TD Bank vs Chase

TD Bank is an east Coast bank with relatively low minimum balance requirements. How does it compare to Chase? Read our comparison chart below.

TD Bank has 1,300 locations on the East Coast. Known as "America's most convenient bank," it offers extended banking hours and 24/7 customer service by phone. Monthly service fees can be waived with somewhat low minimum balance requirements.

While Chase is one of the biggest banks in the nation with more than 4,700 branches and over 16,000 ATMs. They offer a variety of banking, loans and investing services.

Compare TD Bank with Chase, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	TD Bank	Chase
	SPECIAL OFFER TD $300 Beyond Checking Bonus - Learn More Read TD Bank Review	SPECIAL OFFER Chase Bank $225 Bonus - Learn More Read Chase Review
	Benefits and Features
Savings	0.05% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older.	Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD	0.05% APY (up to 0.05% for Rate Bump APY). Terms of 3 months to 5 years. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account).	Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking	TD Simple Checking℠, TD Beyond Checking, TD Convenience Checking℠	Chase Total Checking® Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Money Market	0.01% - 0.02% APY (up to 0.03% for Rate Bump APY) for amounts up to $250,000. No minimum deposit. $11 or $12 monthly maintenance fee waived if 1) minimum $2000 balance or 2) over 62 years old.
Customer Service	24/7 Live Customer Service (Telephone)
ATMs	Approximately 1,300 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida	16,000 Chase ATMs
IRA CD	0.05% APY (up to 0.05% for Rate Bump APY). Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account).
Locations	1300 locations along the east coast.	Over 4,700
	CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & Cons	Pros: Extended banking hours Low requirements to waive monthly fees No foreign transaction fees Cons: No free checking Low APY Only on East Coast	Pros: More than 4,700 branches New customer coupons Full service banking Cons: Low interest rates Not in all states
Bottom Line	East Coast bank with relatively low minimum balance requirements... Read full review	National bank with good promotions for new customers... Read full review
	TD $300 Beyond Checking Bonus TD $150 Convenience Checking Bonus	Chase Bank $225 Bonus Chase Business $300 Bonus Chase Bank $100 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. TD Bank: Pricing information from published website as of 01/08/2020 based on 08034 zip code. Chase: Pricing information and data points from published website as of 12/17/2020

Member FDIC

TD Beyond Checking - $300 Cash Bonus

Get Deal

• New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
• Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
• Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Rush Bill Payments and more.
• Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
• TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
• Overdraft Payback - Get overdraft fees automatically reversed up to two times a year.
• Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
• TD checking accounts come with an instant-issue debit card. And, you can pay with confidence with Zero Liability protection and 24/7 fraud monitoring.
• Monthly maintenance fee waived on one TD Simple CheckingSM account and any Savings and Money Market accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.

Member FDIC

Chase Total Checking® - $225 Bonus

Get $225 Coupon

• New Chase customers enjoy a $225 bonus when you open a new Chase Total Checking® account and set up direct deposit
• Access to 16,000 Chase ATMs and more than 4,700 branches
• Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
• Open your account online now
• Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

Which is Better: TD Bank or Chase?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing TD Bank or CIT Bank.

In short: TD Bank's customer service is outstanding.

Articles on TD Bank

TD Bank

TD Bank offers extended customer hours and easy online banking. Are these perks worth it? Find out what makes TD Bank a great choice for you and some reasons to look elsewhere.

• TD Bank vs Bank of America
• TD Bank vs Wells Fargo
• TD Bank vs Capital One

TD Bank Hours

TD Bank is open 7 days a week, depending on the location. Here's when you can visit a branch near you.

• TD Bank vs PNC Bank
• TD Bank vs Ally Bank
• TD Bank vs SunTrust Bank

Open TD Account

Opening an account with TD Bank is simple. Take a look at what you'll need and check out your account options in our guide.

• TD Bank vs Citibank

TD Routing Number

Find your TD Bank routing number by state. Get the correct number with and without a check.

Articles on Chase

Chase Reviews

Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you.

• Chase vs US Bank
• Chase vs Fifth Third Bank
• Chase vs Discover Bank

Open Chase Bank Account

Opening an account with Chase Bank is simple. Take a look at what you'll need and check out your account options in our guide.

Chase Business Checking Coupon

Right now, Chase Business Complete Checking is offering a $300 bonus for new customers.

You Invest

Chase You Invest App has a bonus promotion, low fees and mutual funds trading. But is it good for beginners? Read this review for the pros and cons.

Chase Routing Number

What is Chase Bank's routing number? It depends on the state. Find the correct routing number for your Chase account (even without a check).

How to View Your Chase Bank Statement

You can easily access your Chase bank statement online. Find out how to view your past activity at any time.

How to Setup Direct Deposit with Chase

Get paid faster when you set up direct deposit with Chase. Here's how to get started below, plus how long it takes to get your money.

How to Go Paperless with Chase Bank

Tired of getting paper statements from Chase? Follow this simple guide to go paperless with Chase Bank.

How to Replace Your Chase Debit Card

Need to replace your Chase debit card? Here's how to request a new one through the website, mobile app or customer service.

How to Text Chase Bank for Your Balance

Chase Text Banking lets you check your balance with a simple text. Find out how to sign up for this convenient service below.

Which Do You Think is Best?

You Might Also Like

Best Checking Accounts for Seniors

Looking for a senior-friendly checking account? Review top recommendations in this guide, including free checking, banks offering welcome bonuses and more.

Best National Bank

There are over 5,000 FDIC-insured banks in America. How do you choose the best national bank to keep your money safe?

How Do Banks Work

Banks are part of our everyday life, but how do they work? Take a look at how they function and what they do with your money.

Which is the Best Bank for a Small Business?

The right bank account can make or break your business. Narrow down your options and find the best fit with this guide.

Find Your Routing Number on a Check

Your routing number is the 9 digit code on the bottom of your check. Don't use the wrong number. Find the correct routing number for your bank.