Sign Up Bonuses
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Get free money by signing up with qualifying activities. These companies are offering bonus offers when you sign up for their services or their apps.
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Who doesn't like free money?
Looking to open a new bank account or try out a cashback app? Why not get some easy free money at the same time.
With so many great sign-up bonus offers available, there's no reason not to take advantage of them. You could use the free money to pay some bills, invest for your future, or just have extra spending cash.
We've compiled a list of the current best sign-up bonuses and offers. Check it out and find the best ones for you.
Bank Bonus Offers
Banks are competing for your business. And they offer some of the biggest sign-up bonuses to entice eligible new customers.
If you're thinking of opening a new checking or savings account, you could earn hundreds of dollars just to switch to another bank and complete required activities.
Compare these checking account offers before you open a new bank account:
- Bank of America Advantage Banking:
Up to $500 Cash Offer - HSBC Premier:
Up to $5,000 - Chase Total Checking®:
$400 Bonus - Current:
$75 Sign Up Bonus
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 05/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
HSBC Premier - Up to $5,000
Discover all that Premier can do for you
- Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
- Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
- Enjoy peace of mind with unique travel benefits available through our credit cards
Here's how the offer works
- Open a Premier checking account by June 30, 2026
- Add your desired level of deposits and/or eligible investments within 20 days
- Get $1,500: Deposit or invest $150,000 to $249,999
- Get $2,500: Deposit or invest $250,000 to $499,999
- Get $3,500: Deposit or invest $500,000 to $999,999
- Get $5,000: Deposit or invest $1,000,000+
- Maintain your balances for 3 full consecutive months
- Remain opted-in to receive HSBC marketing emails
If all offer requirements are met, the bonus will be paid within 8 weeks.
Chase Total Checking® - $400 Bonus
- New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
- Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
- Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
- Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick Deposit℠.
- Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
- Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
CIT Bank Platinum Savings - 4.10% APY Boost
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
High-Yield Savings Account - Up to $1,500 Bonus
- Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code FRESHSTART during sign-up to be eligible for a cash bonus.
- Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
- Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.
| Deposit | Cash Bonus |
|---|---|
| $10,000 - $24,999 | $70 |
| $25,000 - $49,999 | $175 |
| $50,000 - $99,999 | $350 |
| $100,000 - $199,999 | $750 |
| $200,000 or more | $1,500 |
More Bank Sign Up Bonus
Chase Secure Banking℠ - $125 Bonus
- New Chase checking customers enjoy a $125 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- Unauthorized purchases on your debit card? Let us know right away. With Zero Liability Protection with Chase Secure Banking℠ we'll reimburse you for charges you didn't make.
- $0 Monthly Service Fee for customers age 17-24.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Chase makes it easy for you to access your money from anywhere with the Chase Mobile® app, plus thousands of ATMs and branches.
- JPMorgan Chase Bank, N.A. Member FDIC.
Free Business Checking - Earn $500 Bonus
To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 09/30/2026 using the referral code CD500.
After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
Key Select Checking® - $500 Bonus
- Open a Key Select Checking® account online by May 22, 2026.
- Make the minimum opening deposit of $50 and make a total of $5,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $500 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
Basic Business Checking - Up to $200 Bonus
- Open a Basic Business Checking account using promo code START200 by June 30, 2026.
- Every dollar counts when you're starting out. That's why new businesses can earn up to $200 opening a new Basic Business Checking account today.
- No initial deposit requirement
- No minimum balance requirement
- No monthly maintenance fees
- Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
- Unlimited domestic ATM fee reimbursements
- Unlimited item processing (debits, credits, and deposited items)
- Cash deposits via MoneyPass and Allpoint networks
$75 Sign Up Bonus
Open your first Current account using promo code PAYROLL75. Receive a single eligible payroll deposit of $200 or more within 45 days of account opening.
This offer has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by Current.
Chase Business Complete Banking® - $500 Bonus
- Earn $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Get added features at no additional costs. Choose Chase Business Complete Banking® to get a fully integrated business solution that can help you control costs. Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone at no additional cost.
- Bank with confidence. Feel confident knowing we have the largest branch network in the U.S. with 5,000 branches that provide personalized service and can help with your complex banking needs. You can also benefit from our account protection services, which provide safeguards by overseeing employee account activity, monitoring checks, and offering additional protection for your business.
- Access top-rated online business banking. Take advantage of our #1-ranked online small business banking platform with a comprehensive set of features designed for small business owners like you. Our tools enhance your ability to manage cash flow, accept and make payments, create invoices and plan for growth, so you can streamline processes and gain greater control of your finances.
- More small business owners choose Chase than any other bank
- The #1 choice for small business banking.
Chase Private Client Checking℠ - Up to $3,000 Bonus
- Elevate your banking relationship and enjoy a bonus up to $3,000 when you open a new Chase Private Client Checking℠ account with qualifying activities.
- Personalized banking made easier with premium benefits, 24/7 support and access to your banking and investment accounts in one place in the Chase Mobile® app.
Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000+. - Get up to a $3,000 bonus when you open or upgrade to a Chase Private Client account, a premium checking account which provides you with a dedicated banker and receive investing guidance from J.P. Morgan Wealth Management to help you reach your financial goals.
- Receive personalized wealth strategies from a J.P. Morgan advisor. Your J.P. Morgan advisor gets to know you, your family and your goals to build a custom financial strategy and investment portfolio that reflects your evolving priorities.
- Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC.
J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.
INVESTMENT AND INSURANCE PRODUCTS: •
Key Smart Checking® - $300 Bonus
- Open a Key Smart Checking® account online by May 22, 2026.
- Make the minimum opening deposit of $10 and a total of $2,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
Business Premium Savings - Up to 3.60% APY
- Bundle with checking and unlock a bonus of up to $600.
- Discover the Axos Business Bundle, combining flexible checking with high-yield savings and earn an exclusive bonus up to $600. Use promo code SBB600.†
- Earn 3.60% APY* With Business Premium Savings
- Free domestic and international incoming wires
- No monthly maintenance fee
- No minimum opening deposit
- No average daily balance requirement
- Business deposit accounts FDIC insured up to $250k
Brokerage & Investing Bonus Offers
Investing apps are also looking to attract new users with sign-up bonuses or even a free stock.
Investing in your future could have the greatest payoff. Even if the bonus is just a few extra bucks, it could be worth a lot more in a future.
Here are some of the best investment bonus offers:
- Robinhood:
Get a Free Stock (worth between $5 and $200) - Acorns:
$20 Investment Bonus - iTrustCapital:
Get a $100 Funding Bonus - J.P. Morgan Self-Directed Investing:
Get Up to $1,000 - Seeking Alpha Premium:
$30 Off with 7 Day Free Trial - Motley Fool:
Stock Advisor - $99/year for New Members - $20 in Fractional Shares + 1 Month Webull Premium
- Morningstar:
Save $50 Off Annual Subscription
$20 Investment Bonus
- Open an Acorns account (new users only)
- Set up the Recurring Investments feature
- Have your first investment be made successfully via the Recurring Investments feature
Get a $100 Funding Bonus
Sign up through our exclusive CreditDonkey link and fund a new iTrust IRA, a Premium Custody Account (PCA) or a Treasury Account with a minimum of $1,000 to qualify. You must become a New iTrust Customer to be eligible for the Funding Bonus. Terms and conditions apply.
J.P. Morgan Self-Directed Investing - Get Up to $1,000
- Get a cash bonus up to $1,000 when you open and fund a J.P. Morgan Self-Directed Investing account.
- $1,000 when you fund with $250,000 or more
- $325 when you fund with $100,000-$249,999
- $150 when you fund with $25,000-$99,999
- $50 when you fund with $5,000-$24,999
- Get the best of banking and investing on the Chase Mobile® app or Chase.com.
- Choose from stocks, ETFs (from index funds to cryptocurrency), options, mutual funds, money market funds, treasuries and more.
- Get unlimited commission-free online trades.
- Choose an account that's right for you: General Investing, Traditional IRA or Roth IRA.
- Access our secure, easy-to-use trading experience online or through the Chase Mobile® app.
- Our powerful tools and resources are built to help you take control of your investments.
- Rollover your retirement accounts and keep track of your investments in one place.
INVESTMENT AND INSURANCE PRODUCTS ARE:
$20 in Fractional Shares + 1 Month Webull Premium
Make a qualifying initial deposit of $500 or more during the promotional period to get $20 in fractional shares of stock of NVIDIA Corporation and a 30-day subscription to Webull Premium. Terms and conditions apply.
This offer has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by Webull.
More Brokerage Sign Up Bonus
Transfer and Earn Up to $5,000 Bonus
Enroll your new eligible TradeStation account in this offer either by using promo code BDEVAGFG on your new account application or by requesting to enroll, via telephone, with a TradeStation Representative. Within 45 days of account enrollment, fund your account with at least $500. Maintain at least $500 in your account for 270 calendar days. New assets will be aggregated during the 45-calendar day period following the enrollment date to determine the amount of your cash offer.
New Assets Cash Bonus $500 - $24,999 $50 $25,000 – $99,999 $250 $100,000 – $199,999 $400 $200,000 – $999,999 $800 $1,000,000 – 1,999,999 $3,000 $2,000,000+ $5,000
Stock Advisor - $99/year for New Members
*$99 is an introductory price for new members only. 50% discount based on current list price of Stock Advisor of $199/year. Membership will renew annually at the then-current list price.
Up to $100 Transfer Fee Reimbursement
Transfer fees of up to $100 will be reimbursed when you make an initial transfer of $2,000 or more.
Cash Back Apps Bonus Offers
Transfer and Earn Up to $5,000 Bonus
Enroll your new eligible TradeStation account in this offer either by using promo code BDEVAGFG on your new account application or by requesting to enroll, via telephone, with a TradeStation Representative. Within 45 days of account enrollment, fund your account with at least $500. Maintain at least $500 in your account for 270 calendar days. New assets will be aggregated during the 45-calendar day period following the enrollment date to determine the amount of your cash offer.
| New Assets | Cash Bonus |
|---|---|
| $500 - $24,999 | $50 |
| $25,000 – $99,999 | $250 |
| $100,000 – $199,999 | $400 |
| $200,000 – $999,999 | $800 |
| $1,000,000 – 1,999,999 | $3,000 |
| $2,000,000+ | $5,000 |
Stock Advisor - $99/year for New Members
*$99 is an introductory price for new members only. 50% discount based on current list price of Stock Advisor of $199/year. Membership will renew annually at the then-current list price.
Up to $100 Transfer Fee Reimbursement
Transfer fees of up to $100 will be reimbursed when you make an initial transfer of $2,000 or more.
If you're not somehow getting cash back when you shop, you're literally leaving money on the table.
So why not try one (or a few!) of these cash back apps, and get money back on everyday purchases that you're already buying anyway.
Plus, earn a bonus just for signing up. And once you're a member, you can even earn more extra money by referring friends. It's a win-win.
How Do Sign Up Bonuses Work?
Companies offer sign-up bonuses to attract new customers to use their product or service. Typically, you'll have to complete some qualifying activities to earn the bonus.
For example, a bank bonus may require that you deposit a certain amount of money and leave it in the account for a few months. A cash back app may require that you make your first purchase to get your sign-up bonus.
After you meet the requirements, most welcome bonuses will be deposited into your account within a few days (sometimes even instantly).
Tips to Get the Most of Sign Up Bonuses
- Look for offers
A lot of companies give sign-up bonuses because they want your business. If you're thinking about opening a new bank account or using a new app, always look first if it's offering a sign-up bonus. Otherwise, you could be missing out on free money.You can bookmark this page, since we keep it updated with the current sign-up bonuses.
- Meet the requirements
Be sure to see what you need to do to earn the sign-up bonus. You may need to deposit money or make a purchase within a certain timeframe. If you don't meet the qualifying requirements, you won't get your bonus. - Read the details
Bank bonuses, especially, have fine print. Like, you can't close your new account for a certain amount of time or the bonus will be taken back. Make sure you don't violate the rules. - Sign up for multiple apps to earn more
There's no rule that you can only sign up for one app or service! For example, you can try out a few different cash back apps and earn bonuses on all of them.Plus, you can stack your rewards. One shopping receipt can make you money from several different apps.
FAQs
What apps give you money for signing up?
Apps like Rakuten and Ibotta offer sign-up bonuses just for using their app. Investing apps like Fundrise offer free money when you invest with them. Robinhood offers a free stock that could be worth up to $200.
Am I obligated to use the app after I earn the sign up bonus?
Once you've earned your sign up bonus, it's yours to keep and you can stop using the app if you want to. But of course, the company hopes that you like them enough to continue using it.
Note that some offers may have fine print. Usually, you have to keep your bank account open for a while if you earned a bank bonus.
How are sign-up bonuses paid?
Usually, your sign up bonus will be paid into your new account. For example, a bank bonus will be cash deposited into your account, while an investing bonus may show up as free stock in your account.
A rewards app bonus (like Swagbucks) may be given in the form of the app currency. Then you can redeem it for cash payout or gift cards.
Bottom Line
Sign-up bonuses are an almost effortless way to make some extra money quickly. And you can do so completely online or from your phone. Hopefully you found one (or even a few) on our list that makes sense for you.
While sign-up bonuses won't make you rich, they're a good way to try out new apps and get some extra cash back into your wallet. You may even find something that helps you reach your financial goals.
Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.
Fundrise, LLC ("Fundrise") compensates CreditDonkey Inc for new leads. CreditDonkey Inc is not an investment client of Fundrise.
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