Sign Up Bonuses
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Get free money by signing up with qualifying activities. These companies are offering bonus offers when you sign up for their services or their apps.
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Who doesn't like free money?
Looking to open a new bank account or try out a cashback app? Why not get some easy free money at the same time.
With so many great sign-up bonus offers available, there's no reason not to take advantage of them. You could use the free money to pay some bills, invest for your future, or just have extra spending cash.
We've compiled a list of the current best sign-up bonuses and offers. Check it out and find the best ones for you.
Bank Bonus Offers
Banks are competing for your business. And they offer some of the biggest sign-up bonuses to entice eligible new customers.
If you're thinking of opening a new checking or savings account, you could earn hundreds of dollars just to switch to another bank and complete required activities.
Compare these checking account offers before you open a new bank account:
- Bank of America Advantage Banking:
Up to $500 Cash Offer - HSBC Premier:
Earn Up to $3,500
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 1/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
HSBC Premier - Earn Up to $3,500
- Get a $1,000 Cash Bonus: Add and maintain New Deposits of $150,000 to $249,999
- Get a $2,500 Cash Bonus: Add and maintain New Deposits of $250,000 to $499,999
- Get a $3,500 Cash Bonus: Add and maintain New Deposits of $500,000+
Earn a $25 Extra Cash Bonus when you register and logon to the HSBC US Mobile Banking App3 by December 31, 2025.
If all offer requirements are met, Cash Bonuses will be paid by May 31, 2026.
Wells Fargo Everyday Checking Account - $325 Bonus
- Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
- Wells Fargo Bank, N.A.
Member FDIC
CIT Bank Platinum Savings - $300 Bonus
- Qualify for a $300 cash bonus with a minimum deposit of $50,000
- This limited-time offer to qualify for a $225 cash bonus with a minimum deposit of $25,000 or a $300 bonus with a minimum deposit of $50,000 is available to New and Existing Customers who meet the Platinum Savings promotion criteria. The Promotion begins on September 23, 2025, and can end at any time without notice.
High-Yield Savings Account - $1,000 Bonus
New customers only. Earn $1,000 for a minimum of $100,000 deposited on the Raisin platform within 14 days of your first deposit date and maintained over 90 days. To qualify for the bonus, the first deposit must be initiated by November 30, 2025, by 11:59 PM ET, and the customer must input code EASY at the time of sign-up.
More Bank Sign Up Bonus
Business Checking Account - $400 Bonus
- Open a new Truist Simple Business Checking or Dynamic Business Checking account online, via phone, or in a branch from 10/1/2025 through 4/2/2026 and earn $400 by making Qualifying Deposits* of $2,000 or more into your account within 30 days of account opening. Must be a new Truist business checking client, Terms Apply.
- Enrollment in the promotion is required at the time of account opening using promo code SB25Q4BIZAFL to be eligible for a promotion reward. Please refer to the Account Opening & Promotion Enrollment sections below for instructions.
- *Qualifying Deposits for new business checking accounts exclude debit card credit transactions and NSF fee refunds. Deposits can be made on a one-time basis or cumulatively over the 30 days.
Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2025.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or
Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
U.S. Bank Business Essentials - $400 Bonus
Promo code Q4AFL25 MUST be used when opening a U.S. Bank Business Essentials®, or Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.
Earn your $400 Business Checking bonus by opening a new U.S. Bank Business Essentials account between 10/01/2025 and 1/14/2026. You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening. You must also complete 5 qualifying transactions within 60 days of account opening.
Qualifying transactions include debit card purchases, ACH credits, Wire Transfer credits and debits, Zelle credits and debits, U.S. Bank Mobile Check Deposit or Bill Pay or payment received via U.S. Bank Payment Solutions. Other transactions such as (but not limited to) other Person to Person payments, transfers to credit card or transfers between U.S. Bank accounts are not eligible.
New money is considered money that is new to U.S. Bank. Funds must come from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or Business Essentials Pricing Information Document for a list of fees.
Bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.
Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.
All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or Business Essentials Pricing Information and YDAA disclosure. These documents can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.
Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice. Member FDIC
Free Business Checking - Earn $500 Bonus
To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 01/31/2026 using the referral code CD500.
After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
Key Select Checking® - $500 Bonus
- Open a Key Select Checking® account online by December 19, 2025.
- Make the minimum opening deposit of $50, plus a total of $5,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $500 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
Basic Business Checking - Up to $200 Bonus
- Open a Basic Business Checking account using promo code START200 by June 30, 2026.
- Every dollar counts when you're starting out. That's why new businesses can earn up to $200 opening a new Basic Business Checking account today.
- No initial deposit requirement
- No minimum balance requirement
- No monthly maintenance fees
- Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
- Unlimited domestic ATM fee reimbursements
- Unlimited item processing (debits, credits, and deposited items)
- Cash deposits via MoneyPass and AllPoint networks
CIT Bank Platinum Savings - $225 Bonus
- Qualify for a $225 cash bonus with a minimum deposit of $25,000
- This limited-time offer to qualify for a $225 cash bonus with a minimum deposit of $25,000 or a $300 bonus with a minimum deposit of $50,000 is available to New and Existing Customers who meet the Platinum Savings promotion criteria. The Promotion begins on September 23, 2025, and can end at any time without notice.
High-Yield Savings Account - $500 Bonus
New customers only. Earn $500 for a minimum of $50,000 deposited on the Raisin platform within 14 days of your first deposit date and maintained over 90 days. To qualify for the bonus, the first deposit must be initiated by November 30, 2025, by 11:59 PM ET, and the customer must input code EASY at the time of sign-up.
BMO Smart Advantage Checking account - Earn $400 Cash Bonus*
$400 cash bonus* when you have a cumulative total of $4,000 in qualifying direct deposits within 90 days of account opening between 9/9/25 - 1/28/26. *Conditions apply. Accounts are subject to approval and provided in the U.S. by BMO Bank N.A. Member FDIC
U.S. Bank Platinum Business Checking - $1,200 Bonus
Promo code Q4AFL25 MUST be used when opening a U.S. Bank Business Essentials®, or Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.
Earn your $1,200 Business Checking bonus by opening a new U.S. Bank Platinum Business Checking account between 10/01/2025 and 1/14/2026. You must make deposit(s) of at least $25,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $25,000 until the 60th day after account opening. You must also complete 5 qualifying transactions within 60 days of account opening.
Qualifying transactions include debit card purchases, ACH credits, Wire Transfer credits and debits, Zelle credits and debits, U.S. Bank Mobile Check Deposit or Bill Pay or payment received via U.S. Bank Payment Solutions. Other transactions such as (but not limited to) other Person to Person payments, transfers to credit card or transfers between U.S. Bank accounts are not eligible.
New money is considered money that is new to U.S. Bank. Funds must come from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or Business Essentials Pricing Information Document for a list of fees.
Bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.
Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.
All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or Business Essentials Pricing Information and YDAA disclosure. These documents can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.
Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice. Member FDIC
Key Smart Checking® - $300 Bonus
- Open a Key Smart Checking® account online by December 19, 2025.
- Make the minimum opening deposit of $10, plus a total of $2,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
KeyBank Hassle-Free Account® - $300 Bonus
- Open a KeyBank Hassle-Free Account® online by December 19, 2025.
- Make the minimum opening deposit of $10, plus a total of $2,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
Business Premium Savings - Up to 3.80% APY
- Bundle with checking and unlock a bonus of up to $600.
- Discover the Axos Business Bundle, combining flexible checking with high-yield savings and earn an exclusive bonus up to $600. Use promo code SBB600.†
- Earn 3.80% APY* With Business Premium Savings
- Free domestic and international incoming wires
- No monthly maintenance fee
- No minimum opening deposit
- No average daily balance requirement
- Business deposit accounts FDIC insured up to $250k
High-Yield Savings Account - $250 Bonus
New customers only. Earn $250 for a minimum of $25,000 deposited on the Raisin platform within 14 days of your first deposit date and maintained over 90 days. To qualify for the bonus, the first deposit must be initiated by November 30, 2025, by 11:59 PM ET, and the customer must input code EASY at the time of sign-up.
High-Yield Savings Account - $75 Bonus
New customers only. Earn $75 for a minimum of $10,000 deposited on the Raisin platform within 14 days of your first deposit date and maintained over 90 days. To qualify for the bonus, the first deposit must be initiated by November 30, 2025, by 11:59 PM ET, and the customer must input code EASY at the time of sign-up.
BMO Smart Money Checking account - Earn $400 Cash Bonus*
$400 cash bonus* when you have a cumulative total of $4,000 in qualifying direct deposits within 90 days of account opening between 9/9/25 - 1/28/26. *Conditions apply. Accounts are subject to approval and provided in the U.S. by BMO Bank N.A. Member FDIC
Brokerage & Investing Bonus Offers
Investing apps are also looking to attract new users with sign-up bonuses or even a free stock.
Investing in your future could have the greatest payoff. Even if the bonus is just a few extra bucks, it could be worth a lot more in a future.
Here are some of the best investment bonus offers:
- Robinhood:
Get a Free Stock (worth between $5 and $200) - Acorns:
$20 Investment Bonus - $30 Off Seeking Alpha Premium with 7 Day Free Trial
- Motley Fool:
Stock Advisor - $99/year for New Members - Webull:
Fund and Get 3% Match Bonus - Morningstar:
Save $50 Off Annual Subscription
$20 Investment Bonus
- Open an Acorns account (new users only)
- Set up the Recurring Investments feature
- Have your first investment be made successfully via the Recurring Investments feature
Transfer and Earn Up to $5,000 Bonus
Enroll your new eligible TradeStation account in this offer either by using promo code BDEVAGFG on your new account application or by requesting to enroll, via telephone, with a TradeStation Representative. Within 45 days of account enrollment, fund your account with at least $500. Maintain at least $500 in your account for 270 calendar days. New assets will be aggregated during the 45-calendar day period following the enrollment date to determine the amount of your cash offer.
| New Assets | Cash Bonus |
|---|---|
| $500 - $24,999 | $50 |
| $25,000 – $99,999 | $250 |
| $100,000 – $199,999 | $400 |
| $200,000 – $999,999 | $800 |
| $1,000,000 – 1,999,999 | $3,000 |
| $2,000,000+ | $5,000 |
More Brokerage Sign Up Bonus
Invest and Earn $150 Bonus
Open a new account using promo code TSTVAGLL. Fund the account with new and qualifying assets of $5,000 or more. Maintain a balance of $5,000 or more in the account for 60 days.
Stock Advisor - $99/year for New Members
*$99 is an introductory price for new members only. 50% discount based on current list price of Stock Advisor of $199/year. Membership will renew annually at the then-current list price.
Fund and Get 3% Match Bonus
Enroll in this offer and complete one or more qualifying deposits of $2,000 - $99,999.99 to your Webull account. Maintain a total net qualifying funding amount of $2,000.00 - $99,999.99 until the payment date of the final installment of the match bonus.
Cash Back Apps Bonus Offers
Invest and Earn $150 Bonus
Open a new account using promo code TSTVAGLL. Fund the account with new and qualifying assets of $5,000 or more. Maintain a balance of $5,000 or more in the account for 60 days.
Stock Advisor - $99/year for New Members
*$99 is an introductory price for new members only. 50% discount based on current list price of Stock Advisor of $199/year. Membership will renew annually at the then-current list price.
Fund and Get 3% Match Bonus
Enroll in this offer and complete one or more qualifying deposits of $2,000 - $99,999.99 to your Webull account. Maintain a total net qualifying funding amount of $2,000.00 - $99,999.99 until the payment date of the final installment of the match bonus.
If you're not somehow getting cash back when you shop, you're literally leaving money on the table.
So why not try one (or a few!) of these cash back apps, and get money back on everyday purchases that you're already buying anyway.
Plus, earn a bonus just for signing up. And once you're a member, you can even earn more extra money by referring friends. It's a win-win.
- Swagbucks:
$10 Signup Bonus - InboxDollars:
$5 Signup Bonus - MyPoints:
Earn $10 Amazon Card with Your First Purchase
$10 Signup Bonus
Member must "Activate" the Bonus in the Swag Ups section of your account. Bonus value is earned in the form of points, called SB. Get a 1000 SB bonus, which is equivalent to $10 in value, when you spend at least $25 at a store featured in Swagbucks.com/Shop. You must receive a minimum of 25 SB for this purchase, which you must complete within 30 days of registration. MyGiftCardsPlus.com and travel purchases do not qualify.
$5 Signup Bonus
- Get paid to take surveys, play video games, watch videos
- Cash out to PayPal or gift cards
How Do Sign Up Bonuses Work?
Companies offer sign-up bonuses to attract new customers to use their product or service. Typically, you'll have to complete some qualifying activities to earn the bonus.
For example, a bank bonus may require that you deposit a certain amount of money and leave it in the account for a few months. A cash back app may require that you make your first purchase to get your sign-up bonus.
After you meet the requirements, most welcome bonuses will be deposited into your account within a few days (sometimes even instantly).
Tips to Get the Most of Sign Up Bonuses
- Look for offers
A lot of companies give sign-up bonuses because they want your business. If you're thinking about opening a new bank account or using a new app, always look first if it's offering a sign-up bonus. Otherwise, you could be missing out on free money.You can bookmark this page, since we keep it updated with the current sign-up bonuses.
- Meet the requirements
Be sure to see what you need to do to earn the sign-up bonus. You may need to deposit money or make a purchase within a certain timeframe. If you don't meet the qualifying requirements, you won't get your bonus. - Read the details
Bank bonuses, especially, have fine print. Like, you can't close your new account for a certain amount of time or the bonus will be taken back. Make sure you don't violate the rules. - Sign up for multiple apps to earn more
There's no rule that you can only sign up for one app or service! For example, you can try out a few different cash back apps and earn bonuses on all of them.Plus, you can stack your rewards. One shopping receipt can make you money from several different apps.
FAQs
What apps give you money for signing up?
Apps like Rakuten and Ibotta offer sign-up bonuses just for using their app. Investing apps like Fundrise offer free money when you invest with them. Robinhood offers a free stock that could be worth up to $200.
Am I obligated to use the app after I earn the sign up bonus?
Once you've earned your sign up bonus, it's yours to keep and you can stop using the app if you want to. But of course, the company hopes that you like them enough to continue using it.
Note that some offers may have fine print. Usually, you have to keep your bank account open for a while if you earned a bank bonus.
How are sign-up bonuses paid?
Usually, your sign up bonus will be paid into your new account. For example, a bank bonus will be cash deposited into your account, while an investing bonus may show up as free stock in your account.
A rewards app bonus (like Swagbucks) may be given in the form of the app currency. Then you can redeem it for cash payout or gift cards.
Bottom Line
Sign-up bonuses are an almost effortless way to make some extra money quickly. And you can do so completely online or from your phone. Hopefully you found one (or even a few) on our list that makes sense for you.
While sign-up bonuses won't make you rich, they're a good way to try out new apps and get some extra cash back into your wallet. You may even find something that helps you reach your financial goals.
Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.
Fundrise, LLC ("Fundrise") compensates CreditDonkey Inc for new leads. CreditDonkey Inc is not an investment client of Fundrise.
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