+ USAA and USAA-preferred ATMs | |
Customer Service |
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IRA CD | ||
Locations | 5 financial centers in Colorado, New York, Maryland, and San Antonio | |
CreditDonkey® Reviews | ||
Savings | ||
CD | ||
Checking | ||
Mobile App | ||
Customer Service | ||
Fees | ||
Pros & Cons | Pros:
| Pros:
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Bottom Line | National bank with widespread accessibility and wide range of services... | Savings account with low rate and limited availability... |
Learn More | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Bank of America: Pricing information from published website as of 04/26/2024 based on 91107 zip code. USAA Bank: Pricing information from published website as of 11/25/2023. |
Bank of America Advantage Banking - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 5/31/2024.
- To qualify, open a Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new account within 90 days of opening.
- Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- Bank of America, N.A. Member FDIC.
Bank of America Business Advantage Checking Account - $200 Bonus Offer
- Open a new eligible business checking account by June 30, 2024
- Make Qualifying Deposits* of $5,000 or more in new money within 30 days of opening the new eligible business checking account
- Maintain an average balance of $5,000 for the next 60 days (day 31-90) during the maintenance period**
**The maintenance period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
Member FDIC
Bank of America Advantage SafeBalance Banking®
- Banking that helps you stay within your balance.
- No monthly maintenance fee each statement cycle when you meet one of the following: an owner of this account is under the age of 25 or maintain a minimum daily. balance of $500 in your account or are a member of Bank of America Preferred Rewards®.
- Bank of America, N.A. Member FDIC.
Which is Better: Bank of America or USAA Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Bank of America or Chase.
In short: Bank of America's customer service is noteworthy.