TD Bank vs Chase

TD Bank is an east Coast bank with relatively low minimum balance requirements. How does it compare to Chase? Read our comparison chart below.

	TD Bank	Chase


	SPECIAL OFFER TD Bank Beyond Checking Account - $300 Cash Bonus - Learn More Read TD Bank Review	SPECIAL OFFER Chase Total Checking® + Chase Savings℠ - Learn More Read Chase Review
	Benefits and Features
Savings	0.05% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account.	Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD	0.10% - 1.19% APY (up to 1.50% for Rate Bump APY). Terms of 3 months to 5 years. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account).	Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking		Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open. Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Money Market	0.03% - 0.30% APY (up to 0.35% for Rate Bump APY) for amounts up to $250,000. No minimum deposit. $11 or $12 monthly maintenance fee waived if 1) minimum $2000 balance or 2) over 62 years old.
Customer Service	24/7 Live Customer Service (Telephone)	24/7 by phone
ATMs	Approximately 1,300 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida	Over 16,000 Chase ATMs nationwide
IRA CD	0.10% - 1.19% APY (up to 1.50% for Rate Bump APY). Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account).
Locations	1300 locations along the east coast.	Nearly 5,000 branches
	CreditDonkey® Reviews

Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & Cons	Pros: Extended banking hours Low requirements to waive monthly fees No foreign transaction fees Cons: No free checking Low APY Only on East Coast	Pros: Nearly 5,000 branches New customer promotions Full service banking Cons: Low interest rates Not in all states
Bottom Line	East Coast bank with relatively low minimum balance requirements... Read full review	National bank with good promotions for new customers... Read full review

	TD Bank Beyond Checking Account - $300 Cash Bonus TD Bank Convenience Checking Account - $150 Cash Bonus Refer a Friend Program - $50 for Each Referral	Chase Total Checking® + Chase Savings℠ Chase Premier Plus Checking℠ Chase Total Checking®
What Others View	Bank of America TD Ameritrade Wells Fargo Capital One PNC Bank Ally Bank SunTrust Bank Citibank
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. TD Bank: Pricing information from published website as of 10/19/2019 based on 08034 zip code. Chase: Pricing information from published website as of 7/17/2019

Which is Better: TD Bank or Chase?

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In short: TD Bank's customer service is outstanding.

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TD Bank Review

TD Bank offers extended customer hours and easy online banking. Are these perks worth it? Find out what makes TD Bank a great choice for you and some reasons to look elsewhere.

Looking to transfer money in or out of your TD Bank checking or savings account? You'll need the right routing number. Find your TD Bank routing number and learn more about money transfers in our guide.