Updated August 20, 2023

Sign Up Bonuses

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Get free money by signing up with qualifying activities. These companies are offering bonus offers when you sign up for their services or their apps.

Who doesn't like free money?

Looking to open a new bank account or try out a cashback app? Why not get some easy free money at the same time.

With so many great sign-up bonus offers available, there's no reason not to take advantage of them. You could use the free money to pay some bills, invest for your future, or just have extra spending cash.

We've compiled a list of the current best sign-up bonuses and offers. Check it out and find the best ones for you.

Bank Bonus Offers

Banks are competing for your business. And they offer some of the biggest sign-up bonuses to entice eligible new customers.

If you're thinking of opening a new checking or savings account, you could earn hundreds of dollars just to switch to another bank and complete required activities.

What banks give checking bonuses?
Compare these checking account offers before you open a new bank account:

More Bank Sign Up Bonus

Brokerage & Investing Bonus Offers

Investing apps are also looking to attract new users with sign-up bonuses or even a free stock.

Investing in your future could have the greatest payoff. Even if the bonus is just a few extra bucks, it could be worth a lot more in a future.

What brokers and investment companies have bonus offers?
Here are some of the best investment bonus offers:

More Brokerage Sign Up Bonus

Cash Back Apps Bonus Offers

If you're not somehow getting cash back when you shop, you're literally leaving money on the table.

So why not try one (or a few!) of these cash back apps, and get money back on everyday purchases that you're already buying anyway.

Plus, earn a bonus just for signing up. And once you're a member, you can even earn more extra money by referring friends. It's a win-win.

Best Cash Back App Promotions

How Do Sign Up Bonuses Work?

Companies offer sign-up bonuses to attract new customers to use their product or service. Typically, you'll have to complete some qualifying activities to earn the bonus.

For example, a bank bonus may require that you deposit a certain amount of money and leave it in the account for a few months. A cash back app may require that you make your first purchase to get your sign-up bonus.

After you meet the requirements, most welcome bonuses will be deposited into your account within a few days (sometimes even instantly).

Tips to Get the Most of Sign Up Bonuses

  1. Look for offers
    A lot of companies give sign-up bonuses because they want your business. If you're thinking about opening a new bank account or using a new app, always look first if it's offering a sign-up bonus. Otherwise, you could be missing out on free money.

    You can bookmark this page, since we keep it updated with the current sign-up bonuses.

  2. Meet the requirements
    Be sure to see what you need to do to earn the sign-up bonus. You may need to deposit money or make a purchase within a certain timeframe. If you don't meet the qualifying requirements, you won't get your bonus.

  3. Read the details
    Bank bonuses, especially, have fine print. Like, you can't close your new account for a certain amount of time or the bonus will be taken back. Make sure you don't violate the rules.

  4. Sign up for multiple apps to earn more
    There's no rule that you can only sign up for one app or service! For example, you can try out a few different cash back apps and earn bonuses on all of them.

    Plus, you can stack your rewards. One shopping receipt can make you money from several different apps.


What apps give you money for signing up?
Apps like Rakuten and Ibotta offer sign-up bonuses just for using their app. Investing apps like Fundrise offer free money when you invest with them. Robinhood offers a free stock that could be worth up to $200.

Am I obligated to use the app after I earn the sign up bonus?
Once you've earned your sign up bonus, it's yours to keep and you can stop using the app if you want to. But of course, the company hopes that you like them enough to continue using it.

Note that some offers may have fine print. Usually, you have to keep your bank account open for a while if you earned a bank bonus.

How are sign-up bonuses paid?
Usually, your sign up bonus will be paid into your new account. For example, a bank bonus will be cash deposited into your account, while an investing bonus may show up as free stock in your account.

A rewards app bonus (like Swagbucks) may be given in the form of the app currency. Then you can redeem it for cash payout or gift cards.

Bottom Line

Sign-up bonuses are an almost effortless way to make some extra money quickly. And you can do so completely online or from your phone. Hopefully you found one (or even a few) on our list that makes sense for you.

While sign-up bonuses won't make you rich, they're a good way to try out new apps and get some extra cash back into your wallet. You may even find something that helps you reach your financial goals.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

Fundrise, LLC ("Fundrise") compensates CreditDonkey Inc for new leads. CreditDonkey Inc is not an investment client of Fundrise.

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Member FDIC

Chase Total Checking® - $300 Bonus

Expires 7/24/2024
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • Access to more than 15,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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